In Hong Kong, there’s a wide selection of miles credit cards to choose from, and the options keep growing. Amidst this competitive landscape, banks are offering various deals like welcome offers, mileage redemption promos, cashback rewards and travel benefits like flight upgrades and hotel stays. Aside from popular Asia Miles credit cards, there are also other card options in Hong Kong, like getting points for Avios and ANA programmes. Feeling overwhelmed by all the choices and not sure which one’s right for you? No worries! MoneyHero breaks down each card’s offers and features, making it easier to compare the rates of miles accumulation, conversion fees and key features of each air miles credit card.
What is a Miles Credit Card?
Miles credit cards offer cardholders the opportunity to earn travel rewards with every purchase. These cards reward users with a certain number of miles for each dollar spent, or with points that can be converted into miles within preferred mileage programmes. These miles can subsequently be redeemed for flights, hotel accommodation and other travel costs. Air miles credit cards are highly valued by frequent travelers and those seeking to enhance their travel experiences or to offset their travel expenses.
What Frequent Flyer Programme Points Can I Get from Credit Cards?
In Hong Kong, there are 3 major frequent flyer programmes: Asia Miles, introduced by Cathay Pacific, followed by Avios from British Airways, and ANA Mileage Club offered by All Nippon Airways (ANA). Each of the mileage programmes has its own strengths, catering to varying traveler habits and preferences. Generally, Asia Miles are preferred for redeeming long-haul flights to destinations like the United States and Europe, while Avios and ANA Miles are better suited for short-haul flights, such as those to Taiwan and Japan. Let’s break them down one by one for you!
Asia Miles
Cathay Pacific commands nearly half the flights departing from Hong Kong, naturally making its mileage programme highly sought-after by Hong Kongers. As a local mileage programme, it enjoys a wider range of promotions in the market, with numerous credit cards available for accumulating Asia Miles. Additionally, there are various dining and retail spending promotions that offer opportunities to earn miles, providing a more diverse earning option compared to its counterparts.
Despite facing competition from other mileage programmes, Asia Miles remains the most popular choice in Hong Kong, attributed in part to its flexibility in customising itineraries through open-jaw and stopover options. Additionally, members can use a combination of miles and cash to purchase tickets on Cathay Pacific’s website, further enhancing redemption flexibility. Flights purchased with a combination of miles and cash still earn miles according to the ticket price rules.
Avios
Avios is the mileage programme of British Airways and is also the second most popular one in Hong Kong. Its Household Account feature allows up to 7 individuals to pool their miles to enable faster accumulation. It should be noted that Avios does not allow open-jaw itineraries, nor does it offer any standby seats. That said, one of the biggest advantages of Avios lie in the absence of expiration date for its miles, allowing users to accumulate them at their own pace for redemption whenever desired. Additionally, redeeming flights on airlines other than Cathay Pacific is relatively cheaper using Avios.
ANA Mileage Club
ANA Mileage Club is the mileage programme of ANA, a member of the Star Alliance. As one of the best-rated airlines for service, it is highly favoured by Hong Kong residents. The ANA mileage programme is most suitable for trips to Japan, one of the top destinations among outbound tourists from Hong Kong. Off-peak round-trip flights require only 17,000 miles, and peak season flights cost just 23,000 miles. Even flights to North America only require 49,000 miles, making it relatively affordable. The key advantage of ANA lies in the abundant seat availability, minimising concerns about the inability to redeem flights using miles. Furthermore, it provides comparable flexibility to Asia Miles by allowing open-jaw and stopover options in different cities, although one-way redemption is not feasible. It is worth noting that in Hong Kong, only the Dah Sing ANA World Mastercard allows you to accumulate ANA miles, and the miles rebate rate is only HK$8 per mile. However, ANA does have a family account feature, which allows you to save with up to 8 family members to expedite the mile accumulation process.
Miles Credit Card Overview
Credit Card |
Local Spending |
Overseas Spending |
Other Rewards/Benefits |
Mileage Programme |
HK$6/mile
|
HK$4/mile
|
Dining and online spending: HK$4/mile
Spending on Cathay and HK Express: HK$2/mile
|
Asia Miles
|
|
HK$6/mile
|
HK$4.8/mile
|
8 times complimentary Plaza Premium Lounge access every calendar year
|
10 mileage programmes including Asia Miles and
Avios
|
|
HK$6/mile
|
HK$4/mile
|
Up to 45% discount on flight redemption with iGO Rewards
|
4 mileage programmes including Asia Miles and Avios
|
|
As low as HK$5/mile
|
HK$4/mile
|
Up to 20% off on regular-price movie tickets at designed cinemas
|
Asia Miles
|
|
HK$5/mile
|
HK$5/mile
|
Designated spending such as Disney+, bus rides and Ten Ren’s Tea: HK$2/mile
6 times complimentary Plaza Premium Lounge access every calendar year
|
12 mileage programmes including Asia Miles and Avios
|
|
HK$6/mile
|
HK$6/mile
|
Up to 50% savings at Cafe Deco Group
Buy-1-Get-1-Free movie tickets offer
Complimentary travel insurance
|
8 mileage programmes including Asia Miles and Avios
|
|
HK$3/mile
(Mobile payment)
|
$15/mile
|
Up to HK$3/mile for mobile payment
First year annual fee waiver
|
12 mileage programmes including Asia Miles and Avios
|
|
HK$3/mile#
|
HK$4/mile#
|
SmartDelay™:
Complimentary airport lounge service in the event of flight delay Annual fee waiver
|
Asia Miles
|
|
HK$6/mile
|
HK$4/mile
|
10% discount on round trip air tickets from Hong Kong purchased on British Airways official website
|
Avios
|
|
HK$8/mile
|
HK$3/mile^
|
12 times complimentary Plaza Premium Lounge access every calendar yea
|
12 mileage programmes including Asia Miles and Avios
|
^ Spending must exceed HK$20,000 in the current month, otherwise HK$4/mile
Best Miles Credit Cards
There are numerous types of air miles credit cards, and factors such as the rates and methods of miles accumulation, redemption fees, benefits, and special features, all play a role in choosing the right card. MoneyHero has picked four miles credit cards from Standard Chartered, HSBC, American Express and Citibank, ensuring there’s one that fits your needs!
