#Cashback #Air Miles #All Card

Citi Rewards Card

Updated: 6 Aug 2026
Citi Rewards Card
Apply Now
Cashback
Points Rebate on Shopping
3%
Points Rebate on Entertainment
3%
Points Rebate on Local Mobile Payment
1%
Annual Fee Waiver
First year
Supported Payment Network:

Offers

MoneyHero Reward up to HK$4,480

Apply through MoneyHero and choose from 13 premium rewards
Limited time only
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Win up to HK$12,000 in Apple Store Gift Cards

Only 3 days left!
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Worth HK$2,500

Only 3 days left!
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Worth HK$2,500

Only 3 days left!
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Worth HK$4,480

Only 3 days left!
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Worth HK$3,980

Only 3 days left!
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Worth HK$4,288

Only 3 days left!
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Worth HK$4,399

Top-up only HK$367

Only 3 days left!
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Worth HK$3,700

Top-up only HK$1,380

Only 3 days left!
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Worth HK$3,199

Top-up only HK$657

Only 3 days left!
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Worth HK$3,059

Only 3 days left!
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Worth HK$2,500

Only 3 days left!
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Worth HK$2,500

Only 3 days left!
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25,000 Max Miles flight miles

25,000 Max Miles flight miles 25,000

📱 Chance to win up to value HK$12,000 Apple Gift Card 🍎 — 100 Winners!
From 10 September 2026, 12pm to 4 November 2026, 6pm, apply for a designated credit card through MoneyHero, complete the application process, and submit the relevant MoneyHero Reward Redemption Form and the 【Chance to win up to value HK$12,000 Apple Gift Card Lucky Draw】 Lucky Draw Registration Form by the respective deadlines. Each eligible application entitles you to 1 lucky draw chance! The more eligible applications you make, the more chances you will receive—up to a maximum of five chances! Stand a chance to win (Total 100 winners):
 

• Grand Prize: HK$12,000 Apple Store Gift Card (3 winners)

• Second Prize: HK$5,000 Apple Store Gift Card (5 winners)

• Third Prize: HK$1,000 Apple Store Gift Card (26 winners)

• Fourth Prize: HK$500 Apple Store Gift Card (66 winners)

 

Trade Promotion Competition Licence No.: 61908

  • Win up to HK$12,000 in Apple Store Gift Cards

MoneyHero Exclusive Limited-Time Offer
  • HK$2,500 Apple Store Gift Card
  • HK$2,500 Wellcome Shopping Voucher
  • Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
  • Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)
  • PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
  • Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399)(Need to redeem with the Designated Card at the redemption price of HK$367)
  • Nintendo Switch 2 (valued at HK$3,700)(Need to redeem with the Designated Card at the redemption price of HK$1,380)
  • Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199)(Need to redeem with the Designated Card at the redemption price of HK$657)
  • DJI Osmo Pocket 3 Action Camera (valued at HK$3,059)
  • HK$2,500 Trip.com e-Voucher
  • HK$2,500 HKTVmall e-Gift Voucher
  • 25,000 Max Miles flight miles

Highlights

Things to Consider

High-priced welcome gifts
Annual Fee waiver
Exclusive Offer

  • Rewards Points 
    • Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
    • 1% Points Rebate for all local Mobile Payments 
  • First year annual fee waiver
  • This MoneyHero Exclusive Offer does not apply to student cards
  • Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
  • Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time. 

Benefits

Points Rebate on Local Mobile Payment
1 %
Cashback Overseas
0.4 %
Cashback Local Online Shopping
0.4 %
Cashback Contactless Spend
1.85 %
Cashback Octopus Top Up Spending
0.4 %
Cashback Base Rate
0.4 %
Cashback Overseas Online Shopping
0.4 %
Cashback Digital Wallet
0.4 %

Airmiles Overseas
$ 15 per mile
Airmiles Base Rate
$ 15 per mile
Airmiles Local Online Shopping
$ 15 per mile
Airmiles Overseas Online Shopping
$ 15 per mile
Airmiles Digital Wallet
$ 15 per mile
Air Miles Conversion Fee
$ 300
Airmiles Local
$ 3 per mile

Points Rebate on Shopping
3 %
Points Rebate on Entertainment
3 %
Points Rebate on Local Mobile Payment
1 %
Citi Point Redemption
Cashback or Miles

Fees & Charges

Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
1.95 %
Air Miles Conversion Fee
$ 300

Late Payment Charge
HK$ 300

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$ 120,000

View more Citi credit cards

Citi Cash Back Card
CitibankCiti Cash Back Card
Apply Now
Citi Octopus Platinum Card
CitibankCiti Octopus Platinum Card
Apply Now
Citi PremierMiles Card
CitibankCiti PremierMiles Card
Apply Now
Card Benefit
1 - 2 % cashback
—
$3 - 8 per mile
Cashback Local
1 %
5 %
0.73 %
Cashback Overseas
2 %
—
1.95 %
Annual Fee Waiver
First year
First Year
First year