BOC Go UnionPay Platinum Card

BOC Go UnionPay Platinum Card offers a first-year annual fee waiver (will be waived for holding BOCHK savings or current account in single account /joint account). Enjoy up to 5% cash rebate on spending at designated merchants. Mobile payments and overseas spending earn points rebates, which can be redeemed for cash rebates or mileage rewards.

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Mainland Transaction

Up to 4 %

Local Transaction

Up to 2 %

Airmiles Overseas

$ 1.5 per mile

餐飲消費現金回贈

4 %

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餐飲簽賬10X積分，相等於HK$1.5/里或4%現金回贈

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Highlights

Mainland Transaction

Up to 4 %

Local Transaction

Up to 2 %

Airmiles Overseas

$ 1.5 per mile

餐飲消費現金回贈

4 %

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餐飲簽賬10X積分，相等於HK$1.5/里或4%現金回贈

Offer Available

10% Cash Rebate - Mobile Payment Up to 10% Cash Rebate (Maximum HK$500)

BOC Credit Card Welcome Offer

10% Cash Rebate - Mobile Payment Up to 10% Cash Rebate (Maximum HK$500)

Successfully apply for BOC Go Card (including BOC Go UnionPay Diamond Card or BOC Go UnionPay Platinum Card) to enjoy the following welcome offer:
- 10% Cash Rebate on mobile payments
Cash rebate capped at HK$500 during the spending period
Applicable to retail transactions made via mobile payments (including Apple Pay, Google Pay, Samsung Pay, Huawei Pay, and QR Code Payment in UnionPay APP) (if applicable) with an eligible credit card.
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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Designated Go merchants Cash Rebate

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Mobile Payment Rebate

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Oversea Spending Rebate

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Dual Currency

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0% Handling Fee of Mainland Transactions

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Benefits

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本地消費現金回贈

不適用

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Local Transaction

Up to 2 %

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Mainland Transaction

Up to 4 %

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Eligibility

Min. Annual Income

HK$ 150,000

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Fees / Repayment

Fees

Annual Fee Waiver

First year

Annual Fee

HK$ 1,600

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(First year waiver) (Annual fee will be waived for holding BOCHK savings or current account in single account / joint account.)

Foreign Currency Transaction Fee

1 %

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(RMB will be waived)

Repayment

Minimum Payment

HK$230 or the summation of item (i) to (iv) (whichever is higher). (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment amount from previous monthly statement (where applicable); (iii) total of over-limit amount (where applicable) (excluding items (i) and (ii) above); and (iv) 1% of the remaining principal balance (excluding items from (i) to (iii) above).

Late Payment Charge

5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement, whichever is lower; and a maximum of HK$280)

Retail Purchase APR

35.7 %

Cash Advance APR

35.31 %

Interest Free Period

56 Days

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Others

Association

UnionPay Platinum

BOC Go UnionPay Platinum Card