Best Deals Banking Account
![CNCBI inMotion](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt8e700741bdcca8ba/659bc09c90dcf2837f648828/inMotion_Logo_CH[1].jpg?auto=webp&width=144)
CNCBI inMotion
4 Offers Available
![Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeem with HK$1,500)](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt3ad4a71dfdee7af1/65a4cf0decc34e639010c84a/cac7082b-e422-40f0-aaa1-054ee47a44c7.png?auto=webp&width=60)
![Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeem with HK$1,500)](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt3ad4a71dfdee7af1/65a4cf0decc34e639010c84a/cac7082b-e422-40f0-aaa1-054ee47a44c7.png?auto=webp&width=60)
Valid until
30 July 2024
![LEGEND WALKER 31](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltdca1506e95be1ecf/666a9ca6fb43154774e61d27/img_0676-nobg.png?auto=webp&width=60)
![LEGEND WALKER 31](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltdca1506e95be1ecf/666a9ca6fb43154774e61d27/img_0676-nobg.png?auto=webp&width=60)
+ 5 other gift options
Valid until
30 July 2024
![Up to HK$800 Cash Reward](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltc6463eabee3f48d5/655da026d28c5af4dc3dd9af/96x96-Cash-Gifts.png?auto=webp&width=60)
![Up to HK$800 Cash Reward](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blte87f0be5af759704/655da036df4282c4102edbf7/64x64-Cash-Gifts.png?auto=webp&width=60)
+ 1 other gift options
Valid until
31 July 2024
![“Lifetime Stock Purchases Fee Waiver!”](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt18c8fc56cfc3a3e0/655da0272b0af3142551d327/96x96-Statement-Credits_Others.png?auto=webp&width=60)
![“Lifetime Stock Purchases Fee Waiver!”](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt2631aa6f6522aa26/655da036ca38f06047d2e3c5/64x64-Statement-Credits_Others.png?auto=webp&width=60)
Valid until
30 September 2024
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- From 2 July 2024 6 p.m. till 30 July 2024 6 p.m. (the “Promotion Period”), CNCBI new customers who successfully open a designated bank account via inMotion APP with the MoneyHero promo code "24MH01", register Monopoly Deposit and deposit HK$10,000 or above eligible new funds* are entitled to enjoy one of the limited-time exclusive offer:
Gift Options
- After clicking “Apply Now”, please follow the steps to receive the “Reward Redemption Form”. The form has to be filled in and submitted within 7 days.
- Terms and Conditions Apply, please click here for details.
- *During the Promotion Period, CNCBI new customers who successfully opened a Multi-Currencies Statement Savings Account via inMotion APP with the MoneyHero promo code "24MH01", register for July MONOPOLY Deposit, deposit HK$10,000 or above eligible new funds (the new funds have to maintain till 31 July, 2024, subject to the Bank’ system records).
- The last registration date of July MONOPOLY Deposit will be 30 July 2024 20:00.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying. It is recommended to submit all the required documents in one go to speed up the approval process. Once you successfully opened an account, you will receive an Application Reference Number (e.g. DB0123456789). Please input such number in the Reward Redemption Form.
- MoneyHero Offer Upgrade is provided by MoneyHero, CNCBI has no relation with its redemption, usage and dispute.
- All of the Offer Upgrade Rewards will be issued randomly in colour
- The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by CNCBI, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
- From 2 July 2024 6 p.m. till 30 July 2024 6 p.m. (the “Promotion Period”), CNCBI new customers who successfully open a designated bank account via inMotion APP with the MoneyHero promo code "24MH01", register Monopoly Deposit and deposit HK$10,000 or above eligible new funds* are entitled to enjoy one of the limited-time exclusive offer:
Gift Options
- After clicking “Apply Now”, please follow the steps to receive the “Reward Redemption Form”. The form has to be filled in and submitted within 7 days.
- Terms and Conditions Apply, please click here for details.
- *During the Promotion Period, CNCBI new customers who successfully opened a Multi-Currencies Statement Savings Account via inMotion APP with the MoneyHero promo code "24MH01", register for July MONOPOLY Deposit, deposit HK$10,000 or above eligible new funds (the new funds have to maintain till 31 July, 2024, subject to the Bank’ system records).
- The last registration date of July MONOPOLY Deposit will be 30 July 2024 20:00.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying. It is recommended to submit all the required documents in one go to speed up the approval process. Once you successfully opened an account, you will receive an Application Reference Number (e.g. DB0123456789). Please input such number in the Reward Redemption Form.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, CNCBI has no relation with its redemption, usage and dispute.
- All of the Rewards will be issued randomly in colour
- The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by CNCBI, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
Maintain below total balance amount during 1 August to 30 September 2024 and (i) hold a designated credit card^ on 30 September 2024 (ii) complete eligible foreign currency transactions with accumulated amount of HK$5,000 or equivalent via inMotion on or before 30 September 2024. Complete one requirement for up to HK$400 cash reward, or complete both for up to HK$800 cash reward:
Gift Options
Total balance from HK$300,000 or above
Total balance from HK$50,000 to HK$299,999
- From 1 July to 31 July 2024 (both dates inclusive), CNCBI new customer who successfully open the bank account and fulfill the above requirements, will be entitled to up to HK$800 welcome reward*
- This promotion is for new customers only, which refer to the customers who have not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the "Bank" within the preceding 12 months. CITICfirst, CITICdiamond and Private Banking customers are not applicable to the offer. New customers are required to complete the relevant requirements during the designated date. Terms and conditions apply, please click HERE for details.