Standard Chartered Cathay Mastercard: Best for Asia Miles
The Standard Chartered Cathay Mastercard offers competitive rates for miles accumulation, providing HK$4 per mile for dining, online, and overseas spending, and up to HK$6 per mile for other basic spending, as well as up to HK$2 per mile for Cathay Pacific and Hong Kong Express transactions. The earned miles are automatically deposited into the cardholder’s linked Asia Miles account each month without conversion fees.
The card comes in 3 tiers, with the basic one featuring an annual fee waiver for the first year. Meanwhile, the Priority Banking and Priority Private versions offer an annual fee waiver if the cardholders use the corresponding tiers of banking services. The card features a generous welcome bonus of up to 100,000 miles with relatively small spending. Holders of Cathay Mastercard - Priority Banking enjoy 4 shareable lounge passes for Cathay Pacific’s business class lounge, whereas holders of Cathay Mastercard - Priority Private enjoy 2 shareable First Class and 8 Business Class lounge passes per year.
Standard Chartered Cathay Mastercard
Min. Annual Income
Local Spending - Air Miles Conversion
Octopus Topup - Air Miles Conversion
See more
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Rewards
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with HK$800 Trip.com e-Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Apple Store Gift Card by fulfilling the following requirements:
Important Dates | Requirements |
From 2 January 2024 12 noon to 31 January 2024 12 noon | New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously. |
On or before 29 February 2024 | The card must be approved by Standard Chartered, subject to the Bank’s system records. |
Within 7 days of receiving approval | Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility. |
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
Welcome Offer - Up to 60,000 Asia Miles
From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles.
Accumulate eligible transactions within the first 2 months of card issuance | Earn Rate (HK$ to Asia Mile) | Maximum Asia Miles Earned |
HK$1,000 | HK$0.2 = 1 mile | 5,000 miles |
HK$5,000 | HK$0.33 = 1 mile | 15,000 miles |
HK$40,000 | HK$1 = 1 mile | 40,000 miles |
HK$100,000 | HK$1.67 = 1 mile | 60,000 miles |
Up to 60,000 miles |
Winter Special Offer - Extra 3,000 Asia Miles
New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.
- HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
-
New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Offers are subject to Terms and conditions.
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- Tips:
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- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
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- HK$6 = 1 Asia Mile for eligible spending on other categories
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","First-year annual fee waiver
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Annual Income}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], featured=false, features={title=Features, pros=[<p><strong>MoneyHero Limited-Time Exclusive Offer</strong></p> <ul> <li>New Standard Chartered Credit Card Customers get rewarded with HK$800 Trip.com e-Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Apple Store Gift Card by fulfilling the following requirements:</li> </ul> <table style="height:307px; width:100%"> <tbody> <tr> <td style="height:30px; text-align:center; width:46.9486%"><strong>Important Dates</strong></td> <td style="height:30px; text-align:center; width:51.8732%"><strong>Requirements</strong></td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; width:46.9486%"> <p>From 2 January 2024 12 noon to 31 January 2024 12 noon</p> </td> <td style="border-top:1px solid #ededed; height:50px; width:51.8732%"> <p>New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero</p> </td> </tr> <tr> <td style="border-top:1px solid #ededed; height:36px; width:46.9486%">Within 7 days of receiving the form</td> <td style="border-top:1px solid #ededed; height:36px; width:51.8732%">Submit the reward redemption form sent via email previously.</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:18px; width:46.9486%">On or before 29 February 2024</td> <td style="border-top:1px solid #ededed; height:18px; width:51.8732%">The card must be approved by Standard Chartered, subject to the Bank’s system records.</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:18px; width:46.9486%">Within 7 days of receiving approval</td> <td style="border-top:1px solid #ededed; height:18px; width:51.8732%">Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.</td> </tr> </tbody> </table> <ul> <li>Tips: <ul> <li>Please submit the reward redemption form sent via email previously within 7 days of receiving the form.</li> <li>Please turn off AdBlocker and private mode before application: <a href="https://support.moneyhero.com.hk/hc/en-us/articles/360041012651-3-settings-to-ensure-coupon-reward-eligibility" target="”_blank”">3 settings to ensure coupon reward eligibility</a></li> <li>Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> <li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.</li> <li><a href="https://moneyhero.link/cc-scb-cxam-tnc-listing" target="blank">Terms and Conditions</a> Apply.</li> </ul> </li> </ul>, <p><strong>Welcome Offer - Up to 60,000 Asia Miles <br /></strong><br />From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles.</p> <table style="width: 100%;"> <tbody> <tr> <td style="text-align: center; height: 50px; width: 47.1735%;"><strong>Accumulate eligible transactions within the first 2 months of card issuance</strong></td> <td style="text-align: center; height: 50px; width: 26.5107%;"><strong>Earn Rate (HK$ to Asia Mile)</strong></td> <td style="text-align: center; height: 50px; width: 24.5614%;"><strong>Maximum Asia Miles Earned</strong></td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed; width: 47.1735%;">HK$1,000</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 26.5107%;">HK$0.2 = 1 mile</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 24.5614%;">5,000 miles</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed; width: 47.1735%;">HK$5,000</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 26.5107%;">HK$0.33 = 1 mile</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 24.5614%;">15,000 miles</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed; width: 47.1735%;">HK$40,000</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 26.5107%;">HK$1 = 1 mile</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 24.5614%;">40,000 miles</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed; width: 47.1735%;">HK$100,000</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 26.5107%;">HK$1.67 = 1 mile</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 24.5614%;">60,000 miles</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed; width: 47.1735%;"> </td> <td style="text-align: center; border-top: 1px solid #ededed; width: 26.5107%;"> </td> <td style="text-align: center; border-top: 1px solid #ededed; width: 24.5614%;"><strong>Up to 60,000 miles</strong></td> </tr> </tbody> </table> <p> </p>, <p><strong>Winter Special Offer - Extra 3,000 Asia Miles<br /></strong><br />New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.</p>, <p><strong>Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee</strong></p> <ul> <li>Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express</li><ul><li>Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.</li></ul> <li>HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category</li> <li>HK$6 = 1 Asia Mile for eligible spending on other categories</li> </ul>, <p><strong>10% discount on Asia Miles Awards redemption</strong></p> <ul> <li>Hotel, Car Rental and Experience Awards;</li> <li>Dining awards or settle bill with miles; and</li> <li>Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.</li> </ul>, <p><strong>Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings</strong></p>, <p><strong>First-year annual fee waiver</strong></p> <ul> <li> <p>New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.</p> </li> </ul>], cons=[New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards., Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions., <p>Offers are subject to <a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf" target="_blank">Terms and conditions</a>.</p>]}, fees=[{type={key=ANNUAL_FEE, display=Annual fee}, value=null, description={shortDescription=HK$2,000, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=Foreign Currency Transaction Fee}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], functional={metaData={alias=standard-chartered-cathay-mastercard}, rateTableEntries=null, fees=null, defaults=null}, id=bltc8ff208ddf04138b_11_en-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltfd094975857ad3e6/60eba82c39c36a2747aa5780/Standard_Chartered_Cathay_Mastercard.png, description=, dimension=null}, imageOrientation=PORTRAIT, offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}, productName=Standard Chartered Cathay Mastercard, promotional={bannerText=<strong>[Till 2 January 12 noon]</strong> New cardholders can enjoy<strong> HK$800 Trip.com e-Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Apple Store Gift Card </strong>when you successfully apply via MoneyHero; and up to 63,000 miles as welcome gift., bannerImage=null, countdown={text=Last Chance, displayProductPage=false, date={startDate=2022-08-17T03:05:13.000Z, endDate=2023-02-07T04:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero Exclusive Offer}]}, provider={alias=standard-chartered, providerName=Standard Chartered}, title=HK.CC.STCH0006.STANDARDCHARTEREDCATHAYMASTERCARD})
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- New Standard Chartered Credit Card Customers get rewarded with HK$800 Trip.com e-Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Apple Store Gift Card by fulfilling the following requirements:
Important Dates Requirements From 2 January 2024 12 noon to 31 January 2024 12 noon
New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form Submit the reward redemption form sent via email previously. On or before 29 February 2024 The card must be approved by Standard Chartered, subject to the Bank’s system records. Within 7 days of receiving approval Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
, Welcome Offer - Up to 60,000 Asia Miles
From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles.
Accumulate eligible transactions within the first 2 months of card issuance Earn Rate (HK$ to Asia Mile) Maximum Asia Miles Earned HK$1,000 HK$0.2 = 1 mile 5,000 miles HK$5,000 HK$0.33 = 1 mile 15,000 miles HK$40,000 HK$1 = 1 mile 40,000 miles HK$100,000 HK$1.67 = 1 mile 60,000 miles Up to 60,000 miles
, Winter Special Offer - Extra 3,000 Asia Miles
New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.
, Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.
- HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
, 10% discount on Asia Miles Awards redemption
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
, Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
, First-year annual fee waiver
-
New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
], cons=[New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards., Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions., Offers are subject to Terms and conditions.
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You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> <li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.</li> <li><a href=\"https://moneyhero.link/cc-scb-cxam-tnc-listing\" target=\"blank\">Terms and Conditions</a> Apply.</li> </ul> </li> </ul>","<p><strong>Welcome Offer - Up to 60,000 Asia Miles <br /></strong><br />From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles.</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 47.1735%;\"><strong>Accumulate eligible transactions within the first 2 months of card issuance</strong></td> <td style=\"text-align: center; height: 50px; width: 26.5107%;\"><strong>Earn Rate (HK$ to Asia Mile)</strong></td> <td style=\"text-align: center; height: 50px; width: 24.5614%;\"><strong>Maximum Asia Miles Earned</strong></td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$1,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.2 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">5,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$5,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.33 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">15,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$40,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">40,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$100,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1.67 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">60,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\"> </td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\"> </td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"><strong>Up to 60,000 miles</strong></td> </tr> </tbody> </table> <p> </p>","<p><strong>Winter Special Offer - Extra 3,000 Asia Miles<br /></strong><br />New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.</p>","<p><strong>Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee</strong></p> <ul> <li>Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express</li><ul><li>Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.</li></ul> <li>HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category</li> <li>HK$6 = 1 Asia Mile for eligible spending on other categories</li> </ul>","<p><strong>10% discount on Asia Miles Awards redemption</strong></p> <ul> <li>Hotel, Car Rental and Experience Awards;</li> <li>Dining awards or settle bill with miles; and</li> <li>Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.</li> </ul>","<p><strong>Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings</strong></p>","<p><strong>First-year annual fee waiver</strong></p> <ul> <li> <p>New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.</p> </li> </ul>"],"cons":["New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.","Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.","<p>Offers are subject to <a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf\" target=\"_blank\">Terms and conditions</a>.</p>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. 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order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}, usage={show=true, expanded=false, order_sequence=1, heading=Usage, labels=[]}}, type=module})
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You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> <li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.</li> <li><a href=\"https://moneyhero.link/cc-scb-cxam-tnc-listing\" target=\"blank\">Terms and Conditions</a> Apply.</li> </ul> </li> </ul>","<p><strong>Welcome Offer - Up to 60,000 Asia Miles <br /></strong><br />From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles.</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 47.1735%;\"><strong>Accumulate eligible transactions within the first 2 months of card issuance</strong></td> <td style=\"text-align: center; height: 50px; width: 26.5107%;\"><strong>Earn Rate (HK$ to Asia Mile)</strong></td> <td style=\"text-align: center; height: 50px; width: 24.5614%;\"><strong>Maximum Asia Miles Earned</strong></td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$1,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.2 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">5,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$5,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.33 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">15,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$40,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">40,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$100,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1.67 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">60,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\"> </td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\"> </td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"><strong>Up to 60,000 miles</strong></td> </tr> </tbody> </table> <p> </p>","<p><strong>Winter Special Offer - Extra 3,000 Asia Miles<br /></strong><br />New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.</p>","<p><strong>Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee</strong></p> <ul> <li>Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express</li><ul><li>Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.</li></ul> <li>HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category</li> <li>HK$6 = 1 Asia Mile for eligible spending on other categories</li> </ul>","<p><strong>10% discount on Asia Miles Awards redemption</strong></p> <ul> <li>Hotel, Car Rental and Experience Awards;</li> <li>Dining awards or settle bill with miles; and</li> <li>Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.</li> </ul>","<p><strong>Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings</strong></p>","<p><strong>First-year annual fee waiver</strong></p> <ul> <li> <p>New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.</p> </li> </ul>"],"cons":["New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.","Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.","<p>Offers are subject to <a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf\" target=\"_blank\">Terms and conditions</a>.</p>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. 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HSBC EveryMile Credit Card: Best for Flexibility
The HSBC EveryMile Credit Card operates on the Reward Cash system like other HSBC credit cards. Reward Cash can be redeemed for cash rebate, flight miles or gift vouchers, providing greater flexibility than traditional air miles cards. With EveryMile, cardholders can earn up to HK$2 per mile (1 Reward Cash = 20 miles) on designated everyday spend, standing out as one of the leading air miles reward cards. Cardholders can also enjoy benefits such as access to Plaza Premium Lounges and complimentary airport dining, with up to 6 complimentary visits/redemptions annually, as well as discounted lounge entry for accompanying guests.
The card’s Reward Cash can be easily converted into 12 different airline miles programs, including popular ones like Asia Miles and KrisFlyer, as well as less common ones like Aeroplan and Miles&Smiles. It provides an annual fee waiver for the first year. Moreover, new and existing HSBC credit card holders can enjoy welcome bonuses of up to 20,000 miles with a minimum spending requirement of HK$8,000 within the first few months of card issuance.
