Hang Seng enJoy Card

Hang Seng enJoy Card

Cashback Local
2  %
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Cashback Dining
2  %
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Cashback Supermarket
1.5  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver
3 Offers Available
New Credit Card Customer : HK$800 Apple Store Gift Card
【MoneyHero Exclusive Upgrade Offer (for New Customers): Total Rewards Worth up to HK$1,700】
New Credit Card Customer : HK$800 Apple Store Gift Card

+ 4 other gift options

From now till 30 November 2025 11.59 p.m.

  • New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$200 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR NESCAFÉ® Dolce Gusto® Genio S Plus with 6 boxes coffee capsules (valued at HK$1,780) OR Marshall Emberton Bluetooth Speaker (valued at HK$1,499).

Important dates :

  • Within 30 days after card issuance: The card must be approved by Hang Seng.
    • New Credit Card customers* - Spent HK$200 within 30 calendar days after approval.
  • How to redeem Moneyhero Exclusive Offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

Existing Credit Card customer:HK$600 Apple Gift Card
【MoneyHero Exclusive Upgrade Offer (for Existing Customers): Total Rewards Worth up to HK$1,300】
Existing Credit Card customer:HK$600 Apple Gift Card

+ 4 other gift options

From now till 30 November 2025 11.59 p.m.

  • Existing Credit Card cardholders who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$200 within 30 calendar days after approval are entitled to HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher OR NESCAFÉ® Dolce Gusto® Genio S Plus with 6 boxes coffee capsules (valued at HK$1,780) OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR Polaroid Now+ Generation 2 i-Type Instant Camera (valued at HK$999).

Important dates :

  • Within 30 days after card issuance: The card must be approved by Hang Seng.
    • Existing Credit Card customer^ - Spent HK$200 within 30 calendar days after approval.
  • How to redeem Moneyhero Exclusive Offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

Maxim’s Chinese Restaurant dining voucher worth HK$300 + up to 120,000 yuu points
HASE enJoy CARD - Welcome Offer
Maxim’s Chinese Restaurant dining voucher worth HK$300 + up to 120,000 yuu points Maxim’s Chinese Restaurant dining voucher worth HK$300 + up to 120,000 yuu points

Latest Welcome Offer: 16 Oct – 31 Dec 2025

Enjoy welcome rewards worth up to HK$900 (including a HK$300 Maxim’s Chinese Restaurant e-voucher and up to 120,000 yuu points = HK$600)

Upgraded enJoy Card – Daily Dining Rewards:

Monday

  • KFC: 12% off for dine-in and takeaway

  • Maxim’s Chinese Restaurant (MX CRD): Redeem a 2-person dinner set at 50% off using yuu points

Tuesday

  • Pizza Hut: Up to 12% off for dine-in (HK$30 off when you spend HK$250 or above)

  • Maxim’s Chinese Restaurant (MX CRD): Redeem a 2-person dinner set at 50% off using yuu points

Wednesday

  • Maxim’s Chinese Restaurant (MX CRD): Redeem a 2-person dinner set at 50% off using yuu points

Thursday

  • Maxim’s Chinese Restaurant (MX CRD):

    • Main menu items up to 50% off (i.e., 60% off + 20× yuu points)

    • Redeem a 2-person dinner set at 50% off using yuu points

Friday – Sunday

  • Maxim’s Chinese Restaurant (MX CRD):

    • Selected dinner sets at 50% off

    • Redeem a 2-person dinner set at 50% off using yuu points

Sunday

  • Starbucks: Upon HK$100 spending of handcrafted beverage or food and get a Tall-size handcrafted beverage

  • Maxim’s Chinese Restaurant (MX CRD): Redeem a 2-person dinner set at 50% off using yuu points

Things to consider

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Local spending rebate

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Dining rebate

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Supermarket rebate

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No Annual Fee

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Hang Seng enJoy Card Benefits

Cashback

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Cashback Local
2  %
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flight
Cashback Overseas
0.5  %
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Cashback Base Rate
0.5  %
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restaurant
Cashback Dining
2  %
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shopping_cart
Cashback Supermarket
1.5  %
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Cashback Local Online Shopping
0.5  %
Cashback Octopus Top Up Spending
0.5  %

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 150,000

Fees

Annual Fee Waiver
Perpetual Annual Fee Waiver
Annual Fee

Repayment

Minimum Payment
$ 330
Retail Purchase APR
35.72  %
Cash Advance APR
35.98  %
Interest Free Period
56  Days

Association

VISA Platinum

Tags

Hang Seng enJoy Card Hang Seng enJoy Card