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No extra premium to change domestic helper
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FWD HelperCare Insurance Plan (1 Year)
HK$
HK$4,000
Clinical CoverageHK$
HK$30,000
Hospital & Surgical CoverageHK$
HK$5,000
Fidelity ProtectionHK$
HK$578
Annual PremiumOriginal Price: HK$680
Domestic Helper Insurance (with out-patient benefits)
HK$
HK$5,000
Clinical CoverageHK$
HK$25,000
Hospital & Surgical CoverageHK$
HK$8,000
Fidelity ProtectionHK$
HK$480
Annual PremiumOriginal Price: HK$600
MaidGuard Plan 3
HK$
HK$12,000
Clinical CoverageHK$
HK$80,000
Hospital & Surgical CoverageHK$
HK$6,000
Fidelity ProtectionHK$
HK$715
Annual PremiumOriginal Price: HK$893
MaidSure Domestic Helper Insurance - Employees’ Compensation (Local domestic helper)
Not Available
Clinical CoverageNot Available
Hospital & Surgical CoverageNot Available
Fidelity ProtectionHK$
HK$240
Annual PremiumOriginal Price: HK$300Domestic Worker Protector (2.0) - Basic Plan
Not Available
Clinical CoverageNot Available
Hospital & Surgical CoverageNot Available
Fidelity ProtectionHK$
HK$247
Annual PremiumOriginal Price: HK$285Domestic Worker Protector (2.0) - Extra Care
Not Available
Clinical CoverageHK$
HK$30,000
Hospital & Surgical CoverageHK$
HK$4,000
Fidelity ProtectionHK$
HK$327
Annual PremiumOriginal Price: HK$380MaidSure Domestic Helper Insurance - Standard Plan
HK$
HK$2,000
Clinical CoverageHK$
HK$30,000
Hospital & Surgical CoverageNot Available
Fidelity ProtectionHK$
HK$360
Annual PremiumOriginal Price: HK$450Domestic Worker Protector - Extra Care
Not Available
Clinical CoverageHK$
HK$30,000
Hospital & Surgical CoverageHK$350 / day (Max. 40 days); Surgical HK$16,000HK$
HK$4,000
Fidelity ProtectionHK$
HK$380
Annual PremiumDomestic Helper Insurance (without out-patient benefits)
Not Available
Clinical CoverageHK$
HK$25,000
Hospital & Surgical CoverageHK$
HK$8,000
Fidelity ProtectionHK$
HK$400
Annual PremiumOriginal Price: HK$500MaidSure Domestic Helper Insurance - Comprehensive Plan
HK$
HK$4,500
Clinical CoverageHK$
HK$30,000
Hospital & Surgical CoverageHK$
HK$10,000
Fidelity ProtectionHK$
HK$544
Annual PremiumOriginal Price: HK$680Other than the provision of marketing services to virtual insurance companies (that do not work with insurance intermediaries), MHGL does not carry on an insurance business and all insurance related activities on the Services are carried out by MHIBL.
Latest newsRead the latest news about financial products in Hong Kong and the best money saving tips.
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Benefits Of Comparing Domestic Helper Insurance
- Get a better domestic helper insurance plan which can meet your needs.
- Buy domestic helper insurance at a cheaper price and save up to HK$600.
- Enjoy higher maximum benefit, the difference can be HK$10,000.
Types of Domestic Helper Insurances
Most insurance companies in Hong Kong categorize their products into 2 main types, which are basic plan and maid insurance. The basic plans cover the one whose employment status is part-time or full time. On the other hand, maid insurance plans only cover full time overseas maids:
| Insurance Plan | Part-time domestic helpers | Full-time local helpers | Full-time overseas helpers |
|---|---|---|---|
| Basic plans | ✓ | ✓ | ✓ |
| Maid insurance plans | ✕ | ✕ | ✓ |
Besides, you can choose standard or premium plan, the price, coverage and maximum benefit are different:
| Insurance Plan | Standard Plan | Premium Plan |
|---|---|---|
| Premium(1-year) | HK$450 | HK$680 |
| Clinical Expenses Cover(1-year) | HK$2,000 | HK$4,500 |
| Personal Liability Cover | ✕ | ✓ |
| Re-hiring Expenses | ✕ | ✓ |
| Fidelity Protection | ✕ | ✓ |
(The above table is comparing Dah Shing Standard and Premium plans)
Main Coverage Of Domestic Helper Insurances
Domestic helper insurance basic plans usually provide :
Hong Kong Domestic Helper Insurance Companies
AXA, QBE, Dah Shing, Prudential, Hong Leong, Blue Cross, AIG, FWD, MSIG, Allied World, Falcon are providing domestic helper insurance plans. Compare the premium and coverage of the plans and choose the best one which meets your needs!
*The above information is updated on 12/12/2018. For the latest information, please refer to the policies provided by insurance companies.
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© 2013 - 2021 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.
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