PrimeCredit WeWa Visa Platinum Card for University Student

PrimeCredit WeWa Visa Platinum Card for University Student

Do you want to know if the PrimeCredit WeWa Visa Platinum Card is good? Using this card for mobile payment offers a 4% cashback, and there are no transaction fees for overseas spending. Plus, there are lounge access perks. Besides cashback as a welcome offer, there's also a variety of physical gifts to choose from.
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Highlights

Cashback Local
4  %
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Cashback Overseas
4  %
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Foreign Currency Transaction Fee
1.95  %
Annual Fee Waiver
First 5 years
6 Offers Available
New Credit Card Customer: HK$200 Wellcome shopping voucher (provided by MoneyHero)+100% Cash Rebate via mobile payment (Max HK$1,000 | No spending requirement)
MoneyHero Exclusive Offer
New Credit Card Customer: HK$200 Wellcome shopping voucher (provided by MoneyHero)+100% Cash Rebate via mobile payment (Max HK$1,000 | No spending requirement)

MoneyHero Exclusive Offer: HK$1,200 Exclusive Welcome Reward

  • From May 23 - June 30, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for a WeWa Credit Cardthrough MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
    • HK$200 Wellcome shopping voucher (provided by MoneyHero) + 100% Cash Rebate via mobile payments (Up to HK$1,000) (provided by PrimeCredit)

How to redeem the MoneyHero exclusive offer - a HK$200 Wellcome shopping voucher (provided by MoneyHero)

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • On or before 31 July 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
  • No spending requirement

How to receive the MoneyHero exclusive offer -100% Cash Rebate via mobile payments (Up to HK$1,000) (provided by PrimeCredit)

  • From May 23, 2026, to June 30, 2026 (inclusive), successfully apply for a WeWa Visa Signature Card, WeWa Visa Platinum Card or WeWa UnionPay Diamond Card through MoneyHERO and enjoy 100% cashback via designated mobile payments during the first month (first 30 days) after card issuance (Up to HK$1,000) - No minimum spending requirement: the amount you spend equals the amount of cashback.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

New customers of PrimeCredit Credit Card*: Customers who currently hold or have held, at any time within the past 12 months, any PrimeCredit Credit Card issued by PrimeCredit Limited (“PrimeCredit”) are not eligible for any exclusive offer. Each eligible customer is entitled to enjoy the welcome offer once only.

LOJEL Vita 28 inch Suitcase
WeWa Credit Card Welcome Offer
LOJEL Vita 28 inch Suitcase

WeWa Welcome Offer Promotion

Promotion Period: 1 March 2026 – 30 June 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$500 Cash Rebate Accumulate HK$8,500 in eligible retail spending within the first 90 days after card issuance
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$500 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$500 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
HK$800 Apple Store Gift Card
WeWa Credit Card Welcome Offer
HK$800 Apple Store Gift Card

WeWa Welcome Offer Promotion

Promotion Period: 1 March 2026 – 30 June 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$500 Cash Rebate Accumulate HK$8,500 in eligible retail spending within the first 90 days after card issuance
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$500 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$500 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
HK$500 Cash Rebate
WeWa Credit Card Welcome Offer
HK$500 Cash Rebate

WeWa Welcome Offer Promotion

Promotion Period: 1 March 2026 – 30 June 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$500 Cash Rebate Accumulate HK$8,500 in eligible retail spending within the first 90 days after card issuance
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$500 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$500 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
Up to HK$90,000 Interest-free and Handling  Fee-free Cash Instalment Program
WeWa Credit Card Welcome Offer
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

WeWa Welcome Offer Promotion

Promotion Period: 1 March 2026 – 30 June 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

Welcome Offer Details

Eligible customers may choose ONE of the following welcome offers:

Welcome Offer Spending Requirement
LOJEL Vita 28” Luggage (reference value approx. HK$1,700) Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$800 Apple Store Gift Card Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
HK$500 Cash Rebate Accumulate HK$8,500 in eligible retail spending within the first 90 days after card issuance
Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 No spending requirement

⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$500 Cash Rebate will be assigned by default.

Eligibility Requirements

Customers must meet all of the following:

  • Successfully apply during the promotion period via designated online channels for:

    • WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

  • Have not held any credit card issued by Prime Credit in the past 12 months; and

  • Fulfill the relevant eligible retail spending requirement (if applicable).

