#All Card
sim World Mastercard®️
Updated: 17 Aug 2026
Cashback Local Online Shopping
Cashback Overseas Online Shopping
Cashback Local
Annual Fee
Supported Payment Network:
Offers
MoneyHero Reward
Apply through MoneyHero and choose from 1 premium rewards
Welcome Offer
- HK$700 CashBack/ Apple Store gift card
The Promotion Period is from 31 August 2026 to 30 September 2026
- Accumulate eligible retail spending of HK$8,000 or above to enjoy the following sim World Mastercard® Welcome Offer:
Up to HK$700 cash rebate OR HK$700 Apple Store Gift Card - Please refer to Terms and Conditions for more details.
Highlights
- Card Features:
- Welcome offer up to HK$700 CashBack
- Up to 8% CashBack for online spending and local transportation transactions
- First Year annual fee waiver, Perpetual annual fee waiver for Full-time University/Tertiary Students
- Welcome Offer Details:
- Promotion Period for CashBack Promotion: 1 May 2026 to 30 September 2026
- Online Spending: 8% CashBack, capped at HK$200 per month* (requires cumulative HK$1,000 in eligible non-online retail spending within the same calendar month, with each eligible online transaction having a net amount of HK$500 or above)
- Overseas Spending: 8% CashBack, capped at HK$200 per month* (applicable to eligible overseas retail transactions made outside Hong Kong and posted in non-HKD currencies)
- Designated Merchant Spending: 3% CashBack, capped at HK$200 per month* (designated local merchants include: Adidas, matsukiyo HK, PUMA, Fila, Tokyo Lifestyle)
- Eligible Bill Payment Transactions: 2% CashBack, capped at HK$200 per month* (only applicable via sim Credit Card App “Pay Bills/Taxes” service)
- Other Eligible Retail Spending: 0.4% basic CashBack
- *CashBack cap is shared across all categories, with a maximum of HK$200 CashBack per Eligible Card per month
- *Under this CashBack Promotion, each Eligible Card can earn a maximum total of HK$1,000 CashBack during the entire Promotion Period
- *Supplementary card spending will be combined with the principal card account for reward calculation
- *CashBack will be automatically credited to the Eligible Card account in the following calendar month after settlement
- The above promotion is subject to relevant terms and conditions.
- New customers:
- at the time of the application, not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer;
- at the time of the application, not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application, used any loan or credit services of the Card Issuer or maintained any loan or credit accounts with the Card Issuer.
- Terms and Conditions apply: https://thesim.com/tc/legal
Benefits
Cashback Local Online Shopping
Up to 8 %
Cashback Overseas Online Shopping
Up to 8 %
Cashback Local
Up to 3 %
Cashback Base Rate
0.4 %
Cashback Overseas
8 %
Airmiles Local
Not Applicable
Airmiles Local Online Shopping
Not Applicable
Fees & Charges
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
1.95 %
Late Payment Charge
HK$ 300
Eligibility
Minimum Age
18 years old
Min. Annual Income
HK$ 150,000
View more sim credit cards
simsim Credit Card
Card Benefit
0.4 - 8 % cashback
Cashback Local
Up to 8 %
Cashback Overseas
0.4 %
Annual Fee Waiver
First year