- ^Designated Credit Card includes CNCBI Motion Credit Card, CNCBI Motion Credit Card (virtual), CNCBI Jewel World Mastercard® Card, CNCBI Jewel World Elite Mastercard® Card, CNCBI DCH Living Mastercard® Card and CNCBI GBA Dual Currency Credit Card.
Gift Options
Grab “Lifetime Stock Purchases Fee Waiver” mission through inMotion “Rewards Go!” to register and enjoy Stock Purchases Fee Waiver
*** The "Lifetime Stock Purchases Fee Waiver" offer must meet specified conditions, including registering for "Lifetime Stock Purchases Fee Waiver" mission through inMotion "Reward Go!" and maintaining no less than HKD 100,000 in eligible HKD accounts (except time deposits) at the end of each month after registration for continuing the securities purchases fee waiver. Securities purchases transaction must be conducted through inMotion or inVest. Please refer to relevant terms and conditions for details.
- Rewards Go!
- Check-in in inMotion’s Personalized Rewards Platform after opening account and complete banking missions to earn cash rewards.
- Welcome Offer - Up to 10% Foreign Currency Spending Cash Rebate
- From 3 July 2024 to 2 January 2025, New Cardmembers who successfully apply for CNCBI Motion Credit Card can enjoy 10% Cash Rebate on spending in foreign currency (up to HK$1,000 rebate) or HK$600 Cash Rebate.
- Year-round offer of 6% Cash Rebate(up to $200 monthly) on dining and online spending. No register is needed. Rebate automatically to card account monthly.
- Perpetual Annual Fee Waiver
- Saving Offers
- From 1 July to 30 July 2024 8 p.m., Register for MONOPOLY Deposit can enjoy interest rate of up to 7.28% p.a..
- Online USD exclusive time deposit rate up to 4.70% p.a.
- Investment Offers
- Get “Lifetime Stock Purchases Fee Waiver” through inMotion "Reward Go!"
- Up to 5% Cash Rebate for Eligible inMotion FX Transactions
- Up to HK$8,800 Investment Fund Subscription Fee Rebate
- $0 Advisory Service Fee Offer for Robo 360
- Remarks
- Terms and conditions apply.
- Up to HK$800 welcome reward: From 1 July to 31 July 2024 (both dates inclusive), CNCBI new customer who successfully open the bank account and fulfill the designated requirements.This promotion is for new customers only, which refer to the customers who have not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the "Bank" within the preceding 12 months. CITICfirst, CITICdiamond and Private Banking customers are not applicable to the offer. New customers are required to complete the relevant requirements during the designated date. Terms and conditions apply, please click HERE for details.
- Spring Thankful Draw: Terms and conditions apply, please click HERE for details.
- Monopoly Deposit Savings Offers: Customers should register Monopoly Deposit and the eligible new fund should at least reach the requirement of HK$10,000 once on any business day during the Registration Period to enjoy Monopoly bonus interest rate.The maximum eligible new fund to be entitled to the Bonus Interest Rate during the Promotion Period is HK$ 20,000,000. Savings Interest Rate of 7.28% includes the Bonus Interest Rate and Prevailing Savings Rate. As of 1 July 2024, the Bank’s HKD Prevailing Savings Rate is 0.875%. The Bonus Interest Rate and Prevailing Savings Rate quoted above are indicative and for reference only, and may change from time to time at the Bank’s sole and absolute discretion. Terms and Conditions apply.
- Time Deposit: The above preferential interest rate is quoted as of 19 July 2024 and is for reference only. The Bank reserves the right to change and/or cancel this promotion at any time without prior notice. Interest rates are subject to review according to changes in market conditions. Before conducting the relevant transaction, please check the actual interest rates and exchange rates that will be offered to you before your transaction made on i-banking or inMotion. Terms and conditions apply.
- The "Lifetime Stock Purchases Fee Waiver" offer must meet specified conditions, including registering for "Lifetime Stock Purchases Fee Waiver" mission through inMotion "Reward Go!" and maintaining no less than HKD 100,000 in eligible HKD accounts (except time deposits) at the end of each month after registration for continuing the securities purchases fee waiver. Securities purchases transaction must be conducted through inMotion or inVest. Please refer to relevant terms and conditions for details.
- Up to 5% Cash Rebate for Eligible inMotion FX Transactions: From now till 30 Sep 2024, customers who have completed FX market order or limit order from any currency to designated currency via inMotion of the bank during promotion period, will be entitled to up to 5% cash rebate. Pleas click HERE for details.
- Up to HK$8,800 Investment Fund Subscription Fee Rebate : Only applicable to customers who have not subscribed any Investment Funds during 1 July 2023 to 30 June 2024 and to first Investment Fund subscription via online channels. The offer cannot be used in conjunction with Investment Rewards Offers. Terms and conditions apply.
- $0 Advisory Service Fee Offer for Robo 360 : Customers who maintain Robo 360 Account can enjoy $0 advisory service fee for asset under advice in the Robo 360 Account. Terms and conditions apply, please click HERE for details.
- CNCBI Motion Credit Card (virtual) 10% cash rebate on foreign currency includes transactions in the first 3 months (maximum of HK$1,000 cash rebate). Year round 6% cash rebate on online and dining transactions (maximum of HK$200 each month).
- Risk Disclosure Statements for Foreign Exchange Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
- Investment involves risk.
