Citi Octopus Platinum Card

Citi Octopus Platinum Card

Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Annual Fee Waiver
First Year
Min. Annual Income
HK$ 120,000
Cashback Transport
15  %
info
Cashback Octopus Top Up Spending
0.5  %
2 Offers Available
[Limited-Time Flash Deal] HK$1,500 Trip.com e-Voucher
🧳Apply & Fly! MoneyHero HK$250,000 Travel Fund Giveaway!
[Limited-Time Flash Deal] HK$1,500 Trip.com e-Voucher
  • Eligibility for promotional rewards is subject to the internal audit records of MoneyHero and the card issuer.
  • Applicants must fulfill MoneyHero's exclusive promotional requirements.
  • Personal details entered across all reward forms must be identical to facilitate the verification of reward eligibility.
  • Applications must be successfully approved within the specified period, and the designated accumulated spending requirements must be met (if applicable).
  • For full offer details, please refer to the Terms and Conditions.
HK$2,000 Apple Store Gift Card
MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card

+ 6 other gift options

Important Dates

  1. Promotion Period Starts
    26 June 2026, 6 pm

  2. Promotion Period Ends
    30 June 2026, 6 pm

  3. Credit Card Approval and Activation Deadline
    On or before 31 July 2026

  4. Accumulate HK$4,000 in Eligible Spending
    Within 30 days after successful card approval

  • Designated Cards include Citi Octopus Platinum Card ; not applicable to student cards
  • *Below customers are not eligible for this promotion:
    • customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
    • students

Frequently Asked Questions

  • Am I an eligible customer?
    Please refer to Clauses 1, 3, and 4 of the Terms and Conditions.
  • What are eligible transactions?
    Please refer to Clause 3d of the Terms and Conditions.
  • Can I receive other Citibank welcome offers from the same application while claiming the MoneyHero Exclusive Offer?
    Please refer to Clause 4g of the Terms and Conditions.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer. 

Things to consider

check

Public transportation

check

Annual Fee waiver

sentiment_satisfied

Benefits

sports_score

Quick Facts

rule_folder

Eligibility

Eligibility

Minimum Age
Over 18  years old
Min. Annual Income
HK$ 120,000
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
First Year
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
1.95  %
info

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card ""Quick Cash"" Installment Program and Terms and Conditions for Citi Credit Card ""Flexi-Installment"" Program) (where applicable)
Late Payment Charge
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower.
Retail Purchase APR
34.28  %
Cash Advance APR
35.81  %
Interest Free Period
58  days
grid_view

Others

Association

Mastercard

Tags

Citi Octopus Platinum Card Citi Octopus Platinum Card

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

 

© 2013 - 2025 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.