#Cashback #All Card

CNCBI Hong Kong Airlines Mastercard® Card

Updated: 6 Oct 2026
CNCBI Hong Kong Airlines Mastercard® Card
Apply Now
Cashback
Annual Fee Waiver
First Year

Offers

MoneyHero Reward up to HK$4,980

Apply through MoneyHero and choose from 9 premium rewards
Limited time only
gift logo

Worth HK$1,000

Limited time only
gift logo

Worth HK$1,000

Limited time only
gift logo

Worth HK$1,000

Limited time only
gift logo

Worth HK$800

Limited time only
gift logo

11,000 Max Miles flight miles

Limited time only
gift logo

Worth HK$4,980

Limited time only
gift logo

Worth HK$2,499

Limited time only
gift logo

Worth HK$2,499

Top-up only HK$344

Limited time only
gift logo

Worth HK$1,099

Money Hero Exclusive Offer
  • HK$1,000 Apple Store Gift Card
  • HK$1,000 Wellcome Shopping Voucher
  • HK$1,000 Trip.com Gift Card
  • HK$800 Cash Rebate (Deposited via FPS)
  • 11,000 Max Miles flight miles
  • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) 
  • Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (valued at HK$2,499)
  • Marshall Acton III Bluetooth Speaker (valued at HK$2,499)(Need to redeem with the Designated Card at the redemption price of HK$344)
  • AirPods 5 (valued at HK$1,099)

Highlights

  • Hong Kong Airlines Privileges
    • FWC Points Rewards    

      Earn FWC Points on different types of spending for greater redemption flexibility:

      • HK$2 = 1 FWC Point (Hong Kong Airlines spending)

      • HK$4 = 1 FWC Point (Overseas and online spending) 

      • HK$6 = 1 FWC Point (Local spending)

      The above earning rates include 1X basic points.

    • From now till 30 June 2026, enjoy up to extra 2,000 FWC points for ticket purchase via Hong Kong Airlines and mobile app
    • Enjoy 10% off onboard duty-free items with the card
    • 2 Hong Kong Airlines Airport Lounge Vouchers
      • From now till 30 June 2026, Cardmembers who successfully activate their credit cards and make any retail purchases with the card will receive 2 shareable Hong Kong Airlines airport lounge vouchers, which can be used by the cardmember or their traveling companions : 
        • Welcome Offer (For New Credit Card Customers)
          Upon successful application and completion of the designated spending requirement within 150 days from card issuance, customers can enjoy up to 104,000 FWC Points:

          FWC Points Redemption Fee Accumulated Eligible Retail Spending (within 150 days)
          26,000 HK$0 HK$25,000
          52,000 HK$800 HK$40,000
          78,000 HK$1,600 HK$55,000
          104,000 HK$2,400 HK$70,000

          Welcome Offer (For Existing Credit Card Customers)
          Existing customers who accumulate HK$25,000 or above in eligible retail spending within 150 days from card issuance will be entitled to 20,000 FWC Points.

      • Cardmembers can also redeem extra lounge vouchers through inMotion with a redemption fee of HK$60 per voucher (required to have accumulated retail spending of HK$3,000 or above from the redemption date to the end of the next calendar month for each voucher redeemed).
      • Terms and Conditions apply, please click here for details.
    • Designated check-in counter, priority luggage and priority boarding
    • 50% off FWC points for award ticket redemption and business class upgrade launched by Hong Kong Airlines from time to time

  • Free Travel Insurance Protection
    • From now till 31 December 2026, Enjoy complimentary travel insurance with coverage amount up to US$100,000 per trip for card holders (up to 50% coverage for family members).
    • When you pay entire cost of common carrier tickets with your eligible card and completed the benefit registration process prior to the commencement of the trip, you and your family may enjoy an overseas medical coverage.
    • The offer is provided by Mastercard and subject to related terms and conditions. The insurance service is provided by AIG Asia Pacific Insurance Pte Ltd. For details, please click here to view the policy terms and coverage details.

  • Complimentary 12 months HoteLux Elite Membership
    • Elite membership offers include 1,000 HoteLux points, complimentary breakfast, complimentary room upgrade*, early check-in*, late check-out*, up to US$200 hotel dining & spa credits etc. (* Subject to availability)

  • Global Hotel Offers
    • One night free and other offers in a collection of participating luxurious hotels, up to 12% off at Agoda and up to 10% cashback at Booking.com.
  • First Year Annual Fee Waiver
  • Merchant Installment Plan
  • Octopus Automatic Add Value Service
  • Credit Card Cash-in Installment Program
  • Card Retail Purchase Installment Program
  • Debt Consolidation
  • Mobile Payment Service - ApplePay & GooglePay
  • Up to 57 days interest-free repayment period
  • T&Cs apply, please click here for details.
    To borrow or not to borrow? Borrow only if you can repay!

Benefits

Cashback Local Shopping
HK$ 6 =1 FWC points
Cashback Overseas
HK$ 4 =1 FWC points
Cashback Overseas Online Shopping
HK$ 6 =1 FWC points

Fees & Charges

Annual Fee
HK$ 2,000

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$ 96,000

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Card Benefit
0.4 - 10 % cashback
0.4 - 10 % cashback
Cashback Local
0.4 %
4 %
Cashback Overseas
10 %
10 %
Annual Fee Waiver
First year
First year