The Platinum Card®
Offers
MoneyHero Reward up to HK$2,000
- Up to 1,320,000 Membership Rewards Points ; HK$50 statement credit
New Cardmembers can earn 660,000 Membership Rewards® Points upon accumulating HK$60,000 in eligible spending within the first 6 months of Cardmembership, plus an additional 660,000 Membership Rewards® Points upon making one eligible transaction of any amount between the 15th and 17th months of Cardmembership. Cardmembers can also receive a HK$50 statement credit by making a single HK$600 Mobile Wallet Octopus top-up using iPhone, Apple Watch or Android devices within the first 3 months.
A New Cardmember refers to an applicant who does not currently hold, and has not held or cancelled, any American Express Hong Kong Credit Card or Charge Card within the 12 months preceding the application date.
- Existing Cardmembers-Up to 640,000 Membership Rewards Points ; HK$50 statement credit
Existing Cardmembers can earn 320,000 Membership Rewards® Points upon accumulating HK$60,000 in eligible spending within the first 6 months of Cardmembership, plus an additional 320,000 Membership Rewards® Points upon making one eligible transaction of any amount between the 15th and 17th months of Cardmembership. Cardmembers can also receive a HK$50 statement credit by making a single HK$600 Mobile Wallet Octopus top-up using iPhone, Apple Watch or Android devices within the first 3 months.
An Existing Cardmember refers to a Basic Cardmember who currently holds an American Express Hong Kong Credit Card or Charge Card (excluding The Platinum Card® and American Express Peninsula Platinum Card). Applicants who have cancelled any American Express Hong Kong Credit Card or Charge Card within the 12 months preceding the application date are not eligible for this offer.
- Up To HK$4,500 Vacation Credit Annually
From 30 July 2026 to 31 December 2027, Basic Cardmembers of The Platinum Card who successfully register the respective Amex Offers can enjoy a HK$1,500 statement credit upon a single net spend of HK$5,000 at each designated hotel group, once per calendar year. Participating hotel groups include Mandarin Oriental Hotel Group, The Peninsula Hotels worldwide and Club Med resorts. Register all three offers to enjoy up to HK$4,500 statement credits per calendar year.
- Up to HK$2,000 Global Dining Credit year-round
- Global Dining Credit
Year-round benefit of up to HK$2,000 Global Dining Credit, including HK$1,000 statement credit for local dining and HK$1,000 statement credit for overseas dining at a selection of 2,000+ local and overseas restaurants.
- Earn as low as HK$2 = 1 Mile for spending in foreign currencies, airlines, and at designated travel & everyday spend merchants
From now to December 31, 2027, enroll your Platinum Card at designated link to enjoy an exclusive offer of earning as low as HK$2 = 1 Mile for spending in Foreign Currencies, airlines, and at designated travel & everyday spend merchants.
Designated travel merchants include Agoda, Trip.com, Expedia, Booking.com, Airbnb etc. Designated everyday spend merchants include Wellcome, ParknShop, Mannings, Watsons, YATA etc.
Promotion details please refer to “Up to 9X” Membership Rewards points Accelerator Program | American Express HK
- Platinum Card Exclusive “Buy-One-Get-One” Dining Experience
American Express Platinum Basic Card Members can enjoy a Buy-One-Get-One-Free dinner menu offer when making reservations at participating restaurants via the designated website from 1 March 2026 to 31 December 2026. The offer is valid for two diners, including the eligible Cardmember. Each Eligible Cardmember can enjoy one complimentary designated dinner menu per reservation and can make up to two reservations per month.
- Participating restaurants include Michelin-starred Ying Jee Club, Whey, ANDŌ, Plaisance by Mauro Colagreco, as well as other renowned dining venues such as Grand Hyatt Steakhouse, Grissini, Heimat, and more.
- Payment must be made in full with an eligible Card. The offer cannot be used in conjunction with other promotions, discounts, takeaway orders, or walk-in reservations. Service charges apply based on the original menu price. Some restaurants may require advance reservations or a credit-card guarantee.
- Please refer to the Terms and Conditions for full details.
- Up to 468,000 Membership Rewards points; HK$1,500 Statement Credit
From August 24, 2026 until December 31, 2026 (both dates inclusive, “Promotion Period”)
American Express Platinum Card Members can earn 468,000 American Express Membership Rewards® points and a HK$1,500 statement credit for each successful referral of a new applicant who applies for an American Express Platinum Card through the online Card Member Referral Programme. Equivalent to up to 26,000 miles, to redeem a round-trip economy-class flight to Japan.
Get an extra HK$1,000 statement credit when you make your first successful referral! Offer valid till 1 November, 2026 only.
Each referrer can successfully refer up to 5 new Card Members during the Promotion Period. Eligible referred applicants may also enjoy the applicable welcome offer and additional referral rewards (if any).
Referral Rewards:
- Earn 468,000 American Express Membership Rewards® points and a HK$1,500 statement credit for each successful referral.
- The referral rewards will be credited to the referrer’s Basic Card Account within 20 weeks after the referred applicant’s American Express Platinum Card Basic Card is approved.
- Referred applicants may enjoy the applicable welcome offer and additional referral rewards. Please refer to the relevant terms and conditions for details.
Subject to terms and conditions.
