PrimeCredit EarnMORE UnionPay Diamond Card

The PrimeCredit EarnMore UnionPay Diamond Card offers the first 2 years with no annual fee. Enjoy up to 2% on retail spending with EarnMORE!

See Moreexpand_more

Cashback Local

2 %

info

For spending in all categories (cap: $2000 rebate): 2% cashback

Cashback Overseas

Up to 8 % cashback

info

Spending in Mainland China, Taiwan and Macau up to 8% rebate ; Other designations up to 5% rebate (until Oct 31) ; Local spending up to 2% rebate (until Jun 30 2027)

Interest on installment plans

0 %

info

First 3 months

Cashback Online Shopping

2 %

info

For all spending (regardless of categories, capped at HK$2,000): 2% cashback

Card benefit

Up to % cashback

info

Spending in Mainland China, Taiwan and Macau up to 8% rebate ; Other designations up to 5% rebate (until Oct 31) ; Local spending up to 2% rebate (until Jun 30 2027)

layers

PrimeCredit EarnMORE UnionPay Diamond Card Highlights

Cashback Local

2 %

info

For spending in all categories (cap: $2000 rebate): 2% cashback

Cashback Overseas

Up to 8 % cashback

info

Spending in Mainland China, Taiwan and Macau up to 8% rebate ; Other designations up to 5% rebate (until Oct 31) ; Local spending up to 2% rebate (until Jun 30 2027)

Interest on installment plans

0 %

info

First 3 months

Cashback Online Shopping

2 %

info

For all spending (regardless of categories, capped at HK$2,000): 2% cashback

Card benefit

Up to % cashback

info

Spending in Mainland China, Taiwan and Macau up to 8% rebate ; Other designations up to 5% rebate (until Oct 31) ; Local spending up to 2% rebate (until Jun 30 2027)

4 Offers Available

New Credit Card Customer: HK$600 Exclusive Welcome Reward

MoneyHero Exclusive Offer

New Credit Card Customer: HK$600 Exclusive Welcome Reward

MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward

From Jul 31 - Aug 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
- HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)

Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
On or before 30 Sept 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
No spending requirement

How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)

From Jul 31, 2026, to Aug 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!

The cash rebate will be credited to your credit card account within 3 months of card issuance.

Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

New customers of PrimeCredit Credit Card*: Customers who currently hold or have held, at any time within the past 12 months, any PrimeCredit Credit Card issued by PrimeCredit Limited (“PrimeCredit”) are not eligible for any exclusive offer. Each eligible customer is entitled to enjoy the welcome offer once only.

LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) (value of HK$3,690)

EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) (value of HK$3,690)

Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:

Choose ONE of the following welcome offers:

LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Welcome Offer	Eligible Retail Purchase Transaction Requirement
LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)	Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate	Accumulate Eligible Retail Purchase Transactions of: HK$12,000 or above : HK$1,000 Cash Rebate HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan	No spending requirement
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)	Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance

Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
For full details, please refer to the Terms and Conditions.

Dreame F20 Robot Vacuum (valued at HK$2,999)

EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

Dreame F20 Robot Vacuum (valued at HK$2,999)

Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:

Choose ONE of the following welcome offers:

LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Welcome Offer	Eligible Retail Purchase Transaction Requirement
LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)	Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate	Accumulate Eligible Retail Purchase Transactions of: HK$12,000 or above : HK$1,000 Cash Rebate HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan	No spending requirement
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)	Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance

Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
For full details, please refer to the Terms and Conditions.

EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

HK$1,000 Cash Rebate

Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:

Choose ONE of the following welcome offers:

LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Welcome Offer	Eligible Retail Purchase Transaction Requirement
LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)	Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate	Accumulate Eligible Retail Purchase Transactions of: HK$12,000 or above : HK$1,000 Cash Rebate HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan	No spending requirement
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)	Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance

Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
For full details, please refer to the Terms and Conditions.

Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:

Choose ONE of the following welcome offers:

LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Welcome Offer	Eligible Retail Purchase Transaction Requirement
LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)	Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate	Accumulate Eligible Retail Purchase Transactions of: HK$12,000 or above : HK$1,000 Cash Rebate HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan	No spending requirement
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)	Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance

Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
For full details, please refer to the Terms and Conditions.

HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:

Choose ONE of the following welcome offers:

LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Welcome Offer	Eligible Retail Purchase Transaction Requirement
LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)	Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance
Dreame F20 Robot Vacuum
HK$1,000 Cash Rebate	Accumulate Eligible Retail Purchase Transactions of: HK$12,000 or above : HK$1,000 Cash Rebate HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan	No spending requirement
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)	Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance

Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
For full details, please refer to the Terms and Conditions.

