sim World Mastercard®️

sim World Mastercard®️

Annual Fee
HK$ 1,800
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Cashback Local
Up to 3  %
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Cashback Local Online Shopping
Up to 8  %
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Annual Fee Waiver
First year
3 Offers Available
HK$1,500 HKTVmall e-Gift Voucher (Upgraded Offer)
MoneyHero Exclusive Offer 1 (cannot be enjoyed together with Exclusive Offer 2)
HK$1,500 HKTVmall e-Gift Voucher (Upgraded Offer) HK$1,500 HKTVmall e-Gift Voucher (Upgraded Offer)

+ 8 other gift options

New SIM Credit Card customers who meet the designated requirements can get MoneyHero Exclusive reward: HK$1,500 HKTVmall e-Gift Voucher (Upgraded Offer) / 14,000 Max Miles flight miles*/ HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / HK$1,000 Cash Rebate(Deposited via FPS) / Dyson Zone™ Noise-Cancelling Headphones (worth HK$5,980) / LOJEL Alto 29” Ultra-Light Zipper Suitcase (worth HK$2,100; color random) / NESCAFÉ® Dolce Gusto® Genio S Plus Coffee Machine + 6 Boxes of Coffee Capsules (worth HK$1,780) / Marshall Emberton II Bluetooth Speaker (worth HK$1,499; color random).

Requirements:

  • From 26 November 2025 10 a.m. till 30 November 2025 11.59 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 01 January 2026: The card must be approved by sim, activated, and cash installment plan successfully approved.
  • The offer is only applicable to customers who choose the 6-month interest-free and handling-fee-free cash installment plan as their welcome offer.
  • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Instruction for how to use Max Miles

  • Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
  • Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
  • Account Check:
    • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
    • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
  • Sign Up & Login (for New Users):
    • Choose "Sign up" (or log in if you have an account but aren't logged in).
    • Enter your email and password, confirm password, or sign up via Google/Apple.
    • Agree to the HEYMAX Terms of Use and Privacy Policy.
    • Tap "Sign up" to proceed.
  • Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
  • Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
  • Redeem What You Want: From here, explore and choose how to use your miles—such as
    • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
    • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
    • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
  • Completion: Your redemption is complete; miles can be used instantly or accumulated for later.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
HK$1,000 Apple Store Gift Card
MoneyHero Exclusive Offer
1000 agc HK$1,000 Apple Store Gift Card

+ 8 other gift options

  • New sim Customers are not required to make any spending can get MoneyHero Exclusive reward: HK$1,500 HKTVmall e-Gift Voucher (Upgraded Offer) / 14,000 Max Miles flight miles* / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / HK$1,000 Cash Rebate(Deposited via FPS) / Dyson Zone™ Noise-Cancelling Headphones (worth HK$5,980) / LOJEL Alto 29” Ultra-Light Zipper Suitcase (worth HK$2,100; color random) / NESCAFÉ® Dolce Gusto® Genio S Plus Coffee Machine + 6 Boxes of Coffee Capsules (worth HK$1,780) / Marshall Emberton II Bluetooth Speaker (worth HK$1,499; color random).

Requirements

  • From 26 November 2025 10 a.m. till 30 November 2025 11.59 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 01 January 2026: The card must be approved by sim
  • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Instruction for how to use Max Miles

  • Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
  • Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
  • Account Check:
    • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
    • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
  • Sign Up & Login (for New Users):
    • Choose "Sign up" (or log in if you have an account but aren't logged in).
    • Enter your email and password, confirm password, or sign up via Google/Apple.
    • Agree to the HEYMAX Terms of Use and Privacy Policy.
    • Tap "Sign up" to proceed.
  • Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
  • Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
  • Redeem What You Want: From here, explore and choose how to use your miles—such as
    • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
    • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
    • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
  • Completion: Your redemption is complete; miles can be used instantly or accumulated for later.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer. 
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Up to HKD100,000 6-Month Interest-Free and Fee-Waived Cash Instalment Plan
Welcome Offer
Up to HKD100,000 6-Month Interest-Free and Fee-Waived Cash Instalment Plan

+ 3 other gift options

  • Accumulate eligible retail spending of HK$8,000 or above to enjoy the following sim World Mastercard® Welcome Offer:
    Up to HK$700 cash rebate OR HK$700 Apple Store Gift Card OR LOJEL Alto 30-inch Ultra-lightweight Zipper Luggage (color assigned at random, valued at HK$2,100) OR Canon SELPHY QX20 Compact Wireless Photo Printer (valued at HK$1,080)
  • Please refer to Terms and Conditions for more details.

  • Up to HK$100,000 6-Month Interest-Free & Handling Fee Waiver Cash Instalment Plan
    Successful applicants of sim Credit Card / sim World Mastercard® may enjoy a cash advance of up to HK$100,000 (or 95% of the credit limit), repayable over 6 months with no interest or handling fees. Funds will be credited via FPS to the designated bank account within 6 business days upon approval. Cardholders must settle the monthly instalment repayment in full and on time. Any late or partial repayment will incur interest and charges in accordance with the credit card agreement. Welcome offer quotas are limited. The issuer reserves the right of final approval and to amend the offer.
  • All offers are subject to the relevant terms and conditions.

Cashback

shopping_bag
Cashback Local Online Shopping
Up to 8  %
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location_on
Cashback Local
Up to 3  %
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credit_card
Cashback Base Rate
0.4  %
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flight
Cashback Overseas
8  %
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shopping_bag
Cashback Overseas Online Shopping
8  %
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Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 150,000

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$ 50  The aggregate of the following items (whichever is higher): - (a) 1% of statement balance; and (b) all finance charges; and (c) instalment amount; and (d) other fees, charges billed, overdue amount and overlimit amount. If full amount is less than HKD50, the minimum payment is the full amount.
Late Payment Charge
HK$ 250
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Retail Purchase APR
46.44  %
Cash Advance APR
47.92  %
Interest Free Period
Up to 53  days, this period does not apply to cash advance transaction.

Association

Mastercard

Tags

sim World Mastercard®️ sim World Mastercard®️