CNCBI Hong Kong Airlines Mastercard® Card

CNCBI Hong Kong Airlines Mastercard® Card

Cashback Local Shopping
HK$ 6  =1 FWC points
Cashback Overseas
HK$ 4  =1 FWC points
Cashback Overseas Online Shopping
HK$ 6  =1 FWC points
Annual Fee Waiver
First Year
Offer Available
HK$1,500 Apple Store Gift Card
Money Hero Exclusive Offer
HK$1,500 Apple Store Gift Card HK$1,500 Apple Store Gift Card

+ 6 other gift options

New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to HK$1,500 Apple Store Gift Card / HK$1,500 Wellcome Voucher / HK$1,300 Cash Rebate (Deposited via FPS Account)  / 20,000 Max Miles flight miles / Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / Philips Cordless Vacuum XC2011/61 (Valued at HK$2,498) / LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color).  

 

Requirements

  • Valid until 15 January 2026 6pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
  • On or before 28 February 2026: The designated card must be approved by CNCBI.
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Instruction for how to use Max Miles

  • Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
  • Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
  • Account Check:
    • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
    • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
  • Sign Up & Login (for New Users):
    • Choose "Sign up" (or log in if you have an account but aren't logged in).
    • Enter your email and password, confirm password, or sign up via Google/Apple.
    • Agree to the HEYMAX Terms of Use and Privacy Policy.
    • Tap "Sign up" to proceed.
  • Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
  • Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
  • Redeem What You Want: From here, explore and choose how to use your miles—such as
    • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
    • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
    • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
  • Completion: Your redemption is complete; miles can be used instantly or accumulated for later.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
  • Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
  • Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.

  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Cashback

flight
Cashback Overseas
HK$ 4  =1 FWC points
shopping_bag
Cashback Local Shopping
HK$ 6  =1 FWC points
shopping_bag
Cashback Overseas Online Shopping
HK$ 6  =1 FWC points
  • Hong Kong Airlines Privileges
    • FWC Points Rewards  

      Earn FWC Points on different types of spending for greater redemption flexibility:

      • HK$2 = 1 FWC Point (Hong Kong Airlines spending)

      • HK$4 = 1 FWC Point (Overseas and online spending)

      • HK$6 = 1 FWC Point (Local spending)

      The above earning rates include 1X basic points.

    • From now till 30 June 2026, enjoy up to extra 2,000 FWC points for ticket purchase via Hong Kong Airlines and mobile app
    • Enjoy 10% off onboard duty-free items with the card
    • 2 Hong Kong Airlines Airport Lounge Vouchers
      • From now till 30 June 2026, Cardmembers who successfully activate their credit cards and make any retail purchases with the card will receive 2 shareable Hong Kong Airlines airport lounge vouchers, which can be used by the cardmember or their traveling companions : 
        • Welcome Offer (For New Credit Card Customers)
          Upon successful application and completion of the designated spending requirement within 150 days from card issuance, customers can enjoy up to 104,000 FWC Points:

          FWC Points Redemption Fee Accumulated Eligible Retail Spending (within 150 days)
          26,000 HK$0 HK$25,000
          52,000 HK$800 HK$40,000
          78,000 HK$1,600 HK$55,000
          104,000 HK$2,400 HK$70,000

          Welcome Offer (For Existing Credit Card Customers)
          Existing customers who accumulate HK$25,000 or above in eligible retail spending within 150 days from card issuance will be entitled to 20,000 FWC Points.

      • Cardmembers can also redeem extra lounge vouchers through inMotion with a redemption fee of HK$60 per voucher (required to have accumulated retail spending of HK$3,000 or above from the redemption date to the end of the next calendar month for each voucher redeemed).
      • Terms and Conditions apply, please click here for details.
    • Designated check-in counter, priority luggage and priority boarding
    • 50% off FWC points for award ticket redemption and business class upgrade launched by Hong Kong Airlines from time to time

  • Free Travel Insurance Protection
    • From now till 31 December 2026, Enjoy complimentary travel insurance with coverage amount up to US$100,000 per trip for card holders (up to 50% coverage for family members).
    • When you pay entire cost of common carrier tickets with your eligible card and completed the benefit registration process prior to the commencement of the trip, you and your family may enjoy an overseas medical coverage.
    • The offer is provided by Mastercard and subject to related terms and conditions. The insurance service is provided by AIG Asia Pacific Insurance Pte Ltd. For details, please click here to view the policy terms and coverage details.

  • Complimentary 12 months HoteLux Elite Membership
    • Elite membership offers include 1,000 HoteLux points, complimentary breakfast, complimentary room upgrade*, early check-in*, late check-out*, up to US$200 hotel dining & spa credits etc. (* Subject to availability)

  • Global Hotel Offers
    • One night free and other offers in a collection of participating luxurious hotels, up to 12% off at Agoda and up to 10% cashback at Booking.com.
  • First Year Annual Fee Waiver
  • Merchant Installment Plan
  • Octopus Automatic Add Value Service
  • Credit Card Cash-in Installment Program
  • Card Retail Purchase Installment Program
  • Debt Consolidation
  • Mobile Payment Service - ApplePay & GooglePay
  • Up to 57 days interest-free repayment period
  • T&Cs apply, please click here for details.
    To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000

Fees

Annual Fee Waiver
First Year
Annual Fee
HK$ 2,000

Repayment

Tags

CNCBI Hong Kong Airlines Mastercard® Card CNCBI Hong Kong Airlines Mastercard® Card