PrimeCredit WeWa Visa Platinum Card for University Student

PrimeCredit WeWa Visa Platinum Card for University Student

Do you want to know if the PrimeCredit WeWa Visa Platinum Card is good? Using this card for mobile payment offers a 4% cashback, and there are no transaction fees for overseas spending. Plus, there are lounge access perks. Besides cashback as a welcome offer, there's also a variety of physical gifts to choose from.
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Benefits
Quick Facts
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Eligibility
Fees
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Highlights

Cashback Local
4  %
Cashback Overseas
10  %
info
Foreign Currency Transaction Fee
1.95  %
Annual Fee Waiver
First 5 years
6 Offers Available
New Credit Card Customer: HK$600 Exclusive Welcome Reward
MoneyHero Exclusive Offer
New Credit Card Customer: HK$600 Exclusive Welcome Reward

MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward 

  • From Jul 31 - Aug 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
    • HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

 How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • On or before 30 Sept 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
  • No spending requirement

How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)

  • From Jul 31, 2026, to Aug 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
  • The cash rebate will be credited to your credit card account within 3 months of card issuance.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

New customers of PrimeCredit Credit Card*: Customers who currently hold or have held, at any time within the past 12 months, any PrimeCredit Credit Card issued by PrimeCredit Limited (“PrimeCredit”) are not eligible for any exclusive offer. Each eligible customer is entitled to enjoy the welcome offer once only.

LOJEL Vita 28 inch Suitcase
WeWa Credit Card Welcome Offer
LOJEL Vita 28 inch Suitcase

WeWa Welcome Offer Promotion

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card
HK$1,000 Cash Rebate

Accumulate Eligible Retail Purchase Transactions of:

  1.  HK$12,000 or above : HK$1,000 Cash Rebate
  2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 

  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
HK$800 Apple Store Gift Card
WeWa Credit Card Welcome Offer
HK$800 Apple Store Gift Card

WeWa Welcome Offer Promotion

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card
HK$1,000 Cash Rebate

Accumulate Eligible Retail Purchase Transactions of:

  1.  HK$12,000 or above : HK$1,000 Cash Rebate
  2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 

  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
HK$1,000 Cash Rebate
WeWa Credit Card Welcome Offer
HK$1,000 Cash Rebate

WeWa Welcome Offer Promotion

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card
HK$1,000 Cash Rebate

Accumulate Eligible Retail Purchase Transactions of:

  1.  HK$12,000 or above : HK$1,000 Cash Rebate
  2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 

  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
WeWa Credit Card Welcome Offer
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

WeWa Welcome Offer Promotion

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card
HK$1,000 Cash Rebate

Accumulate Eligible Retail Purchase Transactions of:

  1.  HK$12,000 or above : HK$1,000 Cash Rebate
  2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 

  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
Foreign Currency Transaction Fee Waiver and up to 10% cash rebate for Overseas Foreign Currency Spending
Foreign Currency Transaction Fee Waiver and up to 10% cash rebate for Overseas Foreign Currency Spending
Foreign Currency Transaction Fee Waiver and up to 10% cash rebate for Overseas Foreign Currency Spending

Foreign Currency Transaction Fee Waiver and up to 10% cash rebate for Overseas Foreign Currency Spending

Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: WeWa Credit Card Customer

Details

  • Cardholders who make Eligible Overseas Foreign Currency Spending during the Promotion Period will be entitled Up to 10% cash rebate of the relevant foreign currency transaction fee up to HK$500. 
  • Unlimited Fee Waive on Foreign Currency Transaction Fees (Visa 1.95% / UnionPay 1%)
  • Registration Required
  • For full details, please refer to the promotion terms and conditions
[Get Now ; Spend Later] HK$800 Apple Store Gift Card
WeWa Student Welcome Offer
[Get Now ; Spend Later] HK$800 Apple Store Gift Card

WeWa Student Welcome Offer Promotion

Promotion Period: 24 August 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New full-time university/tertiary students who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Requirement
[Get Now ; Spend Later]  HK$800 Apple Store Gift Card Successfully activate the card within 1 month from the card issuance date and accumulate HK$4,000 in eligible retail spending within the first 90 days after card issuance
Up to 100% Cash Rebate on Mobile Payment (up to HK$1,000) No spending requirement

Other WeWa Welcome Offers are also available for selection

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.

 

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:
    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit; and
  • Be a full-time university/tertiary student (for the Student Welcome Offers); and
  • Have not held any credit card issued by Prime Credit in the past 12 months; and
  • Fulfil the relevant activation and/or eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • HK$800 Apple Store Gift Card: Redemption notification will be sent within 1 month after successful card activation. Customers can redeem the gift card via the OmyCard App after receiving the notification. If the spending requirement is not fulfilled within 90 days after card issuance, HK$800 will be charged to the credit card account.
  • Up to 100% Cash Rebate on Mobile Payment: Cash rebate will be credited to the credit card account within 2 months from the end of the last calendar month of the eligible spending period. The maximum rebate is HK$1,000.

