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Speedy Cash

PopularFeatured Product

Features

From 24 to 30 June 2019, customers are entitled to exclusive and additional supermarkets coupon by successful application via MoneyHero.com.hk. Details are as followed:
Loan Amount successfully applied and approved via MoneyHero.com.hk Exclusive supermarket coupon Additional supermarket coupon
HK$800,000 or above HK$4,000 HK$1,000
(successful application from 24 to 30 June 2019)
HK$500,000 to HK$799,999 HK$2,000
HK$300,000 to HK$499,999 HK$1,500
HK$200,000 to HK$299,999 HK$1,000
New Customers who successfully apply for Citi Speedy Cash from 1 April to 30 June 2019, both dates inclusive, and drawn down on or before 15 July 2019 with a specific loan amount and repayment term 12 months or above will be eligible for the following welcome Offer:
Loan AmountMass Offer
HK$600,000 or aboveHK$1,300 cash coupon
HK$400,000 to HK$599,999HK$800 cash coupon
HK$200,000 to HK$399,999HK$400 cash coupon
Repayment term up to 60 months + $0 handling fee
Loan amount up to HK$2,000,000
Offer for reference only
Annualized Percentage Rate as low as 2.23%. The calculation based on the monthly flat rate 0.1% with loan amount of HK$1,500,000 and repayment period of 12 months. The actual APR applicable may differ. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.

Fixed Loan

Latest OfferFeatured Product
Latest Offer:
From now till 31 July, Samsung Galaxy S10+ (128GB) (value HK$6,998) will be rewarded upon successful application
Straight through online application, face recognition identification, 7x24 direct transfer cash via FPS
Straight through online application, face recognition identification, 7x24 direct transfer cash via FPS

Features

Instant approval and withdrawal, no income proof is required for loan amount of $50,000 or less
10 mins express approval. Cash will be disbursed within 1 hour from loan confirmation
No handling fee, no early settlement fee
For more details, please visit PrimeCredit’s website
Money Lender’s License No.: 383/2019
During the promotion period, Samsung Galaxy S10+ (128GB) (value HK$6,998) will be rewarded for customer who successfully apply for and withdraw PrimeCredit’s designated Personal Loan of HK$120,000 net loan amount with tenor 24 instalments or above.
The promotion period is from 10 June to 31 July 2019 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For the details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.

Debt Consolidation Loan

Latest OfferFeatured Product
Latest Offer:
Earn up to $3,300 Coupons for successful online application
Loan amount up to 21x monthly salary, 72-month repayment
Loan amount up to 21x monthly salary, 72-month repayment

Features

Monthly flat rate as low as 0.04% (Annualised percentage rate: 3.83%)
One-minute approval to get the cash you need
High loan amount up to $2,000,000 or 21x monthly salary (whichever is lower)
Flexible repayment period of up to 72 months
Loan Amount of $50,000 to $299,999 can earn $400 coupon. Loan Amount of $300,000 to $499,999 can earn $800 coupon. Loan Amount of $500,000 to $999,999 can earn $2,000 coupon. Loan Amount of $1,000,000 or above can earn $3,000 coupon
Only customers who successfully apply for Debt Consolidation Loan via DBS Bank (Hong Kong) Limited from 1 to 30 June 2019, and draw down the approved Loan on or before 15 July 2019, will be entitled to extra $300 supermarket cash coupons
Handling Fee: 1.5%
Minimum salary requirement: fixed annual income of $100,000 or above
A redemption letter will be sent to the eligible customer by mail within 2 months after the end of the Promotional Period ( on or before 31 August 2019 ) for the customer to redeem the Coupons at designated redemption center
Coupons are only applicable to customers whose Loan accounts are in good standing and not in default (as determined by the Bank at its sole discretion). If the customer’s credit standing is unsatisfactory or the customer early repays the full amount of the Loan, the Bank reserves the rights to stop issuing the Coupons or deduct the face value of the Coupons awarded to the customers from the relevant Loan account without prior notice
Terms and conditions apply. For details, please visit DBS website
The above information is for reference only, the final approved interest rate, loan amount and instalment period are subject to the financial condition of customers.

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.

