K Cash Personal Loans | Instant Approval and Various Loan Options
Updated: 24 Oct 2025
MoneyHero has carefully compiled all K Cash personal loan products to help you fully understand the different plans available, including unsecured homeowner loans, personal loans, and SME loans. We also provide exclusive updates on the latest limited-time offers.
Want to know if K Cash is a good choice? How fast is K Cash approval? Read this article to plan your finances effectively and make borrowing hassle-free.
Total Interest
$ 3,120Total Repayment
$ 103,120APR
2.88 %- 接受任何信貸評級申請
- 無需抵押樓契，無需登記田土廳
- 貸款額高達200萬，還款期長達120個月
Eligibility
最低年齡要求: 18 歲
Key Features
- 無需抵押樓契，無需登記田土廳
- 貸款額高達200萬 最快15分鐘極快批核，現金即日到手
- 還款期長達120個月，最快提早還款免罰息
- 豁免手續費、律師費及估價費
- 上述產品受條款及細則約束，K Cash保留最終審批決定權。
- 有關K Cash 磚貴客戶優惠提供「$500 PayKool卡免找數簽賬額」之條款及細則，點擊查閱詳情
- 忠告：借錢梗要還，咪俾錢中介
- 投訴熱線：3185 8847
- K Cash Limited
- 放債人牌照號碼：1557/2024
- K Cash Express Limited 放債人牌照號碼：0644/2024
Total Interest
$ 3,120Total Repayment
$ 103,120APR
2.88 %- 接受任何信貸評級申請
- 無需抵押樓契，無需登記田土廳
- 貸款額高達200萬，還款期長達120個月
Eligibility
最低年齡要求: 18 歲
Key Features
- 無需抵押樓契，無需登記田土廳
- 貸款額高達200萬 最快15分鐘極快批核，現金即日到手
- 還款期長達120個月，最快提早還款免罰息
- 豁免手續費、律師費及估價費
- 上述產品受條款及細則約束，K Cash保留最終審批決定權。
- 有關K Cash 磚貴客戶優惠提供「$500 PayKool卡免找數簽賬額」之條款及細則，點擊查閱詳情
- 忠告：借錢梗要還，咪俾錢中介
- 投訴熱線：3185 8847
- K Cash Limited
- 放債人牌照號碼：1557/2024
- K Cash Express Limited 放債人牌照號碼：0644/2024
Total Interest
$ 3,120Total Repayment
$ 103,120APR
2.88 %- AI intelligence to help you borrow more than you need Smart Loan will automatically analyze the most objective and favorable large loan options for homeowners, helping you borrow more according to the property's condition. And with branches all over Hong Kong, Kowloon, and New Territories, you can get Cash 7x24
- Fastest approval time of 15 minutes No matter whether the property you own is a private property or a home ownership housing estate, you can apply for a personal loan without having to register the deed at the Land Registry.
- Transparent process, no hidden charges You can get as much as you want from K Cash. There are no handling fees and no additional fees during the loan application process, and the lawyer's fee and property valuation fee are waived, so you can borrow with confidence.
- Same-day approval
- Annual Percentage Rate ("APR"): 10.26% to 36%
- Repayment period: 12 to 120 months
- Loan Amount: HK$100,000 to HK$2,000,000
Eligibility
Minimum Age: 18 years old
Key Features
- Customer is required to pay the total repayment amount of the specific installment first, and the rebate amount will be credited to the customer's designated bank account afterward.
- Up to 20% Loan interest rebate offer for K Cash Supreme's new customer (Terms & conditions “Chinese version only” apply. Please contact with K Cash customer service manager for details.)
- Each new customer can only be entitled to the loan interest rebate offer with the first large amount of personal loan, regardless of the number of successful applications during the promotion period.
- A new customer
- who hasn’t applied any application in any form in Konew Group within the past 24 months from the date of application; and
- does not have any valid loan account with Konew Group within the past 24 months
- The above examples are for reference only. The final interest rate available to customers will depend on their individual credit status and will vary. Please contact the Company for details of low-interest rate borrowing and loans.
- Warning: You have to repay your loans. Don't pay any intermediaries.
- Enquiry Hotline: 21111 211
Complaint Hotline: 3185 8847
K Cash Limited Money Lender’s Licence No.: 1561/2022
K Cash Express Limited Money Lender’s Licence No.: 0975/2022
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