American Express® Platinum Credit Card

Earn rewards when you spend with the Card

• First HK$120,000 spending within first 3 months - HK$1 = 5 Membership Rewards points
  • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1.67%.
  • Take 18 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$3.6 = 1 mile.
• First HK$120,000 charged and billed during each Program Period - HK$1 = 3 Membership Rewards points
  • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
  • Take 18 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$6 = 1 mile.
• The spending from HK$120,001 and onwards during each Program Period - HK$1 = 1 Membership Rewards points
  • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.33%.
  • Take 18 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$18 = 1 mile.
• All spending requirement above applicable to local retails, dining and online shopping; foreign currency shopping
• Shop online or in a store at selected merchants, you’ll earn double Membership Rewards points. First HK$120,000 spending
  during each Program Period - HK$1 = 6 Membership Rewards points
  • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 2%.
  • Take 18 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$3 = 1 mile.
  • Including but not limited to Circle K Convenience Stores, city’super, DON DON DONKI, Mannings, PARKnSHOP, SOGO supermarket, Watsons, Wellcome, YATA supermarkets, Esso stations (earn up to an extra 30,000 Membership Rewards points in total per calendar month)
  • Learn more Merchant list

Shopping Protection

Spend with the Card to enjoy the following protection:

• Online Fraud Protection Guarantee
  Shop online with the Card and you won't be held responsible for any fraudulent charge.
• Return Guarantee
  Refund if you are unhappy with the purchase made with the Card.
• Extended Warranty
  When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
• Price Protection
  Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
• 45 Days Cover
  Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
• Terms and Conditions apply.

Dining Offer
Basic and Supplementary Cardmember can enjoy

• Enjoy up to 40% savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
  • Promotion details please refer to Maxim's Dining | American Express HK
• Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
  • Designated restaurants of Cafe Deco Group includes: ANJU, Dim Sum Bar, Cafe Deco Pizzeria, Duan Chun Zhen, Takeroku Ramen, WATERMARK.
  • The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
  • Promotion details please refer to Cafe Deco | American Express HK
• Double Membership Rewards points, dining offers and shopping offers are extended until 31 December 2026, with the following changes:
  • agnes b. CAFÉ: 30% savings on the à la carte menu for all day consumption.
  • S&S Group: 30% savings offer is extended to Platinum G Cardmembers.

Lifestyle Offer

• Buy-1-Get-1-Free tickets offer will only be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
• Enjoy 3% savings on selected regular-priced items at the stores of city'super, city'super EKI, LOG-ON and cookedDeli in Hong Kong.

Travel Offer

• Enjoy 3X Membership Rewards points on the first HK$120,000 spending (as low as HK$5 = 1 mile)
• Enjoy 8% savings on selected hotel booking all year round at Expedia

Card Benefits Terms and conditions apply. Annual fee is HK$2,200 with the entitlement of 2 Supplementary Platinum Credit Cards (annual fee cannot be waived) Existing Cardmembers or applicants who have held the Card at any time within the past 12 months are not eligible for MoneyHero Exclusive Offer and Welcome Offers.

• Existing American Express® Platinum Credit Card Basic Cardmembers and applicants who held American Express® Platinum Credit Card (Basic card) at any time within the past 12 months from the date of this application are not eligible for MoneyHero Exclusive Offer and Welcome Offers.

American Express® Platinum Credit Card welcome offer will be ONLY eligible to those who paid the annual fee and account stays active