“Super-Fast” Instalment Loan

MoneyHero.com.hk Exclusive OfferFeatured Product
MoneyHero.com.hk Exclusive Offer:
Cash rebate up to HK$3,000 and HK$400 supermarket coupon
Loan amount up to 12X monthly salary, 60 months repayment
Loan amount up to 12X monthly salary, 60 months repayment

Features

Successfully apply and draw down from 17 June to 31 July 2019 to enjoy the following
  1. 0% arrangement fee
  2. APR as low as 2.27%
  3. Loan amount of up to 12 times your monthly basic salary (maximum HK$1,200,000)
  4. Cash rebate of up to HK$3,000 and HK$400 supermarket coupon for new customers / SupremeGold customers
  5. Lucky draw chance to win a new-model smartphone (Reference Retail Price $8,599)
APR as low as 2.27% is for reference only. (This includes the cash rebate up to HK$3,000 and supermarket coupon of HK$400 for new customers who apply via MoneyHero.com.hk and draw down a loan by 31 July 2019. It is calculated as for a loan amount of HK$800,000, with a monthly flat rate of 0.1330%, and a repayment period of 12 months.) Please note that actual APRs may differ.
New Customers who successfully apply for a “Super-Fast” Instalment Loan via MoneyHero through the Internet or their mobile phone and draw down a designated loan amount with designated repayment period by 31 July 2019 will be eligible for a cash rebate of up to HK$3,000 and supermarket coupon of HK$400.
“New customers” refers to those customers who have not held any BEA deposit account, mortgage loan, consumer loan, credit card, or MPF account in the 6 months prior to the application submission date. BEA reserves the final right to interpret the definition of “new customers”.
Loan amount drawn (HK$) Cash Rebate / Supermarket Coupon and Repayment Period
12 months - 60 months
100,000 – 299,999 HK$600 cash rebate + HK$400 supermarket coupon
300,000 – 799,999 HK$1,000 cash rebate + HK$400 supermarket coupon
800,000 – 1,200,000 HK$3,000 cash rebate + HK$400 supermarket coupon
The customer must have a minimum monthly basic salary of HK$5,000 and have been employed by his/her present employer for at least 3 months.
Cash rebate (if applicable) will be credited to the customer’s repayment account 4 – 6 weeks after the loan drawdown date.
To redeem from MoneyHero.com.hk the exclusive rewards, please send your drawdown letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
  • For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
  • Promotional period: From 17 June to 31 July, 2019
In case of dispute, the decision of MoneyHero.com.hk and BEA shall be final and conclusive.

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.

Personal Loan

MoneyHero.com.hk Exclusive OfferFeatured Product
MoneyHero.com.hk Exclusive Offer:
Up to HK$1,800 cash coupon (including HK$800 exclusive reward) for successful applications via MoneyHero.com.hk and drawdown of the approved loan.
Annualized Percentage Rate (“APR”) as low as 3.70% (calculated based on monthly flat rate 0.08% with loan amount of HK$100,000 and repayment period of 12 months); Actual APR may vary due to different loan amount and tenor
Annualized Percentage Rate (“APR”) as low as 3.70% (calculated based on monthly flat rate 0.08% with loan amount of HK$100,000 and repayment period of 12 months); Actual APR may vary due to different loan amount and tenor

Features

From 7 March to 31 August 2019 (both dates inclusive), new customers* who successfully apply and drawdown specific instalment loan amounts with OCBC Wing Hang Credit Limited will be entitled to supermarket cash coupon from the company as follows:
Loan amount (HK$) Supermarket Cash Coupon (HK$)
300,000 or above 1,000
100,000 to 299,999 300
30,000 to 99,999 100
From 7 March to 31 August 2019, new customers will also be entitled to HK$800 exclusive reward from Moneyhero.com.hk by successful application via MoneyHero.com.hk and drawdown of the approved loan with OCBC Wing Hang Credit Limited.
APR as low as 3.70%
Loan repayment tenor can be as long as 60 months
Loan amount of up to 18 times of your monthly basic salary (maximum HK$1,800,000)
*“new customers” refer to those customers who have not opened or maintained (whether in the customer's sole name or jointly with any third party) any loan account (including but not limited to Instalment Loan, Mortgage and Revolving Credit) with OCBC Wing Hang Credit Limited at any time during the 1 month immediately preceding the date of the new customers' loan application.
The cash coupons from OCBC Wing Hang Credit Limited will be mailed to the new customers' correspondence address within 2 months after the date of drawdown of the loan.
The promotion is only applicable to new customers without any past due within 2 months from the date of drawdown. If the customers' loan account is not in good standing or the customers have made an early settlement of the loan, the customers' right to receive the cash coupons from the Company will be forfeited.
To redeem from MoneyHero.com.hk the exclusive rewards, please send your drawdown letter* to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
  • *For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
  • Promotional period: From 7 March to 31 August 2019
Annualized percentage rate ("APR") is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualized rate.
Before you make request for early repayment for Instalment loan, please refer to FAQ" of OCBC Wing Hang Credit Limited website.
Terms and conditions apply. For details, please visit OCBC Wing Hang Credit Limited website.

