BEA i-Titanium Card

BEA i-Titanium Card

The BEA i-Titanium Card offers a first-year annual fee waiver. It provides up to 4% cashback for online shopping and mobile payments. By registering for the BEA Days offers, you can enjoy up to 12% cashback on local transport, cafes, bakeries, and fast-food outlets. The BEA i-Titanium Card has a low annual income requirement, making it suitable for students to apply.
Cashback Dining
12.4  %
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Cashback Contactless Spend
12  %
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Cashback Local Online Shopping
4  %
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Min. Annual Income
HK$ 40,000

Things to consider

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No income required

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Online shoppping discount

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Concert ticketing

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Mobile contactless rebate

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BEA i-Titanium Card Benefits

Cashback

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Cashback Local
4  %
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flight
Cashback Overseas
0.4  %
restaurant
Cashback Dining
12.4  %
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shopping_bag
Cashback Local Online Shopping
4  %
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shopping_bag
Cashback Overseas Online Shopping
4  %
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account_balance_wallet
Cashback Digital Wallet
12  %
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contactless
Cashback Contactless Spend
12  %
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Cashback Octopus Top Up Spending
0.4  %
    • Priority Booking Service for Spectacular Concerts.
    • First year annual fee waiver
    • The welcome offer and MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date and at the time of card approval (excluding selected customers).
    • Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer
    • Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.

    Eligibility

    Minimum Age
    18  years old
    Min. Annual Income
    HK$ 40,000

    Fees

    Annual Fee
    HK$ 600
    Foreign Currency Transaction Fee
    1.95  %

    Repayment

    Minimum Payment
    All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount.
    Late Payment Charge
    HK$/CNY350 or the Minimum Payment Due, whichever is lower.
    Retail Purchase APR
    35.91  %
    Cash Advance APR
    35.96  %
    Interest Free Period
    56  days

    Association

    Mastercard

    BEA i-Titanium Card BEA i-Titanium Card