#All Card

BOC Bliss Card

Updated: 6 Aug 2026
Cashback
BOC Bliss Card
Apply Now
Cashback Local Online Shopping
Up to 6 % Cashback
Cashback Overseas Online Shopping
Up to 6 % Cashback
Annual Fee
HK$3,800
Supported Payment Network:
VISA

Offers

MoneyHero Reward up to HK$4,980

Apply through MoneyHero and choose from 7 premium rewards
Limited time only
gift logo

Worth HK$800

Limited time only
gift logo

Worth HK$800

Limited time only
gift logo

Worth HK$4,980

Limited time only
gift logo

Worth HK$1,499

Limited time only
gift logo

Worth HK$1,499

Limited time only
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Worth HK$988

Limited time only
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Up to HK$800 for 10% cash back on mobile payments

MoneyHero Exclusive Welcome Gift
  • HK$800 Apple Store Gift Card
  • HK$800 Wellcome Shopping Voucher
  • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) 
  • Marshall Emberton II Bluetooth Speaker (valued at HK$1,499)
  • SONY WF-LC900 LinkBuds Clip Wireless Headphones (valued at HK$1,499)
  • PHILIPS Sonicare HX3826/31 Cordless Power Flosser (valued at HK$988)

BOC Credit Card Welcome Offer (for New Customers)
  • Up to HK$800 for 10% cash back on mobile payments

Highlights

Things to Consider

Up to 15X Gift Points (equivalent to 6% cash rebate or HK$1/mile)
Up to 10X Gift Points (equivalent to 4% cash rebate or HK$1.5/mile)
Up to 15% off on Mainland China flight and hotel bookings

  • Credit Card Features
    • New Customer Welcome Reward: Up to HK$800 cash rebate.
    • High Online Shopping Rebates: Up to 15X Gift Points (equivalent to 6% cash rebate or HK$1/mile) on the first HK$10,000 of online spending each month.

 

  • Rebate & Benefit Details
    • Online Shopping Rewards
      • Designated Online Merchants: Up to 15X Gift Points (equivalent to 6% cash rebate or HK$1/mile) (includes popular platforms like Amazon, Farfetch, Net-A-Porter, and Selfridges; calculated based on point conversion rates).
      • General Online Retail: Up to 10X Gift Points (equivalent to 4% cash rebate or HK$1.5/mile)
    • Travel & Lifestyle
      • Travel Offers: Up to 15% off Mainland China flights and hotels booked via Wing On Travel.
    • Visa Concierge Service: Personalized travel planning, restaurant reservations, and hotel booking assistance.
    • Annual Fee Waiver: First-year waiver for the Principal Card; permanent waiver for Supplementary Cards.

 

  • Important Notes
    • Rebate Calculation: Based on a conversion rate of 250 points = HK$1 cash rebate
    • Mile calculation: Based on a conversion rate of 15 points = 1 mile
    • Terms and conditions apply. For details, please visit the Bank of China (Hong Kong) official website or refer to promotional materials.
    • Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited reserve the final right to amend, suspend, or cancel promotions and their terms.

Benefits

Cashback Local Online Shopping
Up to 6 % Cashback
Cashback Overseas Online Shopping
Up to 6 % Cashback

Fees & Charges

Foreign Currency Transaction Fee
1 %
Annual Fee
HK$ 3,800

Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement whichever is lower; and a maximum of HK$280)

Eligibility

Min. Annual Income
HK$ 600,000

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Card Benefit
$1.9 per mile
$1.5 per mile
Up to8 % Cash Rebate
Cashback Local
3.2 %
4 %
8 %
Cashback Overseas
3.2 %
4 %
4 %
Annual Fee Waiver