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.

“Super-Fast” Debt Clearance Plan

MoneyHero.com.hk Exclusive Offer
MoneyHero.com.hk Exclusive Offer:
Up to HK$5,000 cash rebate (including HK$3,200 exclusive reward) for successful applications via MoneyHero.com.hk during 1 to 30 June 2019. Please click “See more” for more details.

Features

From 1 to 30 June 2019, customers are entitled to following offers:
  1. APR as low as 2.91%
  2. Repayment period of up to 72 months
  3. Loan amount of up to 21 times your monthly basic salary (maximum HK$1,200,000)
  4. New customers of The Bank of East Asia are entitled to following exclusive offers for successful applications via MoneyHero.com.hk during 1 to 30 June 2019 and drawn down before 31 July 2019
Draw Down Loan Amount (HK$) Cash rebate for 12 to 24 months repayment period
1,000,000 – 1,200,000 HK$2,650
500,000 – 999,999 HK$1,250
200,000 – 499,999 HK$850
50,000 – 199,999 HK$450
Draw Down Loan Amount (HK$) Cash rebate for 36 months or above repayment period
1,000,000 – 1,200,000 HK$5,000
500,000 – 999,999 HK$2,050
200,000 – 499,999 HK$1,300
50,000 – 199,999 HK$600
*“New customers” refers to those customers who have not held any BEA deposit account, mortgage loan, consumer loan, credit card, or MPF account in the 6 months prior to the application submission date. BEA reserves the final right to interpret the definition of “new customers”.
The welcome offers for BEA new customers and rewards for online applications cannot be entitled if customers are rewarded for MoneyHero.com.hk exclusive offers.
Cash rebate(s) will be credited to the customer’s repayment account 4 - 6 weeks after the loan draw down date.
The Annualized Percentage Rate ("APR") of 2.91% is calculated based on a monthly flat rate of 0.03%, a loan amount of HK$100,000 and a 12-month repayment period. The APR is calculated according to the standard method set out in the Code of Banking Practice and is rounded up or down to the nearest 2 decimal places. Please note that the actual APR may differ.
In the event of any dispute, the decision of MoneyHero.com.hk and BEA shall be final and conclusive.

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.

Standard Chartered Personal Instalment Loan

MoneyHero.com.hk Exclusive Offer
MoneyHero.com.hk Exclusive Offer:
Up to HK$1,000 + exclusive HK$1,100 supermarket cash coupon for successful applications of specific loan amounts via MoneyHero.com.hk
0% Handling fee; APR as low as 2.96%; Online Service Pledge
0% Handling fee; APR as low as 2.96%; Online Service Pledge

Features

Clients who successfully applied and drawdown the loan online during 17 June to 31 July 2019 can enjoy up to HK$1,000 Coupon and the details are set out in the table below:
Loan Amount Cash Coupon
HK$50,000 – HK$199,999 HK$400
HK$200,000 or above HK$1,000
Applicants who successfully apply loan amount of HK$100,000 or above via MoneyHero.com.hk is entitled for exclusive HK$1,100 supermarket cash coupon
0% handling fee
Maximum loan amount of up to 18X monthly salary or HK$2,000,000 (whichever is lower)
Max Loan Repayment Tenure: 60 months
Online Service Pledge for application submitted before noon will be followed up within the same business day
To redeem from MoneyHero.com.hk the exclusive rewards, please send your drawdown letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
  • For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
  • Promotional period: From 17 June to 31 July 2019
The APR and Monthly Flat Rate shown in HK$700,000 or above are the special promotion for selected clients who are also existing Priority Banking clients.
The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
The monthly flat rate shown above was rounded to 2 decimal places and for reference only

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.

Standard Chartered Debt Consolidation Program

MoneyHero.com.hk Exclusive Offer
MoneyHero.com.hk Exclusive Offer:
Up to HK$2,000 + exclusive HK$1,800 supermarket cash coupon for successful applications of specific loan amounts via MoneyHero.com.hk
Monthly flat rate as low as 0.164%; Loan amount up to 18X monthly salary; 72 months repayment
Monthly flat rate as low as 0.164%; Loan amount up to 18X monthly salary; 72 months repayment

