The Platinum Card®

The Platinum Card®

The Platinum Card® allows cardholders to enjoy unlimited access to airport VIP lounges and free membership application to renowned global hotel groups. Although an annual fee is required, cardholders can enjoy prestigious benefits such as worldwide dining cashback, year-round travel insurance, and the ‘FINE HOTELS + RESORTS.’ The card can also offer low foreign currency transaction fees starting from HK$5 per mile for overseas or foreign currency transactions.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

The Platinum Card® Highlights

Airport Lounge Access
Unlimited Times
Airmiles Overseas
$ 4.5  per mile
info
Airmiles Local
$ 7.5  per mile
info
Min. Annual Income
No Requirement
4 Offers Available
HK$4,500 Apple Store Gift Card
MoneyHero Limited-Time Exclusive Offer (Choose 1 out of 6 gifts)
HK$4,500 Apple Store Gift Card HK$4,500 Apple Store Gift Card

New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

Choose one of the following rewards: HK$4,500 Apple Store Gift Card / HK$4,500 HKTVmall e-Voucher / HK$4,500 Cash Rebate (Deposited via FPS Account) / Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / Bang & Olufsen Beoplay HX Comfortable, do-it-all headphones (valued at HK$4,998) / Dyson PencilVac Fluffycones cleaner (valued at HK$4,990). 

Requirements:

  • October 14, 2025, 6 PM to November 3, 2025, 10 AM: Apply for the American Express Platinum Card via MoneyHero.
  • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
  • By November 30, 2025: Successfully get your credit card approved (approval based on the bank’s records).
  • Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

HK$4,500 HKTVmall e-Gift Voucher
MoneyHero Limited-Time Exclusive Offer (Choose 1 out of 6 gifts)
HK$4,500 HKTVmall e-Gift Voucher HK$4,500 HKTVmall e-Gift Voucher

New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

Choose one of the following rewards: HK$4,500 Apple Store Gift Card / HK$4,500 HKTVmall e-Voucher / HK$4,500 Cash Rebate (Deposited via FPS Account) / Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / Bang & Olufsen Beoplay HX Comfortable, do-it-all headphones (valued at HK$4,998) / Dyson PencilVac Fluffycones cleaner (valued at HK$4,990). 

Requirements:

  • October 14, 2025, 6 PM to November 3, 2025, 10 AM: Apply for the American Express Platinum Card via MoneyHero.
  • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
  • By November 30, 2025: Successfully get your credit card approved (approval based on the bank’s records).
  • Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

HK$4,500 Cash Rebate (Deposited via FPS Account)
MoneyHero Limited-Time Exclusive Offer (Choose 1 out of 6 gifts)
HK$4,500 Cash Rebate (Deposited via FPS Account) HK$4,500 Cash Rebate (Deposited via FPS Account)

New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

Choose one of the following rewards: HK$4,500 Apple Store Gift Card / HK$4,500 HKTVmall e-Voucher / HK$4,500 Cash Rebate (Deposited via FPS Account) / Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / Bang & Olufsen Beoplay HX Comfortable, do-it-all headphones (valued at HK$4,998) / Dyson PencilVac Fluffycones cleaner (valued at HK$4,990). 

Requirements:

  • October 14, 2025, 6 PM to November 3, 2025, 10 AM: Apply for the American Express Platinum Card via MoneyHero.
  • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
  • By November 30, 2025: Successfully get your credit card approved (approval based on the bank’s records).
  • Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color)
MoneyHero Limited-Time Exclusive Offer (Choose 1 out of 6 gifts)
Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color)

New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

Choose one of the following rewards: HK$4,500 Apple Store Gift Card / HK$4,500 HKTVmall e-Voucher / HK$4,500 Cash Rebate (Deposited via FPS Account) / Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / Bang & Olufsen Beoplay HX Comfortable, do-it-all headphones (valued at HK$4,998) / Dyson PencilVac Fluffycones cleaner (valued at HK$4,990). 

Requirements:

  • October 14, 2025, 6 PM to November 3, 2025, 10 AM: Apply for the American Express Platinum Card via MoneyHero.
  • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
  • By November 30, 2025: Successfully get your credit card approved (approval based on the bank’s records).
  • Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

Bang & Olufsen Beoplay HX Comfortable, do-it-all headphones (valued at HK$4,998)
MoneyHero Limited-Time Exclusive Offer (Choose 1 out of 6 gifts)
Bang & Olufsen Beoplay HX Comfortable, do-it-all headphones (valued at HK$4,998) Bang & Olufsen Beoplay HX Comfortable, do-it-all headphones (valued at HK$4,998)

New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

Choose one of the following rewards: HK$4,500 Apple Store Gift Card / HK$4,500 HKTVmall e-Voucher / HK$4,500 Cash Rebate (Deposited via FPS Account) / Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / Bang & Olufsen Beoplay HX Comfortable, do-it-all headphones (valued at HK$4,998) / Dyson PencilVac Fluffycones cleaner (valued at HK$4,990). 

Requirements:

  • October 14, 2025, 6 PM to November 3, 2025, 10 AM: Apply for the American Express Platinum Card via MoneyHero.
  • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
  • By November 30, 2025: Successfully get your credit card approved (approval based on the bank’s records).
  • Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

Dyson PencilVac Fluffycones cleaner (valued at HK$4,990)
MoneyHero Limited-Time Exclusive Offer (Choose 1 out of 6 gifts)
Dyson PencilVac Fluffycones cleaner (valued at HK$4,990) Dyson PencilVac Fluffycones cleaner (valued at HK$4,990)

New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

Choose one of the following rewards: HK$4,500 Apple Store Gift Card / HK$4,500 HKTVmall e-Voucher / HK$4,500 Cash Rebate (Deposited via FPS Account) / Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / Bang & Olufsen Beoplay HX Comfortable, do-it-all headphones (valued at HK$4,998) / Dyson PencilVac Fluffycones cleaner (valued at HK$4,990). 

Requirements:

  • October 14, 2025, 6 PM to November 3, 2025, 10 AM: Apply for the American Express Platinum Card via MoneyHero.
  • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
  • By November 30, 2025: Successfully get your credit card approved (approval based on the bank’s records).
  • Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

Up to HK$2,200 Amex Travel Online Credit year-round
The Platinum Card® Travel Offer
Up to HK$2,200 Amex Travel Online Credit year-round
  • American Express Travel Online Year-round Benefit
    • Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit

    • The HK$2,200 Amex Travel Online Credit is divided into 2 phases, with HK$1,100 statement credit in Phase 1 from January 7 to July 2, 2025 and another HK$1,100 statement credit in Phase 2 from July 3 to December 31, 2025. Separate enrollment is required for the two phases.

    • Offer details
Up to HK$2,000 Global Dining Credit year-round
The Platinum Card® Dining Offer
Up to HK$2,000 Global Dining Credit year-round
  • Global Dining Credit
    Year-round benefit of up to HK$2,000 Global Dining Credit,, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and HK$1,000 Statement Credit for overseas dining at over 1,400 abroad restaurants and in 20 locations around the world.
Earn as low as HK$2 = 1 Mile for spending in foreign currencies, airlines, and at designated travel & everyday spend merchants
New! “Up to 9X” Membership Rewards® points Accelerator Program to earn as low as HK$2 = 1 mile
Earn as low as HK$2 = 1 Mile for spending in foreign currencies, airlines, and at designated travel & everyday spend merchants

From August 20 to December 31, 2025, enroll your Platinum Card at designated link to enjoy an exclusive offer of earning as low as HK$2 = 1 Mile for spending in Foreign Currencies, airlines, and at designated travel & everyday spend merchants. 

Designated travel merchants include Agoda, Trip.com, Expedia, Booking.com etc. Designated everyday spend merchants include Wellcome, ParknShop, Mannings, Watsons, YATA etc.

Promotion details please refer to “Up to 9X” Membership Rewards points Accelerator Program | American Express HK

Things to consider

check

Travel insurance

check

Dining discount

check

Airport lounge

check

Travel agency offer

sentiment_satisfied

The Platinum Card® Benefits

Cashback

flight
Cashback Overseas
1  %
info
location_on
Cashback Local
0.67  %
info
restaurant
Cashback Dining
0.67  %
info
shopping_bag
Cashback Local Online Shopping
0.67  %
info
shopping_bag
Cashback Overseas Online Shopping
1  %
info

Airmiles

location_on
Airmiles Local
$ 7.5  per mile
info
flight
Airmiles Overseas
$ 4.5  per mile
info
restaurant
Airmiles Dining
$ 7.5  per mile
info
shopping_bag
Airmiles Local Online Shopping
$ 7.5  per mile
info
shopping_bag
Airmiles Overseas Online Shopping
$ 5  per mile
info

