HSBC Visa Gold Card

HSBC Visa Gold Card

Cashback Dining
2.4  %
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Cashback Overseas
2.4  %
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Cashback Local
2.4  %
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Annual Fee Waiver
First 2 year
3 Offers Available
New credit card customers can receive $600 RewardCash
HSBC Welcome Offer
New credit card customers can receive $600 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 5,800 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $600 RewardCash
  • Existing Credit Card Customers: $200 RewardCash

Terms and conditions apply

New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash
HSBC Credit Card - Welcome Offer
New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash

Welcome Offer

  • New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
  • Terms and conditions apply.
【Limited-time Extra Welcome Offer】Enter “HEROFLASH” Promo Code To Earn Up To HK$1,800 in RewardCash

From 23 to 30 April 2026, successfully apply for a designated HSBC Credit Card online and enter “HEROFLASH” promo code to earn up to HK$1,800 in RewardCash as a boosted welcome offer.

This offer is available to both new and existing credit card customers, get your card now and unlock this flash promotion!

New Credit Card Customers

  • Enjoy a total of up to HK$1,800 RewardCash:
    • Limited-Time Online Bonus: HK$1,000 RewardCash
    • Base Welcome Offer: HK$600 RewardCash
    • Cash Instalment Plan Offer: HK$200 RewardCash

Existing Credit Card Customers

  • Enjoy a total of up to HK$700 RewardCash:
    • Limited-Time Online Bonus: HK$500 RewardCash
    • Base Welcome Offer: HK$200 RewardCash

Limited-Time Online Offer Details

  1. Apply for a designated HSBC Credit Card online and enter the specified promo code during application.
  2. Within 60 days of card issuance, meet the required spending amount, including at least one mobile payment or QR code transaction.

Things to consider

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Annual Fee waiver

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Local spending rebate

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Travel agency offer

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Overseas rebate

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HSBC Visa Gold Card Benefits

Airmiles

location_on
Airmiles Local
$ 5  per mile
flight
Airmiles Overseas
$ 5  per mile
restaurant
Airmiles Dining
$ 5  per mile
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shopping_bag
Airmiles Overseas Online Shopping
$ 5  per mile

Cashback

location_on
Cashback Local
2.4  %
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flight
Cashback Overseas
2.4  %
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restaurant
Cashback Dining
2.4  %
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shopping_bag
Cashback Overseas Online Shopping
1  %

Eligibility

Min. Annual Income
HK$ 60,000

Fees

Annual Fee Waiver
First 2 year
Annual Fee
HK$ 600
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Foreign Currency Transaction Fee
1.95  %

Repayment

Late Payment Charge
Minimum Payment Due or HK$300, whichever is lower
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days

Association

VISA Gold

Tags

HSBC Visa Gold Card HSBC Visa Gold Card