BEA (Bank of East Asia) Loans | Latest Popular Personal Fast Low-Interest Loans, Offers, and Approval Times
Updated: 23 Apr 2026
Application method 1: please click the "APPLY NOW" button to apply via BEA website
- Fill in personal information and loan details
- Submit required documents including HKID card and income proof
Application method 2: please apply through BEA Mobile app, and insert promo code 「MHTL2026」
- Login to BEA Mobile and click “Personal Loan” at Offers for You
- Fill in loan details
- Insert promotion code “MHTL2026”
- Confirm personal information and job details
- Select repayment account
- Confirm application details
- Finish!
Application process and loan drawdown will be completed within 8 working days upon receipt of the complete requisite documents and information. If the requested loan amount is approved in full, The Bank of East Asia, Limited will not notify the applicant. The Loan amount will be credited to the applicant’s designated bank account directly.
- APR as low as 1%*
- Cash Rewards up to HK$22,888
- Loan amount up to HK$4,000,000
- Repayment tenor up to 60 months
- 0% handling fee
- 7-days Cooling-off Period
- Hong Kong Identity Card
- Income Proof
Additional documents may be required for approval of application
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The Annualised Percentage Rate ("APR") as shown is calculated according to the standard method set out in the Code of Banking Practice and is rounded up or down to the nearest 2 decimal places, and includes the full arrangement fee waiver. The APR is for reference only. Please note that the APR stated in the loan confirmation letter will not include any cash rebate. Actual APRs and monthly repayments may differ, and the details stated in the loan confirmation letter shall prevail.
- The loan amount can be up to 18 times the applicant’s basic monthly salary (maximum HK$4,000,000). The final approved loan amount, based on a multiple of the applicant’s monthly salary, is subject to change in accordance with individual circumstances.
- If the requested loan amount is approved in full, The Bank of East Asia, Limited will not notify the applicant. The Loan amount will be credited to the applicant’s designated bank account directly.
- In case of dispute, the decision of MoneyHero and BEA shall be final and conclusive
- Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay!