Hang Seng enJoy Card

Hang Seng enJoy Card

Hang Seng enJoy Card Highlights
Hang Seng enJoy Card Benefits
Quick Facts
Hang Seng enJoy Card More Info
Guides
Hang Seng enJoy Card Eligibility
Hang Seng enJoy Card Fees
Hang Seng enJoy Card Others Info
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Hang Seng enJoy Card Highlights

Cashback Local
2  %
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Cashback Dining
2  %
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Cashback Supermarket
1.5  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver
2 Offers Available
New Credit Card Customer : HK$800 Apple Store Gift Card
【MoneyHero Exclusive Upgrade Offer (for New Customers): Total Rewards Worth up to HK$1,500】
New Credit Card Customer : HK$800 Apple Store Gift Card

+ 4 other gift options

New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$500 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR Foreo LUNA 3 Facial Cleansing & Firming Massager (valued at HK$2,090) OR Marshall Emberton Bluetooth Speaker (valued at HK$1,499).

Important dates :

  • From now till 27 February 2026 6 p.m., New Credit Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
  • Within 30 days after card issuance: The card must be approved by Hang Seng.
  • New Credit Card customers* - Spent HK$500 within 30 calendar days after approval.
  • How to redeem Moneyhero Exclusive Offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

Existing Credit Card Customer : HK$500 Apple Store Gift Card
【MoneyHero Exclusive Upgrade Offer (for Existing Customers): Total Rewards Worth up to HK$800】
Existing Credit Card Customer : HK$500 Apple Store Gift Card

+ 4 other gift options

Existing Credit Card cardholders who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$500 within 30 calendar days after approval are entitled to HK$500 Apple Store Gift Card OR HK$500 Wellcome Shopping Voucher OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR Braun MultiFry 3 AirFryer HF3000 (valued at HK$988) OR Foreo LUNA fofo Facial Cleansing Device (valued at HK$890).

Important dates :

  • From now till 27 February 6 p.m., New Credit Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
  • Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Existing Credit Card customer^ - Spent HK$500 within 30 calendar days after approval.

How to redeem Moneyhero Exclusive Offer?

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.

 Tips:

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

Things to consider

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Local spending rebate

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Dining rebate

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Supermarket rebate

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No Annual Fee

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Hang Seng enJoy Card Benefits

Cashback

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Cashback Local
2  %
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flight
Cashback Overseas
0.5  %
credit_card
Cashback Base Rate
0.5  %
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restaurant
Cashback Dining
2  %
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shopping_cart
Cashback Supermarket
1.5  %
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shopping_bag
Cashback Local Online Shopping
0.5  %
Cashback Octopus Top Up Spending
0.5  %
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Hang Seng enJoy Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 150,000
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Hang Seng enJoy Card Fees / Repayment

Fees

Annual Fee Waiver
Perpetual Annual Fee Waiver
Annual Fee

Repayment

Minimum Payment
$ 330
Retail Purchase APR
35.72  %
Cash Advance APR
35.98  %
Interest Free Period
56  Days
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Hang Seng enJoy Card Others Info

Association

VISA Platinum

Tags

Hang Seng enJoy Card Hang Seng enJoy Card

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