#All Card

BOC Cheers Visa Signature Card

Updated: 6 Aug 2026
BOC Cheers Visa Signature Card
Up to 8X Reward Points
Airmiles Overseas
$1.9per mile
Airmiles Dining / Pets
$1.9per mile
Cashback Dining / Pets
3.2%
Cashback Overseas
3.2%
Supported Payment Network:
VISA

Offers

MoneyHero Reward

Apply through MoneyHero and choose from 1 premium rewards
Limited time only
gift logo

Up to 225,000 Gift Points (Equivalent to 15,000 miles / HK$900 Cash Rebate)

Welcome Offer
  • Up to 225,000 Gift Points (Equivalent to 15,000 miles / HK$900 Cash Rebate)

Highlights

Things to Consider

Dining / Pets rebate
Overseas rebate
Airport lounge

Exclusive Offers:

  • Welcome offer earn up to 225,000 points (redeemable for HK$900 cash rebate or 15,000 miles)
  • Earn 8X points on dining, travel and pets spending: up to 3.2% cashback or as low as HK$1.9 per mile
  • Premium travel privileges: Enjoy 2 complimentary airport lounge visits per quarter upon meeting spending requirements, shareable with accompanying guests
  • Exclusive airline offer: 15% off flight bookings on the Qatar Airways website
  • Miles redemption benefits: Handling fee waiver for miles redemption, supports Asia Miles

Core Spending Rewards (8X Points)

  • Spend HK$5,000 or above per month on retail purchases to earn 8X points on dining ,travel and pets spending (monthly capped at 180,000 points):
    • Cashback mode: Equivalent to 3.2% cashback (based on 250 points = HK$1)
    • Miles mode: As low as HK$1.9 per mile (based on 15 points = 1 mile)

Travel & Lounge Benefits

  • Airport Lounge Access: Earn 2 complimentary visits by spending HK$15,000 or above per quarter, shareable with accompanying guests
  • Qatar Airways Offer: Enjoy 15% off flight bookings made via the designated website

Annual Fee Policy

  • First Year Waiver: first year waiver for the main card, and perpetual waiver for supplementary cards.
  • Ongoing Waiver for Eligible Customers:
    Annual fee waiver continues for customers holding Private Banking, Private Wealth, or Wealth Management

Pets Privileges

  • 20% off at PRIVATE i PETS
  • 25% off on designated pet insurance

Other things to note

  • Applicants who are existing main cardholders of BOC Credit Card, and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
  • The Gift Points cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
  • Reward Redemption Flexibility : Customers can flexibly choose to redeem points for cashback or air miles based on their preferences
  • Minimum Spending Requirement : A minimum monthly retail spending of HK$5,000 is required to qualify for the 8X points reward
  • Terms and conditions apply,please refer to the https://www.bochk.com/dam/boccreditcard/cheerscard_615/eng/index.html
  • To borrow or not to borrow? Borrow only if you can repay!

Benefits

Cashback Dining / Pets
3.2 %
Cashback Overseas
3.2 %
Cashback Dining / Pets
3.2 %

Airmiles Overseas
$ 1.9 per mile
Airmiles Dining / Pets
$ 1.9 per mile
Airmiles Travel
$ 1.9 per mile
Air Miles Conversion Fee
Waived

Fees & Charges

Air Miles Conversion Fee
Waived
Annual Fee
HK$ 2,000
Foreign Currency Transaction Fee
1.95 %

Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement whichever is lower; and a maximum of HK$280)

Eligibility

Min. Annual Income
HK$ 150,000

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Card Benefit
Up to 6 % Cashback
$1.5 per mile
Up to8 % Cash Rebate
Cashback Local
—
4 %
8 %
Cashback Overseas
—
4 %
4 %
Annual Fee Waiver
Annual Fee Waived for first-year
—
—