#All Card

HSBC easy Credit Card

Updated: 6 Aug 2026
HSBC easy Credit Card
Apply now
Cashback
Cashback Dining
2.4%
Cashback Local
2.4%
Cashback Supermarket
2.4%
Annual Fee Waiver
First 2 years
Supported Payment Network:
VISA

Offers

MoneyHero Reward up to HK$1,798

Apply through MoneyHero and choose from 8 premium rewards
Limited time only
gift logo

Worth HK$998

Limited time only
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Worth HK$398

Limited time only
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Worth HK$315

Limited time only
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Worth HK$299

Limited time only
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Worth HK$249

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Worth HK$200

Limited time only
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Worth HK$600

Limited time only
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Existing Credit Card Customers: $200 RewardCash or 15,000 MoneyBack Point (Equivalent to $300 RewardCash)

MoneyHero Exclusive Welcome Gift
  • OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998)
  • Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398)
  • Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315)
  • MiLi Global Tracking Travel Smart Lock (valued at HK$299)
  • Apple AirTag (Gen 2) x 1 pcs (valued at HK$249)

HSBC Credit Card - Welcome Offer
  • New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash

HSBC easy Credit Card Welcome Offer
  • New Credit Card Customers: $600 RewardCash or 35,000 MoneyBack Point (Equivalent to $700 RewardCash)
  • Existing Credit Card Customers: $200 RewardCash or 15,000 MoneyBack Point (Equivalent to $300 RewardCash)

Highlights

Things to Consider

Annual Fee waiver
Local spending rebate
Supermarket rebate

  • New HSBC Rewards Partners
    Starting from 11 May 2026, HSBC Hong Kong introduce three new mileage and hotel partners, bringing the total number of HSBC Rewards partners to 19, giving customers even more redemption options:  
    • New Travel Partners
      • Hilton (available for EveryMile Card and HSBC Privé only)
      • Hainan Airlines and China Southern Airlines (available for all credit cards, including EveryMile and HSBC Privé)
    • Redemption Rate
      • Preferential redemption rate for all EveryMile cardholders: 1 RC = 20 miles / hotel points 
  • Key Features
    • Welcome Offer: Enjoy up to $600 "RewardCash" (equivalent to 6,000 miles)
    • 2.4% "RewardCash" Rebate: Simple and straightforward, enjoy rebates with no minimum spending requirement
    • Designated Merchants (PARKnSHOP / Watsons / FORTRESS): Earn up to 6X "MoneyBack" points (equivalent to up to 2.4% rebate)
    • Double Dip Rewards: Earn up to 4.8% rebate when spending at designated merchants within selected spending categories
    • High Flexibility: Choose your preferred rebate categories based on your personal needs
    • Annual Fee Waiver: Enjoy an annual fee waiver for the first 2 years
    • Designated Spending Categories*: Up to 2.4% "RewardCash" rebate
      • (Registration for the Red Hot Rewards of Your Choice is required)
    • *Designated spending categories include: Red Hot Dining (Local Dining), Red Hot Travel & Mainland China (Overseas / Mainland China Spending), Red Hot Entertainment (Designated merchants including fitness centers, cinemas), Red Hot Home (Designated merchants including supermarkets, telecom companies), and Red Hot Shopping (Designated merchants including department stores, trendy fashion)
    • Designated Merchants (PARKnSHOP / Watsons / FORTRESS): Up to 6X "MoneyBack" points (equivalent to up to 2.4% rebate) (HSBC easy Credit Card must be linked to the "MoneyBack" App)
    • Designated Partner Merchants: Enjoy a 8% discount (92折) on designated days of the month (Designated merchants include PARKnSHOP, Watsons, FORTRESS, and Watson's Wine)
  • Terms & Conditions
    • To enjoy the above rebates, registration for the Red Hot Rewards of Your Choice and linking your HSBC easy Credit Card to the "MoneyBack" App are required
    • Successfully link your HSBC easy Credit Card to your "MoneyBack" mobile app account to enjoy 1 year of "MoneyBack" VIP membership.

Benefits

Cashback Dining
2.4 %
Cashback Local
2.4 %
Cashback Supermarket
2.4 %

Fees & Charges

Annual Fee
First 2 years annual fee waiver

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$ 120,000

View more HSBC credit cards

HSBC EveryMile Credit Card
HSBCHSBC EveryMile Credit Card
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HSBC Visa Signature Card
HSBCHSBC Visa Signature Card
Apply Now
HSBC Red Credit Card
HSBCHSBC Red Credit Card
Apply Now
Card Benefit
$2 - 12.5 per mile
0.04 - 3.6 % cashback
0.4 - 4 % cashback
Cashback Local
1 %
3.6 %
Up to 8 %
Cashback Overseas
1 %
3.6 %
1 %
Annual Fee Waiver
First year
First 2 years
Perpetual annual fee waiver