Fulfilment Arrangement

  • Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

  • HK$500 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

  • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company). 
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

  • For full details, please refer to the promotion terms and conditions:
Foreign Currency Transaction Fee Waiver
WeWa Foreign Currency Transaction Fee Waiver Welcome Offer
Foreign Currency Transaction Fee Waiver

WeWa Foreign Currency Transaction Fee Waiver Welcome Offer Promotion:

Promotion Period: 1 May 2026 – 30 June 2026 (both dates inclusive)
Eligible Customers: WeWa Credit Card Customer

Details

  • Cardholders who make Eligible Retail Spending and/or Eligible Cash Advance during the Promotion Period will be entitled to a cash rebate equivalent to the value of the relevant foreign currency transaction fee. The foreign currency transaction fee is 1.95% of the transaction amount (for WeWa Visa Credit Cards) or 1% of the transaction amount (for WeWa UnionPay Credit Cards) respectively
  • Unlimited Rebate on Foreign Currency Transaction Fees (Visa 1.95% / UnionPay 1%)
  • No Registration Required
  • For full details, please refer to the promotion terms and conditions
Grand Prize: 11 pieces of autographed football player collector card
WeWa “The Ultimate 11” Lucky Draw
Grand Prize: 11 pieces of autographed football player collector card

WeWa “The Ultimate 11” Lucky Draw

Promotion Period: 1 May 2026 – 31 July 2026 (both dates inclusive)
OmyCard App Registration Period: 1 May 2026 – 19 July 2026 (both dates inclusive)
Eligible Customers: WeWa Card / EarnMORE Card Cardholders

Details

  Prize Prizes Value Quota
Grand Prize  11 pieces of autographed football player collector card  HK$120,000 1
Second Prize WeWa Credit Card HK$10,000 spending credit  HK$10,000 10
Third Prize Now TV 3-Pack Soccer Combo 12-Month Pass (without Set-Top box version)  HK$2,880 10
  • Cardholders who successfully register for this Promotion during the Lucky Draw Registration Period shall be entitled to 1 lucky draw chance for every HK$100
  •  Details of the designated spending missions and multiplier bonuses are as follows:
Designated Spending Missions Multiplier Bonuses

Conduct any Eligible Transaction overseas

Including any Eligible Transaction in overseas
currency at non-Hong Kong registered merchants as
determined by PrimeCredit or related card
associations worldwide.

The total accumulated Basic Lucky Draw Chances
earned during the Promotion Period will be
multiplied by 2.

Conduct any Eligible Transaction at the designated “Play & Earn Buddies” merchants of trading card shops in Hong Kong

The designated “Play & Earn Buddies” merchants of trading card shops in Hong Kong include: Card Express, Dream Trading Card、General Card Shop, HomeRun, Moonroad, Sports Card Hong Kong, TCG Bid and YAMACARDO.

The total accumulated Basic Lucky Draw Chances earned during the Promotion Period will be multiplied by 3.
Applied for one transaction instalment with 6- month or above tenor via OmyCard App The total accumulated Basic Lucky Draw Chances earned during the Promotion Period will be multiplied by 5.

Key Highlights:

  • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).
  • Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

  • The credit card account must remain valid and in good standing at the time of reward fulfilment.

  • For full details, please refer to the promotion terms and conditions
HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)
WeWa Card Student Exclusive Limited-Time Welcome Offer
HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)

Apply for the WeWa Card between 01 April –30 June 2026 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift

Offer Highlights:

  • Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
  • Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
  • Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.

Please refer to the Promotion Terms and Conditions for details:

100% Cash Rebate via mobile payment (Max HK$1,000 | No spending requirement)
MoneyHero WeWa Limited Welcome Offer
100% Cash Rebate via mobile payment (Max HK$1,000 | No spending requirement)

From May 23 - June 30, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for a WeWa Credit Card through MoneyHero are eligible to enjoy 100% Cash Rebate via mobile payment (Max HK$1,000 | No spending requirement) (provided by PrimeCredit)

  • From May 23, 2026, to June 30, 2026 (inclusive), successfully apply for a WeWa Visa Signature Card, WeWa Visa Platinum Card or WeWa UnionPay Diamond Card through MoneyHERO and enjoy 100% cashback via designated mobile payments during the first month (first 30 days) after card issuance (Up to HK$1,000) - No minimum spending requirement: the amount you spend equals the amount of cashback.
  • For full details, please refer to the promotion terms and conditions

New customers of PrimeCredit Credit Card*: Customers who currently hold or have held, at any time within the past 12 months, any PrimeCredit Credit Card issued by PrimeCredit Limited (“PrimeCredit”) are not eligible for any exclusive offer. Each eligible customer is entitled to enjoy the welcome offer once only.

Things to consider

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Travel agency offer

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Installment

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Benefits

Cashback

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Cashback Local
4  %
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Cashback Base Rate
0.4  %
flight
Cashback Overseas
4  %
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Additional Benefits

airlines
Airport Lounge Access
3  times
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Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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Fees

Fees

Annual Fee Waiver
First 5 years
Annual Fee
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.97  %
Interest Free Period
53  days
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Others Info

Association

VISA

Tags

PrimeCredit WeWa Visa Platinum Card for University Student PrimeCredit WeWa Visa Platinum Card for University Student