Citi Octopus Platinum Card

Citi Octopus Platinum Card

Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee Waiver
First Year
Min. Annual Income
HK$ 120,000
Cashback Transport
15  %
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Cashback Octopus Top Up Spending
0.5  %
Offer Available
Up to HK$500 cash rebate
100% Cash Rebate on Finance Charges
Up to HK$500 cash rebate

New customers who successfully apply for and are approved for an eligible Citi Credit Card during the promotion period can enjoy 100% cash rebate on finance charges posted to the first 3 statements, up to HK$500. 

Promotion Period: 3 March 2026 – 31 May 2026

  • 100% cash rebate on eligible finance charges from the first 3 statements after card approval (capped at HK$500).
  • Applicable to new customers who currently do not hold any Citi principal card and have not held or cancelled any Citi principal card in the past 12 months. Application must be submitted through designated channels and approved within the promotion period. Student applications are not eligible.
  • Important Notes:
    • Finance charges from cash advances and installment programs are excluded. The cash rebate will be credited to the eligible card account on or before 31 October 2026, and the card account must remain valid and in good standing.
  • Terms and conditions apply.

Things to consider

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Public transportation

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Annual Fee waiver

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Benefits

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Quick Facts

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Eligibility

Eligibility

Minimum Age
Over 18  years old
Min. Annual Income
HK$ 120,000
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Fees / Repayment

Fees

Annual Fee Waiver
First Year
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
1.95  %
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Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card ""Quick Cash"" Installment Program and Terms and Conditions for Citi Credit Card ""Flexi-Installment"" Program) (where applicable)
Late Payment Charge
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower.
Retail Purchase APR
34.28  %
Cash Advance APR
35.81  %
Interest Free Period
58  days
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Others

Association

Mastercard

Tags

Citi Octopus Platinum Card Citi Octopus Platinum Card

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