- Customer Service Support
- 24/7 Live Chat Support
- Assistance over the phone during business hours
![Mox Account](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt7b79453e435042d4/659b60db71a55d5b9bcd4f64/Mox_Logo[1].png?auto=webp&width=144)
Mox Account
7 Offers Available
![Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeemed using MOX Credit with HK$1,300)](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt3ad4a71dfdee7af1/65a4cf0decc34e639010c84a/cac7082b-e422-40f0-aaa1-054ee47a44c7.png?auto=webp&width=60)
![Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeemed using MOX Credit with HK$1,300)](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt3ad4a71dfdee7af1/65a4cf0decc34e639010c84a/cac7082b-e422-40f0-aaa1-054ee47a44c7.png?auto=webp&width=60)
Valid until
31 July 2024
![Great Bay Airline Round-trip air ticket from Hong Kong to Taipei x 2 (included 20kg checked baggage, exclude tax)](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt24df0ccfbf098842/655da02652b29b86f45bedad/96x96x-Airmiles.png?auto=webp&width=60)
![Great Bay Airline Round-trip air ticket from Hong Kong to Taipei x 2 (included 20kg checked baggage, exclude tax)](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltaac3cd0b87bfc522/655da036df428200442edbf3/64x64-Airmiles.png?auto=webp&width=60)
+ 6 other gift options
Valid until
31 July 2024
![HK$100 Cash Rebate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltc6463eabee3f48d5/655da026d28c5af4dc3dd9af/96x96-Cash-Gifts.png?auto=webp&width=60)
![HK$100 Cash Rebate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blte87f0be5af759704/655da036df4282c4102edbf7/64x64-Cash-Gifts.png?auto=webp&width=60)
Valid until
31 July 2024
![HK$1,000 Cash Rebate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltc6463eabee3f48d5/655da026d28c5af4dc3dd9af/96x96-Cash-Gifts.png?auto=webp&width=60)
![HK$1,000 Cash Rebate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blte87f0be5af759704/655da036df4282c4102edbf7/64x64-Cash-Gifts.png?auto=webp&width=60)
Valid until
31 July 2024
![0% FX Fee at overseas merchant spending](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt18c8fc56cfc3a3e0/655da0272b0af3142551d327/96x96-Statement-Credits_Others.png?auto=webp&width=60)
![0% FX Fee at overseas merchant spending](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt2631aa6f6522aa26/655da036ca38f06047d2e3c5/64x64-Statement-Credits_Others.png?auto=webp&width=60)
Valid until
31 August 2024
![25,000 Asia Miles](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt24df0ccfbf098842/655da02652b29b86f45bedad/96x96x-Airmiles.png?auto=webp&width=60)
![25,000 Asia Miles](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltaac3cd0b87bfc522/655da036df428200442edbf3/64x64-Airmiles.png?auto=webp&width=60)
Valid until
31 July 2024
![Up to 9% Hotel Discount + Up to HK$100 Flight Discount](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltc6463eabee3f48d5/655da026d28c5af4dc3dd9af/96x96-Cash-Gifts.png?auto=webp&width=60)
![Up to 9% Hotel Discount + Up to HK$100 Flight Discount](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blte87f0be5af759704/655da036df4282c4102edbf7/64x64-Cash-Gifts.png?auto=webp&width=60)
Valid until
31 December 2024
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Open a Mox Account successfully with the invitation code "MOXMH", successfully apply for Mox Credit via MoneyHero and pay HK$1,300 with Mox Credit by 30 September 2024 to redeem Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeemed using MOX Credit with HK$1,300).
- From 22 July 2024 12 noon to 31 July 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero
- Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
- The Mox Credit must be approved by Mox within 30 days after opening the Mox account, subject to the Bank’s system records
- Tips:
- Please submit the reward redemption form sent via email previously within 14 days after receiving the successful application email once your Mox Credit got approval.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully opening the Mox account as well Mox Credit, you will receive an email notice with application reference number (7 or 9 digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and MOXMHBUY Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
Open a Mox Account successfully with the invitation code "MOXMH", successfully apply for Mox Credit via MoneyHero and spend HK$4,000 within 60 calendar days after approval to enjoy: Great Bay Airline Round-trip air ticket from Hong Kong to Taipei x 2 (included 20kg checked baggage, exclude tax)(details here) / Nintendo Switch (OLED Model) (valued at HK$2,680, random colour) / Delsey ECLIPSE SE 31" Expandable Front Opening Suitcase(Valued at HK$4280; random colour) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) / Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780 ; random colour) / HK$1,300 Apple Gift Card OR Trip.com Gift Card
- From 22 July 2024 12 noon to 31 July 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero
- Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
- The Mox Credit must be approved by Mox within 30 days after opening the Mox account, subject to the Bank’s system records
- Tips:
- Successfully open the Mox account as well as Mox Credit and accumulate spending of HK$4,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
- New customers who open a Mox account from 22 July 2024 till 31 July 2024, and completing at least two eligible bill payment transactions of HK$500 or more using the ‘Pay bills’ function in the Mox app within the first 60 days of your account opening, can receive a HK$100 cash reward!
Gift Options
- New customers who open a Mox account from 22 July 2024 till 31 July 2024, and meets the following requirements can enjoy an extra HK$1,000 cash rewards:
- Fund-in at least HK$100,000 to HKD savings account within 7 calendar days after your Joining Day; and
- Maintain at least HK$100,000 in HKD savings account during the 60 calendar days beginning 7 calendar days after your Joining Day
- The cash rewards will be fulfilled by Mox by 31 October 2024
Time Deposits is not included in the above Hold Fund Period calculation. If the customer place the HK$100,000 in time deposits instead of savings, he would not be eligible for HK$1,000 cash rewards.
Gift Options
- From 4 July 2024 to 31 August 2024, register to enjoy 0% fees on all your eligible spending with Mox Credit at overseas physical merchant and online shops.
