Name: PrimeCredit EarnMORE UnionPay Card for University Student
Brand: PrimeCredit
Availability: InStock

	Hot Reward Pick	MoneyHero Reward	Minimum Annual Income	Card Benefit	Annual Fee
PrimeCredit WeWa Visa Signature Card	New Credit Card Customer: HK$600 Exclusive Welcome Reward	HK$1,799	HK$240,000	10 %	HK$1,500
PrimeCredit EarnMORE UnionPay Diamond Card	New Credit Card Customer: HK$600 Exclusive Welcome Reward	HK$3,990	No Requirement	Up to 8 % cashback	HK$1,500
PrimeCredit WeWa Visa Platinum Card for University Student	New Credit Card Customer: HK$600 Exclusive Welcome Reward	HK$1,799	No Requirement	10 %	5-year waiver
PrimeCredit EarnMORE UnionPay Card for University Student	New Credit Card Customer: HK$600 Exclusive Welcome Reward	HK$3,990	No Requirement	Up to 8 % cashback	HK$1,500

Signature Benefits for Everyday Purchases

PrimeCredit WeWa Visa Signature Card

Minimum Annual Income

HK$

240,000

Card Benefit

10 %

Annual Fee

HK$

1,500

MoneyHero Reward up to HK$1,799

Apply through MoneyHero and choose from 1 premium rewards

Bank Gift - On Top of MoneyHero's

You’ll also receive the following welcome gift(s) directly from the bank

MoneyHero's take

Enjoy up to 4% cash rebate with WeWa credit card on overseas spending and daily spending! “Overseas Spending” (Default Fun Category) + pick 1 out of the 3 Fun Categories from “Mobile Payment”, “Travel Spending” and “Online Entertainment”)

Card Details

Repayment Details

Interest Free Period: 53 days

Minimum Payment: HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)

Late Payment Charge: HK$320

Fees

Annual Fee: HK$1,500

Foreign Currency Transaction Fee: 1.95 %

Eligibility

Min. Annual Income: HK$240,000

Minimum Age: 18 years old

Key Features

Enjoy endless offers and jetso

Select your favourite Welcome Offers from plenty of options
Enjoy Up to 4% cash rebate with WeWa credit card on overseas spending and daily spending : “Overseas Spending” (Default Fun Category) + pick 1-of-3 Category from “Mobile Payment”, “Travel Spending” and “Online Entertainment”)
Join as a WeWaClub member to
- Buy amazing things at a good deal
- Enjoy priority booking for concerts or other events
- Enjoy many other offers and jetso!
Click here to register as a WeWaClub member

Enjoy limited-time offers and activities in OmyCard app

Enjoy limited-time offers through the app. You can buy popular products at a discounted price.

Upgrades of WeWa Credit Card

Enjoy up to 4% cash rebate with WeWa credit card on overseas spending and daily spending! “Overseas Spending” (Default Fun Category) + pick 1 out of the 3 Fun Categories from “Mobile Payment”, “Travel Spending” and “Online Entertainment”)
“Overseas Spending” (Default Fun Category) + Pick 1 out of the 3 Fun Categories
- Mobile Payment ：Apple Pay/Google Pay /UnionPay QuickPass within the OmyCard Mobile App / UnionPay QR code payment within the OmyCard Mobile App
- Travel Spending ： Eligible Retail Transactions made at merchants which are categorized as travel agencies, airlines, and hotels (only applicable to hotel room accommodations)
- Online Entertainment：Apple App Store (limited to transactions with the merchant name ("APPLE.COM/BILL"), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, Playstation, Spotify, STEAM, XBox and Youtube

Other things to note

Welcome offers, MoneyHero Welcome Reward are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 12 months.
Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200

Earn More on Every Spend

PrimeCredit EarnMORE UnionPay Diamond Card

Minimum Annual Income

No Requirement

Card Benefit

Up to 8 % cashback

Annual Fee

HK$

1,500

Annual Fee Waiver

First 2 years

MoneyHero Reward up to HK$3,990

Apply through MoneyHero and choose from 1 premium rewards

Bank Gift - On Top of MoneyHero's

You’ll also receive the following welcome gift(s) directly from the bank

MoneyHero's take

Foreign txn rebate
Travel agency offer
Installment

Card Details

Repayment Details

Minimum Payment: HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)

