Domestic Helper Insurance

FWD HelperCare Insurance Plan
MoneyHero Exclusive Offer​
Featured Product​
HK$
4,000
Clinical Coverage
HK$
30,000
Hospital & Surgical Coverage
HK$
5,000
Fidelity Protection
HK$
476
Annual Premium
Original Price: HK$680
Domestic Helper Insurance (with out-patient benefits)
MoneyHero Exclusive Offer​
Featured Product​
HK$
5,000
Clinical Coverage
HK$
25,000
Hospital & Surgical Coverage
HK$
8,000
Fidelity Protection
HK$
480
Annual Premium
Original Price: HK$600
TODO
Zurich Helpersafe Domestic Helper Insurance Plan
MoneyHero Exclusive Offer​
Featured Product​
HK$
12,000
Clinical Coverage
HK$
80,000
Hospital & Surgical Coverage
HK$
10,000
Fidelity Protection
HK$
851
Annual Premium
Original Price: HK$946
MaidSure Domestic Helper Insurance - Employees’ Compensation (Local domestic helper)
Latest Offer​
Not Available
Clinical Coverage
Not Available
Hospital & Surgical Coverage
Not Available
Fidelity Protection
HK$
240
Annual Premium
Original Price: HK$300
Smart Domestic Helper Insurance Plan - Local Domestic Helper Plan (1 year)
MoneyHero Exclusive Offer​
Not Available
Clinical Coverage
Not Available
Hospital & Surgical Coverage
Not Available
Fidelity Protection
HK$
255
Annual Premium
Original Price: HK$300
HelperJoy - Basic Plan
MoneyHero Exclusive Offer​
Not Available
Clinical Coverage
Not Available
Hospital & Surgical Coverage
Not Available
Fidelity Protection
HK$
283
Annual Premium
Original Price: HK$332.4
TODO
Domestic Worker Protector (2.0) - Basic Plan
Not Available
Clinical Coverage
Not Available
Hospital & Surgical Coverage
Not Available
Fidelity Protection
HK$
285
Annual Premium
Employees' Compensation Insurance Plan (1 Year)
MoneyHero Exclusive Offer​
Not Available
Clinical Coverage
Not Available
Hospital & Surgical Coverage
Not Available
Fidelity Protection
HK$
315
Annual Premium
Original Price: HK$350
MaidSure Domestic Helper Insurance - Standard Plan
Latest Offer​
HK$
2,000
Clinical Coverage
HK$
30,000
Hospital & Surgical Coverage
Not Available
Fidelity Protection
HK$
360
Annual Premium
Original Price: HK$450
TODO
Domestic Worker Protector (2.0) - Extra Care
Not Available
Clinical Coverage
HK$
30,000
Hospital & Surgical Coverage
HK$
4,000
Fidelity Protection
HK$
380
Annual Premium
Domestic Worker Protector - Extra Care
Not Available
Clinical Coverage
HK$
30,000
Hospital & Surgical Coverage
HK$350 / day (Max. 40 days); Surgical HK$16,000
HK$
4,000
Fidelity Protection
HK$
380
Annual Premium
Domestic Helper Insurance (without out-patient benefits)
MoneyHero Exclusive Offer​
Not Available
Clinical Coverage
HK$
25,000
Hospital & Surgical Coverage
HK$
8,000
Fidelity Protection
HK$
400
Annual Premium
Original Price: HK$500
Smart Domestic Helper Insurance Plan - Essential Plan (1 year)
MoneyHero Exclusive Offer​
HK$
2,000
Clinical Coverage
HK$
20,000
Hospital & Surgical Coverage
Not Available
Fidelity Protection
HK$
468
Annual Premium
Original Price: HK$550
MaidSure Domestic Helper Insurance - Comprehensive Plan
Latest Offer​
HK$
4,500
Clinical Coverage
HK$
30,000
Hospital & Surgical Coverage
HK$
10,000
Fidelity Protection
HK$
544
Annual Premium
Original Price: HK$680
TODO
Domestic Helper Insurance
HK$
3,000
Clinical Coverage
HK$
25,000
Hospital & Surgical Coverage
HK$
10,000
Fidelity Protection
HK$
600
Annual Premium
1st Year Premium $300
HelperJoy - Comprehensive Plan
MoneyHero Exclusive Offer​
HK$
3,500
Clinical Coverage
HK$
20,000
Hospital & Surgical Coverage
HK$
4,000
Fidelity Protection
HK$
623
Annual Premium
Original Price: HK$732.4
Smart Domestic Helper Insurance Plan - Comprehensive Plan (1 year)
MoneyHero Exclusive Offer​
HK$
3,500
Clinical Coverage
HK$
35,000
Hospital & Surgical Coverage
HK$
10,000
Fidelity Protection
HK$
638
Annual Premium
Original Price: HK$750
TODO
MaidSafe Insurance Plan B
HK$
3,000
Clinical Coverage
HK$
20,000
Hospital & Surgical Coverage
HK$
3,000
Fidelity Protection
HK$
650
Annual Premium
SmartHelper
HK$
4,000
Clinical Coverage
HK$
30,000
Hospital & Surgical Coverage
HK$
8,000
Fidelity Protection
HK$
680
Annual Premium
Domestic Worker Protector - Super Care
HK$
4,000
Clinical Coverage
(HK$150 per visit per day)
HK$
30,000
Hospital & Surgical Coverage
HK$350 / day (Max. 40 days); Surgical HK$16,000
HK$
4,000
Fidelity Protection
HK$
680
Annual Premium
MaidGuard Plan 3
MoneyHero Exclusive Offer​
HK$
12,000
Clinical Coverage
HK$
80,000
Hospital & Surgical Coverage
HK$
6,000
Fidelity Protection
HK$
715
Annual Premium
Original Price: HK$893
TODO
Domestic Worker Protector (2.0) - Super Care
HK$
4,000
Clinical Coverage
HK$
30,000
Hospital & Surgical Coverage
HK$
4,000
Fidelity Protection
HK$
719
Annual Premium
PRUchoice Maid
HK$
4,000
Clinical Coverage
HK$
30,000
Hospital & Surgical Coverage
HK$
6,000
Fidelity Protection
HK$
730
Annual Premium
MaidGuard Plan 2
Not Available
Clinical Coverage
HK$
80,000
Hospital & Surgical Coverage
Not Available
Fidelity Protection
HK$
740
Annual Premium
TODO
MaidSafe Insurance Plan C
HK$
3,000
Clinical Coverage
HK$
25,000
Hospital & Surgical Coverage
HK$
6,000
Fidelity Protection
HK$
750
Annual Premium
TODO
Domestic Helper Protector
HK$
4,000
Clinical Coverage
HK$
30,000
Hospital & Surgical Coverage
HK$
3,000
Fidelity Protection
HK$
750
Annual Premium
HelperJoy - Superior Plan
MoneyHero Exclusive Offer​
HK$
4,000
Clinical Coverage
HK$
25,000
Hospital & Surgical Coverage
HK$
8,000
Fidelity Protection
HK$
793
Annual Premium
Original Price: HK$932.4

