CNCBI Hong Kong Airlines Mastercard® Card

CNCBI Hong Kong Airlines Mastercard® Card

Cashback Local Shopping
HK$ 6  =1 FWC points
Cashback Overseas
HK$ 4  =1 FWC points
Cashback Overseas Online Shopping
HK$ 6  =1 FWC points
Annual Fee Waiver
First Year

Cashback

flight
Cashback Overseas
HK$ 4  =1 FWC points
shopping_bag
Cashback Local Shopping
HK$ 6  =1 FWC points
shopping_bag
Cashback Overseas Online Shopping
HK$ 6  =1 FWC points
  • Hong Kong Airlines Privileges
    • FWC Points Rewards  

      Earn FWC Points on different types of spending for greater redemption flexibility:

      • HK$2 = 1 FWC Point (Hong Kong Airlines spending)

      • HK$4 = 1 FWC Point (Overseas and online spending)

      • HK$6 = 1 FWC Point (Local spending)

      The above earning rates include 1X basic points.

    • From now till 30 June 2026, enjoy up to extra 2,000 FWC points for ticket purchase via Hong Kong Airlines and mobile app
    • Enjoy 10% off onboard duty-free items with the card
    • 2 Hong Kong Airlines Airport Lounge Vouchers
      • From now till 30 June 2026, Cardmembers who successfully activate their credit cards and make any retail purchases with the card will receive 2 shareable Hong Kong Airlines airport lounge vouchers, which can be used by the cardmember or their traveling companions : 
        • Welcome Offer (For New Credit Card Customers)
          Upon successful application and completion of the designated spending requirement within 150 days from card issuance, customers can enjoy up to 104,000 FWC Points:

          FWC Points Redemption Fee Accumulated Eligible Retail Spending (within 150 days)
          26,000 HK$0 HK$25,000
          52,000 HK$800 HK$40,000
          78,000 HK$1,600 HK$55,000
          104,000 HK$2,400 HK$70,000

          Welcome Offer (For Existing Credit Card Customers)
          Existing customers who accumulate HK$25,000 or above in eligible retail spending within 150 days from card issuance will be entitled to 20,000 FWC Points.

      • Cardmembers can also redeem extra lounge vouchers through inMotion with a redemption fee of HK$60 per voucher (required to have accumulated retail spending of HK$3,000 or above from the redemption date to the end of the next calendar month for each voucher redeemed).
      • Terms and Conditions apply, please click here for details.
    • Designated check-in counter, priority luggage and priority boarding
    • 50% off FWC points for award ticket redemption and business class upgrade launched by Hong Kong Airlines from time to time

  • Free Travel Insurance Protection
    • From now till 31 December 2026, Enjoy complimentary travel insurance with coverage amount up to US$100,000 per trip for card holders (up to 50% coverage for family members).
    • When you pay entire cost of common carrier tickets with your eligible card and completed the benefit registration process prior to the commencement of the trip, you and your family may enjoy an overseas medical coverage.
    • The offer is provided by Mastercard and subject to related terms and conditions. The insurance service is provided by AIG Asia Pacific Insurance Pte Ltd. For details, please click here to view the policy terms and coverage details.

  • Complimentary 12 months HoteLux Elite Membership
    • Elite membership offers include 1,000 HoteLux points, complimentary breakfast, complimentary room upgrade*, early check-in*, late check-out*, up to US$200 hotel dining & spa credits etc. (* Subject to availability)

  • Global Hotel Offers
    • One night free and other offers in a collection of participating luxurious hotels, up to 12% off at Agoda and up to 10% cashback at Booking.com.
  • First Year Annual Fee Waiver
  • Merchant Installment Plan
  • Octopus Automatic Add Value Service
  • Credit Card Cash-in Installment Program
  • Card Retail Purchase Installment Program
  • Debt Consolidation
  • Mobile Payment Service - ApplePay & GooglePay
  • Up to 57 days interest-free repayment period
  • T&Cs apply, please click here for details.
    To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000

Fees

Annual Fee Waiver
First Year
Annual Fee
HK$ 2,000

Repayment

Tags

CNCBI Hong Kong Airlines Mastercard® Card CNCBI Hong Kong Airlines Mastercard® Card