Installment Program: Double Up your rewards and earn up to 4% rebate

Spend + Installment 4% Rebate

Earn up to 4% Rebate: Spend & Installment Promotion

From now until June 30, 2027, you can maximize your rewards by following these two steps:

1. Spending (Basic 2% Rebate)

Requirement: Make a single eligible retail transaction of HK$1,500 or more.
Reward: Earn the standard EarnMORE rebate of up to 2% (composed of 1% basic cashback + 1% bonus cashback).

2. Installment (Extra 2% Rebate)

Requirement: Apply for a "Spending Installment" of 6 months or longer via the OmyCard App for that specific transaction.
Eligibility Period: The installment must be successfully processed before June 30, 2027.
Reward: Earn an additional 2% cash rebate.
Terms and conditions apply.

Earn up to 8% cash rebates on overseas spending

From now until October 31, 2026, EarnMORE UnionPay credit card customers who accumulate foreign currency spending of HK$1,800 or above in each of the overseas regions listed in Offer 1 and Offer 2 and in each phase will enjoy up to 8% cash rebate!

Offer 1

Mainland China: Any purchase Up to 2% Additional cash rebates + Up to 6% Altogether, they may be enjoyed Up to 8%

Offer 2

Taiwan and Macau: Any purchase Up to 2% Additional cash rebates + Up to 6% Altogether, they may be enjoyed Up to 8%
Other overseas regions: Any purchase Up to 2% Additional cash rebates + Up to 3% Altogether, they may be enjoyed Up to 5%

Offers are subject to terms and conditions.
You can register for the above offers > "WeWa Club" > "Spending Discounts" in the OmyCard App. Registration will automatically qualify you for Offer 1 and Offer 2.
The additional cash rebate is only applicable to retail transactions made using physical cards, Apple Pay, OmyCard mobile app UnionPay QR code payments, UnionPay mobile QuickPass, or UnionPay QR code payments within the Cloud QuickPass app, and conducted in local currency (excluding online transactions).

During the promotion period, each customer can receive up to HK$300 in extra cash rebate for each phase of Offer 1 and Offer 2, totaling HK$600 per phase, with a maximum of HK$2,400 for the entire promotion period. For details of Offer 1, please click here; For details on Offer 2, please click here.

Promotion period		Maximum additional cash rebate for eligible spending
Promotion period		Offer 1: Mainland China	Offer 2: Taiwan, Macau, and other overseas regions
Phase One	From July 15, 2026 to July 31, 2026	HK$300	HK$300
Phase Two	From August 1, 2026 to August 31, 2026	HK$300	HK$300
Stage three	From September 1, 2026 to September 30, 2026	HK$300	HK$300
Stage Four	From October 1, 2026 to October 31, 2026	HK$300	HK$300

For instructions on how to bind your Anxin UnionPay credit card in the Cloud QuickPass app, please click here.
EarnMORE UnionPay credit card offers up to 2% cash rebate on any purchase, including 1% unlimited basic cash rebate and 1% additional cash rebate. For details about EarnMORE UnionPay credit card cash rebates, please click here.

Things to consider when choosing this card:

Things to consider

check

Foreign txn rebate

check

Travel agency offer

check

Installment

sentiment_satisfied

PrimeCredit EarnMORE UnionPay Diamond Card Benefits

Cashback

credit_card

Cashback Base Rate

1 %

location_on

Cashback Local

2 %

info

For spending in all categories (cap: $2000 rebate): 2% cashback

flight

Cashback Overseas

Up to 8 % cashback

info

Spending in Mainland China, Taiwan and Macau up to 8% rebate ; Other designations up to 5% rebate (until Oct 31) ; Local spending up to 2% rebate (until Jun 30 2027)

restaurant

Cashback Dining

2 %

info

For all spending (regardless of categories, capped at HK$2,000): 2% cashback

shopping_bag

Cashback Online Shopping

2 %

info

For all spending (regardless of categories, capped at HK$2,000): 2% cashback

shopping_bag

Cashback Overseas Online Shopping

2 %

info

For all spending (regardless of categories, capped at HK$2,000): 2% cashback

account_balance_wallet

Cashback Digital Wallet

2 %

paid

Cashback Forex

2 %

Cashback Octopus Top Up Spending

1 %

See Moreexpand_more

Additional benefits

airlines

Airport Lounge Access

3 times

info

Spend over HK$12,000 within 2 continuous months every year

See Moreexpand_more

manage_search

PrimeCredit EarnMORE UnionPay Diamond Card More Info

Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate

2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending

Easy and instant payment with in-app UnionPay QR code function in OmyCard app

Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.

Annual fee waiver for the first 2 years

Other things to note

Welcome offers Approval Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
- The promotion period of 2% year-round rebate is valid from 1 July 2026 to 30 Jun 2027.

