BOC Go UnionPay Diamond Card

BOC Go UnionPay Diamond Card

BOC Go UnionPay Diamond Card offers a first-year annual fee waiver (will be waived for holding BOCHK savings or current account in single account /joint account). Enjoy up to 5% cash rebate on spending at designated merchants. Mobile payments and overseas spending earn points rebates, which can be redeemed for cash rebates or mileage rewards.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Local Transaction
Up to 4  %
海外消費里數回贈
$ 1.5  /里
餐飲消費里數回贈
$ 1.5  /里
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餐飲消費現金回贈
4  %
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2 Offers Available
LOJEL Alto 29
MoneyHero Exclusive Welcome Gift
LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) LOJEL Alto 29" Large Luggage (valued at HK$2,100)

+ 4 other gift options

New BOC Credit Card Customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval will be entitled to - HK$800 Apple Store Gift Card or HK$800 Wellcome Shopping Voucher or LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) or Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) or Marshall Minor IV Headphone (valued at HK$1,159) exclusively from MoneyHero upon fulfilling the below requirements: 

  • From 2 April 2026 12 p.m. till 15 April 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards (including BOC Bliss Card, BOC Cheers Visa Infinite Card, BOC Cheers Visa Signature Card, BOC Chill Platinum Mastercard, BOC Chill World Mastercard, BOC Go UnionPay Diamond Card and BOC Go UnionPay Platinum Card) via MoneyHero. 
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 31 May 2026: The card must be approved by the Bank (subject to the Bank’s system record)
  • Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
  • Offer on a first-come, first-served basis
  • Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application

 Tips:

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process.
  • Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited.
  • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited does not have any liability or responsibility for the gift fulfillment.
  • MoneyHero is not the intermediary of Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited, and no service fee will be charged for this banking product application.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • The redemption process may take at least 16 weeks starting from the card approval date, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
10% Cash Rebate - Mobile Payment Up to 10% Cash Rebate (Maximum HK$500)
BOC Credit Card Welcome Offer
10% Cash Rebate - Mobile Payment Up to 10% Cash Rebate (Maximum HK$500)
  • Successfully apply for BOC Go Card (including BOC Go UnionPay Diamond Card or BOC Go UnionPay Platinum Card) to enjoy the following welcome offer:
    • 10% Cash Rebate on mobile payments
  • Cash rebate capped at HK$500 during the spending period
  • Applicable to retail transactions made via mobile payments (including Apple Pay, Google Pay, Samsung Pay, Huawei Pay, and QR Code Payment in UnionPay APP) (if applicable) with an eligible credit card.
  • Terms and Conditions apply

Things to consider

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Designated Go merchants Cash Rebate

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Mobile Payment Rebate

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Oversea Spending Rebate

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Dual Currency

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0% Handling Fee of Mainland Transactions

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Benefits

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本地網購現金回贈
不適用
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Local Transaction
Up to 4  %
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Mainland Transaction
Up to 8  %
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Eligibility

Eligibility

Min. Annual Income
HK$ 300,000
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Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 3,800
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Foreign Currency Transaction Fee
1  %
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Repayment

Minimum Payment
HK$230 or the summation of item (i) to (iv) (whichever is higher). (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment amount from previous monthly statement (where applicable); (iii) total of over-limit amount (where applicable) (excluding items (i) and (ii) above); and (iv) 1% of the remaining principal balance (excluding items from (i) to (iii) above).
Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement, whichever is lower; and a maximum of HK$280)
Retail Purchase APR
35.7  %
Cash Advance APR
35.31  %
Interest Free Period
56  Days
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Others

Association

UnionPay Diamond

BOC Go UnionPay Diamond Card BOC Go UnionPay Diamond Card

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