Comprehensive coverage with AVO Travel Insurance
Updated: 9 Aug 2026
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Travel Cancellation
HK$ HK$
60,000Overseas Medical Expense
HK$ HK$
1,200,000Loss of Baggages
HK$ HK$
21,000Car Rental Excess
HK$ HK$
3,000- Follow-up medical coverage in Hong Kong for up to 90 days after return
- Exclusive extra discount for family plan
- Including additional pet accommodation expenses caused by transport delays
- Multiple optional extra benefits (e.g. amateur competitions, winter sports, and pre-wedding photoshoot)
Avo Single Trip Comparison
Product | Policy Wording | Policy Brochure | Travel Cancellation | Overseas Medical Expenses | Loss of Baggages | Travel Delay | Personal Liability | Accidental Death | Overseas Hospitalisation Allowance | TCM Expenses | Loss of Travel Documents | Loss of Money |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
- | - | - | - | - | - | - | - | - | - | |||
 | HK$60000 | HK$1200000 | HK$21000 | HK$2000 | HK$1800000 | HK$600000 | - | HK$1500 | HK$8000 | HK$2000 |
Avo Annual Trip Comparison
Product | Policy Wording | Policy Brochure | Travel Cancellation | Overseas Medical Expenses | Loss of Baggage | Travel Delay | Personal Liability | Accidental Death | Overseas Hospitalisation Allowance | TCM Expenses | Loss of Travel Documents | Loss of Money |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HK$30000 | HK$500000 | HK$7500 | HK$1000 | HK$2000000 | HK$300000 | - | HK$1500 | HK$5000 | HK$2000 | |||
HK$60000 | HK$1200000 | HK$21000 | HK$2000 | HK$2000000 | HK$500000 | - | HK$1500 | HK$10000 | HK$3000 |