PrimeCredit WeWa Visa Platinum Card for University Student

PrimeCredit WeWa Visa Platinum Card for University Student

Do you want to know if the PrimeCredit WeWa Visa Platinum Card is good? Using this card for mobile payment offers a 4% cashback, and there are no transaction fees for overseas spending. Plus, there are lounge access perks. Besides cashback as a welcome offer, there's also a variety of physical gifts to choose from.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others Info
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Highlights

Cashback Local
4  %
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Cashback Overseas
4  %
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Foreign Currency Transaction Fee
1.95  %
Annual Fee Waiver
First 5 years
3 Offers Available
New Customer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)
MoneyHero Exclusive Offer
New Customer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit) 

  • From 30 January 2026 6 p.m. till 27 February 2026 6 p.m., new customers of PrimeCredit Credit Card* who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit).

How to redeem MoneyHero exclusive offer?

    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • On or before 31 March 2026: The card must be approved by Prime Credit, subject to the Bank's system records. Successfully apply for the designated PrimeCredit Credit Card (customers who did not hold any PrimeCredit Credit Card within the past 12 months) via MoneyHero.
    • Within first 30 days after card approval: Have accumulated eligible transactions of HK$100.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

New customers of PrimeCredit Credit Card*: Customers who currently hold or have held, at any time within the past 12 months, any PrimeCredit Credit Card issued by PrimeCredit Limited (“PrimeCredit”) are not eligible for any welcome offer. Each eligible customer is entitled to enjoy the welcome offer once only.

LG 27-inch Full HD IPS Smart Monitor
Welcome Offer
LG 27-inch Full HD IPS Smart Monitor

+ 4 other gift options

Welcome Offer

Valid until 28 February 2026, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:

  • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • LG 27-inch Full HD IPS Smart Monitor; or
    • Marshall Emberton II Bluetooth Speaker
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • HK$500 Cash Rebate; or

  • Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

    • HK$200 Cash Rebate; or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
Up to 100% Cash Rebate on Mobile Payment + Perpetual Annual Fee Waver (Exclusive to full-time tertiary / university students)
WeWa Card Student Exclusive Limited-Time Welcome Offer
Up to 100% Cash Rebate on Mobile Payment + Perpetual Annual Fee Waver (Exclusive to full-time tertiary / university students)

Apply for the WeWa Card between 1–28 February 2026 (both dates inclusive) and enjoy an unbeatable student-exclusive welcome offer up to 100% cash rebate on mobile payments! During the welcome period, simply make purchases using Apple Pay or other designated mobile payment methods to earn cash rebates.
No minimum spending required, spend HK$1, get HK$1 back; spend HK$1,000, get HK$1,000 back (Cash rebate cap: HK$1,000). What’s more, successful applicants during the promotion period will enjoy lifetime annual fee waiver.

Offer Highlights：

  • No Minimum Spending Requirement: During the welcome spending period (first 90 days after card issuance), earn cash rebates dollar-for-dollar, up to HK$1,000.
  • No Merchant Category Restriction: Earn rebates at any merchant that accepts Apple Pay, OmyCard mobile app QR code payments, or OmyCard App UnionPay Mobile QuickPass.
  • Double Rewards: Enjoy the “WeWa 4-in-1 Fun & Leisure Category Offer”. Simply select “Mobile Payment” during application. Even after the welcome offer ends, continue using WeWa mobile payments to earn up to 4% cash rebate.
  • Lifetime Annual Fee Waiver 

Please refer to the Promotion Terms and Conditions for details:

Things to consider

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Travel agency offer

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Installment

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Benefits

Cashback

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Cashback Local
4  %
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Cashback Base Rate
0.4  %
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Cashback Overseas
4  %
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Additional Benefits

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Airport Lounge Access
3  times
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Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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Fees

Fees

Annual Fee Waiver
First 5 years
Annual Fee
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.97  %
Interest Free Period
53  days
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Others Info

Association

UnionPay Diamond

Tags

PrimeCredit WeWa Visa Platinum Card for University Student PrimeCredit WeWa Visa Platinum Card for University Student

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