HSBC EveryMile Credit Card
Min. Annual Income
Local Spending - Air Miles Conversion
Number of Free Lounge Access
See more
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獎勵
Red Hot Winter Spending Rewards
From 30 November 2023 to 24 February 2024, paying with an HSBC credit card for any local or overseas transactions can earn up to an extra $1,300 RewardCash.
Welcome Offer
- Extra $500 RewardCash;
- Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card
- Get a Welcome Gift of $1,000 RewardCash (eqv. to 20,000 miles) (for New Credit Card Customers) or $500 RewardCash (eqv. to 10,000 miles) (for Exisiting Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance
- Get an extra $200 RewardCash (eqv. to 4,000 miles) (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above to enjoy the offer, a total of up to 1,200 RewardCash (eqv. to 24,000 miles)
Red Hot Winter Spending Rewards
Accumulated eligible transactions^ | RewardCash earned |
Reach HK$12,000 | 5% RewardCash rebate. The offer extends up to $600 RewardCash |
Reach HK$38,000 | Extra rewards on top of the above rebate including: |
Up to an extra $1,300 RewardCash |
- Registration needed
- Eligible cards: all HSBC credit cards including student card
- The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。
- If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers
Total RewardCash | RewardCash items |
up to HK$2,500 RewardCash | up to HK$1,000 RewardCash (Welcome Offer) + HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,300 RewardCash (Red Hot Winter Spending Rewards) |
Agoda Offer
- From now till 31 December 2023, enjoy up to 15% off your worldwide hotel bookings all year round via the Agoda website by using HSBC EveryMile Credit Card
- You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).
-
Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)
Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
- Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
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\t \t\t \t\t\tAccumulated eligible transactions^ \t\t\tRewardCash earned \t\t \t\t \t\t\tReach HK$12,000 \t\t\t 5% RewardCash rebate. The offer extends up to $600 RewardCash \t\t \t\t \t\t\tReach HK$38,000 \t\t\tExtra rewards on top of the above rebate including:- Extra $500 RewardCash;
- Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card
\t\t \t\t \t\t\t \t\t\t Up to an extra $1,300 RewardCash \t\t \t
^A single transaction on local or overseas spending of HK$500 or above are counted as eligible transactions - Registration needed
- Eligible cards: all HSBC credit cards including student card
- The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。
- If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers
\t \t\t \t\t\tTotal RewardCash \t\t\tRewardCash items \t\t \t\t \t\t\t \t\t\tup to HK$2,500 RewardCash
\t\t\t \t\t\t \t\t\t up to HK$1,000 RewardCash (Welcome Offer) + HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,300 RewardCash (Red Hot Winter Spending Rewards)
\t\t\t \t\t \t\t \t \t\t \t
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The offer extends up to $600 RewardCash</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">Reach HK$38,000</td> <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">Extra rewards on top of the above rebate including:<ul><li> Extra $500 RewardCash;</ul></li><ul><li> Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card</ul> </li> </td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:49.9264%"> </td> <td style="border-top:1px solid #ededed; height:30px; width:48.8954%"> Up to an extra $1,300 RewardCash</td> </tr> </tbody> </table> <p></p>^A single transaction on local or overseas spending of HK$500 or above are counted as eligible transactions <p>- Registration needed</p> <p>- Eligible cards: all HSBC credit cards including student card</p><p>- The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。</p><p>- If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers</p> <table style="height:151px; width:100%"> <tbody> <tr> <td style="height:30px; text-align:center; width:48.7568%"><strong>Total RewardCash </strong></td> <td style="height:30px; text-align:center; width:50.065%"><strong>RewardCash items</strong></td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:48.7568%"> <p>up to HK$2,500 RewardCash</p> </td> <td style="border-top:1px solid #ededed; height:30px; width:50.065%"> <p> up to HK$1,000 RewardCash (Welcome Offer) + HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,300 RewardCash (Red Hot Winter Spending Rewards)</p> </td> </tr> <tr> </td> </tr> </tbody> </table> <li>Get a Welcome Gift of $1,000 RewardCash (eqv. to 20,000 miles) (for New Credit Card Customers) or $500 RewardCash (eqv. to 10,000 miles) (for Exisiting Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance </li> <li>Get an extra $200 RewardCash (eqv. to 4,000 miles) (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above to enjoy the offer, a total of up to 1,200 RewardCash (eqv. to 24,000 miles) </li></ul>, <p><strong>Agoda Offer</strong></p> <ul> <li>From now till 31 December 2023, enjoy up to 15% off your worldwide hotel bookings all year round via the Agoda website by using HSBC EveryMile Credit Card</li> </ul>, <strong>Enjoy an “Interest-free Payment Holiday” for the first two months</strong><ul><li>You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required). </li></ul>, HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases; as low as HK$2 = 1 mile from the exclusive overseas spending offer <ul> <li> <p>Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (<a href="https://cdn.hsbc.com.hk/content/dam/hsbc/hk/docs/credit-cards/everymile/everymile-everyday-spend.pdf">complete full merchant list</a>)</p> </li> </ul>, First year annual fee waiver, <p>Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.</p> <ul> <li>Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.</li> </ul>, Enjoy up to 15% off on hotel bookings worldwide with Agoda and monthly flash offers, Up to 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets in Hong Kong and overseas per year, Complimentary travel insurance for you and your accompanying family members with special coverage on mobile phone and in the event of trip cancellation, Visa concierge services], cons=[The Online Welcome Offer Promotional Period starts from 1 September 2023 to 29 February 2024, The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 March 2023, To enjoy up to 15% off on hotel bookings with Agoda, bookings must be made ia designated Agoda website (www.agoda.com/hsbceverymile ) or by accessing the Agoda mobile app through the designated Agoda website., To borrow or not to borrow? 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, Up to 6 complimentary visits to Plaza Premium Airport Lounge in Hong Kong and overseas]}, productName=HSBC EveryMile Credit Card, title=HK.CC.HSBC0007.HSBCEVERYMILECREDITCARD, features={title=Features, pros=[