Late Payment Charge: HK$320

Interest Free Period: 53 days

Fees

Annual Fee: HK$1,500

Foreign Currency Transaction Fee: 1 %

Eligibility

Min. Annual Income: No Requirement

Minimum Age: 18 years old

Key Features

Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate

2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending

Easy and instant payment with in-app UnionPay QR code function in OmyCard app

Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.

Annual fee waiver for the first 2 years

Other things to note

Welcome offers Approval Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
- The promotion period of 2% year-round rebate is valid from 1 July 2026 to 30 Jun 2027.

Selected spending offers

Region	Spending with a BNP credit card can enjoy the following offers	Promotional period
Mainland China	At Bicester Shopping Village, spend RMB 1500 or more with a UnionPay QR code to get an instant RMB 100 discount; At selected merchants such as Haidilao and Zhilefang, spend RMB 300 or more using UnionPay QR codes to get RMB 50 off instantly; At selected merchants like Holiland and RT-Mart, spend RMB 200 or more using UnionPay QR codes to get RMB 30 off; At selected merchants like Nayuki Tea and Lilian Egg Tart, spend RMB 30 using UnionPay QR code to get RMB 10 off instantly. For more details, click here	From now until December 31, 2026
	By registering for exclusive UnionPay 'Splendid China' benefits, you can enjoy the following benefits for merchants in Mainland China:
	Airport privilegesSpend RMB1500 or more offline within Mainland China for a chance to enjoy one complimentary airport VIP service within Mainland China. For details, click here	From now until December 31, 2026
	Transportation and travel Use UnionPay mobile QuickPass/Cloud QuickPass codes to ride the subway in designated cities and enjoy a 50% discount (capped at RMB4). For details, click here Spend RMB1000 or more offline within mainland China for a chance to enjoy one free high-speed rail VIP privilege within mainland China. For details, click here
	Supreme LifestyleSpend RMB500 or more offline within Mainland China to receive a Klook 50% off voucher (up to USD 15). For details, click here
	Chinese cuisine Spend RMB350 or more in a single transaction at designated restaurants in Beijing, Shanghai, Guangzhou, Shenzhen, and Hangzhou for a chance to get an instant RMB 100 discount. Click here for details Dine at designated luxury hotels and restaurants in designated cities such as Beijing, Shanghai, Guangzhou, Shenzhen, and Hangzhou at designated times, and enjoy exclusive benefits for "buffet and afternoon tea, with two or more people traveling together, one person free." For details, please click here
Japan	Spend JPY 50,000 or more in a single transaction at Takashimaya Department Store to get an instant JPY 1,000 off. Click here for details At Chubu Centrair International Airport and New Chitose Airport, spend JPY 10,000 or more in a single transaction to get an instant JPY 400 discount. Click here for details Enjoy an instant JPY 400 discount on a single transaction of JPY 20,000 or more at the designated merchants listed below Haneda Airport, Narita Airport, and Kansai Airport. For details, click here Bicool Appliances, please click here for details Enjoy an instant JPY 400 discount on a single purchase of JPY 30,000 or more at the designated merchants below Alexander & Sun Duty-Free Shop, click here for details LOTTE duty-free shop, details click here	From now until December 31, 2026
Macau	Present valid PISA exclusive electronic coupons from the "Preferential Plan" section when shopping at PISA Macau stores using UnionPay cards or UnionPay QR codes to enjoy the following instant discounts: Spend MOP 8,000 or more in a single transaction and get MOP 100 off; Spend MOP 20,000 or more in a single transaction and get MOP 300 off instantly; Spend MOP 50,000 or more in a single transaction and get MOP 800 off instantly; Instant MOP 1,600 off for a single net spending of MOP 100,000; Net spending of MOP 200,000 or more in a single transaction gets MOP 3,500 off instantly. For details, click here	From now until March 31, 2027
Taiwan	At Momanton Sportswear standalone stores, pay with UnionPay cards to enjoy a 30% discount on products above 30% off, plus an additional 5% off. For details, click here	From now until December 31, 2026

