#All Card
CNCBI DCH Living Mastercard Card
Updated: 20 Jul 2026
Supported Payment Network:
Highlights
Things to Consider
Welcome Offer
Annual Fee Waiver
- Earn up to 7.4% Bonus Points Rebate
- 15x Bonus Point when spending at designated DCH merchants.
- Other merchant will be HK$1 spending = 1 bonus point
- HK$100 DCH Living Online Shopping Platform e-Coupon Code (Bonus Points Required: 20,000)
- HK$100 Cash Rebate (Bonus Points Required: 25,000)
| Spent | Basic Rewards | Extra Rewards | Rewards | Redeemable Reward | % Rebate |
| HK$1,334 | 1,334 Bonus Points | 18,676 Bonus Points | 20,010 Bonus Points | HK$100 DCH Living Online Shopping Platform e-Coupon Code | 7.4% Rebate |
- Please refer to www.cncbinternational.com/personal/promotions/dch_living_mastercard/en/index.html for the offer details.Reminder: To borrow or not to borrow? Borrow only if you can repay!
Benefits
Cashback Local
7.4 %
Cashback Baseline
0.5 %
Cashback Digital Wallet
0.5 %
Cashback Forex
14 %
八達通增值現金回贈
0.55 %
本地消費里數回贈
不適用
餐飲消費里數回贈
不適用
本地網上購物消費里數回贈
不適用
八達通増值里數回贈
不適用
Fees & Charges
Annual Fee
HK$ 0
Foreign Currency Transaction Fee
1.95 %
Late Payment Charge
HK$300 or the minimum payment amount whichever is lower
Eligibility
Minimum Annual Income
HK$ 96,000
Minimum Age
18 years old
View more CNCBI credit cards
Card Benefit
Cashback Local
Cashback Overseas
Annual Fee Waiver