HSBC Visa Gold Card

HSBC Visa Gold Card

Cashback Dining
2.4  %
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Cashback Overseas
2.4  %
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Cashback Local
2.4  %
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Annual Fee Waiver
First 2 year
4 Offers Available
Existing Credit Card Customer : HK$700 Apple Store Gift Card
MoneyHero Exclusive Welcome Gift (for Existing Customer)
Existing Credit Card Customer : HK$700 Apple Store Gift Card

+ 5 other gift options

Existing HSBC Credit Card Customers will be entitled to - HK$700 Apple Store Gift Card / HK$700 Wellcome Shopping Voucher / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) / Medicube AGE-R Booster Cleanser + Booster Pro mini plus (value of HK$1,770) / Marshall Emberton II Bluetooth Speaker (value of HK$1,499) / HONOR Watch Fit Smart Watch DENIM (Leather Strap)(value of HK$999) exclusively from MoneyHero upon fulfilling the below requirements: 

  • From 8 June 2026 12 p.m. till 12 June 2026 6 p.m.  or the date that the application quota is full (whichever is earlier): Only applicable to existing HSBC Credit Card Customers who successfully apply for Designated HSBC Credit Cards (including HSBC easy Credit Card / HSBC Visa Gold Card) via MoneyHero. 
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 15 July 2026The card must be approved by the Bank (subject to the Bank’s system record)
  • Offer on a first-come, first-served basis
  • You cannot enjoy the offer if you have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the Eligible Credit Card

How to redeem Moneyhero Exclusive Offer?

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Tips:
    • Within 7 days after the credit card is successfully approved: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089) and upload the relevant approval proof for verification of the applicant's reward eligibility.
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
    • Terms and Conditions Apply.
    • The redemption process may take at least 12 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.

*"Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when processing the application for an Eligible Credit Card.

 

To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.

New Credit Card Customer : HK$800 Wellcome Shopping Voucher
MoneyHero Exclusive Welcome Gift (for New Customer)
New Credit Card Customer : HK$800 Wellcome Shopping Voucher

+ 5 other gift options

New HSBC Credit Card Customers will be entitled to -  HK$800 Apple Store Gift Card / HK$800 Wellcome Shopping Voucher / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) / Medicube AGE-R Booster Cleanser + Booster Pro mini plus (value of HK$1,770) / Marshall Emberton II Bluetooth Speaker (value of HK$1,499) / HONOR Watch Fit Smart Watch DENIM (Leather Strap)(value of HK$999) exclusively from MoneyHero upon fulfilling the below requirements:  

  • From 8 June 2026 12 p.m. till 12 June 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new HSBC Credit Card Customers who successfully apply for Designated HSBC Credit Cards (including HSBC easy Credit Card / HSBC Visa Gold Card) via MoneyHero. 
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 15 July 2026The card must be approved by the Bank (subject to the Bank’s system record)
  • Offer on a first-come, first-served basis
  • You cannot enjoy the offer if you have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the Eligible Credit Card

How to redeem Moneyhero Exclusive Offer?

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Tips:
    • Within 7 days after the credit card is successfully approved: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089) and upload the relevant approval proof for verification of the applicant's reward eligibility.
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
    • Terms and Conditions Apply.
    • The redemption process may take at least 12 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.

* "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when processing the application for an Eligible Credit Card.

 

To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.

New credit card customers can receive $600 RewardCash
HSBC Welcome Offer
New credit card customers can receive $600 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 5,800 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $600 RewardCash 
  • Existing Credit Card Customers: $200 RewardCash

Terms and conditions apply

New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash
HSBC Credit Card - Welcome Offer
New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash

Welcome Offer

  • New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
  • Terms and conditions apply.

Things to consider

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Annual Fee waiver

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Local spending rebate

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Travel agency offer

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Overseas rebate

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HSBC Visa Gold Card Benefits

Airmiles

location_on
Airmiles Local
$ 5  per mile
flight
Airmiles Overseas
$ 5  per mile
restaurant
Airmiles Dining
$ 5  per mile
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shopping_bag
Airmiles Overseas Online Shopping
$ 5  per mile

Cashback

location_on
Cashback Local
2.4  %
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flight
Cashback Overseas
2.4  %
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restaurant
Cashback Dining
2.4  %
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shopping_bag
Cashback Overseas Online Shopping
1  %

Eligibility

Min. Annual Income
HK$ 60,000

Fees

Annual Fee Waiver
First 2 year
Annual Fee
HK$ 600
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Foreign Currency Transaction Fee
1.95  %

Repayment

Late Payment Charge
Minimum Payment Due or HK$300, whichever is lower
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days

Association

VISA Gold

Tags

HSBC Visa Gold Card HSBC Visa Gold Card