#Cashback #All Card

CNCBI Motion Credit Card

Updated: 6 Oct 2026
CNCBI Motion Credit Card
Apply Now
Cashback
Cashback Dining
6%
Cashback Local Online Shopping
6%
Cashback Overseas Online Shopping
6%
Cashback Overseas
10%
Supported Payment Network:

Offers

MoneyHero Reward up to HK$5,980

Apply through MoneyHero and choose from 13 premium rewards
Limited time only
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Win up to HK$12,000 in Apple Store Gift Cards

Limited time only
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Worth HK$1,000

Limited time only
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Worth HK$1,000

Limited time only
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Worth HK$1,000

Limited time only
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Worth HK$800

Limited time only
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11,000 Max Miles flight miles

Limited time only
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Worth HK$4,980

Limited time only
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Worth HK$2,499

Limited time only
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Worth HK$2,499

Top-up only HK$344

Limited time only
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Worth HK$1,099

Limited time only
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Worth HK$1,000

Limited time only
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HK$600 Cash Reward

Limited time only
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Up to M$10,000

📱 Chance to win up to value HK$12,000 Apple Gift Card 🍎 — 100 Winners!
From 10 September 2026, 12pm to 4 November 2026, 6pm, apply for a designated credit card through MoneyHero, complete the application process, and submit the relevant MoneyHero Reward Redemption Form and the 【Chance to win up to value HK$12,000 Apple Gift Card Lucky Draw】 Lucky Draw Registration Form by the respective deadlines. Each eligible application entitles you to 1 lucky draw chance! The more eligible applications you make, the more chances you will receive—up to a maximum of five chances! Stand a chance to win (Total 100 winners):
 

• Grand Prize: HK$12,000 Apple Store Gift Card (3 winners)

• Second Prize: HK$5,000 Apple Store Gift Card (5 winners)

• Third Prize: HK$1,000 Apple Store Gift Card (26 winners)

• Fourth Prize: HK$500 Apple Store Gift Card (66 winners)

 

Trade Promotion Competition Licence No.: 61908

  • Win up to HK$12,000 in Apple Store Gift Cards

Money Hero Exclusive Offer
  • HK$1,000 Apple Store Gift Card
  • HK$1,000 Wellcome Shopping Voucher
  • HK$1,000 Trip.com Gift Card
  • HK$800 Cash Rebate (Deposited via FPS)
  • 11,000 Max Miles flight miles
  • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) 
  • Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (valued at HK$2,499)
  • Marshall Acton III Bluetooth Speaker (valued at HK$2,499)(Need to redeem with the Designated Card at the redemption price of HK$344)
  • AirPods 5 (valued at HK$1,099)

Welcome Offer (choose 1 out of 3)
  • 10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate)
  • HK$600 Cash Reward
  • Up to M$10,000

Highlights

Things to Consider

Dining rebate
Online shopping rebate
Annual Fee waiver

  • First year annual fee waiver 
  • Welcome Offer Option 1: 10% Cash Rebate on spending in foreign currencies
    New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the CNCBI Motion Credit Card in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate!
  • Welcome Offer Option 2: Enjoy HK$600 Cash Rebate
    New credit card customers who accumulate HK$6,000 or above in retail spending within the first 2 months from the card issuance date (“Spending Period”) with the CNCBI Motion Credit Card will be entitled to HK$600 cash rebate.
  • 6% Cash Rebate on dining and online spending all year round
  • 6% cash rebate on dining and online spending up to extra HK$200 Cash Rebate per month. (Required to make accumulated eligible retail transaction of HK$3,800 of the month) 
  • Other things to note:
    • Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!

Benefits

Cashback Overseas
10 %
Cashback Overseas Online Shopping
6 %
Cashback Local Online Shopping
6 %
Cashback Dining
6 %
Cashback Local
0.4 %
Cashback Digital Wallet
0.4 %
Cashback Base Rate
0.4 %

Airmiles Local
Not Applicable
Airmiles Dining
Not Applicable
Airmiles Local Online Shopping
Not Applicable
Airmiles Octopus Top Up Spending
Not Applicable

Fees & Charges

Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
1.95 %

Late Payment Charge
HK$300 or amount equal to the Minimum Payment Due whichever is lower

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$ 96,000

View more CNCBI credit cards

CNCBI GBA Dual Currency Credit Card
China CITIC Bank InternationalCNCBI GBA Dual Currency Credit Card
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CNCBI Hong Kong Airlines Mastercard® Card
China CITIC Bank InternationalCNCBI Hong Kong Airlines Mastercard® Card
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Card Benefit
0.4 - 10 % cashback
—
Cashback Local
4 %
—
Cashback Overseas
10 %
HK$4 =1 FWC points
Annual Fee Waiver
First year
First Year