sim World Mastercard®️

sim World Mastercard®️

Highlights
Benefits
Quick Facts
sim World Mastercard®️ More Info
Guides
Eligibility
Fees
Others Info
layers

sim World Mastercard®️ Highlights

Annual Fee
HK$ 1,800
info
Cashback Local
Up to 3  %
info
Cashback Local Online Shopping
Up to 8  %
info
Annual Fee Waiver
First year
3 Offers Available
LOJEL Alto 30” Large Luggage (color random) (Reference Value: HKD 2,100)
Welcome Offer
LOJEL Alto 30” Large Luggage (color random) (Reference Value: HKD 2,100)

+ 1 other gift options

sim World Mastercard® Welcome Offer
1. Welcome gift - Up to HK$700 Cash Rebate OR HK$700 Apple Store Gift Card OR HK$700 HKTVmall e-coupon OR HK$700 Matsukiyo Cash Voucher OR LOJEL Alto 30” Large Luggage (color random) (Reference Value: HKD 2,100)
2. Please refer to Terms and Conditions for more details.

sim Credit Card CashBack Promotion

1.Upon accumulating a spending of HK$1,000 on Non-Online Eligible Retail Transactions within a calendar month, sim Credit Card and sim World Mastercard® cardholders can enjoy CashBack offer: Up to 8% cashback for Online Spending and 3% cashback for Selected Local Merchants

2.Exclusive Offer for sim Credit Card Cardholders: Up to 8% cashback for Local Transportation

3.Total Monthly CashBack Cap for each Eligible Card is HK$200

4.Please refer to Terms and Conditions for more details.

Complete Identity Verification to get HKD 50 CashBack
Complete the identity verification in sim Credit Card app within 3 hours after submitting your web application and you will receive an additional HKD 50 cash reward. Terms and conditions apply.

sim Credit Card CashBack Promotion

  • Upon accumulating a spending of HKD1,000 on Non-Online Local Eligible Retail Transactions within a calendar month, Eligible Cardholders can enjoy CashBack on designated type of Eligible Retails Transactions with total Monthly CashBack Cap of HK$200.
  • Please refer to Terms and Conditions for more details
Perpetual Annual Fee Waiver for Student at Designated Institutions
Perpetual Annual Fee Waiver for Student at Designated Institutions
Perpetual Annual Fee Waiver for Student at Designated Institutions
  • Perpetual Credit Card Annual Fee Waiver Promotion for Students
  • Only applies to sim Credit Card;
  • was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
  • During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
  • Please refer to Terms and Conditions for more details.
sentiment_satisfied

sim World Mastercard®️ Benefits

Cashback

shopping_bag
Cashback Local Online Shopping
Up to 8  %
info
location_on
Cashback Local
Up to 3  %
info
credit_card
Cashback Base Rate
0.4  %
info
flight
Cashback Overseas
0.4  %
info
shopping_bag
Cashback Overseas Online Shopping
8  %
info
rule_folder

sim World Mastercard®️ Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
local_atm

sim World Mastercard®️ Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
info
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$ 50  The aggregate of the following items (whichever is higher): - (a) 1% of statement balance; and (b) all finance charges; and (c) instalment amount; and (d) other fees, charges billed, overdue amount and overlimit amount. If full amount is less than HKD50, the minimum payment is the full amount.
Late Payment Charge
HK$ 250
info
Retail Purchase APR
46.44  %
Cash Advance APR
47.92  %
Interest Free Period
Up to 53  days, this period does not apply to cash advance transaction.
grid_view

sim World Mastercard®️ Others Info

Association

Mastercard

Tags

sim World Mastercard®️ sim World Mastercard®️

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

 

© 2013 - 2025 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.