Dah Sing Bank Credit Card Comparison: Latest Offers and Rewards
Updated: 8 Oct 2025
Card | Hot Reward Pick | MoneyHero Reward | Minimum Annual Income | Card Benefit | Annual Fee | ||
|---|---|---|---|---|---|---|---|
 | Dah Sing ONE+ Credit Card | HK$400 | HK$150,000 | 0.5 - 1 % cashback | HK$1,800 | ||
 | Dah Sing United MileagePlus World MasterCard | HK$400 | HK$150,000 | HK$5 - 8 per mile | HK$2,000 | ||
 | Dah Sing MyAuto Credit Card | HK$900 | HK$150,000 | 8 % cashback | HK$1,800 | ||
 | Dah Sing ANA World Mastercard | HK$400 | HK$150,000 | $8 per mile | HK$1,800 |
Minimum Annual Income
HK$ 150,000Card Benefit
0.5 - 1 % cashbackAnnual Fee
HK$ 1,800Annual Fee Waiver
First 2 yearApply through MoneyHero and choose from 2 premium rewards:
You’ll also receive the following welcome gift(s) directly from the bank:
- Overseas rebate
- Online Spending
- Local spending rebate
- First 2 year annual fee waiver
Repayment Details
Minmum Payment: HK$200 or above, if the Monthly Statement Balance is less than HK$200, the minimum payment will be the Monthly Statement Balance
Late Payment Charge: 300
Interest Free Period: 60 days
Fees
Annual Fee: HK$1,800
Foreign Currency Transaction Fee: 1.95 %
Eligibility
Minimum Age: 18 years old
Minimum Annual Income: HK$150,000
Key Features
- HK$500 cash rebate Welcome offer
- Unlimited 1% cash rebate on local and overseas retail spending
- 0.5% cash rebate on Octopus reload amount
- First 2-year annual fee waiver
To borrow or not to borrow? Borrow only if you can repay
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU
Terms and Conditions of Dah Sing ONE+ Credit Card
Minimum Annual Income
HK$ 150,000Card Benefit
HK$ 5 - 8 per mileAnnual Fee
HK$ 2,000Annual Fee Waiver
First 2 yearsApply through MoneyHero and choose from 2 premium rewards:
You’ll also receive the following welcome gift(s) directly from the bank:
- Mile Conversion
- Miles Never Expire
- Complimentary United Club Access
- First 2 year annual fee waiver
Repayment Details
Minimum Payment: HK$200
Interest Free Period: up to60 Days
Late Payment Charge: HK$300
Fees
Annual Fee: HK$2,000
Foreign Currency Transaction Fee: -
Air Miles Conversion Fee: $0
Eligibility
Min. Annual Income: HK$150,000
Minimum Age: 18 years old
Key Features
- Welcome Offer up to 10,000 Miles
- Mile Conversion as low as HK$5 = 1 Mile
- Take advantage of earning MileagePlus award miles, and taking off anytime you like and travel to more than 1,000 cities in the world! United Airlines now operates nonstop services from Hong Kong to San Francisco and Los Angeles.
Dah Sing United MileagePlus World Mastercard Conversion Local spending HK$8 = 1 mile Spending at designated merchants HK$6 = 1 mile United Airlines and overseas spending HK$5 = 1 mile
- First 2-year annual fee waiver
- Complimentary United Club Access
- Receive a one-time electronic United Club pass to enjoy access to the United Club, where you can relax and enjoy complimentary amenities, when you spend HKD40,000 or more in the previous quarter.
- Remark: The offer is provided by United Airlines and subject to the relevant terms and conditions. Dah Sing Bank, Limited will not be responsible for any matters related to these privileges. The privileges may change over time.
- Enjoy a 15% discount off the full retail price while purchasing United MileagePlus Miles via www.united.com/buymiles and login with your MileagePlus account number and password.
- Remark: The offer is provided by United Airlines and subject to the relevant terms and conditions. Dah Sing Bank, Limited will not be responsible for any matters related to these privileges. The privileges may change over time.
- Enjoy more flexibility in miles redemption with miles in your MileagePlus account that will never expire.
- Remark: The offer is provided by United Airlines and subject to the relevant terms and conditions. Dah Sing Bank, Limited will not be responsible for any matters related to these privileges. The privileges may change over time.
- World Mastercard Fabulous Privileges
- Mastercard Travel Pass provided by DragonPass
- You can now access over 1,300 airport lounges worldwide and enjoy exclusive dining and spa offers with your Dah Sing MileagePlus World Mastercard. Simply download the Mastercard Travel Pass App to enjoy the privileges!
- Access Your Benefits
- Airport Lounges Access
- Dining Discount
- Travel Information
- Airport Limousine Service
- Offers Redemption
- You can download the Mastercard Travel Pass App from Google Play Store or Apple App store and register with our Dah Sing World Mastercard. Many offers and services are also available in App.
- Remarks:
- Above offers and services are provided by DragonPass and is subject to the relevant terms and conditions. The Bank will not be responsible for any matter.
- More offers are available and may change over time, for more details and terms and conditions, please refer to Mastercard Travel Pass Website at mastercardtravelpass.dragonpass.com..
