Hang Seng Travel+ Visa Signature Card

Hang Seng Travel+ Visa Signature Card

Hang Seng Travel+ Visa Signature cardholders can enjoy up to 7% +FUN Dollars by foreign currency spending in Japan, Korea, Thailand, Chinese Mainland, Macau and Taiwan. You can also enjoy perpetual annual fee waiver!
Foreign Currency Spending rebate
Up to 7  %
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Local Dining rebate
Up to 5  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver
4 Offers Available
New Credit Card Customer : HK$600 Apple Store Gift Card
MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to $2,199 (New Customers)
New Credit Card Customer : HK$600 Apple Store Gift Card

+ 4 other gift options

*New Hang Seng Bank Credit Card cardholders who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher OR Marshall Willen II Wireless Portable Speaker (valued at HK$999) OR OTO iBright-Wireless eye massager (E-900)(valued at HK$998) OR Philips ADD4911 2.0L Water Dispenser (valued at HK$898) upon accumulated eligible transactions of HK$100 within 30 days after card approval.

Important dates:

  • From now till 31 August 2026 6 p.m., New Credit Card cardholders* who successfully apply Hang Seng Travel+ Visa Signature Card via MoneyHero and submit the redemption form sent via email
  • Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Within 30 days after card approval: Have accumulated eligible transactions of HK$100
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng Bank.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.

Tips:

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Terms and Conditions apply
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If an existing credit card customer has held a Hang Seng Travel+ Visa Signature card / consumer card (main card) in the current or the 12 months prior to the application date, they will not be eligible for any welcome reward.
  • If the customer cancels the relevant credit card account within 13 months of account opening and has received the corresponding welcome reward, they will be required to pay an amount equal to the value of the reward as a handling fee.
  • Eligible spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Automatic Add Value Service transactions (including via e-wallet/other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/unauthorized/cancelled/ refunded/found to be fraudulent. 
  • In case of any dispute, Hang Seng reserves the right of final decision. The offer is subject to terms and conditions. Borrow responsibly and only if you can repay! Advertisement information provided by Hang Seng Bank Limited.

*“New Credit Card Customers refer to applicants who are not currently holding and have never held the Principal Card of any personal credit card/affinity card/ co-branded card (excluding spending card and private label card) issued by Hang Seng Bank Limited during the 12 months immediately preceding the date of application.

Existing Credit Card customer:HK$300 Apple Store Gift Card
MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to $898 (Existing Customer)
Existing Credit Card customer:HK$300 Apple Store Gift Card

+ 3 other gift options

*Existing Hang Seng Bank Credit Card cardholders who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher  OR Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398) OR Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315) upon accumulated eligible transactions of HK$100 within 30 days after card approval.

Important dates:

  • From now till 31 August 2026 6 p.m., Existing Credit Card cardholders* who successfully apply Hang Seng Travel+ Visa Signature Card via MoneyHero and submit the redemption form sent via email
  • Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Within 30 days after card approval: Have accumulated eligible transactions of HK$100
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng Bank.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.

Tips:

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Terms and Conditions apply
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If an existing credit card customer has held a Hang Seng Travel+ Visa Signature card / consumer card (main card) in the current or the 12 months prior to the application date, they will not be eligible for any welcome reward.
  • If the customer cancels the relevant credit card account within 13 months of account opening and has received the corresponding welcome reward, they will be required to pay an amount equal to the value of the reward as a handling fee.
  • Eligible spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Automatic Add Value Service transactions (including via e-wallet/other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/unauthorized/cancelled/ refunded/found to be fraudulent. 
  • In case of any dispute, Hang Seng reserves the right of final decision. The offer is subject to terms and conditions. Borrow responsibly and only if you can repay! Advertisement information provided by Hang Seng Bank Limited.

*“Existing Credit Card Customers refer to applicants who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

New Customers: $1,200 +FUN Dollars
【2 choose 1】Welcome Offer 1 - Up to $1,200 Dining Welcome Offer
New Customers: $1,200 +FUN Dollars

From 17 August 2026 till 31 December 2026, accumulated Eligible Dining spending amount of HKD8,000 with the Hang Seng Travel+ Visa Signature Card within 60 days from the date of new card issuance, the Eligible Customers will be entitled to one of the welcome offers as per the table below:

New Credit Card Customers: $1,200 +FUN Dollars
Existing Credit Card Customers: $500 +FUN Dollars

  • Eligible Dining Spending refers to eligible retail transactions made at designated restaurants and dining outlets, as determined by the merchant category classification assigned by Hang Seng Bank and Visa.

  • Excluded transactions include online dining purchases, wedding banquets, private events, venue buyouts, dining outlets located within hotels, department stores, clubs or clubhouses, all Alipay and WeChat Pay transactions, and transactions made at merchants not classified as dining establishments. Other exclusions applicable to eligible retail spending also apply.

  • Once the eligible spending requirement is fulfilled, +FUN Dollars will be credited to the principal cardholder's credit card account within 5 months.

  • Please refer to the Terms and Conditions for full details.
Existing Customers: $500 +FUN Dollars
【2 choose 1】Welcome Offer 1 - Up to $1,200 Dining Welcome Offer
Existing Customers: $500 +FUN Dollars

From 17 August 2026 till 31 December 2026, accumulated Eligible Dining spending amount of HKD8,000 with the Hang Seng Travel+ Visa Signature Card within 60 days from the date of new card issuance, the Eligible Customers will be entitled to one of the welcome offers as per the table below:

New Credit Card Customers: $1,200 +FUN Dollars
Existing Credit Card Customers: $500 +FUN Dollars

  • Eligible Dining Spending refers to eligible retail transactions made at designated restaurants and dining outlets, as determined by the merchant category classification assigned by Hang Seng Bank and Visa.

