BEA i-Titanium Card

Updated: 17 Aug 2026
BEA i-Titanium Card
Cashback Local
4%
Cashback Overseas
0.4%
Annual Fee
HK$600
Supported Payment Network:

Highlights

Things to Consider

No income required
Online shoppping discount
Concert ticketing

    • Priority Booking Service for Spectacular Concerts.
    • First year annual fee waiver
    • The welcome offer and MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date and at the time of card approval (excluding selected customers).
    • Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer
    • Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.

    Benefits

    Cashback Dining
    12.4 %
    Cashback Contactless Spend
    12 %
    Cashback Local Online Shopping
    4 %
    Cashback Local
    4 %
    Cashback Octopus Top Up Spending
    0.4 %
    Cashback Overseas
    0.4 %
    Cashback Overseas Online Shopping
    4 %
    Cashback Digital Wallet
    12 %

    Air Miles Conversion Fee
    Waived
    Airmiles Local
    Not Applicable
    Airmiles Overseas
    Not Applicable
    Airmiles Local Online Shopping
    Not Applicable

    Fees & Charges

    Annual Fee
    HK$ 600
    Foreign Currency Transaction Fee
    1.95 %
    Air Miles Conversion Fee
    Waived

    Late Payment Charge
    HK$/CNY,350 or the Minimum Payment Due whichever is lower

    Eligibility

    Min. Annual Income
    HK$ 40,000
    Minimum Age
    18 years old

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    Card Benefit
    —
    1 - 2 % cashback
    Cashback Local
    4 %
    1 %
    Cashback Overseas
    4 %
    2 %
    Annual Fee Waiver
    —
    First year