Welcome Offer
Red Hot Winter Spending Rewards
Accumulated eligible transactions^ RewardCash earned Reach HK$12,000 5% RewardCash rebate. The offer extends up to $600 RewardCash Reach HK$38,000 Extra rewards on top of the above rebate including:- Extra $500 RewardCash;
- Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card
Up to an extra $1,300 RewardCash
^A single transaction on local or overseas spending of HK$500 or above are counted as eligible transactions - Registration needed
- Eligible cards: all HSBC credit cards including student card
- The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。
- If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers
Total RewardCash RewardCash items up to HK$2,500 RewardCash
up to HK$1,000 RewardCash (Welcome Offer) + HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,300 RewardCash (Red Hot Winter Spending Rewards)
- Get a Welcome Gift of $1,000 RewardCash (eqv. to 20,000 miles) (for New Credit Card Customers) or $500 RewardCash (eqv. to 10,000 miles) (for Exisiting Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance
- Get an extra $200 RewardCash (eqv. to 4,000 miles) (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above to enjoy the offer, a total of up to 1,200 RewardCash (eqv. to 24,000 miles)
, Agoda Offer
- From now till 31 December 2023, enjoy up to 15% off your worldwide hotel bookings all year round via the Agoda website by using HSBC EveryMile Credit Card
, Enjoy an “Interest-free Payment Holiday” for the first two months- You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).
, HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases; as low as HK$2 = 1 mile from the exclusive overseas spending offer -
Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)
, First year annual fee waiver, Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
- Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
, Enjoy up to 15% off on hotel bookings worldwide with Agoda and monthly flash offers, Up to 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets in Hong Kong and overseas per year, Complimentary travel insurance for you and your accompanying family members with special coverage on mobile phone and in the event of trip cancellation, Visa concierge services], cons=[The Online Welcome Offer Promotional Period starts from 1 September 2023 to 29 February 2024, The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 March 2023, To enjoy up to 15% off on hotel bookings with Agoda, bookings must be made ia designated Agoda website (www.agoda.com/hsbceverymile ) or by accessing the Agoda mobile app through the designated Agoda website., To borrow or not to borrow? Borrow only if you can repay!]}, eligibility=[{type={key=MINIMUM_AGE, display=Minimum Age}, value=18, description={shortDescription=18 years old, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=Min. Annual Income}, value=240000, description={shortDescription=HK$240,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=Minimum Payment}, value=null, description={shortDescription=All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50)., longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=Late payment charge}, value=null, description={shortDescription=Minimum Payment Due or HK$230, whichever is lower, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=Retail Purchase APR}, value=null, description={shortDescription=36.43%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=Cash Advance APR}, value=null, description={shortDescription=37.75%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=Interest Free Repayment Period}, value=null, description={shortDescription=56 days, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=Annual fee}, value=null, description={shortDescription=HK$2,000, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=Foreign Currency Transaction Fee}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}}
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The offer extends up to $600 RewardCash</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">Reach HK$38,000</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">Extra rewards on top of the above rebate including:<ul><li> Extra $500 RewardCash;</ul></li><ul><li> Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card</ul> </li> </td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\"> </td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\"> Up to an extra $1,300 RewardCash</td> \t\t</tr> \t</tbody> </table> <p></p>^A single transaction on local or overseas spending of HK$500 or above are counted as eligible transactions <p>- Registration needed</p> <p>- Eligible cards: all HSBC credit cards including student card</p><p>- The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。