- Open your Mox app any time from 4 July to 31 August 2024, go to "Mox Rewards” and tap "Join Now." to register.
Gift Options
From now till 31 July 2024, open a Mox Account and place a Time Deposit of HK$100,000 with a 6-month tenor within July, and earn Asia Miles interest, plus an extra 7,000 Miles as a welcome reward:
Time Deposit for 6 months | Asia Miles instantly earned | Bonus Asia Miles |
HK$100,000 | 18,000 Asia Miles | 7,000 Asia Miles |
- Please refer to the terms and conditions for more details
Gift Options
Mox Bank X Trip.com Promotion - Up to 9% exclusive hotel and flight discounts on Trip.com
Promotion Period: From now until 31 December 2024
Valid for hotel stays and flight departures: From now until 15 January 2025
- During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit and enter the unique promo codes below for instant savings, earning up to 9% discount and 5.5% discount respectively, including an extra 3% CashBack
- Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
- Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges)
- Details HERE
Earn up to 5.5% p.a. savings rate + up to 25,000 Asia Miles on New Funds Promotion
- Bring in New Funds to Mox by 31 July 2024 to enjoy high interest and up to 25,000 Bonus Asia Miles for your next trip! So you can redeem a round-trip Economy Class ticket to London/ San Francisco! When you invest/exchange foreign currencies with Mox, you can even earn up to 1.5% p.a. savings rate
HK$ New Funds required (time deposits excluded) Cash reward (Effective rate on New Funds, inclusive of savings base rate) HK$100,000 HK$720 (5.02%) HK$250,000 HK$2,250 (5.53%) HK$500,000 HK$4,500 (5.53%) HK$1,000,000 HK$9,000 (5.53%) HK$2,000,000 HK$18,000 (5.53%) HK$3,000,000 HK$27,000 (5.53%) - Place a Time Deposit of HKD100,000 with a 6-month tenor within July, and you can earn 18,000 Asia Miles instantly as interest, plus an extra 7,000 Miles as a welcome reward
- Join the New Funds Promotion in just a few taps
Go to ‘View accounts’ in your Mox app, then click ‘Accounts’ and you’ll see the campaign offer. Click ‘Join now’ and bring in your selected amount of New Funds. Click ‘Confirm’ to register today.
MOX Invest enjoy up to 3% p.a. savings rate in total
- earn a total savings rate of 3% p.a. up to HK$ 3 million deposit (for deposits in your savings accounts, including Mox Invest Account) by simply investing and/or exchanging foreign currencies at Mox with just HK$30,000 (or equivalent) in a month, which can consist of:
- Buy and sell transactions for HK or US stocks, including fractional shares;
- The net purchase amount of funds in HKD, which is the total amount purchased minus the amount sold;
- Currency exchange transactions
Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits
- Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc.
- Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
- Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now!
First in Hong Kong! Earn interest upfront with cash or miles!
- Interest earnings are credited to you right away – and you can choose to receive interest in either cash or Asia Miles!
- Mox pays your interest the exact moment of your deposit and lets you choose to earn cash or miles. Earn interest upfront with cash or miles? It’s up to you.
Choose miles as interest, enjoy as low as HK$1.64 for 1 mile by placing a Time Deposit with New Funds
- No waiting: The moment you save, not only you will transparently see how many miles you can earn, you’ll also get them upfront instantly.
- Easy to earn: Save and earn. It’s that simple. Why spend over months to earn the miles you need and wait for them coming into your account?
- Low barrier: You can earn miles even if you save with a small budget, which is a perfect choice for you if you’re just missing a few more miles for your next trip.
Tenor | Asia Miles Time Deposite Rate |
6-month | HK$5.55 = 1 Mile |
12-month | HK$2.5 = 1 Mile |
24-month | HK$1.64 = 1 Mile |
Choose miles as cash, enjoy up to 3.5% p.a. Interest
- For Time Deposits with tenors of 6-months or above with New Fund, interest is even credited right away!
Tenor | Preferential interest rate (p.a.) |
6-month | 3.4% |
12-month | 3.1% |
24-month | 2.9% |
Transfer flexibly with Mox Credit with no fees
- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
Other things to note
- Mox Asia Miles Time Deposit Promotion Terms and Conditions and Mox Upfront Interest Time Deposit Promotion apply.
- These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
- Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
- From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.
- From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of at least HK$75,000 in your savings accounts with Mox (excluding any balances held in your Time Deposit Account(s)) at the time you make the relevant transaction.
- From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited.
- General Terms and Conditions (in particular, see Schedule 3 to the General Terms and Conditions) and Split Purchase Cash Rewards Promotion Terms and Conditions apply.
- Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month.
- Terms and conditions apply.
- Mox disclaimer applies.
![Hang Seng Preferred Banking Account](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltea8804af9237958c/659c9ff7c11c0f748ccf98c7/hangseng[1].png?auto=webp&width=144)
Hang Seng Preferred Banking Account
2 Offers Available
![HK$200 Apple Store Gift Card](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltbcdcf43ce6acb86e/65b0ac81d48d3de163cee566/Apple_Store_Gift_Card.png?auto=webp&width=60)
![HK$200 Apple Store Gift Card](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltbcdcf43ce6acb86e/65b0ac81d48d3de163cee566/Apple_Store_Gift_Card.png?auto=webp&width=60)
+ 1 other gift options
Valid until
30 September 2024
![Up to $1,400 rewards](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltc6463eabee3f48d5/655da026d28c5af4dc3dd9af/96x96-Cash-Gifts.png?auto=webp&width=60)
![Up to $1,400 rewards](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blte87f0be5af759704/655da036df4282c4102edbf7/64x64-Cash-Gifts.png?auto=webp&width=60)
Valid until
30 September 2024
Gift Options
- From 1 July 2024 to 30 September 2024 11:59 p.m., successfully apply and open a Hang Seng Preferred Banking Account using the promocode "HS005" to get HK$200 Apple Store Gift Card OR Wellcome Shopping Voucher.