- Mastercard Travel Pass provided by DragonPass
- Terms and Conditions of Dah Sing United MileagePlus World Mastercard
- To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
Minimum Annual Income
HK$ 150,000Card Benefit
8 % cashbackAnnual Fee
HK$ 1,800Annual Fee Waiver
First 2 year annual fee waiverApply through MoneyHero and choose from 2 premium rewards:
You’ll also receive the following welcome gift(s) directly from the bank:
- First 2 year annual fee waiver
- Must have for car owners
- Local spending rebate
- One time Complimentary Tire Repair & Towing Service
Repayment Details
Late payment charge: HK$300
Interest free period: Up to60 days
Fees
Annual fee: HK$1,800
Eligibility
Minimum annual income: HK$150,000
Minimum age: 18 years-old
Key Features
- Enjoy 20X bonus point on the Payment of toll with "HKeToll“ (equivalent to 8% rebate) (Monthly Spending Requirement: HK$1,000; Maximum 25,000 Bonus Points to be awarded)
- Enjoy 8X bonus point on other Car-related Spending (including Car Purchase, Hourly Parking*, Car Wash, Car Beauty, Car Repair, Auto Parts, Car Maintenance, Towing Service, Electric Vehicle Charging, Spending at Gas Stations) (Monthly Spending Requirement: HK$5,000; Maximum 50,000 Bonus Points to be awarded)
- Enjoy basic bonus point for other retail transactions
- Up to 79% off year-round and privileged offers
- Enjoy Free tire repair and towing service once per year
- First 2 year annual fee waiver
* Only applicable to single hourly parking fee transaction of HKD500 or below.
Terms and Conditions of Dah Sing MyAuto Credit Card
To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
Minimum Annual Income
HK$ 150,000Card Benefit
$ 8 per mileAnnual Fee
HK$ 1,800Annual Fee Waiver
First yearApply through MoneyHero and choose from 2 premium rewards:
You’ll also receive the following welcome gift(s) directly from the bank:
- Overseas rebate
- Online Spending
- Local spending rebate
- First year annual fee waiver
Repayment Details
Minmum Payment: HK$200 or above, if the Monthly Statement Balance is less than HK$200, the minimum payment will be the Monthly Statement Balance
Late Payment Charge: -
Interest Free Period: 60 days
Fees
Air Miles Conversion Fee: $0
Annual Fee: HK$1,800
Foreign Currency Transaction Fee: 1.95 %
Eligibility
Minimum Age: 18 years old
Minimum Annual Income: HK$150,000
Key Features
- All local and overseas spending HK$8 = 1 Mile
- There is no limit for earning miles and you can redeem a round trip ticket to Tokyo, Osaka, Nagoya, Sapporo etc. with as low as 17,000 miles. You can also take Business Class to Japan with as low as 35,000 miles
- Enjoy extra 5,000 miles upon successfully opens Dah Sing YOU i-Account, VIP i-Account or Hello Kitty VIP i-Account within 3 months from the date of card issuance
- Annual Fee Waiver Scheme
- On top of the first-year annual fee waiver, if the accumulated retail spending reached HKD50,000 or above in the past 12 monnths from the month required to pay annual fee, the annual fee if principal and supplementary card will be waived.
- Enjoy priority check-in service at ANA Business class check-in counter at Hong Kong International Airport, Tokyo International Airport, Narita International Airport, Kansai International Airport and Chubu Centrair International Airport by simply presenting your Dah Sing ANA World Mastercard (valid when using flights operated by ANA)
- Dah Sing Principal Cardholders will receive an extra 25% mileage when using flights operated by ANA
- Exclusive ANA Flight Privileges
- 10% Discount for ANA In-flight Shopping
- 10% Shopping Discount at ANA GROUP duty fee shops and 5%Shopping Discount at ANA FEATA at the Airports
- Special Offers at ANA Hotels and IHG ANA Co-branded Hotels
- 5% mileage bonus for ANA Premium Members
- Easier way to receive ANA Bronze Service
- ANA Family Account Service (AFA)
- Dah Sing ANA World Mastercard Exclusive Ticket Discount
- Exclusive ANA flight Privileges are provided by All Nippon Airways and subject to the relevant terms and conditions. The Bank will not be responsible for any matter. The Privileges may change over time, for more details, please refer to ANA's website www.ana.co.jp/en/hk
- World Mastercard
- Mastercard Travel Pass provided by DragonPass
- You can now access over 1,300 airport lounges worldwide and enjoy exclusive dining and spa offers with you Dag Sing ANA World Mastercard. Simply download the Mastercard Travel Pass App to enjoy the privileges!
- Access Your Benefits
- Airport Lounges Access
- Travel Information
- Dining Discount
- Airport Limousine Service
- Offers Redemption
- You can download the Mastercard Travel Pass App from Google Play Store or Apple App store and register with our Dah Sing World Mastercard. Many offers and services are also available in App.
- Remarks
- Above offers and services are provided by DragonPass and is subject to the relevant terms and conditions. The Bank will not be responsible for any matter.
- More offers are available and may change over time, for more details and terms and conditions, please refer to Mastercard Travel Pass Website.
- Mastercard Travel Pass provided by DragonPass
Terms and conditions of Dah Sing ANA World Mastercard
To borrow or not to borrow ? Borrow only if you can repay!
The service(s) / product(s) mentioned here is/ are not targeted at customers in the EU