Highlights
Things to Consider
Travel Offer
- 【NEW] Enjoy up to HK$4,500 statement credits (designated hotel groups)
Enjoy a HK$1,500 statement credit upon a single net spend of HK$5,000 at each designated hotel group, once per calendar year. Participating hotel groups include Mandarin Oriental Hotel Group, The Peninsula Hotels worldwide and Club Med resorts. Register all three offers to enjoy up to HK$4,500 statement credits per calendar year. - [NEW] Asia Golf Club Privileges
Enjoy complimentary green fees at 60+ designated golf clubs across Asia. Cardmembers must be accompanied by 1 paying companion on weekdays and 2 paying companions on weekends and public holidays. Cardmembers may also book up to two 2-hour Virtual Golf sessions each month. Reservations must be made through Concept Golf Management. Booking details are available in the Amex Experiences App. - Complimentary Access to The Centurion Lounges
Enjoy over 1,550 lounges access over the world, and complimentary access to The Centurion Lounge including Hong Kong International Airport, Tokyo Haneda Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport. - Fine Hotels & Resorts
Complimentary benefits with an average total value of HK$4,300 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4pm late checkout etc. when available, including Park Hyatt Niseko Hanazono, InterContinental Osaka, Grand Hyatt Seoul, Conrad Seoul and Capella Bangkok - Elite partner programs
Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status - The Hotel Collection
Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels. - Comprehensive Travel Insurance*
Travel Accidents coverage of up to HK$3,000,000, Medical Assistance and expense up to HK$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
*With effect from July 30, 2026, new or revised terms will be added to the Terms and Conditions of American Express Group Travel Insurance Plan for The Platinum Cardmembers (Policy Number: NAC0000012). All claim events, or incidents occurring on or after the Effective Date, insured trips must be paid with an American Express® Card. For details and other changes, please click here.
The Country Club at Hong Lok Yuen Admission Privilege
Basic Cardmembers of The Platinum Card can enjoy complimentary access to The Country Club at Hong Lok Yuen for 2 times per calendar month upon successful registration through designated link. Promotion details please refer to The Country Club at Hong Lok Yuen Admission Privilege | American Express HK.
[New Benefit for 2026] Enjoy exclusive access to Hong Kong Football Club (HKFC) facilities
Eligible Basic Cardmembers of The Platinum Card with a rolling 6-month spending of HK$50,000 or above at the time of reservation can enjoy complimentary access to the Hong Kong Football Club. Sports facilities may be used free of charge (subject to availability), while dining is available at the Cardmember's own expense. Reservations must be made via the designated hotline and check-in is completed using the QR code in the Amex Experiences App.
New! “Up to 9X” Membership Rewards® points Accelerator Program to earn as low as HK$2 = 1 mile
From now to December 31, 2027, enroll your Platinum Card at designated link to enjoy an exclusive offer of earning as low as HK$2 = 1 Mile for spending in Foreign Currencies, airlines, and at designated travel & everyday spend merchants.
Designated travel merchants include Agoda, Trip.com, Expedia, Booking.com etc. Designated everyday spend merchants include Wellcome, ParknShop, Mannings, Watsons, YATA etc.
Promotion details please refer to “Up to 9X” Membership Rewards points Accelerator Program | American Express HK
Dining Offer
Basic and Supplementary Cardmember can enjoy
- Global Dining Credit
Year-round benefit of up to HK$2,000 Global Dining Credit, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for overseas dining at over 1,400 abroad restaurants and in 20 locations around the world.- Promotion details please refer to Global Dining Credit | American Express Hong Kong
- Enjoy up to 30% savings at selected restaurants of Elite Concepts.
- 30% savings on the original price of the designated menu at participating restaurants, including Ye shanghai (K11 Musea), Nam Hoi No.2, Deng G, Lotus and Spice (NEW)
- 20% savings on the original price for access and dining at Penthouse.
- Promotion details please refer to Elite Concepts l American Express HK
- Enjoy up to 30 % savings on the a la carte menus at selected restaurants of JIA Group, Including 22 Ships (NEW), Duddell’s, Chachawan, Leela, La Terrace by Louise
- Promotion details please refer to JIA Group l American Express HK
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Enjoy 30% savings on the original price of the designated dinner menu at participating restaurants of Wooloomooloo Group
- Designated restaurants include: MOOO! – Tsim Sha Tsui, OMAROO Grill – Central, Wooloomooloo Steakhouse - Tsim Sha Tsui East, Wooloomooloo Steakhouse - Wan Chai and Wooloomooloo Prime – Tsim Sha Tsui
- Promotion details please refer to Wooloomooloo Group | American Express HK
- Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
- Promotion details please refer to Maxim's Dining | American Express HK
- Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
- Designated restaurants of Cafe Deco Group includes: ANJU, Dim Sum Bar, Cafe Deco Pizzeria, Duan Chun Zhen, Takeroku Ramen, WATERMARK.
- The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
- Promotion details please refer to Cafe Deco | American Express HK
- Enjoy 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality.
Earn Rewards points when you spend with the Card
- Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.67%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 260 Membership Reward points Points = HK$1 Redemption Points
- Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.33%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 260 Membership Reward points Points = HK$1 Redemption Points
- Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 1%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 260 Membership Reward points Points = HK$1 Redemption Points
Lifestyle Offer
- Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
- Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cookedDeli in Hong Kong.
Shopping Protection
- Online Fraud Protection GuaranteeShop online with the Card and you won't be held responsible for any fraudulent charge.
- Return GuaranteeRefund if you are unhappy with the purchase made with the Card.
- Extended WarrantyWhen purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
- Price ProtectionRefund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
- 45 Days CoverAlmost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
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Terms and Conditions apply.
Reminder
- The Platinum Card® Year-Round Offers Terms and Conditions apply.
- Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)
- Existing Basic Platinum Cardmember / American Express Peninsula Platinum Card Basic Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.
- The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active
- Cardmembers who paid the annual fee and holding valid Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses. American Express reserves the right not to offer any bonus of Welcome Rewards to Cardmembers who fail to fulfil the above conditions without prior notice.
