HSBC Visa Gold Card

HSBC Visa Gold Card

HSBC Visa Gold Card Highlights
HSBC Visa Gold Card Benefits
Quick Facts
HSBC Visa Gold Card More Info
Guides
HSBC Visa Gold Card Eligibility
HSBC Visa Gold Card Fees
HSBC Visa Gold Card Others Info
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HSBC Visa Gold Card Highlights

Cashback Dining
2.4  %
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Annual Fee Waiver
First 2 year
Cashback Overseas
2.4  %
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Cashback Local
2.4  %
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6 Offers Available
Up to $950 RewardCash
Red Hot Winter Rewards - Broadway
Up to $950 RewardCash

Red Hot Winter Rewards - Broadway
From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Broadway with an HSBC credit card, and earn up to an extra $950 RewardCash.

Total Net Spending AmountExtra RewardCash rebateMaximum amount of extra RewardCash
HK$3,000 or above3%$100
HK$6,000 or above5%$400
HK$10,000 or above6%$950
  • *Register via HSBC Reward+ app to enjoy the offer
Up to Extra 10% RewardCash
Red Hot Winter Rewards - Mannings
Up to Extra 10% RewardCash

Red Hot Winter Rewards - Mannings
From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Mannings with an HSBC credit card, and earn up to an extra 10% RewardCash.

  • Monday to Sunday: extra 5% RewardCash rebate, up to $300 RewardCash
  • Friday to Sunday: extra 5%, for a total of 10% RewardCash rebate, up to $150 RewardCash
  • *Register via HSBC Reward+ app to enjoy the offer

up to $700 RewardCash rebate
Red Hot Shopping Special - SOGO
up to $700 RewardCash rebate

Red Hot Shopping Special - SOGO
From 23 October 2024 to 2 January 2025, accumulate eligible transactions of HK$3,000 or above with your HSBC credit card at SOGO, you can enjoy an extra 6% RewardCash rebate. You can earn up to an extra $700 RewardCash.
*Register via HSBC Reward+ app to enjoy the offer

KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 （Valued HKD$600）
HSBC Credit Card x YOHO Welcome Offer
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 （Valued HKD$600）

+ 1 other gift options

Register now and apply online for an eligible HSBC credit card. Once approved, enjoy one of the following welcome rewards* along with a basic welcome reward of up to HKD 1,000 in “Reward Cash”**

  • Promotion Period: November 1 2024 12 a.m. to December 31 2024 11:59 p.m.

  • Eligible Online Application Channels:

    • HSBC Website
    • HSBC Personal Internet Banking
    • HSBC HK Mobile Banking App
  • *Welcome Reward Offer
    Option 1Option 2
    New/Existing Credit Card CustomersKoizumi Ionic Hair Dryer KHD-9910 (valued at HKD 600)Koizumi Ionic Hair Straightener (International Voltage) KHS-8710 (valued at HKD 600)
  • **Reward Cash
    • New Credit Card Customers: Up to HKD 1,000 in “Reward Cash”
    • Existing Credit Card Customers: HKD 200 in “Reward Cash”
  • Tips: You must download the HSBC Reward+ app to view redemption details for the additional welcome reward. Check “My e-Coupons” under “Account” in HSBC Reward+, and follow the instructions to redeem the additional welcome reward at YOHO stores by September 30, 2025.
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant HSBCxYOHO Website
New credit card customers can receive $800 RewardCash
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $800 RewardCash
  • Existing Credit Card Customers: $200 RewardCash
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
Extra $200 「RewardCash」 for 「Cash Cash Out」 in installments
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash

  • Activate an eligible credit card within the first 60 calendar days after the card is issued, and successfully apply for the 「Cash Cash Out」 installment plan with the eligible credit card and be approved for a withdrawal amount HK$20,000 or above, and choose a repayment period of 12 months or above , you can get an extra $200 「RewardCash」

Things to consider

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Annual Fee waiver

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Local spending rebate

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Travel agency offer

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Overseas rebate

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HSBC Visa Gold Card Benefits

Airmiles

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Airmiles Local
$ 5  per mile
flight
Airmiles Overseas
$ 5  per mile
restaurant
Airmiles Dining
$ 5  per mile
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Airmiles Overseas Online Shopping
$ 5  per mile

Cashback

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Cashback Local
2.4  %
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flight
Cashback Overseas
2.4  %
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restaurant
Cashback Dining
2.4  %
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shopping_bag
Cashback Overseas Online Shopping
1  %
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HSBC Visa Gold Card Eligibility

Eligibility

Min. Annual Income
HK$ 60,000
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HSBC Visa Gold Card Fees / Repayment

Fees

Annual Fee Waiver
First 2 year
Annual Fee
HK$ 600
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Foreign Currency Transaction Fee
1.95  %

Repayment

Late Payment Charge
Minimum Payment Due or HK$300, whichever is lower
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days
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HSBC Visa Gold Card Others Info

Association

VISA Gold

Tags

HSBC Visa Gold Card HSBC Visa Gold Card

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