Smart Student Spending, Exclusive Rewards

PrimeCredit WeWa Visa Platinum Card for University Student

Minimum Annual Income

No Requirement

Card Benefit

10 %

Annual Fee

5-year waiver

Annual Fee Waiver

First 5 years

MoneyHero Reward up to HK$1,799

Apply through MoneyHero and choose from 1 premium rewards

Bank Gift - On Top of MoneyHero's

You’ll also receive the following welcome gift(s) directly from the bank

MoneyHero's take

Enjoy up to 4% cash rebate with WeWa credit card on overseas spending and daily spending! “Overseas Spending” (Default Fun Category) + pick 1 out of the 3 Fun Categories from “Mobile Payment”, “Travel Spending” and “Online Entertainment”)

Card Details

Repayment Details

Interest Free Period: 53 days

Minimum Payment: HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)

Late Payment Charge: HK$320

Fees

Annual Fee: 5-year waiver

Foreign Currency Transaction Fee: 1.95 %

Eligibility

Min. Annual Income: No Requirement

Minimum Age: 18 years old

Key Features

Enjoy endless offers and jetso

Select your favourite Welcome Offers from plenty of options
Enjoy Up to 4% cash rebate with WeWa credit card on overseas spending and daily spending : “Overseas Spending” (Default Fun Category) + pick 1-of-3 Category from “Mobile Payment”, “Travel Spending” and “Online Entertainment”)
Join as a WeWaClub member to
- Buy amazing things at a good deal
- Enjoy priority booking for concerts or other events
- Enjoy many other offers and jetso!
Click here to register as a WeWaClub member

Enjoy limited-time offers and activities in OmyCard app

Enjoy limited-time offers through the app. You can buy popular products at a discounted price.

Upgrades of WeWa Credit Card

Enjoy up to 4% cash rebate with WeWa credit card on overseas spending and daily spending! “Overseas Spending” (Default Fun Category) + pick 1 out of the 3 Fun Categories from “Mobile Payment”, “Travel Spending” and “Online Entertainment”)
“Overseas Spending” (Default Fun Category) + Pick 1 out of the 3 Fun Categories
- Mobile Payment ：Apple Pay/Google Pay /UnionPay QuickPass within the OmyCard Mobile App / UnionPay QR code payment within the OmyCard Mobile App
- Travel Spending ： Eligible Retail Transactions made at merchants which are categorized as travel agencies, airlines, and hotels (only applicable to hotel room accommodations)
- Online Entertainment：Apple App Store (limited to transactions with the merchant name ("APPLE.COM/BILL"), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, Playstation, Spotify, STEAM, XBox and Youtube

Other things to note

Welcome offers, MoneyHero Welcome Reward are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 12 months.
Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200

Your Student Card for Cashback

PrimeCredit EarnMORE UnionPay Card for University Student

Minimum Annual Income

No Requirement

Card Benefit

Up to 8 % cashback

Annual Fee

HK$

1,500

Annual Fee Waiver

First 5 years

MoneyHero Reward up to HK$3,990

Apply through MoneyHero and choose from 1 premium rewards

Bank Gift - On Top of MoneyHero's

You’ll also receive the following welcome gift(s) directly from the bank

MoneyHero's take

Foreign txn rebate
Travel agency offer
Installment

Card Details

Repayment Details

Minimum Payment: HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)

Late Payment Charge: HK$320

Interest Free Period: 53 days

Fees

Annual Fee: HK$1,500

Foreign Currency Transaction Fee: 1 %

Eligibility

Min. Annual Income: No Requirement

Minimum Age: 18 years old

Key Features

Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate

2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending

Easy and instant payment with in-app UnionPay QR code function in OmyCard app

Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.

Other things to note

Welcome offers Approval Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
- The promotion period of 2% year-round rebate is valid from 1 July 2026 to 30 June 2027.

