Standard Chartered Simply Cash Visa Card

Updated: 6 Oct 2026
Standard Chartered Simply Cash Visa Card
Apply Now
CashBack Credit Card
CashBack on spending in local currency
1.5%
CashBack on spending in foreign currencies
2%
Annual Fee
HK$2,000
Supported Payment Network:
VISA

Offers

MoneyHero Reward up to HK$4,980

Apply through MoneyHero and choose from 8 premium rewards
Limited time only
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Win up to HK$12,000 in Apple Store Gift Cards

Limited time only
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Worth HK$800

Limited time only
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Worth HK$800

Limited time only
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Worth HK$800

Limited time only
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Worth HK$4,980

Limited time only
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Worth HK$1,499

Limited time only
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Worth HK$988

Limited time only
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Worth HK$920

Bank Gift - On Top of MoneyHero's

You’ll also receive the following welcome gift(s) directly from the bank
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Up to HK$2,000 CashRebate

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Up to HK$500 CashBack/5,000 Miles Rewards

📱 Chance to win up to value HK$12,000 Apple Gift Card 🍎 — 100 Winners!
From 10 September 2026, 12pm to 4 November 2026, 6pm, apply for a designated credit card through MoneyHero, complete the application process, and submit the relevant MoneyHero Reward Redemption Form and the 【Chance to win up to value HK$12,000 Apple Gift Card Lucky Draw】 Lucky Draw Registration Form by the respective deadlines. Each eligible application entitles you to 1 lucky draw chance! The more eligible applications you make, the more chances you will receive—up to a maximum of five chances! Stand a chance to win (Total 100 winners):
 

• Grand Prize: HK$12,000 Apple Store Gift Card (3 winners)

• Second Prize: HK$5,000 Apple Store Gift Card (5 winners)

• Third Prize: HK$1,000 Apple Store Gift Card (26 winners)

• Fourth Prize: HK$500 Apple Store Gift Card (66 winners)

 

Trade Promotion Competition Licence No.: 61908

  • Win up to HK$12,000 in Apple Store Gift Cards

MoneyHero Exclusive Welcome Offer

✍🏻Remember to complete the "Proof Submission Form" after loan application within 7 days 

  • HK$800 Apple Store Gift Card
  • HK$800 Wellcome Shopping Voucher
  • HK$800 HKTVmall e-Gift Voucher
  • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) 
  • Marshall Emberton II Bluetooth Speaker (valued at HK$1,499)
  • PHILIPS Sonicare HX3826/31 Cordless Power Flosser (valued at HK$988)
  • FUJIFILM INSTAX MINI 41 Instant Film Camera (valued at HK$920)

Welcome Offer - Up to HK$2,000 CashRebate
  • Up to HK$2,000 CashRebate

Standard Chartered Credit Card - Fortress Promotion
  • Up to HK$500 CashBack/5,000 Miles Rewards

Highlights

Things to Consider

Exclusive Offer
Unlimited Year-Round CashBack On All Credit Card Spending

  • Unlimited CashBack all year-round (Any merchants or categories, regardless of retails or online shopping, all eligible transactions are entitled to CashBack offer) 
    • CashBack on spending in local currency: 1.5%
    • CashBack on spending in foreign currencies:2.0% 
  • Exclusive Priviledges
    • Year-round benefits
      • Discover hundreds of deals, discounts and privileges, including exceptional dining, lifestyle, retail and travel offers
    • Visa Signature Concierge
      •  From travel reservations, booking tickets to a show, discounted access to golf clubs or that special dinner reservation, your Visa Concierge is here to help
      • The service is now available anytime at your fingertips with the new Visa Concierge app
  • Other features
    • Online redemption Platform
      • Redeeming your accumulated CashBack is easy via our online platform – you can opt for a cash sum or choose from a wide range of extra value offers More details
    • Visa payWave
      • Contactless payments are secure, quick and easy – just touch your card to the merchant’s card reader wherever you see the special contactless payment symbolMore details
    • Year-round offers
      • Enjoy year-round exclusive dining, shopping and lifestyle offersMore details
  • Eligibility
    • Hong Kong resident aged 18 or above
    • Annual income of HKD96,000 or above

Benefits

CashBack on spending in local currency
1.5 %
CashBack on spending in foreign currencies
2 %

Fees & Charges

Foreign Currency Transaction Fee
1.95 %
Annual Fee
HK$ 2,000

Late Payment Charge
EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY,220 and a maximum cap of HK$/CNY,350) OR the Minimum Payment Due whichever is lower

Eligibility

Minimum Annual Income
HK$ 96,000
MINIMUM_AGE
18 years old

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Card Benefit
0.5 - 5 % cashback
Up to $2 - 6 per mile
$2 - 6 per mile
Cashback Local
5 %
Not applicable
Not Applicable
Cashback Overseas
0.55 %
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Annual Fee Waiver
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First year
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