- Please refer to the Terms and Conditions for more details.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
From 1 July 2024 to 30 September 2024, complete the following missions to enjoy up to $1,600 worth of welcome offer
- New customers who successfully open Preferred Banking account via Hang Seng Mobile App using the MoneyHero designated promo code ("HS005") to get a HK$200 Apple Gift Card or a HK$200 Wellcome Shopping Voucher”
- New customers who successfully open Preferred Banking account via Hang Seng Mobile App and Opt-in for Marketing push notification are entitled to redeem HKD200 HKTVmall e-Gift Voucher
- New customers who fund-in and maintain the designated amount according to designated month(s) to enjoy can enjoy up to HK$1,200 cash reward
Terms and conditions apply to the above products/services. To borrow or not to borrow? Borrow only if you can repay!
- Important fee:
- Fees You Need to Know
- Service Fee: Waived
- Paper Statement Fee: HK$60 on each account/Year
- ATM Card Annual Fee: Free
Features:
- AutoSweeping service to avoid unsuccessful cheque payment
AutoSweeping service to the current account to ensure the successful processing of account transfer instructions and issued cheques and avoid the risk of overdraft. Our services provide you with enhanced convenience and flexibility in managing your finances, while also helping you save on unnecessary interest expenses and service charges. The upper limit of AutoSweeping Service will be uplifted to HKD100,000, providing greater ease and peace of mind!
AutoSweeping Service is applicable to the situation that your Hong Kong Dollar Current Account under the Integrated Account is overdrawn/ the line of credit is exceeded. It is limited to a daily total overdraft /excess amount of HKD20,000 or below.
- One-stop security settings on Hang Seng Mobile App
- New "Settings & Security" interface provides you with security support
- Adjust various transfer limits anytime
- Manage various credit card security options easily
- Enhanced mobile app security measures to safeguard your account
![Citigold Account](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt4dc1031788318416/659c9e431f89528447915300/large-Citi_Blue-RedArc_RGB[1].png?auto=webp&width=144)
Citigold Account
3 Offers Available
![Up to HK$42,100 Cash Rebate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt26a69a2c243934de/655da0276f7bf444a982d11d/96x96-Cashback.png?auto=webp&width=60)
![Up to HK$42,100 Cash Rebate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltd8eba89d951565e7/655da0362d2f23f2acf3b2a2/64x64-Cashback.png?auto=webp&width=60)
Valid until
31 August 2024
![Up to 4.4% HKD time deposit rate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt18c8fc56cfc3a3e0/655da0272b0af3142551d327/96x96-Statement-Credits_Others.png?auto=webp&width=60)
![Up to 4.4% HKD time deposit rate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt2631aa6f6522aa26/655da036ca38f06047d2e3c5/64x64-Statement-Credits_Others.png?auto=webp&width=60)
Valid until
31 August 2024
![HK$200 Cash Rebate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt26a69a2c243934de/655da0276f7bf444a982d11d/96x96-Cashback.png?auto=webp&width=60)
![HK$200 Cash Rebate](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltd8eba89d951565e7/655da0362d2f23f2acf3b2a2/64x64-Cashback.png?auto=webp&width=60)
Valid until
31 July 2024
Gift Options
Account Opening Offer - Up to HK$42,100 Cash Rebate
- Open a Citigold & Citi NextGen Accounts : New Funds Offer - Up to HK$20,000 Cash Rebate
New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards:New funds amount Cash Rebate ≥ HK$5,000,000 HK$20,000 Cash Rebate ≥ HK$2,500,000 HK$13,000 Cash Rebate ≥ HK$1,500,000 HK$7,000 Cash Rebate - Engagement Offer HK$1,000 Cash Rebate
Customers who complete the following to enjoy HK$1,000 Cash Rebate:- Login to Citi Mobile® App at least once; and
- Enable Push notification; and
- Complete Investment Risk Profile Questionnaire; and
- Activate debit card
- Product Balance Offer - Up to HK$20,000 Cash Rebate
New customers who maintain designated investment products, life insurance plans and mortgage to can enjoy below rewards:Designated Product Balance Cash Rebate ≥ HK$5,000,000 HK$20,000 Cash Rebate ≥ HK$2,500,000 HK$12,000 Cash Rebate ≥ HK$1,500,000 HK$6,000 Cash Rebate ≥HK$500,000 HK$3,000 Cash Rebate - Mortgage Offer - Up to HK$4,000 Cash Rebate
New Citigold clients who successfully draw down a mortgage loan will enjoy HK$4,000 Cash Rebate - Anniversary Award - Up to HK$800 Cash Rebate
Maintain the below daily averge fund after opening the account for 12 consecutive months to enjoy:Averge Daily Fund Cash Rebate ≥ HK$1,500,000 HK$800 Cash Rebate - New Citi NextGen Account Welcome Offer - HK$300 Cash Rebate
Open a Citi NextGen Account for your child to get HK$300 Cash Rebate
Gift Options
Enjoy up to 4.4% HKD 3 month time deposit
- Get additional HK$200 cash rebate via online application
Gift Options
Account Opening Offer - Up to HK$42,100 Cash Rebate
- Open a Citigold & Citi NextGen Accounts : New Funds Offer - Up to HK$20,000 Cash Rebate
New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards:New funds amount Cash Rebate ≥ HK$5,000,000 HK$20,000 Cash Rebate ≥ HK$2,500,000 HK$13,000 Cash Rebate ≥ HK$1,500,000 HK$7,000 Cash Rebate - Engagement Offer HK$1,000 Cash Rebate
