#All Card
BOC Go UnionPay Diamond Card
Updated: 6 Aug 2026
Card Benefit
Mainland Transaction
Local Transaction
Supported Payment Network:
Offers
MoneyHero Reward
Apply through MoneyHero and choose from 1 premium rewards
BOC Credit Card Welcome Offer
- 10% Cash Rebate - Mobile Payment Up to 10% Cash Rebate (Maximum HK$500)
- Successfully apply for BOC Go Card (including BOC Go UnionPay Diamond Card or BOC Go UnionPay Platinum Card) to enjoy the following welcome offer:
- 10% Cash Rebate on mobile payments
- Cash rebate capped at HK$500 during the spending period
- Applicable to retail transactions made via mobile payments (including Apple Pay, Google Pay, Samsung Pay, Huawei Pay, and QR Code Payment in UnionPay APP) (if applicable) with an eligible credit card.
- Terms and Conditions apply
Highlights
Things to Consider
Designated Go merchants Cash Rebate
Mobile Payment Rebate
Oversea Spending Rebate
- Up to 5% cash rebate on spending at designated Go merchants
- Designated Go merchants include: Keeta, Meituan, Dianping, High-Speed Rail (only applicable at ticket counters and vending machines at Hong Kong West Kowloon Station), DiDi, JD(Link the BOC Go Card for payment) , Wellcome, Market Place, Oliver‘s the Delicatessen & 3hreesixty’s (not applicable to self-checkout and online store channel)
- Requires accumulated spending of HK$1,500 per month (The spending requirement will be waived till 30 June 2026)
- Monthly rebate cap of HK$100
- Up to 20X points rebate on designated mobile payments
- Eligible via BoC Pay+, QuickPass APP, Apple Pay, Samsung Pay and Huawei Pay
- BOC Go UnionPay Diamond Card:
-
Mainland: Up to 20X Gift Points (equivalent to 8% rebate)
-
Local: Up to 10X Gift Points (equivalent to 4% rebate)
-
Oversea: Up to 3X Gift Points (equivalent to 1.2% rebate)
-
- Requires accumulated spending of HK$1,500 per month (The spending requirement will be waived till 30 June 2026)
- Monthly points rebate cap of 25,000 points
- Up to 2X points rebate on overseas spending (not applicable to RMB transactions)
- No cap on points rebate
- 0% handling fee of mainland transactions
- Points can be redeemed for cash rebate or mileage rewards
- Primary card enjoys first-year annual fee waiver (will be waived for holding BOCHK savings or current account in single account /joint account); supplementary cards are fee-exempt
- Other important notes
- Applicants who are existing primary cardholders of BOC HKD credit cards and/or BOC dual-currency credit cards (excluding supplementary cards, business cards, Intown online credit cards, USD cards, BOC credit cards issued in Macau, and private client cards), or who have cancelled or held the aforementioned cards within 12 months prior to the application date, will not be eligible for the welcome offer for the primary card even if the application is approved.
- Spending points awarded to customers cannot be exchanged for cash, converted into other gifts, transferred, or used for resale purposes.
- Subject to terms and conditions. Please refer to https://www.bochk.com/dam/boccreditcard/gocard/eng/index615.html
Benefits
Mainland Transaction
Up to 8 %
Local Transaction
Up to 4 %
Cashback Dining
4 %
Cashback Travel
4 %
Airmiles Travel
$ 1.5 per mile
Airmiles Dining
$ 1.5 per mile
Airmiles Overseas
$ 1.5 / miles
Fees & Charges
Annual Fee
HK$ 3,800
Foreign Currency Transaction Fee
1 %
Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement whichever is lower; and a maximum of HK$280)
Eligibility
Min. Annual Income
HK$ 300,000
View more BOC credit cards
Bank of China Hong KongBOC Bliss Card
Bank of China Hong KongBOC Cheers Visa Infinite Card
Bank of China Hong KongBOC Chill World Mastercard
Card Benefit
Up to 6 % Cashback
$1.5 per mile
Up to10 % Cash Rebate
Cashback Local
—
4 %
10 %
Cashback Overseas
—
4 %
5 %
Annual Fee Waiver
Annual Fee Waived for first-year
—
—