Selected spending offers

Region	Spending with a BNP credit card can enjoy the following offers	Promotional period
Mainland China	At Bicester Shopping Village, spend RMB 1500 or more with a UnionPay QR code to get an instant RMB 100 discount; At selected merchants such as Haidilao and Zhilefang, spend RMB 300 or more using UnionPay QR codes to get RMB 50 off instantly; At selected merchants like Holiland and RT-Mart, spend RMB 200 or more using UnionPay QR codes to get RMB 30 off; At selected merchants like Nayuki Tea and Lilian Egg Tart, spend RMB 30 using UnionPay QR code to get RMB 10 off instantly. For more details, click here	From now until December 31, 2026
	By registering for exclusive UnionPay 'Splendid China' benefits, you can enjoy the following benefits for merchants in Mainland China:
	Airport privilegesSpend RMB1500 or more offline within Mainland China for a chance to enjoy one complimentary airport VIP service within Mainland China. For details, click here	From now until December 31, 2026
	Transportation and travel Use UnionPay mobile QuickPass/Cloud QuickPass codes to ride the subway in designated cities and enjoy a 50% discount (capped at RMB4). For details, click here Spend RMB1000 or more offline within mainland China for a chance to enjoy one free high-speed rail VIP privilege within mainland China. For details, click here
	Supreme LifestyleSpend RMB500 or more offline within Mainland China to receive a Klook 50% off voucher (up to USD 15). For details, click here
	Chinese cuisine Spend RMB350 or more in a single transaction at designated restaurants in Beijing, Shanghai, Guangzhou, Shenzhen, and Hangzhou for a chance to get an instant RMB 100 discount. Click here for details Dine at designated luxury hotels and restaurants in designated cities such as Beijing, Shanghai, Guangzhou, Shenzhen, and Hangzhou at designated times, and enjoy exclusive benefits for "buffet and afternoon tea, with two or more people traveling together, one person free." For details, please click here
Japan	Spend JPY 50,000 or more in a single transaction at Takashimaya Department Store to get an instant JPY 1,000 off. Click here for details At Chubu Centrair International Airport and New Chitose Airport, spend JPY 10,000 or more in a single transaction to get an instant JPY 400 discount. Click here for details Enjoy an instant JPY 400 discount on a single transaction of JPY 20,000 or more at the designated merchants listed below Haneda Airport, Narita Airport, and Kansai Airport. For details, click here Bicool Appliances, please click here for details Enjoy an instant JPY 400 discount on a single purchase of JPY 30,000 or more at the designated merchants below Alexander & Sun Duty-Free Shop, click here for details LOTTE duty-free shop, details click here	From now until December 31, 2026
Macau	Present valid PISA exclusive electronic coupons from the "Preferential Plan" section when shopping at PISA Macau stores using UnionPay cards or UnionPay QR codes to enjoy the following instant discounts: Spend MOP 8,000 or more in a single transaction and get MOP 100 off; Spend MOP 20,000 or more in a single transaction and get MOP 300 off instantly; Spend MOP 50,000 or more in a single transaction and get MOP 800 off instantly; Instant MOP 1,600 off for a single net spending of MOP 100,000; Net spending of MOP 200,000 or more in a single transaction gets MOP 3,500 off instantly. For details, click here	From now until March 31, 2027
Taiwan	At Momanton Sportswear standalone stores, pay with UnionPay cards to enjoy a 30% discount on products above 30% off, plus an additional 5% off. For details, click here	From now until December 31, 2026

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Track My Reward

PrimeCredit Credit Card Comparison: Latest Offers and Rewards

Summary Products

Signature Benefits for Everyday Purchases

PrimeCredit WeWa Visa Signature Card

Earn More on Every Spend

PrimeCredit EarnMORE UnionPay Diamond Card

Smart Student Spending, Exclusive Rewards

PrimeCredit WeWa Visa Platinum Card for University Student

Your Student Card for Cashback

PrimeCredit EarnMORE UnionPay Card for University Student