Customers who complete the following to enjoy HK$1,000 Cash Rebate:- Login to Citi Mobile® App at least once; and
- Enable Push notification; and
- Complete Investment Risk Profile Questionnaire; and
- Activate debit card
- Product Balance Offer - Up to HK$20,000 Cash Rebate
New customers who maintain designated investment products, life insurance plans and mortgage to can enjoy below rewards:Designated Product Balance Cash Rebate ≥ HK$5,000,000 HK$20,000 Cash Rebate ≥ HK$2,500,000 HK$12,000 Cash Rebate ≥ HK$1,500,000 HK$6,000 Cash Rebate ≥HK$500,000 HK$3,000 Cash Rebate - Mortgage Offer - Up to HK$4,000 Cash Rebate
New Citigold clients who successfully draw down a mortgage loan will enjoy HK$4,000 Cash Rebate - Anniversary Award - Up to HK$800 Cash Rebate
Maintain the below daily averge fund after opening the account for 12 consecutive months to enjoy:Averge Daily Fund Cash Rebate ≥ HK$1,500,000 HK$800 Cash Rebate - New Citi NextGen Account Welcome Offer - HK$300 Cash Rebate
Open a Citi NextGen Account for your child to get HK$300 Cash Rebate
Time Deposit Offer
- Enjoy Preferential Time Deposit rates of up to 4.4% p.a. for Citigold bank account and Up to 4.5% p.a. for Citigold Private Client now by setting up HKD Time Deposit via Online Banking or Citi Mobile App
Citigold Debit Mastercard Cash Rebate
- Enjoy up to 1% cash rebate for every Point-of-Sale purchase for the first 6 months, and 0.5% thereafter.
Customer Support
- 24-hour Citigold Hotline
- Citi Live Chat: supports text/audio/video chat
Terms and conditions apply. All info and offers are subjected to Citibank's official website.
Fees You Need to Know
- Service Fee: HK$300
- Paper Statement Fee: HK$300 (Average Daily Relationship Balance of HK$1,500,000: Waived)
- Account closed by customer within 6 months from the date of opening: HK$500
- ATM Card Annual Fee: Free
![Ant Bank](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt9355457d03ed73ec/65eaad23ccd170420e505ee6/antbank.png?auto=webp&width=144)
Ant Bank
2 Offers Available
![Experience Funds](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltc6463eabee3f48d5/655da026d28c5af4dc3dd9af/96x96-Cash-Gifts.png?auto=webp&width=60)
![Experience Funds](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blte87f0be5af759704/655da036df4282c4102edbf7/64x64-Cash-Gifts.png?auto=webp&width=60)
Valid until
31 August 2024
![HK$100 Free Spending Credit](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltad2b629e5296a623/655da02794a2474cc134a449/96x96-Vouchers.png?auto=webp&width=60)
![HK$100 Free Spending Credit](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt39360f9481e8626c/655da036ca38f07759d2e3c1/64x64-Vouchers.png?auto=webp&width=60)
Valid until
31 August 2024
Gift Options
- During the promotional period, visit the 'Consumption Vouchers' event page, click on 'Register Now', and fill in your personal information to register. By doing so, you will receive PayLater consumption vouchers and get to experience using Ant Bank PayLater ahead.
- The reward value of the PayLater Consumption Vouchers ranges from: HK$20 to HK$6,000 equivalent in consumption voucher amounts.
- Special Conditions: During the limited-time reward promotion, each eligible customer for the Universal Consumption Vouchers can only obtain the reward once.
- The consumption vouchers are valid for 120 days starting from the date of issuance.
- The offer is subject to terms and conditions and is available until quotas are filled. Customers are encouraged to review the full terms and conditions for details and redemption guidelines.
Gift Options
Welcome Offer
- From 1 June 2024 till 31 August 2024, customers who have successfully applied for PayLater for the first time will be entitled to HK$100 Free Spending Credit
Ant Bank PayLater Cashback Reward
- From now to under further notice: Using Ant Bank PayLater for your purchases earns you 2x A. Points rewards.
- Campaign will end until further notice.
Ant Bank eM+ Upgrade Offer
- Ant Bank customers enjoy the highest prevailing basic savings account annual interest rate in Hong Kong, with no conditions and without needing to participate in any tasks.
Deposit Balance (HK$) | Latest eM+ Demand Deposit Annual Interest Rate |
HK$50,000 or below | 1% |
HK$50,000 above to HK$300,000 or below | 3.8% |
HK$300,000 above | 0.001% |
Ant Bank PayLater Monthly Fixed Offer
- HK$30 PayLater Coupons: New and existing customers can redeem HK$15 PayLater Coupons * 2 at designated page in AlipayHK App, applicable to transaction with single spending of HK$50 or above at Taobao, designated consolidation platforms, EasyGo, cross-border face-to-face payment transactions, McDonald's or Starbucks by using PayLater
Designated platforms:- Taobao
- HKREFILL
- GroupNShip
- Cainiao
- 4PX
- BUYUPExpress
- Taobao transaction fee waived
Ant Bank PayLater Interest-free Installment Service
- Ant Bank PayLater provides interest-free installment services for 1-month and 3-month installment payments. You may also pay in 6-month and 12-months installments arrangement, which interest payment will be displayed upon transaction.
- Ant Bank PayLater can be used for all online and brick-and-mortar transactions locally, and for transaction that takes place in Mainland China, Macau, and Japan globally, as long as the merchants accept AlipayHK or display the Alipay+ sign.
- You may also enjoy Taobao transactions free of any handling fees.
Points to Note:
- In the case of alternative installment durations, all relevant costs will be clearly presented to customers at the AlipayHK point of sale when they complete their payment transaction.
- Penalty interest will be incurred for overdue payment. You may be subject to handling fee charged by 3rd party payment gateway. Please refer to Key Facts Statement.
- For details, please refer to Ant Bank PayLater Facility Declaration. Terms and Conditions apply.
- Ant Bank PayLater is a credit product provided by Ant Bank (Hong Kong). To borrow or not to borrow? Borrow only if you can repay!
![Dah Sing YOU Banking](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt191ec1e1e72a4577/66835745bbf7b46b00a76e84/dahsing.png?auto=webp&width=144)
Dah Sing YOU Banking
2 Offers Available
![HK$350 Apple Store Gift Card + HK$50 Wellcome Shopping Voucher](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt0110fb7170e00284/65b0ac75d48d3d6d33cee562/Apple_Store_Gift_Card.png?auto=webp&width=60)
![HK$350 Apple Store Gift Card + HK$50 Wellcome Shopping Voucher](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/bltbcdcf43ce6acb86e/65b0ac81d48d3de163cee566/Apple_Store_Gift_Card.png?auto=webp&width=60)
+ 3 other gift options
Valid until
30 September 2024
![HK$25,400 Cash Reward](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt2e00f315914b9040/655da027dd39863348142b15/96x96-Rewards-Points.png?auto=webp&width=60)
![HK$25,400 Cash Reward](https://images.contentstack.io/v3/assets/blt558576ec8d681e97/blt2b4ed56bf13d2d4c/655da03648602b783a2c203f/64x64-Rewards-Points.png?auto=webp&width=60)
Valid until
31 December 2024
Gift Options
- From 12 Jul 2024 6 p.m. until 30 Sep 2024, new customers (i.e. customers who do not currently hold any sole-name integrated account or joint name account with Dah Sing Bank) who apply YOU i-Account with MoneyHero Promotion Code "MHEY2407" via Dah Sing mobile app (e-Express Bank Account Application) during the promotion period and successfully open YOU i-Account within 30 calendar days after the date of submission of the application, are entitled to vouchers with an aggregated sum of HK$400 (i.e. (i) HK$350 Apple Store gift card / Wellcome Shopping Voucher (to be fulfilled by MoneyHero) and (ii) HK$50 Wellcome Shopping Voucher / PARKnSHOP Shopping Voucher (to be fulfilled by Dah Sing Bank)).
- Tips:
- Please be reminded to enter MoneyHero Promotion Code "MHEY2407" at the 5th step of ‘e-Express Bank Account Opening’, then click ‘+Apply’ and then ‘Next’. Otherwise, such application may be considered as ineligible for this MoneyHero Exclusive Reward
- For the HK$50 Wellcome Shopping Voucher / PARKnSHOP Shopping Voucher fulfilled by Dah Sing Bank, please refer to the Terms and Conditions.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Please upload all required documents during application to facilitate the approval process.
- For the redemption process and the Shopping Voucher fulfilled by MoneyHero, please refer to the Terms and Conditions.
- Customers must keep a valid Dah Sing YOU Banking Account at and before the day of reward redemption
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
Eligible Customers who fulfill the requirements below will be entitled to the following rewards.
Savings Reward: Up to HK$1,100 Cash Reward
Eligible Customers who fulfill the designated requirements below during the Reward Period¹ will be entitled to Savings Reward.Savings Deposit Growth² Requirement Basic Reward Dah Sing Multi-Currency Mastercard®Debit Card ("Dah Sing Debit Card") Merchant Spending Transaction Requirement Extra Reward with Dah Sing Debit Card Total Savings Reward HK$500,000 or above HK$900 + Accumulated transaction amount at least HK$1,000 (or its equivalent) HK$200 = HK$1,100 HK$300,000 - HK$499,999 HK$700 HK$900 HK$150,000 - HK$299,999 HK$450 HK$650 HK$50,000 - HK$149,999 HK$200 HK$400 HK$30,000 - HK$49,999 HK$100 HK$300 ¹ Reward Period refers to the 3 consecutive months from the first calendar day of the calendar month following the opening date of YOU i-Account.
² Savings Deposit Growth is calculated as the difference between the "Average Daily Savings Deposit Balance" and "Deposit Benchmark" during the Reward Period. For the definition of "Average Daily Savings Deposit Balance" and "Deposit Benchmark", please refer to dahsing.com/you.- e-Express Application Reward: Up to HK$800 Cash Reward
- Transaction Reward: Up to HK$500 Cash Reward (HK$100 Cash Reward per Eligible Transaction type
- Investment Fund Transfer-In and Securities Services Reward: Up to HK$23,000 Cash Reward
The above and other YOU Banking Rewards are subject to the relevant terms and conditions. For details, please visit http://www.dahsing.com/you/en.
- YOU Points Reward - Earn YOU Points with designated daily banking transactions. Redeem your YOU Points for Dah Sing credit card cash rewards or mileage.
- To be entitled to YOU Points, you are required to conduct eligible transactions with your YOU i-Account. You may earn up to 600 YOU Points every year.
- Upon fulfilling the designated requirements, you can enjoy double YOU Points in your birthday month after successfully completing the eligible transactions.