</p><p>- If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers</p> <table style=\"height:151px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:48.7568%\"><strong>Total RewardCash </strong></td> \t\t\t<td style=\"height:30px; text-align:center; width:50.065%\"><strong>RewardCash items</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> \t\t\t<p>up to HK$2,500 RewardCash</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\"> \t\t\t<p> up to HK$1,000 RewardCash (Welcome Offer) + HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,300 RewardCash (Red Hot Winter Spending Rewards)</p> \t\t\t</td> \t\t</tr> \t\t<tr> \t</td> \t\t</tr> \t</tbody> </table> <li>Get a Welcome Gift of $1,000 RewardCash (eqv. to 20,000 miles) (for New Credit Card Customers) or $500 RewardCash (eqv. to 10,000 miles) (for Exisiting Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance </li> <li>Get an extra $200 RewardCash (eqv. to 4,000 miles) (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above to enjoy the offer, a total of up to 1,200 RewardCash (eqv. to 24,000 miles) </li></ul>","<p><strong>Agoda Offer</strong></p> <ul> <li>From now till 31 December 2023, enjoy up to 15% off your worldwide hotel bookings all year round via the Agoda website by using HSBC EveryMile Credit Card</li> </ul>"," <strong>Enjoy an “Interest-free Payment Holiday” for the first two months</strong><ul><li>You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. 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The offer extends up to $600 RewardCash</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">Reach HK$38,000</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">Extra rewards on top of the above rebate including:<ul><li> Extra $500 RewardCash;</ul></li><ul><li> Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card</ul> </li> </td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\"> </td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\"> Up to an extra $1,300 RewardCash</td> \t\t</tr> \t</tbody> </table> <p></p>^A single transaction on local or overseas spending of HK$500 or above are counted as eligible transactions <p>- Registration needed</p> <p>- Eligible cards: all HSBC credit cards including student card</p><p>- The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。</p><p>- If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers</p> <table style=\"height:151px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:48.7568%\"><strong>Total RewardCash </strong></td> \t\t\t<td style=\"height:30px; text-align:center; width:50.065%\"><strong>RewardCash items</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> \t\t\t<p>up to HK$2,500 RewardCash</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\"> \t\t\t<p> up to HK$1,000 RewardCash (Welcome Offer) + HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,300 RewardCash (Red Hot Winter Spending Rewards)</p> \t\t\t</td> \t\t</tr> \t\t<tr> \t</td> \t\t</tr> \t</tbody> </table> <li>Get a Welcome Gift of $1,000 RewardCash (eqv. to 20,000 miles) (for New Credit Card Customers) or $500 RewardCash (eqv. to 10,000 miles) (for Exisiting Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance </li> <li>Get an extra $200 RewardCash (eqv. to 4,000 miles) (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above to enjoy the offer, a total of up to 1,200 RewardCash (eqv. to 24,000 miles) </li></ul>","<p><strong>Agoda Offer</strong></p> <ul> <li>From now till 31 December 2023, enjoy up to 15% off your worldwide hotel bookings all year round via the Agoda website by using HSBC EveryMile Credit Card</li> </ul>"," <strong>Enjoy an “Interest-free Payment Holiday” for the first two months</strong><ul><li>You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. 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American Express The Platinum Card: Best for Luxury Lounge Access
The Platinum Card offered by AMEX shines with exceptional privileges, particularly in luxury lounge access. Cardholders enjoy unlimited entry to several top-notch local and international lounges, including Plaza Premium Lounges (complimentary access for 2 guests) and the Centurion Lounge (complimentary access for 2 guests), with supplementary cardholders also benefiting from these perks. Additionally, primary cardholders can access Priority Pass lounges (complimentary access for 1 guest). Cardholders can also enjoy complimentary memberships to some of the best hotels in the world, such as Hilton Honors (Gold Status) and Marriott Bonvoy (Gold Elite Status).
Transactions made with the card are rewarded with AMEX Membership Rewards Points, which offer versatile redemption options including 10 types of flight miles (requiring 18 points per mile), cash vouchers or gifts. While the rate of miles accumulation is slightly lower compared to other cards, at HK$6 per mile for overseas/foreign currency spending and HK$9 per mile for local spending, the card offers annual cashbacks of HK$2,000 and HK$2,200 for dining and travel spending, respectively.
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The Platinum Card®
Number of Free Lounge Access
Local Spending - Air Miles Conversion
Annual fee
See more
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Rewards
Requirements | Welcome Offers |
Online Bonus Successful online applications | 100,000 Membership Rewards Points |
Welcome Bonus Successful application with spending HK$15,000 in the first 3 months of Basic Card membership | Up to 500,000 Membership Rewards Points |
[NEW] American Express Travel Online Benefit Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform | Up to HK$2,200 Travel Statement Credit |
Registered Card Rewards | Up to HK$2,000 Dining Credit (HK$1,000 Local Dining Credit & HK$1,000 Abroad Dining Credit) |
Up to HK$8,200 Reward (Include 600,000 Membership Rewards Points [Can redeem HK$2,000 Statement Credit or HK$4,000 travel credit on Amex Travel Online] + HK$2,200 Travel Statement Credit + HK$2,000 Dining Credit |
Earn Rewards points when you spend with the Card
- Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.67%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
- Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.33%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
- Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
Spend with the Card to enjoy the following protection:
- Online Fraud Protection Guarantee
Shop online with the Card and you won't be held responsible for any fraudulent charge. - Return Guarantee
Refund if you are unhappy with the purchase made with the Card. - Extended Warranty
When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year. - Price Protection
Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase - 45 Days Cover
Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase. - Terms and Conditions apply.