Key Highlights

  • Eligible retail spending includes posted local and/or overseas retail transactions and Octopus auto-reloading (as recorded by PrimeCredit).

  • Eligible mobile payment methods include Apple Pay (Visa cards) and UnionPay QuickPass / UnionPay QR Code via OmyCard (UnionPay card only).

  • Excludes (including, but not limited to) cash advances, instalment plans, e-wallet top-ups/transfers, fees, casino transactions, stored value card reloads, and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, PrimeCredit reserves the right to charge a HK$600 welcome offer administration fee.

  • For full details, please refer to the promotion terms and conditions.

Up to 100% Cash Rebate on Mobile Payment (Up to HK$1,000)
WeWa Student Welcome Offer
Up to 100% Cash Rebate on Mobile Payment (Up to HK$1,000)

WeWa Student Welcome Offer Promotion

Promotion Period: 24 August 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New full-time university/tertiary students who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Requirement
[Get Now ; Spend Later]  HK$800 Apple Store Gift Card Successfully activate the card within 1 month from the card issuance date and accumulate HK$4,000 in eligible retail spending within the first 90 days after card issuance
Up to 100% Cash Rebate on Mobile Payment (up to HK$1,000) No spending requirement

Other WeWa Welcome Offers are also available for selection

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.

 

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:
    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit; and
  • Be a full-time university/tertiary student (for the Student Welcome Offers); and
  • Have not held any credit card issued by Prime Credit in the past 12 months; and
  • Fulfil the relevant activation and/or eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • HK$800 Apple Store Gift Card: Redemption notification will be sent within 1 month after successful card activation. Customers can redeem the gift card via the OmyCard App after receiving the notification. If the spending requirement is not fulfilled within 90 days after card issuance, HK$800 will be charged to the credit card account.
  • Up to 100% Cash Rebate on Mobile Payment: Cash rebate will be credited to the credit card account within 2 months from the end of the last calendar month of the eligible spending period. The maximum rebate is HK$1,000.

Key Highlights

  • Eligible retail spending includes posted local and/or overseas retail transactions and Octopus auto-reloading (as recorded by PrimeCredit).

  • Eligible mobile payment methods include Apple Pay (Visa cards) and UnionPay QuickPass / UnionPay QR Code via OmyCard (UnionPay card only).

  • Excludes (including, but not limited to) cash advances, instalment plans, e-wallet top-ups/transfers, fees, casino transactions, stored value card reloads, and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, PrimeCredit reserves the right to charge a HK$600 welcome offer administration fee.

  • For full details, please refer to the promotion terms and conditions.

HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)
WeWa Card Student Exclusive Limited-Time Welcome Offer
HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)

Apply for the WeWa Card between 01 July – 30 September 2026 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift

Offer Highlights：

  • Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
  • Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
  • Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.

Please refer to the Promotion Terms and Conditions for details:

TenRen’s TEA HK Buy-1-Get-1-FREE Offer
TenRen’s TEA Hong Kong Buy-1-Get-1-FREE Offer
TenRen’s TEA HK Buy-1-Get-1-FREE Offer

Enjoy Buy 1 Get 1 FREE at TenRen's TEA Hong Kong with EarnMORE & WeWa Credit Cards

From 20 August to 19 September 2026, EarnMORE and WeWa Credit Cardholders can enjoy a Buy 1 Get 1 FREE offer on any medium-sized tea drink at participating TenRen's TEA Hong Kong outlets.

Offer Details

  • Buy any medium-sized tea drink and get another one FREE
  • Valid at participating TenRen's TEA Hong Kong outlets
  • Excludes Admiralty, Eslite, YATA, UNY and AEON branches
  • Payment must be made with an EarnMORE or WeWa Credit Card

Things to Note

  • Limited to 8,000 free drinks on a first-come, first-served basis
  • Offer is limited to one redemption per cardholder per day
  • The free drink must be the same item (including hot/cold option, ice level and sweetness) and redeemed in the same transaction
  • Cannot be used in conjunction with other promotions, discounts, vouchers, staff or membership offers
  • For full details, please refer to the promotion terms and conditions.
 

Things to consider

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Travel agency offer

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Installment

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Benefits

Cashback

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Cashback Local
4  %
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Cashback Base Rate
0.4  %
flight
Cashback Overseas
10  %
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Additional Benefits

airlines
Airport Lounge Access
3  times
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Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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Fees

Fees

Annual Fee Waiver
First 5 years
Annual Fee
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.97  %
Interest Free Period
53  days
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Others Info

Association

VISA

Tags

PrimeCredit WeWa Visa Platinum Card for University Student PrimeCredit WeWa Visa Platinum Card for University Student

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