#Cashback #Air Miles #All Card
Citi Rewards UnionPay Card
Updated: 6 Aug 2026
Points Rebate on Shopping
3%
Points Rebate on Entertainment
3%
Annual Fee Waiver
First year waiver
Offers
MoneyHero Reward up to HK$7,293
Apply through MoneyHero and choose from 15 premium rewards
📱 Chance to win up to value HK$12,000 Apple Gift Card 🍎 — 100 Winners!
From 10 September 2026, 12pm to 4 November 2026, 6pm, apply for a designated credit card through MoneyHero, complete the application process, and submit the relevant MoneyHero Reward Redemption Form and the 【Chance to win up to value HK$12,000 Apple Gift Card Lucky Draw】 Lucky Draw Registration Form by the respective deadlines. Each eligible application entitles you to 1 lucky draw chance! The more eligible applications you make, the more chances you will receive—up to a maximum of five chances! Stand a chance to win (Total 100 winners):
• Grand Prize: HK$12,000 Apple Store Gift Card (3 winners)
• Second Prize: HK$5,000 Apple Store Gift Card (5 winners)
• Third Prize: HK$1,000 Apple Store Gift Card (26 winners)
• Fourth Prize: HK$500 Apple Store Gift Card (66 winners)
Trade Promotion Competition Licence No.: 61908
- Win up to HK$12,000 in Apple Store Gift Cards
- After completing the application process and submitting the relevant MoneyHero Reward Redemption Form, submit the Lucky Draw Registration Form by 6:00 PM on 11 November 2026 to enter the lucky draw.
- Each eligible application is entitled to 1 lucky draw entry. Each mobile phone number can receive a maximum of 5 lucky draw entries and 1 promotional gift.
- Eligibility to participate and win is subject to MoneyHero’s internal verification records.
- For full campaign details, please refer to the MoneyHero “Win Your Way to the Latest Foldable” Lucky Draw campaign page.
- Terms and Conditions apply.
MoneyHero Citi Core Cards Exclusive Limited-Time Offer
- HK$2,500 Apple Store Gift Card
- HK$2,500 Wellcome Shopping Voucher
- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)
- PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
- Sony WH-1000XM6 Wireless Noise Cancelling Headphones (valued at HK$3,699)
- DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818)(Need to redeem with the Designated Card at the redemption price of HK$525)
- Nintendo Switch 2 (valued at HK$3,700)(Need to redeem with the Designated Card at the redemption price of HK$1,380)
- De'Longhi Magnifica S Series Fully Automatic Coffee Machine ECAM22.110.SB (valued at HKS6,488)(Need to redeem with the Designated Card at the redemption price of HK$745)
- DJI Osmo Pocket 3 Action Camera (valued at HK$3,059)
- HK$2,500 Trip.com e-Voucher
- HK$2,500 HKTVmall e-Gift Voucher
- HK$2,200 Cash Rebate(Deposited via FPS)
- 25,000 Max Miles flight miles
- MoneyHero's Exclusive Limited-Time Offer is subject to *Terms and Conditions:
- Instruction for how to use Max Miles
Important Dates
-
Promotion Period Starts
14 September 2026, 6 pm -
Promotion Period Ends
17 September 2026, 6 pm -
Credit Card Approval and Activation Deadline
On or before 31 October 2026 -
Accumulate HK$4,000 in Eligible Spending
Within 30 days after successful card approval
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- *Below customers are not eligible for this promotion:
- customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
- students
Frequently Asked Questions
- Am I an eligible customer?
Please refer to Clauses 1, 3, and 4 of the Terms and Conditions. - What are eligible transactions?
Please refer to Clause 3d of the Terms and Conditions. - Can I receive other Citibank welcome offers from the same application while claiming the MoneyHero Exclusive Offer?
Please refer to Clause 4g of the Terms and Conditions.
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- *Details for redeeming the DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818), De'Longhi Magnifica S Series Fully Automatic Coffee Machine ECAM22.110.SB (valued at HKS6,488) and Nintendo Switch 2 (valued at HK$3,700): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818) by paying HK$525 OR De'Longhi Magnifica S Series Fully Automatic Coffee Machine ECAM22.110.SB (valued at HKS6,488) by paying HK$745 OR Nintendo Switch 2 (valued at HK$3,700) by paying HK$1,380 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition), please contact MoneyHero to confirm the details.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
Highlights
Things to Consider
High value welcome gifts
Airport lounge
Travel insurance
- One Card, Dual Currency
- Spending in Hong Kong and overseas will be billed in HK$. Spending in Mainland China will be billed in CNY. No need to worry about the fluctuation of exchange rate
- Rewards Points
- Earn up to 3% rebate on shopping and entertainment spending
- For details, please refer to https://www1.citibank.com.hk/english/credit-cards/rewards-card
- First year annual fee waiver
- This MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Handling fee of HK$200 will be charged for redeeming Points for miles each time.
Benefits
Cashback Local Online Shopping
0.4 %
Cashback Overseas
0.37 %
Cashback Overseas Online Shopping
0.4 %
Cashback Digital Wallet
0.4 %
Cashback Octopus Top Up Spending
0.4 %
Airmiles Overseas
$ 5 per mile
Airmiles Local
$ 5 per mile
Airmiles Local Online Shopping
$ 15 per mile
Airmiles Overseas Online Shopping
$ 15 per mile
Airmiles Digital Wallet
$ 15 per mile
Air Miles Conversion Fee
$ 200
Points Rebate on Shopping
3 %
Points Rebate on Entertainment
3 %
Fees & Charges
Annual Fee
HK$ 1,800
Air Miles Conversion Fee
$ 200
Foreign Currency Transaction Fee
1.95 %
Eligibility
Minimum Age
18 years old
Minimum Annual Income
HK$ 120,000