Features

Clients who successfully applied and drawdown the loan online during 17 June to 31 July 2019 can enjoy up to HK$2,000 Coupon and the details are set out in the table below:
Loan Amount Cash Coupon
HK$50,000 – HK$199,999 HK$400
HK$200,000 – HK$499,999 HK$1,000
HK$500,000 or above HK$2,000
Applicants who successfully apply loan amount less than HK$200,000 via MoneyHero.com.hk is entitled for exclusive HK$800 supermarket cash coupon; exclusive HK$1,800 supermarket cash coupon for loan amount of HK$200,000 or above
0% handling fee
Maximum loan amount of up to 18X monthly salary or HK$2,000,000 (whichever is lower)
Max Loan Repayment Tenure: 72 months
Online Service Pledge for application submitted before noon will be followed up within the same business day
To redeem from MoneyHero.com.hk the exclusive rewards, please send your drawdown letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
  • For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
  • Promotional period: From 17 June to 31 July 2019
The APR and Monthly Flat Rate shown in HK$700,000 or above are the special offer to selected clients who are also holding a mortgage loan.
The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
The monthly flat rate shown above was rounded to 2 decimal places and for reference only.

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.

DreamCash Balance Transfer

Latest Offer
Latest Offer:
Up to HK$6,000 Credit Rebate for loan drawdown
Consolidate your outstanding credit card and personal loan balances to a single account; Fixed monthly repayment; Shorten entire repayment period
Consolidate your outstanding credit card and personal loan balances to a single account; Fixed monthly repayment; Shorten entire repayment period

Features

Loan Amount up to HK$1,200,000 or 21 times of monthly salary (whichever is lower)
Customers successfully apply DreamCash Balance Transfer during the promotion period from 25 April 2019 to 31 August 2019 and drawdown on or before 30 September 2019 can get the fabulous offers below:
  1. Transfer each outstanding balance of other banks’ credit card with the amount of HK$50,000 or above to DreamCash Balance Transfer is entitled to HK$200 Credit Card Credit Rebate, up to HK$3,000 Credit Card Credit Rebate.
  2. Extra HK$2,800 Credit Card Credit Rebate for online application.
  3. Extra HK$200 Credit Card Credit Rebate by using the account in Bank of Communications for disbursement and repayment.
Flexible repayment tenor up to 72 months
The final loan amount will be subject to the circumstance of individual customer. The approval of the loan (as well as the final approved loan amount) is subject to the Bank's final decision.
The Bank reserves the rights to terminate the relevant offer without prior notice.

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.

Balance Transfer

MoneyHero.com.hk Exclusive Offer
MoneyHero.com.hk Exclusive Offer:
[Offer from 24 to 30 June] Enjoy up to HK$4,000 + additional HK$1,000 Wellcome cash coupon for successful applications via MoneyHero.com.hk.
Annualized Percentage Rate as low as 2.23% and monthly flat rate 0.1% (calculation included 30% interest discount); The Actual APR may vary for individual customers
Annualized Percentage Rate as low as 2.23% and monthly flat rate 0.1% (calculation included 30% interest discount); The Actual APR may vary for individual customers

Features

From 24 to 30 June 2019, customers are entitled to exclusive and additional supermarket coupons by successful application via MoneyHero.com.hk. Details are as followed:
Loan Amount successfully applied and approved via MoneyHero.com.hk Exclusive supermarket coupon Additional supermarket coupon
HK$800,000 or above HK$4,000 HK$1,000
(successful application from 24 to 30 June 2019)
HK$500,000 to HK$799,999 HK$2,000
HK$300,000 to HK$499,999 HK$1,500
HK$200,000 to HK$299,999 HK$1,000
30% off on total interest payment, $0 handling fee
Loan amount up to 21X of your monthly salary or HK$1,200,000
Repayment term up to 72 months
The 30% Interest Discount is applicable to customers who apply during Promotion Period from January 1, 2019 to December 31, 2019 and successfully drawdown a Citi Card Debt Consolidation Loan on or before January 10, 2020.
Offer for reference only
The Annualized Percentage Rate ("APR") of 2.23% is calculated based on the monthly flat rate 0.1% with 30% interest discount. The actual APR applicable may differ. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.
MoneyHero.com.hk compares loans that can be paid back over terms of between 12 and 84 months. The APR interest rate you will be charged will depend on your personal circumstances, and will be between APR: 2% and APR: 59%. This is a representative example of what it may cost: a Loan of HK$200,000 over 12 months at 7.02% APR and monthly interest rate at 0.31% would equate to monthly repayments of HK$17,287, and the total repayment of the loan that you pay back would be HK$207,444.

Need some help?

No worries, we've got you covered!

What is a Personal Instalment Loan?