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FAQ_img_DomesticHelper_Mb.png
Need some help?
No worries, we've got you covered!
  • Get a better domestic helper insurance plan which can meet your needs.
  • Buy domestic helper insurance at a cheaper price and save up to HK$600.
  • Enjoy higher maximum benefit, the difference can be HK$10,000.

Most insurance companies in Hong Kong categorize their products into 2 main types, which are basic plan and maid insurance. The basic plans cover the one whose employment status is part-time or full time. On the other hand, maid insurance plans only cover full time overseas maids:

 

Insurance Plan Part-time domestic helpers Full-time local helpers Full-time overseas helpers
Basic plans ✓ ✓ ✓
Maid insurance plans ✕ ✕ ✓

 

Besides, you can choose standard or premium plan, the price, coverage and maximum benefit are different:

 

Insurance Plan Standard Plan Premium Plan
Premium(1-year) HK$450 HK$680
Clinical Expenses Cover(1-year) HK$2,000 HK$4,500
Personal Liability Cover ✕ ✓
Re-hiring Expenses ✕ ✓
Fidelity Protection ✕ ✓

 

(The above table is comparing Dah Shing Standard and Premium plans)

AXA, QBE, Dah Shing, Prudential, Hong Leong, Blue Cross, AIG, FWD, MSIG, Allied World, Falcon are providing domestic helper insurance plans. Compare the premium and coverage of the plans and choose the best one which meets your needs!

*For the latest information, please refer to the policies provided by insurance companies.

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