#All Card
BOC Chill Platinum Mastercard
Updated: 6 Aug 2026
Card Benefit
Cashback Chill Merchants Spending
Cashback Overseas / Online
Annual Fee
Supported Payment Network:
Offers
MoneyHero Reward
Apply through MoneyHero and choose from 1 premium rewards
Welcome Offer
- Cash rebates of HK$300 (New Customer)
- New customer is entitled to enjoy total HK$300 cash rebate with accumulative spending of HK$3,000 or above within the first month and following 2 calendar months of card issuance.
- New customers Terms and Conditions Apply.
Highlights
Things to Consider
Cashback Chill Merchants Spending 8% Rebate
Cashback Overseas / Online 4% Rebate
Cashback on tuition fee 4% Rebate
New Customers can enjoy up to HK$300 Cash Rebate
Earn up to 8% Cash Rebate at selected merchants and categories
- Chill Merchants Spending Up to 8% Cash Rebate (with accumulated monthly retail spending of
HK$1,000 at physical stores)(including all cinemas in HK、Netflix、Spotify、McDonald's、UNIQLO、NOC、%ARABICA、FINEPRINT、Logitech、Razer) - Overseas & Online Spending Up to 4% Cash Rebate
- Earn up to 4% cashback when paying for tertiary or professional education tuition
- Other Eligible Spending 1 Gift Point upon HK$1 spending
Chill Easy 3-month instalment handling fee rebate for the first 3 months from the date of card issuance
- “Chill Easy” is applicable for transaction at HK$1,000 or above. For example, for a loan amount of HK$50,000, with personalized monthly handling fee of 0.18% of loan amount and apply via e-Channel, the fee in APR is 3.29% for 3-month loan tenor. An APR is a reference rate which includes the basic fees and charges of this product expressed as an annualised rate, such as monthly handling fee and upfront administration fee (if any).
Other things to note
- Welcome offer is applicable to applicants not yet holding or have not cancelled any BOC Credit Card in the past 12 months from the date of application
- Unless otherwise specified. Terms and conditions apply, please refer to https://www.bochk.com/dam/boccreditcard/chillcard/eng/index615.html and related promotion materials for details. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited reserves the right to change, suspend or terminate the Offer or amend the terms and conditions at its sole discretion without prior notice.
- The cash rebate is meant exclusively for retail purchases and cannot be used for cash advances, settlement of financial charges or any previous outstanding balance accrued before the cash rebate is credited. The cash rebate cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
Benefits
Cashback Chill Merchants Spending
8 %
Cashback Local Online Shopping
4 %
Cashback Overseas / Online
4 %
Cashback Overseas Online Shopping
5 %
Airmiles Local
Not Applicable
Airmiles Overseas
Not Applicable
Fees & Charges
Annual Fee
Perpetual annual fee waiver
Foreign Currency Transaction Fee
1.95 %
Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement whichever is lower; and a maximum of HK$280)
Eligibility
Min. Annual Income
HK$ 150,000
View more BOC credit cards
Bank of China Hong KongBOC Bliss Card
Bank of China Hong KongBOC Cheers Visa Infinite Card
Bank of China Hong KongBOC Chill World Mastercard
Card Benefit
Up to 6 % Cashback
$1.5 per mile
Up to10 % Cash Rebate
Cashback Local
—
4 %
10 %
Cashback Overseas
—
4 %
5 %
Annual Fee Waiver
Annual Fee Waived for first-year
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