A personal instalment loan, also known as an unsecured loan, is a type of loan that allows you to borrow a specific amount of money at any time, and pay it back through several fixed instalments over a period. Unlike a secured loan, which requires a house or a car as part of a collateral security, a personal loan only requires a monthly payments consisting of both the loan's principal and interest. However, if you pay it off on time, you can use the money from your personal loan to finance personal goals. With your personal loan, you will have the funds to use on whatever you like such as: refurbishing your home or planning your next dream holiday. You can simply pay back any personal loans within one to five years, making it a lot simpler to manage your budget whilst repaying it in full.

How can I find different Personal Loan offers in Hong Kong?

Personal loans can be applied in a majority of banks here in Hong Kong. Popular lenders include the likes of Citibank, HSBC, China Construction Bank, Standard Chartered, Hang Seng Bank, WeLend Social Lending, DBS, and many more. These banks offer loans at competitive rates and often paired with equally tempting promotions and offers. With the help of MoneyHero.com.hk's online comparison tool, you can keep track of all the different lenders on the market and instantly find deals that work for your budget. Compare interest rates, loan amounts, total repayment values and terms offered by Hong Kong's personal loan providers. Find out about other offers such as welcome benefits, special rates, and other promotions and privileges. MoneyHero.com.hk's comparison tool is free and easy to use. You can find the right personal instalment loan with the lowest monthly rates to suit your needs.

How to apply for a Personal Instalment Loan now?

Can't find free time away to go to the bank? Save time by simply signing up for a personal loan online through MoneyHero.com.hk. Choose a lender with the best interest rates based on your desired loan amount and repayment period, then click on the Apply Now button. Supplementary information may be needed along with your loan application depending on which lender you apply from. To qualify for a loan, you must be at least 18 years old and a Hong Kong resident. Please note that some providers may ask for proof of income and proof of residence, so please prepare them in advance. Your credit ratings will also be reviewed. Find the best personal loan offers from Hong Kong's top providers. Compare and apply for a personal loan today with the help of MoneyHero.com.hk. Check our Personal Loans Guide for further information.

What are the advantages of applying for a business loan?

Every company needs funding for cash flow, operations, equipment, expansion, etc. A business loan is specially designed for companies to meet financial needs, bringing loans with high loan amounts, flexible repayment periods, and even unsecured loans and SME loans for companies to bring immediate solutions to capital needs. Please note that SMEs in Hong Kong refer to manufacturing businesses employing less than 100 people and non-manufacturing business with less than 50.

How to choose the best business loan?

There are plenty of business loans, and each one of them meets different needs, making the choice of the best loan a very confusing task. Before applying for a loan, you should first identify the company's financial needs, like how much and how long do you need to borrow, how quickly do you need the money, and the company's repayment ability; and then you have to compare the interest rates, type of loan(e.g. Instalment or revolving loan), loan term, repayment period, approval time and handling fees of various loans. Moreover, some banks have regular promotions to offer cash rebates and attractive interest rates, don't miss this opportunity if you hope to earn more. Please note that some loans require that the company should be operating and registered in Hong Kong for at least one year and have good loan repayment record.

How do banks or financial institutions decide my loan amount?

The maximum loan amount is normally at 6 - 18 times income, and some loans even claim to have no loan limits, but still, it depends on the borrower's income.

Should I choose the personal instalment loan with the lowest monthly interest rate?

Monthly interest rates appear to be attractive, but since handling and administrative fees are not included, we suggest that borrowers should compare the Annual Percentage Rates (APR) of personal instalment loans for a more direct reference and not to ignore the hidden charges.

How long does it take to get a personal instalment loan approved?

Many financial companies claim that they can offer "instant loan approval". However, instant approval only means approval in principle. Your application needs to take at least 60 minutes to get actual approval. Some banks require longer approval period, which usually fall between 2-5 working days.

How to calculate the monthly interest?

Loan borrowers of personal instalment loans will repay the loan monthly with a fixed amount of principal and interest, and the interest for the loan amount will usually be calculated based on a monthly flat rate. If you know your total loan amount, monthly flat rate and repayment period, you can calculate the monthly interest.

What should I consider Before applying a personal instalment loan?

Before applying for a loan, you should ask yourself why you need the money and never over-borrow. and Before you file the application, you should understand your financial situation and repayment ability, consider your loan amount, repayment period and monthly payment, and also read the terms and conditions carefully, including the details about handling fees. Do not apply for a loan to a financial institution with unknown background or bad reputation.

Confused about personal loan terms?

Glossary terms to know for first-time personal loan applicants