Hang Seng enJoy Card

Hang Seng enJoy Card

Cashback Local
2  %
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Cashback Dining
2  %
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Cashback Supermarket
1.5  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver
Offer Available
140,000 yuu points (equivalent to HK$700)(for new credit card customers)
Welcome Offer - Worth up to 140,000 yuu Points
140,000 yuu points (equivalent to HK$700)(for new credit card customers)

+ 1 other gift options

From now till December 31st, 2026, New credit card customers who successfully apply will earn a welcome bonus of 140,000 yuu points (equivalent to HK$700); Existing credit card customers will earn 60,000 yuu points (equivalent to HK$300) and permanently waive the annual fee. Apply now and enjoy! (*Requires linking your enjoy card to the yuu Rewards Program and accumulating at least HK$5,000 in eligible retail spending) 

Things to consider

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Local spending rebate

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Dining rebate

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Supermarket rebate

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No Annual Fee

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Hang Seng enJoy Card Benefits

Cashback

location_on
Cashback Local
2  %
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flight
Cashback Overseas
0.5  %
credit_card
Cashback Base Rate
0.5  %
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restaurant
Cashback Dining
2  %
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shopping_cart
Cashback Supermarket
1.5  %
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shopping_bag
Cashback Local Online Shopping
0.5  %
Cashback Octopus Top Up Spending
0.5  %

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 150,000

Fees

Annual Fee Waiver
Perpetual Annual Fee Waiver
Annual Fee

Repayment

Minimum Payment
$ 330
Retail Purchase APR
35.72  %
Cash Advance APR
35.98  %
Interest Free Period
56  Days

Association

VISA Platinum

Tags

Hang Seng enJoy Card Hang Seng enJoy Card