#All Card

HSBC Visa Gold Card

Updated: 6 Aug 2026
Cashback
HSBC Visa Gold Card
Apply Now
Cashback Dining
2.4%
Cashback Local
2.4%
Cashback Overseas
2.4%
Annual Fee Waiver
First 2 year
Supported Payment Network:
VISA

Offers

MoneyHero Reward up to HK$1,798

Apply through MoneyHero and choose from 8 premium rewards
Limited time only
gift logo

Worth HK$998

Limited time only
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Worth HK$399

Limited time only
gift logo

Worth HK$398

Limited time only
gift logo

Worth HK$315

Limited time only
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Worth HK$249

Limited time only
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Worth HK$600

Limited time only
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Existing credit card customers can receive $200 RewardCash

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Worth HK$200

MoneyHero Exclusive Welcome Gift
  • OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998)
  • KODAK EKTAR H35 Half Frame Camera (valued at HK$399)
  • Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398)
  • Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315)
  • Apple AirTag (Gen 2) x 1 pcs (valued at HK$249)

HSBC Welcome Offer
  • New credit card customers can receive $600 RewardCash
  • Existing credit card customers can receive $200 RewardCash

HSBC Credit Card - Welcome Offer
  • New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash

Highlights

Things to Consider

Annual Fee waiver
Local spending rebate
Travel agency offer

  • New HSBC Rewards Partners
    Starting from 11 May 2026, HSBC Hong Kong introduce three new mileage and hotel partners, bringing the total number of HSBC Rewards partners to 19, giving customers even more redemption options: 
    • New Travel Partners
      • Hilton (available for EveryMile Card and HSBC Privé only)
      • Hainan Airlines and China Southern Airlines (available for all credit cards, including EveryMile and HSBC Privé)
    • Redemption Rate
      • Preferential redemption rate for all EveryMile cardholders: 1 RC = 20 miles / hotel points 
  • First 2 years annual fee waiver
  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card 
  • Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
  • To borrow or not to borrow? Borrow only if you can repay!

Benefits

Cashback Dining
2.4 %
Cashback Overseas
2.4 %
Cashback Local
2.4 %
Cashback Petrol
1 %
Cashback Local Online Shopping
1 %
Cashback Overseas Online Shopping
1 %
Cashback Octopus Top Up Spending
1 %

Airmiles Overseas
$ 5 per mile
Airmiles Retail
$ 5 per mile
Airmiles Dining
$ 5 per mile
Airmiles Local Online Shopping
$ 5 per mile
Airmiles Overseas Online Shopping
$ 5 per mile
Airmiles Petrol
$ 2 per mile
Airmiles Octopus Top Up Spending
$ 12.5 per mile
Air Miles Conversion Fee
Waived
Airmiles Local
$ 5 per mile

Fees & Charges

Annual Fee
HK$ 600
Air Miles Conversion Fee
Waived
Foreign Currency Transaction Fee
1.95 %

Late Payment Charge
Minimum Payment Due or HK$300 whichever is lower

Eligibility

Min. Annual Income
HK$ 60,000

View more HSBC credit cards

HSBC EveryMile Credit Card
HSBCHSBC EveryMile Credit Card
Apply Now
HSBC Visa Signature Card
HSBCHSBC Visa Signature Card
Apply Now
HSBC Red Credit Card
HSBCHSBC Red Credit Card
Apply Now
Card Benefit
$2 - 12.5 per mile
0.04 - 3.6 % cashback
0.4 - 4 % cashback
Cashback Local
1 %
3.6 %
Up to 8 %
Cashback Overseas
1 %
3.6 %
1 %
Annual Fee Waiver
First year
First 2 years
Perpetual annual fee waiver