ZA Bank

About ZA Bank

ZA Bank is the first virtual bank in Hong Kong. Licensed by the Hong Kong Monetary Authority in 2019, ZA Bank is committed to bring convenience to customers through digitalizing banking services. It is a joint venture formed by ZhongAn, the first and largest online insurance company in China, and Besta Group. Unlike traditional banks, customers can open an account remotely anytime with only a Hong Kong identity card and phone number, to enjoy a speedy and convenient experience. ZA Bank created the first-ever 30-minute pledge in Hong Kong, in which customers will receive HK$10 for every minute of overtime, to ensure they can obtain the approval result and cash promptly. ZA Bank adopts multiple security, risk-control and anti-fraud technologies in its financial products in order to provide maximum protection for its customers.
ZA Bank is the first virtual bank in Hong Kong. Licensed by the Hong Kong Monetary Authority in 2019, ZA Bank is committed to bring convenience to customers through digitalizing banking services. It is a joint venture formed by ZhongAn, the first and largest online insurance company in China, and Besta Group. Unlike traditional banks, customers can open an account remotely anytime with only a Hong Kong identity card and phone number, to enjoy a speedy and convenient experience. ZA Bank created the first-ever 30-minute pledge in Hong Kong, in which customers will receive HK$10 for every minute of overtime, to ensure they can obtain the approval result and cash promptly. ZA Bank adopts multiple security, risk-control and anti-fraud technologies in its financial products in order to provide maximum protection for its customers.

ZA Bank’s financial products

Get approved within 30 minutes and receive cash right away

Only takes 5 minutes to open an account, can be done fully online
Get cash instantly upon approval from Monday to Sunday. Enjoy a 7-day cooling-off period (Fees are waived if customer redeems the loan in full within 7 calendar days of the drawdown date)
The first-ever 30-minute pledge in Hong Kong, get HK$10 for every minute of overtime (only applicable to loan amount HK$100,000 or below)
No hidden charges

FAQs

How to apply for a loan?

What documents do I need to apply for a loan?

What is the requirement for applying for a loan?

Why would I need to open a ZA Bank savings account after successfully applied for a loan?

After opening an account, what banking services will be provided?

What are the service hours of ZA Bank?

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