  • Excluded transactions include online dining purchases, wedding banquets, private events, venue buyouts, dining outlets located within hotels, department stores, clubs or clubhouses, all Alipay and WeChat Pay transactions, and transactions made at merchants not classified as dining establishments. Other exclusions applicable to eligible retail spending also apply.

  • Once the eligible spending requirement is fulfilled, +FUN Dollars will be credited to the principal cardholder's credit card account within 5 months.

  • Please refer to the Terms and Conditions for full details.
New Customer:$700 +FUN Dollars
【2 choose 1】Welcome Offer 2 - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars

+ 1 other gift options

From now till 31 December 2026, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

New Customers: $700 +FUN Dollars
Existing Customers:  $300 +FUN Dollars

Please refer to the Terms and Conditions for full details.

Things to consider

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Foreign Currency Spending rebate

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Local Dining Spending rebate

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Airport dining offer

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Travel and hotel booking offers

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Perpetual annual fee waiver

Cashback

flight
Foreign Currency Spending rebate
Up to 7  %
info
restaurant
Local Dining rebate
Up to 5  %
info
  • Credit Card Key Features
    • High Rewards in Popular Destinations: Earn up to 7% +FUN Dollars on foreign currency spending in Japan, South Korea, Thailand, Mainland China, Macau, and Taiwan.
    • Foreign currency spending in other regions: up to 5% +FUN Dollars
    • Dining Rebates: Enjoy up to 5% +FUN Dollars on local dining spending.
    • Exclusive Airport Perks: Use your physical card to redeem designated airport meals, including sets in Interval Sky Bar & Restaurant and Starbucks
    • Travel Booking Discounts: Exclusive offers on hotel bookings and airfares through Trip.com, Expedia, and Hotels.com.
  • Rebates & Offer Details
    • +FUN Dollars Reward Programme
      • To qualify for the following rebates, customers must register and accumulate a minimum of HK$6,000 in eligible monthly spending:
Spending Category Rebate Rate (+FUN Dollars)
Designated Foreign Currency 

(Japan, South Korea, Thailand, Chinese Mainland, Macau, and Taiwan)

Up to 7%
Other Foreign Currency (Global) Up to 5%
Local Dining (All HK restaurants) Up to 5%
      • Terms and conditions apply, please visit hangseng.com/travelplus for details. The promotion period is till 31 December 2026, customers are required to register via https://hangseng.com/travelplus or Hang Seng E-banking Mobile App.Registered customers are not required to register again and can continue to earn extra +FUN Dollars.
      • Note: The total monthly cap for extra rebates is $500 +FUN Dollars (this includes the 0.4% base rebate).

    • Airport & Travel Booking Offers
      • Intervals Sky Bar & Restaurant: From now until Dec 31, 2026, redeem a set meal or tailor-made drink from the designated menu at Hong Kong International Airport branch for HK$10 with your physical card
      • Starbucks Redemption: From now until Dec 31, 2026, redeem a selected Grande sized handcrafted beverage and a piece of designated food item at selected Hong Kong International Airport branches with your physical card for HK$10
      • Trip.com: From now until December 31, 2026, enjoy 5% off hotels and 1.5% off flight bookings.
      • Expedia: From now until Dec 31, 2026, visit designated Expedia website, enter coupon code to enjoy up to 8% off on hotel bookings.
  • Important Notes
    • Existing Hang Seng customers can log on to Hang Seng Mobile App for a quicker application and processing - the system will automatically fill in your personal information from their records and the promo code. Upon login, the promo code will be pre-filled in the application form.
    • “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any personal credit card/affinity card/ co-branded card (excluding spending card and private label card) issued by Hang Seng Bank Limited during the 12 months immediately preceding the date of application.
    • “Existing Credit Card Customers” refer to applicants who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
    • If the customer has held a Hang Seng Travel+ Visa Signature Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
    • If a designated primary credit card and its supplementary card(s) share the same credit limit, their accumulated spending will be combined for calculation purposes. To be eligible to receive the additional rewards offered under this promotion, eligible customers must ensure that the relevant designated credit card account is still valid and in good credit standing at the time the rewards are granted.
    • The extra +FUN Dollars rebate will be calculated for the Eligible Retail Spending till the last day of every calendar month. The extra +FUN Dollars rebate will be automatically credited into the Eligible Credit Card account within 2 calendar months. The credit card account should remain valid and in good standing when the relevant +FUN Dollars rebate is credited. Cardholders can log on to Hang Seng Personal e-Banking (if applicable) or call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 to check the reward details.
    • +FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
    • MoneyHero strives to maintain accurate information. If there are any discrepancies between the information provided and that found on the websites of financial institutions, service providers, or specific products, the information from the financial institutions shall prevail. Please refer to the relevant financial institution’s website for the most up-to-date product information.
    • Hang Seng Bank is not the provider of the exclusive rewards from MoneyHero. The availability of the rewards and their redemption process are not related to Hang Seng Bank.
    • Advertising information provided by Hang Seng Bank Limited
    • Hang Seng reserves the right to amend these Terms and Conditions at any time
    • To borrow or not to borrow? Borrow only if you can repay!
    • Rewards and offers are subject to Terms and Conditions.

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 150,000

Fees

Annual Fee Waiver
Perpetual Annual Fee Waiver
Annual Fee
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
Late repayment Charge
HK$ 330
Retail Purchase APR
35.72  %
Cash Advance APR
35.98  %
Interest Free Period
56  Days

Association

VISA

Tags

Hang Seng Travel+ Visa Signature Card Hang Seng Travel+ Visa Signature Card