sim World Mastercard®️

sim World Mastercard®️

Highlights
Benefits
Quick Facts
sim World Mastercard®️ More Info
Guides
Eligibility
Fees
Others Info
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sim World Mastercard®️ Highlights

Cashback Local Online Shopping
Up to 8  %
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Cashback Local
Up to 3  %
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Annual Fee
HK$ 1,800
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Annual Fee Waiver
First year
2 Offers Available
HK$1,000 Cash Rebate(Deposited via FPS)
MoneyHero Exclusive Offer
HK$1,000 Cash Rebate(Deposited via FPS)

+ 7 other gift options

New SIM Credit Card customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval can get MoneyHero Exclusive reward: - HK$1,000 Cash Rebate(Deposited via FPS) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / 10,000 Max Miles flight miles* / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) / Beyerdynamic AMIRON ZERO Open-Ear Clip Earbuds (valued at HK$1,599)  / Marshall Emberton II Bluetooth Speaker (valued at HK$1,499) / Acerpure ACER-DS744-10W Ionic Hair Dryer & Styler (valued at HK$1,398) .

Requirements

  • From 30 July 2026 6p.m. till 31 August 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 30 September 2026: The card must be approved by sim
  • Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
  • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Instruction for how to use Max Miles

  • Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
  • Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
  • Account Check:
    • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
    • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
  • Sign Up & Login (for New Users):
    • Choose "Sign up" (or log in if you have an account but aren't logged in).
    • Enter your email and password, confirm password, or sign up via Google/Apple.
    • Agree to the HEYMAX Terms of Use and Privacy Policy.
    • Tap "Sign up" to proceed.
  • Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
  • Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
  • Redeem What You Want: From here, explore and choose how to use your miles—such as
    • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
    • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
    • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
  • Completion: Your redemption is complete; miles can be used instantly or accumulated for later.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer. 
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
HK$700 CashBack/ Apple Store gift card
Welcome Offer
HK$700 CashBack/ Apple Store gift card

The Promotion Period is from 1 August 2026 to 31 August 2026 

  • Accumulate eligible retail spending of HK$8,000 or above to enjoy the following sim World Mastercard® Welcome Offer:
    Up to HK$700 cash rebate OR HK$700 Apple Store Gift Card 
  • Please refer to Terms and Conditions for more details.
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sim World Mastercard®️ Benefits

Cashback

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Cashback Local Online Shopping
Up to 8  %
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Cashback Local
Up to 3  %
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Cashback Base Rate
0.4  %
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Cashback Overseas
8  %
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shopping_bag
Cashback Overseas Online Shopping
Up to 8  %
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sim World Mastercard®️ Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 150,000
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sim World Mastercard®️ Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$ 50  The aggregate of the following items (whichever is higher): - (a) 1% of statement balance; and (b) all finance charges; and (c) instalment amount; and (d) other fees, charges billed, overdue amount and overlimit amount. If full amount is less than HKD50, the minimum payment is the full amount.
Late Payment Charge
HK$ 300
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Retail Purchase APR
46.44  %
Cash Advance APR
47.92  %
Interest Free Period
Up to 53  days, this period does not apply to cash advance transaction.
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sim World Mastercard®️ Others Info

Association

Mastercard

Tags

sim World Mastercard®️ sim World Mastercard®️

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