BEA i-Titanium Card
Updated: 17 Aug 2026
Cashback Local
4%
Cashback Overseas
0.4%
Annual Fee
HK$600
Supported Payment Network:
Highlights
Things to Consider
Dining rebate
Airport lounge
Public transportation
Personalized Card Rewards to Match Your Needs
- Up to 4% cash rebate for Bonus Point Reward
- 4% cash rebate for local dining and overseas spending
- Including local delivery platform & online foreign currency spending; Total 10X bonus points, including 9X Extra Reward bonus points and 1X Basic Reward bonus points
- OR
- As low as HK$4 = 1 Mile for BEA Mileage Reward
- HK$4 = 1 mile for overseas/ online foreign currency spending
- HK$5 = 1 mile for local dining & designated spending (including food delivery platform, local household appliance stores and local electronics sales stores spending)
- HK$8 = 1 mile for other retail spending
Enjoy Daily and Travelling Privileges
- Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops/local transport spending: extra 12% BEA Days rebate)
- Applicable to purchases at local bakeries/fast-food restaurants/coffee shops/local transport through Apple Pay/Google Pay/Union Pay QR Code after registration
- Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 12% cash rebate on the designated mobile payments purchases
- Various Mastercard® Airport Experiences
- Access to over 1,000 airport lounges in more than 130 countries/regions worldwide (A US$32 service fee will be charged for each visit per person)
- Up to 15% off on dining, shopping and spa offers
First year annual fee waiver
Other things to note
- The welcome offer and MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date and at the time of card approval (excluding selected customers).
- Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer
- Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points
Benefits
Cashback Contactless Spend
12 %
Cashback Dining
4 %
Cashback Overseas
4 %
Cashback Local
4 %
Airmiles Overseas
$ 4 per mile
Airmiles Local
$ 5 per mile
Airmiles Dining
N/A
Fees & Charges
Annual Fee
HK$ 1,800
1.95 %
Late Payment Charge
HK$/CNY 350
Eligibility
Min. Annual Income
HK$ 120,000
Minimum Age
18 years old
View more BEA credit cards
The Bank of East AsiaBEA i-Titanium Card
Card Benefit
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Cashback Local
4 %
Cashback Overseas
0.4 %
Annual Fee Waiver
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