#All Card
BOC Bliss Card
Updated: 6 Aug 2026
Cashback Local Online Shopping
Cashback Overseas Online Shopping
Annual Fee
Supported Payment Network:
Offers
Bank Gift - On Top of MoneyHero's
You’ll also receive the following welcome gift(s) directly from the bank
BOC Credit Card Welcome Offer (for New Customers)
- Up to HK$800 for 10% cash back on mobile payments
- Promotion Period: From now till December 31, 2026
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Successfully apply for the BOC Bliss Card to enjoy the following welcome offer:
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10% cash back on mobile payments, up to HK$800.
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Earn up to HK$800 cash back on mobile retail transactions made within the spending period.
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Applicable to eligible retail transactions made via mobile payment (including Apple Pay, Google Pay, Samsung Pay, Huawei Pay, and UnionPay App QR Code, where applicable).
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Terms and Conditions apply.
Highlights
Things to Consider
Up to 15X Gift Points (equivalent to 6% cash rebate or HK$1/mile)
Up to 10X Gift Points (equivalent to 4% cash rebate or HK$1.5/mile)
Up to 15% off on Mainland China flight and hotel bookings
- Credit Card Features
- New Customer Welcome Reward: Up to HK$800 cash rebate.
- High Online Shopping Rebates: Up to 15X Gift Points (equivalent to 6% cash rebate or HK$1/mile) on the first HK$10,000 of online spending each month.
- Rebate & Benefit Details
- Online Shopping Rewards
- Designated Online Merchants: Up to 15X Gift Points (equivalent to 6% cash rebate or HK$1/mile) (includes popular platforms like Amazon, Farfetch, Net-A-Porter, and Selfridges; calculated based on point conversion rates).
- General Online Retail: Up to 10X Gift Points (equivalent to 4% cash rebate or HK$1.5/mile)
- Travel & Lifestyle
- Travel Offers: Up to 15% off Mainland China flights and hotels booked via Wing On Travel.
- Visa Concierge Service: Personalized travel planning, restaurant reservations, and hotel booking assistance.
- Annual Fee Waiver: First-year waiver for the Principal Card; permanent waiver for Supplementary Cards.
- Online Shopping Rewards
- Important Notes
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Rebate Calculation: Based on a conversion rate of 250 points = HK$1 cash rebate
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Mile calculation: Based on a conversion rate of 15 points = 1 mile
- Terms and conditions apply. For details, please visit the Bank of China (Hong Kong) official website or refer to promotional materials.
- Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited reserve the final right to amend, suspend, or cancel promotions and their terms.
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Benefits
Cashback Local Online Shopping
Up to 6 % Cashback
Cashback Overseas Online Shopping
Up to 6 % Cashback
Fees & Charges
Foreign Currency Transaction Fee
1 %
Annual Fee
HK$ 3,800
Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement whichever is lower; and a maximum of HK$280)
Eligibility
Min. Annual Income
HK$ 600,000
View more BOC credit cards
Bank of China Hong KongBOC Cheers Visa Signature Card
Bank of China Hong KongBOC Cheers Visa Infinite Card
Bank of China Hong KongBOC Chill Platinum Mastercard
Card Benefit
$1.9 per mile
$1.5 per mile
Up to8 % Cash Rebate
Cashback Local
3.2 %
4 %
8 %
Cashback Overseas
3.2 %
4 %
4 %
Annual Fee Waiver
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