#All Card

BOC Chill Platinum Mastercard

Updated: 6 Aug 2026
BOC Chill Platinum Mastercard
Student Exclusive
Card Benefit
Up to8 % Cash Rebate
Cashback Chill Merchants Spending
8%
Cashback Overseas / Online
4%
Annual Fee
Perpetual annual fee waiver
Supported Payment Network:

Offers

MoneyHero Reward

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Cash rebates of HK$300 (New Customer)

Welcome Offer
  • Cash rebates of HK$300 (New Customer)

Highlights

Things to Consider

Cashback Chill Merchants Spending 8% Rebate
Cashback Overseas / Online 4% Rebate
Cashback on tuition fee 4% Rebate

New Customers can enjoy up to HK$300 Cash Rebate

Earn up to 8% Cash Rebate at selected merchants and categories 

  • Chill Merchants Spending Up to 8% Cash Rebate (with accumulated monthly retail spending of
    HK$1,000 at physical stores)(including all cinemas in HK、Netflix、Spotify、McDonald's、UNIQLO、NOC、%ARABICA、FINEPRINT、Logitech、Razer)
  • Overseas & Online Spending Up to 4% Cash Rebate
  • Earn up to 4% cashback when paying for tertiary or professional education tuition
  • Other Eligible Spending 1 Gift Point upon HK$1 spending

Chill Easy 3-month instalment handling fee rebate for the first 3 months from the date of card issuance

  • “Chill Easy” is applicable for transaction at HK$1,000 or above. For example, for a loan amount of HK$50,000, with personalized monthly handling fee of 0.18% of loan amount and apply via e-Channel, the fee in APR is 3.29% for 3-month loan tenor. An APR is a reference rate which includes the basic fees and charges of this product expressed as an annualised rate, such as monthly handling fee and upfront administration fee (if any).

Other things to note

  • Welcome offer is applicable to applicants not yet holding or have not cancelled any BOC Credit Card in the past 12 months from the date of application
  • Unless otherwise specified. Terms and conditions apply, please refer to https://www.bochk.com/dam/boccreditcard/chillcard/eng/index615.html and related promotion materials for details. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited reserves the right to change, suspend or terminate the Offer or amend the terms and conditions at its sole discretion without prior notice.
  • The cash rebate is meant exclusively for retail purchases and cannot be used for cash advances, settlement of financial charges or any previous outstanding balance accrued before the cash rebate is credited. The cash rebate cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.

Benefits

Cashback Chill Merchants Spending
8 %
Cashback Local Online Shopping
4 %
Cashback Overseas / Online
4 %
Cashback Overseas Online Shopping
5 %

Airmiles Local
Not Applicable
Airmiles Overseas
Not Applicable

Fees & Charges

Annual Fee
Perpetual annual fee waiver
Foreign Currency Transaction Fee
1.95 %

Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement whichever is lower; and a maximum of HK$280)

Eligibility

Min. Annual Income
HK$ 150,000

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Card Benefit
Up to 6 % Cashback
$1.5 per mile
Up to10 % Cash Rebate
Cashback Local
—
4 %
10 %
Cashback Overseas
—
4 %
5 %
Annual Fee Waiver
Annual Fee Waived for first-year
—
—