Best Deals Banking Account

CNCBI inMotion
HK$
0
Min. Opening Balance
7.28
%
Saving Account Rate
Max. bonus interest rate with designated requirements of Monopoly Deposit
HK$
9,700
Welcome Offers
Citi Plus Account
MoneyHero Exclusive Offer
HK$
0
Min. Opening Balance
1.9
%
Saving Account Rate
with designated requirements
HK$
150
Welcome Offers
3% p.a. interest for first HK$20,000 balance
TODO
Citigold Account
MoneyHero Exclusive Offer
HK$
1,500,000
Min. Opening Balance
0.001
%
Saving Account Rate
HK$
41,500
Welcome Offers
livi bank liviSave
MoneyHero Exclusive Offer
HK$
0
Min. Opening Balance
1
%
Saving Account Rate
First HK$50,000 or below
HK$
1,000
Welcome Offers
CCBA Step Up Savings Account
Latest Offer
HK$
10
Min. Opening Balance
5.5
%
Saving Account Rate
HK$
41,800
Welcome Offers
Mox Account
Latest Offer
HK$
0
Min. Opening Balance
5
%
Saving Account Rate
After a completion of Mox Bonus challenges
HK$
800
Welcome Offers
Using invitation code "SHOP800" and spend HK$1,600
HSBC Premier
Latest Offer
HK$
1,000,000
Min. Opening Balance
Not Available
Saving Account Rate
HK$
44,300
Welcome Offers
ZA Savings Go
MoneyHero Exclusive Offer
HK$
0
Min. Opening Balance
0.31
%
Saving Account Rate
account balance at HK$300,000 or below
HK$
150
Welcome Offers
with the MoneyHero referral code "MONEYHERO"
FAQ_img_SaveAccount_Mb.png
Need some help?
No worries, we've got you covered!

MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products for you. Through our comparison engine, you can compare credit cards, personal loans, mortgages, medical insurance, travel insurance, HK stock accounts, US stock accounts, banking accounts and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.

Banks in Hong Kong offer a wide range of bank accounts which are generally categorized as savings, current, time deposits, non-HKD, integrated and investment accounts. Payroll Account is usually recognized as an integrated account. You can start to compare banking accounts from major banks from Hong Kong now.

Since many banks in Hong Kong have launched digital services, customers have to pay additional fees for the service involving paperwork. Besides, most banks have set minimum deposit requirements for saving accounts. 

Hong Kong residents only need to provide identification documents like ID card or passport, and the latest residential address proof such as gas or telephone bills.

Non-Hong Kong residents need to provide passport and home country residential address proof. Some banks also require proof of employment. For example, foreign domestic helper needs to prepare his or her employment contract showing an employer's residential address.

Most welcome benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.

Note that the definition of "new customer" differs from banks - it may refer to new-to-bank clients (have not maintained any account from the bank in the past 12 months).

Under DPS, you can be compensated up to a maximum of HK$500,000.

Confused about credit card terms?

Glossary terms to know for first-time credit card users