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I always use the comparison tool at MoneyHero.com.hk to compare different types of credit cards because they list out all the latest offers for each one. It saves me the hassle of having to visit every bank. Not only is it safe and quick, but it saves me plenty of time and money too. I recommend MoneyHero.com.hk to all my friends.
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Credit Cards FAQs

Banks in Hong Kong such as HSBC, Hang Seng Bank and Standard Chartered Bank issue different types of credit cards with generous rewards and their eligibility requirements are also different. Hence, the processing time varies depending on the card issuer, but as soon as your application has been approved, it normally takes 7 to 10 working days until you receive your card. Make sure that you submit all the relevant documents so that your application can be processed as quickly as possible.
Most Hong Kong credit card providers require you to be of legal age and a permanent resident/citizen of Hong Kong. You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.
Banks look at your credit score and income to determine the maximum credit amount they would extend to you. If your application is approved, the credit limit a bank gives you may be lower or higher than what you indicated in your application. If your credit score is satisfactory, banks may give you the maximum credit limit. If you think your limit is too high, you can talk to your provider and ask them to reduce it. Know more about credit score by reading our credit card application guide.

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