#All Card

Citi Octopus Platinum Card

Updated: 6 Aug 2026
Citi Octopus Platinum Card
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Octopus Top Up Rebate
Cashback Transport
15%
Cashback Octopus Top Up Spending
0.5%
Annual Fee Waiver
First Year
Supported Payment Network:

Highlights

Things to Consider

Public transportation
Annual Fee waiver

  • 15% Transport Rebate Program 
    Citi Octopus Platinum Cardholders can enjoy up to 15% designated transport rebate + 5% rebate on private vehicle spending:   
    Monthly Eligible Retail Spending HK$4,000 - HK$9,999 HK$10,000 or above
    Eligible retail spending should be made on  All Principal Citi Credit Card under the cardholder, and the
    supplementary card(s) of such Citi Credit Card
    Offer 15% designated transportation rebates
    (MTR, Bus, Ferry, Tram, Green Minibus and Taxi) 
    15% designated transportation rebates
    (MTR, Bus, Ferry, Tram, Green Minibus and Taxi)
    +
    5% private vehicle spending rebate
    (electric vehicle charging, tunnels, car parks and parking meters fee)
    Maximum Rebate Amount
    (Each Calendar Month)
    HK$300 HK$500
  • Embedded Octopus Service; Cashback rewarded for Octopus Automatic Add Value Service
    • HK$200 spending = HK$1 Octopus Cash Rebate
  • First year annual fee waiver
  • All rebates are in the form of Octopus cash and cannot be converted into cash vouchers or air miles.

Benefits

Cashback Transport
15 %
Cashback Octopus Top Up Spending
0.5 %
Driving Rebate
5 %

Fees & Charges

Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
1.95 %

Late Payment Charge
HK$300/CNY,300/US$40 or the amount of minimum payment due under the last monthly statement whichever is lower

Eligibility

Min. Annual Income
HK$ 120,000
Minimum Age
Over 18 years old

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Card Benefit
—
$3 - 8 per mile
1 - 3 %
Cashback Local
5 %
0.73 %
1 %
Cashback Overseas
—
1.95 %
0.4 %
Annual Fee Waiver
First Year
First year
First year