Additional benefits

airlines
Airport Lounge Access
Unlimited Times
manage_search

The Platinum Card® More Info

Travel Offer

  • American Express Travel Online Benefit
    Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$1,100 Statement Credit
  • Complimentary Access to The Centurion Lounges
    Enjoy over 1,550 lounges access over the world, and complimentary access to The Centurion Lounge including Hong Kong International Airport, Tokyo Haneda Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.
  • Fine Hotels & Resorts
    Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival,  complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available, including Park Hyatt Niseko Hanazono, InterContinental Osaka, Grand Hyatt Seoul, Conrad Seoul and Capella Bangkok
  • Elite partner programs
    Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status
  • The Hotel Collection
    Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.
  • Comprehensive Travel Insurance
    Travel Accidents coverage of up to HK$3,000,000, Medical Assistance and expense up to HK$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.

New offer launched in August！The Country Club at Hong Lok Yuen Admission Privilege

Basic Cardmembers of The Platinum Card can enjoy complimentary access to The Country Club at Hong Lok Yuen for 2 times per calendar month upon successful registration through designated link. Promotion details please refer to The Country Club at Hong Lok Yuen Admission Privilege | American Express HK.

Dining Offer
Basic and Supplementary Cardmember can enjoy

  • Global Dining Credit
    Year-round benefit of up to HK$2,000 Global Dining Credit, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for overseas dining at over 1,400 abroad restaurants and in 20 locations around the world.
  • NEW! Enjoy up to 30% savings at selected restaurants of Elite Concepts.
    • 30% savings on the original price of the designated menu at participating restaurants, including yè shanghai – Tsim Sha Tsui/ Admiralty, Nanhai No. 1, Nanhai No. 2, Deng G Sichuan
    • 20% savings on the original price for access and dining at Penthouse.
    • Promotion details please refer to Elite Concepts l American Express HK
  • NEW! Enjoy up to 30 % savings on the a la carte menus at selected restaurants of JIA Group, including Chachawan, Duddell’s, La Terrace by Louise and Leela

  • NEW! Enjoy 30% savings on the original price of the designated dinner menu at participating restaurants of Wooloomooloo Group

    • Designated restaurants include: MOOO! – Tsim Sha Tsui, OMAROO Grill – Central, Wooloomooloo Steakhouse - Tsim Sha Tsui East, Wooloomooloo Steakhouse - Wan Chai and Wooloomooloo Prime – Tsim Sha Tsui
    • Promotion details please refer to Wooloomooloo Group | American Express HK
  • Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
  • Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
    • Designated restaurants of Cafe Deco Group includes: ANJU, Dim Sum Bar, Cafe Deco Pizzeria, Duan Chun Zhen, Takeroku Ramen, WATERMARK.
    • The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
    • Promotion details please refer to Cafe Deco | American Express HK
  • Enjoy 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality.

Earn Rewards points when you spend with the Card

  • Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.67%.
    • Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 240 Membership Reward points Points = HK$1 Redemption Points
  • Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.33%.
    • Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 240 Membership Reward points Points = HK$1 Redemption Points
  • Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 1%.
    • Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points

Lifestyle Offer

  • Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
  • Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cookedDeli in Hong Kong.

Shopping Protection

  • Online Fraud Protection GuaranteeShop online with the Card and you won't be held responsible for any fraudulent charge.
  • Return GuaranteeRefund if you are unhappy with the purchase made with the Card.
  • Extended WarrantyWhen purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
  • Price ProtectionRefund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
  • 45 Days CoverAlmost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.

  • Terms and Conditions apply.

Reminder

  • The Platinum Card® Year-Round Offers Terms and Conditions apply.
  • Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)
  • Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.
  • The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active
  • Cardmembers who paid the annual fee and holding valid Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses. American Express reserves the right not to offer any bonus of Welcome Rewards to Cardmembers who fail to fulfil the above conditions without prior notice.
rule_folder

The Platinum Card® Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
local_atm

The Platinum Card® Fees / Repayment

Fees

Annual Fee
HK$ 9,500
Foreign Currency Transaction Fee
2  %

Repayment

Minimum Payment
Total spending of that month
Late Payment Charge
3.9  %
info
grid_view

The Platinum Card® Other Info

Association

American Express

Tags

The Platinum Card® The Platinum Card®

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

 

© 2013 - 2025 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.