Comprehensive coverage with MSIG Travel Insurance
Updated: 9 Aug 2026
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Trip cancellation
HK$ HK$
50,000Overseas medical expenses
HK$ HK$
2,000,000Loss of baggage
HK$ HK$
20,000Car rental excess
HK$ HK$
10,000- Covers trip postponement or cancellation due to adverse weather
- Coverage for replacement of traveller and cancellation for any reason
- Coverage for replacement of traveller and cancellation for any reason
- Amateur dangerous sports and activities: Includes marathon, hot-air ballooning, skiing, scuba diving
- Free flight delay lounge access and door-to-door Luggage Repair Service
Travel Cancellation
HK$ HK$
25,000Overseas Medical Expense
HK$ HK$
1,000,000Loss of Baggages
HK$ HK$
15,000Car Rental Excess
HK$ HK$
5,000- Cover medical expenses incur overseas and follow-up treatment after returning to Hong Kong for 90 days
- Covers trip postponement or cancellation due to adverse weather
- Coverage for replacement of traveller and cancellation for any reason
- Amateur dangerous sports and activities: Includes marathon, hot-air ballooning, skiing, scuba diving
- Free flight delay lounge access and door-to-door Luggage Repair Service
Trip cancellation
HK$ HK$
3,500Overseas medical expenses
HK$ HK$
500,000Loss of baggage
HK$ HK$
5,000Car rental excess
HK$ HK$
2,000- Cover medical expenses incur overseas and follow-up treatment after returning to Hong Kong for 90 days
- Covers trip postponement or cancellation due to adverse weather
- Coverage for replacement of traveller and cancellation for any reason
- Amateur dangerous sports and activities: Includes marathon, hot-air ballooning, skiing, scuba diving
- Free flight delay lounge access and door-to-door Luggage Repair Service
MSIG Single Trip Comparison
Product | Policy Wording | Policy Brochure | Travel Cancellation | Overseas Medical Expenses | Loss of Baggages | Travel Delay | Personal Liability | Accidental Death | Overseas Hospitalisation Allowance | TCM Expenses | Loss of Travel Documents | Loss of Money |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HK$50000 | HK$2000000 | HK$20000 | HK$2000 | HK$2500000 | HK$1000000 | - | HK$4000 | - | HK$3000 | |||
HK$25000 | HK$1000000 | HK$15000 | HK$2000 | HK$2500000 | HK$500000 | - | HK$3000 | - | HK$2000 | |||
HK$3500 | HK$500000 | HK$5000 | HK$500 | HK$2500000 | HK$250000 | - | HK$3000 | - | HK$300 |
MSIG Annual Trip Comparison
Product | Policy Wording | Policy Brochure | Travel Cancellation | Overseas Medical Expenses | Loss of Baggage | Travel Delay | Personal Liability | Accidental Death | Overseas Hospitalisation Allowance | TCM Expenses | Loss of Travel Documents | Loss of Money |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HK$50000 | HK$2000000 | HK$20000 | HK$2000 | HK$2500000 | HK$1000000 | - | HK$4000 | - | HK$3000 | |||
HK$25000 | HK$1000000 | HK$15000 | HK$2000 | HK$2500000 | HK$500000 | - | HK$3000 | - | HK$2000 | |||
HK$50000 | HK$1500000 | HK$20000 | HK$3000 (HK$300 every 6 hours) | HK$2000000 | HK$1500000 | - | HK$3000 (HK$200/day) | HK$3000 | HK$3000 |
