Highlights
Things to Consider
Installment
No foreign txn fee
Local spending rebate
0% Taobao handling fee offer
- No registration is required and enjoy for first 5 transactions each month
- Eligibility: who have successfully applied for the Q Credit Card for the first time, card approved within promotion period and who have never redeemed any “Q Credit Card Welcome Reward” of AlipayHK via the AlipayHK Mobile Application
- Merchant and Taobao Payment Reward of HK$800: upon card approval within promotion period.
- Physical Card Activation Reward of HK$200: upon card approval within promotion period and the first physical card payment being completed successfully.
- Each HK$50 coupon is applicable for all platforms accepting the AlipayHK App for payment, including eligible merchant outlets and for bill payment via the AlipayHK App or Taobao/Tmall Platform via Q Credit Card in Taobao App upon a single net transaction of HK$120 or above.
Benefits
Cashback Local
5 %
Cashback Base Rate
0.55 %
Cashback Convenience Store
5 %
Fees & Charges
Foreign Currency Transaction Fee
1.95 %
Minimum Age
Perpetual Annual Fee Waiver
Late Payment Charge
EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY,220 and a maximum cap of HK$/CNY,350) OR the Minimum Payment Due whichever is lower
Eligibility
Minimum Age
18 years old
Min. Annual Income
HK$ 96,000
