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HSBC Find the Best Credit Cards in Hong Kong 2023

$
120,000

Min. Annual Income

1
%

Overseas Spending - Cashback Rate

For online shopping spending: 4% RewardCash; for local supermarket spending: 2% RewardCash; for other local and overseas spending: 1% RewardCash
4
%

Local Spending - Cashback Rate

on online shopping spending
For online shopping spending: 4% RewardCash; for local supermarket spending: 2% RewardCash; for other local and overseas spending: 1% RewardCash
$
240,000

Min. Annual Income

1
%

Overseas Spending - Cashback Rate

2
%

Local Spending - Cashback Rate

designated everyday spend
$
360,000

Min. Annual Income

5.6
%

Overseas Spending - Cashback Rate

on overseas spending with "Red Hot Online & Overseas Spending Rewards" registration
Basic Reward (1X) + Visa Signature Exclusive RewardCash (3X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 14X rebate or 5.6% cash rebate (Basic reward: 1.6% cash rebate)
3.6
%

Local Spending - Cashback Rate

on local retail spending with "Red Hot Rewards of Your Choice" registration
Basic Reward (1X) + Visa Signature Exclusive RewardCash (3X) + Red Hot Rewards of Your Choice (5X) = Up to 9X rebate or 3.6% cash rebate (Basic reward: 1.6% cash rebate)

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