#Cashback #All Card
Citi Cash Back Card
Updated: 6 Aug 2026
Supported Payment Network:
Supported Payment Type:
Offers
MoneyHero Reward up to HK$7,818
Apply through MoneyHero and choose from 15 premium rewards
📱 Chance to win up to value HK$12,000 Apple Gift Card 🍎 — 100 Winners!
From 10 September 2026, 12pm to 4 November 2026, 6pm, apply for a designated credit card through MoneyHero, complete the application process, and submit the relevant MoneyHero Reward Redemption Form and the 【Chance to win up to value HK$12,000 Apple Gift Card Lucky Draw】 Lucky Draw Registration Form by the respective deadlines. Each eligible application entitles you to 1 lucky draw chance! The more eligible applications you make, the more chances you will receive—up to a maximum of five chances! Stand a chance to win (Total 100 winners):
• Grand Prize: HK$12,000 Apple Store Gift Card (3 winners)
• Second Prize: HK$5,000 Apple Store Gift Card (5 winners)
• Third Prize: HK$1,000 Apple Store Gift Card (26 winners)
• Fourth Prize: HK$500 Apple Store Gift Card (66 winners)
Trade Promotion Competition Licence No.: 61908
- Win up to HK$12,000 in Apple Store Gift Cards
- After completing the application process and submitting the relevant MoneyHero Reward Redemption Form, submit the Lucky Draw Registration Form by 6:00 PM on 11 November 2026 to enter the lucky draw.
- Each eligible application is entitled to 1 lucky draw entry. Each mobile phone number can receive a maximum of 5 lucky draw entries and 1 promotional gift.
- Eligibility to participate and win is subject to MoneyHero’s internal verification records.
- For full campaign details, please refer to the MoneyHero “Win Your Way to the Latest Foldable” Lucky Draw campaign page.
- Terms and Conditions apply.
MoneyHero Exclusive Limited-Time Offer
- HK$2,500 Apple Store Gift Card
- HK$2,500 Wellcome Shopping Voucher
- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)
- PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
- Dyson HP11 Purifier Hot+Cool (valued at HK$4,990)(Need to redeem with the Designated Card at the redemption price of HK$1,469)
- Nintendo Switch 2 (valued at HK$3,700)(Need to redeem with the Designated Card at the redemption price of HK$1,380)
- DJI Osmo Pocket 3 Action Camera (valued at HK$3,059)
- HK$2,300 Cash Rebate (Deposited via FPS)
- HK$2,500 Trip.com e-Voucher
- HK$2,500 HKTVmall e-Gift Voucher
- 25,000 Max Miles flight miles
- DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818)
- Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399)
- MoneyHero's Exclusive Limited-Time Offer is subject to *Terms and Conditions:
- Instruction for how to use Max Miles
Important Dates
-
Promotion Period Starts
15 October 2026, 6 pm -
Promotion Period Ends
30 October 2026, 6 pm -
Credit Card Approval and Activation Deadline
On or before 30 November 2026 -
Accumulate HK$4,000 in Eligible Spending
Within 30 days after successful card approval
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- *Below customers are not eligible for this promotion:
- customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
- students
Frequently Asked Questions
- Am I an eligible customer?
Please refer to Clauses 1, 3, and 4 of the Terms and Conditions. - What are eligible transactions?
Please refer to Clause 3d of the Terms and Conditions. - Can I receive other Citibank welcome offers from the same application while claiming the MoneyHero Exclusive Offer?
Please refer to Clause 4g of the Terms and Conditions.
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- *Details for redeeming the Dyson HP11 Purifier Hot+Cool (valued at HK$4,990) and Nintendo Switch 2 (valued at HK$3,700): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dyson HP11 Purifier Hot+Cool (valued at HK$4,990) by paying HK$1,569 OR Nintendo Switch 2 (valued at HK$3,700) by paying HK$1,380 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition, please contact MoneyHero to confirm the details.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Citibank has no relation with its redemption, usage and dispute.
Highlights
Things to Consider
Dining rebate
Overseas rebate
Unlimited rebate
- Most suitable for customer who has big spending in short period
- Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
- Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
- 2% rebate on local dining spending
- 2% rebate on local hotel spending
- 2% rebate on spending in foreign currency
- 1% unlimited rebate on other spending
- Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
- Purchase Protection Insurance
- Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
- First year annual fee waiver
- Virtual Credit Card with dynamic security code (CVC)
- Hong Kong’s First Virtual Credit Card with dynamic security code that instantly generates a new security code for each transactions
- Starting 26 October 2026, eligible Citi Mastercard Credit Cardholders can use a Virtual Credit Card with dynamic security code for online transactions, subscriptions and recurring payments.
- Available exclusively to eligible Citi Mastercard Credit Cards issued in Hong Kong, including:
-
Citi Prestige
-
Citi PremierMiles
-
Citi Cash Back
-
Citi Rewards Mastercard
-
- Hong Kong’s First Virtual Credit Card with dynamic security code that instantly generates a new security code for each transactions
- The MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
- Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.
Benefits
Cashback Dining
2 %
Cashback Overseas
2 %
Cashback Local
1 %
Cashback Local Online Shopping
1 %
Cashback Overseas Online Shopping
2 %
Cashback Digital Wallet
1 %
Airmiles Local
Not Applicable
Airmiles Dining
Not Applicable
Airmiles Local Online Shopping
Not Applicable
Airmiles Octopus Top Up Spending
Not Applicable
Fees & Charges
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
1.95 %
Late Payment Charge
HK$ 300
Eligibility
Minimum Age
18 years old
Min. Annual Income
HK$ 120,000
