PrimeCredit WeWa Visa Platinum Card for University Student

PrimeCredit WeWa Visa Platinum Card for University Student

Do you want to know if the PrimeCredit WeWa Visa Platinum Card is good? Using this card for mobile payment offers a 4% cashback, and there are no transaction fees for overseas spending. Plus, there are lounge access perks. Besides cashback as a welcome offer, there's also a variety of physical gifts to choose from.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others Info
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Highlights

Cashback Local
4  %
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Cashback Overseas
4  %
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Foreign Currency Transaction Fee
1.95  %
Annual Fee Waiver
First 5 years
3 Offers Available
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
MoneyHero Exclusive Offer
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate 

  • From 31 December 2025 12 p.m. till 30 January 2026 6 p.m., new customers of PrimeCredit Credit Card* who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • On or before 28 February 2026: The card must be approved by Prime Credit, subject to the Bank's system records. Successfully apply for the designated PrimeCredit Credit Card (customers who did not hold any PrimeCredit Credit Card within the past 12 months) via MoneyHero.
    • Within first 30 days after card approval: Have accumulated eligible transactions of HK$100.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

New customers of PrimeCredit Credit Card*: Customers who currently hold or have held, at any time within the past 12 months, any PrimeCredit Credit Card issued by PrimeCredit Limited (“PrimeCredit”) are not eligible for any welcome offer. Each eligible customer is entitled to enjoy the welcome offer once only.

LG 27-inch Full HD IPS Smart Monitor
Welcome Offer
LG 27-inch Full HD IPS Smart Monitor

+ 4 other gift options

Welcome Offer

Valid until 28 February 2026, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:

  • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • LG 27-inch Full HD IPS Smart Monitor; or
    • Marshall Emberton II Bluetooth Speaker
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • HK$500 Cash Rebate; or

  • Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

    • HK$200 Cash Rebate; or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
Up to 10% on local dining
WeWa Local Dining Spending Extra Cash Rebate
Up to 10% on local dining

WeWa – Up to 10% Cashback on Local Dining

  • Promotion Period: 29 December 2025 – 31 January 2026 (inclusive)

  • Eligible Customers: New customers who successfully apply for a WeWa Credit Card online during the promotion period

  • Offer: Earn up to 10% cashback on local dining transactions made with your WeWa card during the promotion period

  • Additional Perk: New customers can also enjoy the WeWa Welcome Offer

Customers must fulfil all of the following requirements to enjoy this offer:

  • Successfully apply for a WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card (“WeWa Credit Card”) via designated online channels of PrimeCredit Limited during the Promotion Period; and

  • Be eligible for the WeWa Credit Card Welcome Offer at the time of application submission

Eligible Customers who make Eligible Local Dining Retail Transactions with their WeWa Credit Card during the Promotion Period will be entitled to the following cash rebates:

Payment Type Cash Rebate of this Promotion Cash Rebate of “WeWa Pick 1 of 4 Fun Categories Offer” (If Applicable) Cash Rebate of “WeWa Cash Rebate Program” Total Cash Rebate
Physical WeWa Card Up to 9.6% 0% 0.4% Up to 10%
Designate Mobile Payment Up to 6% Up to 3.6%

Designated Mobile Payment includes Apple Pay and/or UnionPay QuickPass and/or QR Code payment within the OmyCard App.

  • Up to 6% extra cash rebate under this Offer

  • Up to 3.6% cash rebate under the “WeWa Pick 1 of 4 Fun Categories Offer” (if applicable)

  • Cash rebates may be combined with other applicable WeWa rebate offers

Each Eligible Customer can receive up to HK$500 extra cash rebate in total under this Offer throughout the Promotion Period.

  • Each Eligible Dining Retail Transaction must be HK$100 or above, made during the Promotion Period, settled in HKD, and conducted at restaurants or dining outlets in Hong Kong, with the relevant transaction successfully posted on or before 7 February 2026.

  • Eligible dining transactions are determined by merchant category codes as defined by PrimeCredit Limited and/or relevant card associations from time to time. Selected transaction types, platforms, and specific scenarios are excluded.

  • Extra cash rebate will be credited to the Eligible Customer’s WeWa Credit Card account on or before 30 April 2026, provided that the relevant card account remains valid and in good standing at the time of crediting.

  • All offers are subject to Terms and Conditions.

Things to consider

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Travel agency offer

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Installment

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Benefits

Cashback

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Cashback Local
4  %
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Cashback Base Rate
0.4  %
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Cashback Overseas
4  %
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Additional Benefits

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Airport Lounge Access
3  times
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Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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Fees

Fees

Annual Fee Waiver
First 5 years
Annual Fee
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.97  %
Interest Free Period
53  days
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Others Info

Association

UnionPay Diamond

Tags

PrimeCredit WeWa Visa Platinum Card for University Student PrimeCredit WeWa Visa Platinum Card for University Student

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