- Upon fulfilling the designated requirements, you may redeem 1 YOU Point for HK$1 credit card cash reward or 14 Avios
- Diversified Services
- Enjoy bonus savings interest rate of 0.125% p.a. with the interest-bearing HKD Current Account if you use designated banking services
- Multi-Currency Savings Account
- Up to HK$5,000 No-Bounced Cheque / Autopay Protection
- Investment involves risks. The above offers are subject to relevant terms and conditions.
- YOU Banking Rewards are only applicable to new YOU i-Account Customer (i.e. any customer not holding any YOU i-Account (sole or joint-named) in the capacity as Primary Account Holder from 1 Jul 2023 to 30 Jun 2024 (both dates inclusive) with Dah Sing Bank, Limited ( "Dah Sing Bank")) and existing deposit customer who successfully opens / upgrades to YOU i-Account (sole or joint-named) in the capacity as Primary Account Holder ("Eligible Customer") during the Promotion Period (as defined below).
- The promotion period of YOU Banking Rewards (the “Promotion Period”) is from 1 Jul 2024 to 31 Dec 2024 (both dates inclusive) (unless specified otherwise). For details and terms and conditions of YOU Banking Rewards, please refer to dahsing.com/you/en.
- The promotion period of Securities Services Offers is from now until 31 Dec 2024. For details and relevant terms and conditions of Securities Services Offers, please visit dahsing.com/stock/promotion/en.
- The promotion period of Investment Services Offers is from now until 31 Dec 2024. For details and relevant terms and conditions of Investment Services Offers, please visit dahsing.com/investment/en, or contact the relevant staff of Dah Sing Bank.
- If you would like to learn more, please call the hotline of Dah Sing Bank at 2828 8000 during office hours (Mon – Fri: from 9am to 10pm; Sat: from 9am to 5:30pm)
- To borrow or not to borrow? Borrow only if you can repay!
- Don't be tempted by quick money. Don't lend your bank account to anyone to launder money.
- The services / products mentioned herein are not targeted at customers in the EU.
- Should there be any discrepancy between the Chinese and English version, the English version shall prevail.
- Account Opening Requirement
- You must be aged 18 or above, hold a Hong Kong Permanent Identity Card and must not hold any sole-name integrated account or joint name account with Dah Sing Bank in order to apply for a bank account via Dah Sing mobile app.
- Required Documents for Application via Dah Sing Bank Mobile App
- Original Hong Kong permanent identity card
Fees You Need to Know
Item Fees Service Fee Free Account closed by customer within 3 months from the date of opening HK$200 ATM Card Annual Fee Free Risk Disclosure
Investment Service
Investment involves risks. Past performance is not indicative of future performance. Before making an investment decision, customers should refer to the relevant investment product offering documents for detailed information including the risk factors. If customers are in doubt, independent professional advice should be sought.
Securities Service
Investment involves risks. The price of securities fluctuates, sometimes dramatically. The price of securities may move up or down and may become valueless. Losses may be incurred rather than profits made as a result of buying and selling securities. Customers should carefully consider whether the investment products or services mentioned herein are appropriate for them in view of their investment experience, objectives and risk tolerance level, and read the terms and conditions of relevant Securities Services before making any investment decision.
Investment Fund Service
Investment involves risks. The price of funds fluctuates, sometimes dramatically. The price of fund may move up or down and may become valueless. Losses may be incurred rather than profits made as a result of buying and selling funds. Past performance is no guide to future performance. Before making any investment decision, investors should consider their investment experience, objectives and risk tolerance level and read carefully the terms and conditions and the risk factors contained in the relevant offering documents. If investors are in doubt about the nature of or the risks associated with this investment product, investors should obtain any necessary and appropriate professional advice before investing.
Important Note
Investment Fund is investment product. Some Investment Funds are structured products involving derivatives. This investment decision is yours but you should not invest in this product unless Dah Sing Bank, Limited has explained to you that this product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Unless the context requires otherwise, this information does not constitute any offer, invitation or recommendation to any person to enter into any investment / securities / foreign currency transaction nor does it constitute any prediction of likely future movements in prices of any investment products / securities / foreign currencies.
This information has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.
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How to find the right financial products for you?
MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products for you. Through our comparison engine, you can compare credit cards, personal loans, mortgages, medical insurance, travel insurance, HK stock accounts, US stock accounts, banking accounts and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.
Which types of bank accounts are provided in Hong Kong?
Banks in Hong Kong offer a wide range of bank accounts which are generally categorized as savings, current, time deposits, non-HKD, integrated and investment accounts. Payroll Account is usually recognized as an integrated account. You can start to compare banking accounts from major banks from Hong Kong now.
What are the fees & charges for bank accounts?
Since many banks in Hong Kong have launched digital services, customers have to pay additional fees for the service involving paperwork. Besides, most banks have set minimum deposit requirements for saving accounts.
If I am a Hong Kong resident, what documents do I need to apply for a bank account?
Hong Kong residents only need to provide identification documents like ID card or passport, and the latest residential address proof such as gas or telephone bills.
If I am a non-Hong Kong resident, what documents do I need to apply for a bank account?
Non-Hong Kong residents need to provide passport and home country residential address proof. Some banks also require proof of employment. For example, foreign domestic helper needs to prepare his or her employment contract showing an employer's residential address.
Are the welcome offers only available to new customers?
Most welcome benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.
Note that the definition of "new customer" differs from banks - it may refer to new-to-bank clients (have not maintained any account from the bank in the past 12 months).
How much deposit can be protected by the Deposit Protection Scheme (DPS) ?
Under DPS, you can be compensated up to a maximum of HK$500,000.