Selected spending offers

Region	Spending with a BNP credit card can enjoy the following offers	Promotional period
Mainland China	At Bicester Shopping Village, spend RMB 1500 or more with a UnionPay QR code to get an instant RMB 100 discount; At selected merchants such as Haidilao and Zhilefang, spend RMB 300 or more using UnionPay QR codes to get RMB 50 off instantly; At selected merchants like Holiland and RT-Mart, spend RMB 200 or more using UnionPay QR codes to get RMB 30 off; At selected merchants like Nayuki Tea and Lilian Egg Tart, spend RMB 30 using UnionPay QR code to get RMB 10 off instantly. For more details, click here	From now until December 31, 2026
	By registering for exclusive UnionPay 'Splendid China' benefits, you can enjoy the following benefits for merchants in Mainland China:
	Airport privilegesSpend RMB1500 or more offline within Mainland China for a chance to enjoy one complimentary airport VIP service within Mainland China. For details, click here	From now until December 31, 2026
	Transportation and travel Use UnionPay mobile QuickPass/Cloud QuickPass codes to ride the subway in designated cities and enjoy a 50% discount (capped at RMB4). For details, click here Spend RMB1000 or more offline within mainland China for a chance to enjoy one free high-speed rail VIP privilege within mainland China. For details, click here
	Supreme LifestyleSpend RMB500 or more offline within Mainland China to receive a Klook 50% off voucher (up to USD 15). For details, click here
	Chinese cuisine Spend RMB350 or more in a single transaction at designated restaurants in Beijing, Shanghai, Guangzhou, Shenzhen, and Hangzhou for a chance to get an instant RMB 100 discount. Click here for details Dine at designated luxury hotels and restaurants in designated cities such as Beijing, Shanghai, Guangzhou, Shenzhen, and Hangzhou at designated times, and enjoy exclusive benefits for "buffet and afternoon tea, with two or more people traveling together, one person free." For details, please click here
Japan	Spend JPY 50,000 or more in a single transaction at Takashimaya Department Store to get an instant JPY 1,000 off. Click here for details At Chubu Centrair International Airport and New Chitose Airport, spend JPY 10,000 or more in a single transaction to get an instant JPY 400 discount. Click here for details Enjoy an instant JPY 400 discount on a single transaction of JPY 20,000 or more at the designated merchants listed below Haneda Airport, Narita Airport, and Kansai Airport. For details, click here Bicool Appliances, please click here for details Enjoy an instant JPY 400 discount on a single purchase of JPY 30,000 or more at the designated merchants below Alexander & Sun Duty-Free Shop, click here for details LOTTE duty-free shop, details click here	From now until December 31, 2026
Macau	Present valid PISA exclusive electronic coupons from the "Preferential Plan" section when shopping at PISA Macau stores using UnionPay cards or UnionPay QR codes to enjoy the following instant discounts: Spend MOP 8,000 or more in a single transaction and get MOP 100 off; Spend MOP 20,000 or more in a single transaction and get MOP 300 off instantly; Spend MOP 50,000 or more in a single transaction and get MOP 800 off instantly; Instant MOP 1,600 off for a single net spending of MOP 100,000; Net spending of MOP 200,000 or more in a single transaction gets MOP 3,500 off instantly. For details, click here	From now until March 31, 2027
Taiwan	At Momanton Sportswear standalone stores, pay with UnionPay cards to enjoy a 30% discount on products above 30% off, plus an additional 5% off. For details, click here	From now until December 31, 2026

rule_folder

PrimeCredit EarnMORE UnionPay Diamond Card Eligibility

Eligibility

Minimum Age

18 years old

Min. Annual Income

No Requirement

local_atm

PrimeCredit EarnMORE UnionPay Diamond Card Fees / Repayment

Fees

Annual Fee Waiver

First 2 years

Annual Fee

HK$ 1,500

info

First 2 years annual fee waiver

Foreign Currency Transaction Fee

1 %

Repayment

Minimum Payment

HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)

Late Payment Charge

HK$ 320

info

or an amount equivalent to the minimum payment stated on the monthly statement (whichever is lower)

Retail Purchase APR

35.95 %

Cash Advance APR

35.96 %

Interest Free Period

53 days

grid_view

PrimeCredit EarnMORE UnionPay Diamond Card Others Info

Association

UnionPay Diamond

PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card Highlights

Things to consider when choosing this card:

Things to consider

PrimeCredit EarnMORE UnionPay Diamond Card Benefits

Cashback

Additional benefits

PrimeCredit EarnMORE UnionPay Diamond Card More Info

PrimeCredit EarnMORE UnionPay Diamond Card Eligibility

Eligibility

PrimeCredit EarnMORE UnionPay Diamond Card Fees / Repayment

Fees

Repayment

PrimeCredit EarnMORE UnionPay Diamond Card Others Info

Association

Tags