PrimeCredit WeWa Visa Signature Card for University Student

PrimeCredit WeWa Visa Signature Card for University Student

Do you want to know if the PrimeCredit WeWa Visa Signature Card is good? Using this card for specified merchant categories offers a 4% cashback, and there are no transaction fees for overseas spending. Plus, there are lounge access perks. Besides cashback as a welcome offer, there's also a variety of physical gifts to choose from.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others Info
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Highlights

Cashback Local
4  %
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Cashback Overseas
4  %
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Foreign Currency Transaction Fee
1.95  %
Annual Fee Waiver
First 5 years
3 Offers Available
New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
MoneyHero Exclusive Offer
New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate

MoneyHero Exclusive Offer: HK$400 Wellcome Shopping Voucher + HK$100 cash rebate 

  • From 1 December 2025 6 p.m. till 31 December 2025 12 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Welcome Shopping Voucher + HK$100 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • On or before 31 January 2026: The card must be approved by Prime Credit, subject to the Bank's system records.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
Earn up to 10% cash back on Local Dining Spending
WeWa Card Local Dining Spending Offer
Earn up to 10% cash back on Local Dining Spending
  • Promotion Period: 1 Dec 2025 - 31 Dec 2025 (both days inclusive)
  • Offer Details: Selected Customers who successfully registered for the Promotion can receive extra cash rebate upon making make Eligible Retail Transactions with their WeWa Card. For Eligible Retail Transactions made with physical WeWa Card can receive 9.6% extra cash rebate, for Eligible Retail Transactions made via Apple Pay and/or UnionPay QuickPass within the OmyCard App and/or QR Code payment within the OmyCard App can receive 6% extra cash rebate. Each Selected Customer can receive up to HK$500 Extra Cash Rebate under this Promotion throughout the Promotion Period.
Payment Type  Cash Rebate of this Promotion Cash Rebate of “WeWa Pick 1 of 4 Fun Categories Offer” (If Applicable) Cash Rebate of “WeWa Cash Rebate Program” Total Cash Rebate
Physical WeWa Card  Up to 9.6% 0% 0.4% Up to 10% 
Designate Mobile Payment Up to 6%  Up to 3.6% 

LG 27-inch Full HD IPS Smart Monitor
Welcome Offer
LG 27-inch Full HD IPS Smart Monitor

+ 4 other gift options

Welcome Offer

Valid until 28 February 2026, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:

  • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • LG 27-inch Full HD IPS Smart Monitor; or
    • Marshall Emberton II Bluetooth Speaker
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • HK$500 Cash Rebate; or

  • Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

    • HK$200 Cash Rebate; or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

Things to consider

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Travel agency offer

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Cinema ticketing

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Installment

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Benefits

Cashback

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Cashback Local
4  %
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Cashback Base Rate
0.4  %
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Cashback Overseas
4  %
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Additional Benefits

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Airport Lounge Access
3  times
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Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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Fees

Fees

Annual Fee Waiver
First 5 years
Annual Fee
HK$ 1,500
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.97  %
Interest Free Period
53  days
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Others Info

Association

UnionPay Diamond

Tags

PrimeCredit WeWa Visa Signature Card for University Student PrimeCredit WeWa Visa Signature Card for University Student

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