#All Card
BOC Chill World Mastercard
Updated: 6 Aug 2026
Card Benefit
Cashback Chill Merchants Spending
Cashback Overseas / Online
Annual Fee
Supported Payment Network:
Offers
MoneyHero Reward
Apply through MoneyHero and choose from 1 premium rewards
Welcome Offer
- Cash rebates of HK$500 (New customers)
- New customers accumulate spending of HK$5,000 or above within first 2 months from card issuance can earn HK$500 cash rebate.
- New customers Terms and Conditions Apply.
Highlights
Things to Consider
Overseas Spending rebate
Online shopping rebate
Designated spending rebate
New customer can enjoy up to HK$500 Cash Rebate
Earn up to 10% Cash Rebate at selected merchants and categories
- Chill Merchants Spending Up to 10% Cash Rebate (with accumulated monthly retail spending of HK$1,500 at physical stores)(including all cinemas in HK、Netflix、Spotify、McDonald's、UNIQLO、NOC、%ARABICA、FINEPRINT、Logitech、Razer)
- Overseas & Online Spending Up to 5% Cash Rebate
- Other Eligible Spending 1 Gift Point upon HK$1 spending
Chill Easy 3-month instalment handling fee rebate for the first 3 months from the date of card issuance
- “Chill Easy” is applicable for transaction at HK$1,000 or above. For example, for a loan amount of HK$50,000, with personalized monthly handling fee of 0.18% of loan amount and apply via e-Channel, the fee in APR is 3.29% for 3-month loan tenor. An APR is a reference rate which includes the basic fees and charges of this product expressed as an annualised rate, such as monthly handling fee and upfront administration fee (if any).
Other things to note
- Welcome offer is applicable to applicants not yet holding or have not cancelled any BOC Credit Card in the past 12 months from the date of application
- Unless otherwise specified. Terms and conditions apply, please refer to https://www.bochk.com/dam/boccreditcard/chillcard/eng/index615.html and related promotion materials for details. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited reserves the right to change, suspend or terminate the Offer or amend the terms and conditions at its sole discretion without prior notice.
- The cash rebate is meant exclusively for retail purchases and cannot be used for cash advances, settlement of financial charges or any previous outstanding balance accrued before the cash rebate is credited. The cash rebate cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
Benefits
Cashback Chill Merchants Spending
10 %
Cashback Local Online Shopping
5 %
Cashback Overseas / Online
5 %
Cashback Contactless Spend
5 %
Cashback Overseas Online Shopping
5 %
Fees & Charges
Annual Fee
First year annual fee waiver
Foreign Currency Transaction Fee
1.95 %
Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement whichever is lower; and a maximum of HK$280)
Eligibility
Min. Annual Income
HK$ 300,000
View more BOC credit cards
Bank of China Hong KongBOC Bliss Card
Bank of China Hong KongBOC Cheers Visa Infinite Card
Bank of China Hong KongBOC Chill Platinum Mastercard
Card Benefit
Up to 6 % Cashback
$1.5 per mile
Up to8 % Cash Rebate
Cashback Local
—
4 %
8 %
Cashback Overseas
—
4 %
4 %
Annual Fee Waiver
Annual Fee Waived for first-year
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