Travel Offer
- [New] American Express Travel Online Benefit
Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit- For details, please refer to https://www.americanexpress.com/en-hk/benefits/offers/travel/ato-credit/index.html
- Complimentary Access to The Centurion Lounges
Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges at Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport. - Fine Hotels & Resorts
Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available - Elite partner programs
Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status - The Hotel Collection
Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels. - Comprehensive Travel Insurance
Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
Dining Offer
Basic and Supplementary Cardmember can enjoy
- [New] Global Dining Credit
Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024- Promotion details please refer to https://www.americanexpress.com/en-hk/benefits/offers/dining/global-dining-credit/index.html.
- Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
- Enjoy up to 50% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
- Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.
- The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
- Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
- Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cook
edDeli in Hong Kong.
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Successful online applications 100,000 Membership Rewards Points Welcome Bonus
Successful application with spending HK$15,000 in the first 3 months of Basic Card membership Up to 500,000 Membership Rewards Points [NEW] American Express Travel Online Benefit
Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform Up to HK$2,200 Travel Statement Credit Registered Card Rewards Up to HK$2,000 Dining Credit (HK$1,000 Local Dining Credit & HK$1,000 Abroad Dining Credit) Up to HK$8,200 Reward
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\t- Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points \t
\t\t- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.67%.
\t\t- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
\t
\t \t- Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points \t
\t\t- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.33%.
\t\t- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
\t
\t \t- Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points \t
\t\t- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
\t\t- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
\t
\t
","Shopping Protection
Spend with the Card to enjoy the following protection: - Online Fraud Protection Guarantee
Shop online with the Card and you won't be held responsible for any fraudulent charge. - Return Guarantee
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When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year. - Price Protection
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- [New] American Express Travel Online Benefit
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- Complimentary Access to The Centurion Lounges
Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges at Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport. - Fine Hotels & Resorts
Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available - Elite partner programs
Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status - The Hotel Collection
Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels. - Comprehensive Travel Insurance
Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
","Dining Offer
Basic and Supplementary Cardmember can enjoy
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Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024 - Promotion details please refer to https://www.americanexpress.com/en-hk/benefits/offers/dining/global-dining-credit/index.html.
- Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
- Enjoy up to 50% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
- Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.
- The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
","Lifestyle Offer - Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
- Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cook
edDeli in Hong Kong.
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Annual Income}, value=, description={shortDescription=N/A, longDescription=null, tooltip=null}}], featured=false, features={title=Features, pros=[<table style="height:266px; width:100%"> <tbody> <tr> <td style="height:30px; width:50.8644%">Requirements</td> <td style="height:30px; text-align:center; width:24.5912%">Welcome Offers</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:50.8644%"><strong>Online Bonus</strong><br /> Successful online applications</td> <td style="border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%">100,000 Membership Rewards Points</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:50.8644%"><strong>Welcome Bonus</strong><br /> Successful application with spending HK$15,000 in the first 3 months of Basic Card membership</td> <td style="border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%">Up to 500,000 Membership Rewards Points</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:50.8644%"><strong>[NEW] American Express Travel Online Benefit</strong><br /> Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform</td> <td style="border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%">Up to HK$2,200 Travel Statement Credit</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:50.8644%"><strong>Registered Card Rewards</strong></td> <td style="border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%">Up to HK$2,000 Dining Credit (HK$1,000 Local Dining Credit & HK$1,000 Abroad Dining Credit)</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; width:50.8644%"> </td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:24.5912%"><strong>Up to HK$8,200 Reward</strong><br /> (Include 600,000 Membership Rewards Points [Can redeem HK$2,000 Statement Credit or HK$4,000 travel credit on Amex Travel Online] + HK$2,200 Travel Statement Credit + HK$2,000 Dining Credit</td> </tr> </tbody> </table>, <p><strong>Earn Rewards points when you spend with the Card</strong></p> <ul> <li><strong>Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points</strong> <ul> <li>Take American Express Pay with Points Redemption Rate 300 Membership Rewards<strong> </strong>points = HK$1 as an example. <strong>The cashback rate is 0.67%.</strong></li> <li>Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points</li> </ul> </li> <li><strong>Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points</strong> <ul> <li>Take American Express Pay with Points Redemption Rate 300 Membership Rewards<strong> </strong>points = HK$1 as an example. <strong>The cashback rate is 0.33%.</strong></li> <li>Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points</li> </ul> </li> <li><strong>Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points</strong> <ul> <li>Take American Express Pay with Points Redemption Rate 300 Membership Rewards<strong> </strong>points = HK$1 as an example. <strong>The cashback rate is 1%.</strong></li> <li>Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points</li> </ul> </li> </ul>, <strong>Shopping Protection</strong><br />Spend with the Card to enjoy the following protection: <ul> <li><strong>Online Fraud Protection Guarantee</strong><br />Shop online with the Card and you won't be held responsible for any fraudulent charge.</li> <li><strong>Return Guarantee</strong><br />Refund if you are unhappy with the purchase made with the Card.</li> <li><strong>Extended Warranty</strong><br />When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.</li> <li><strong>Price Protection</strong><br />Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase</li> <li><strong>45 Days Cover</strong><br />Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.</li> <li>Terms and Conditions apply.</li> </ul>, <p><strong>Travel Offer</strong></p> <ul> <li><strong>[New] American Express Travel Online Benefit</strong><br />Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit <ul> <li>For details, please refer to https://www.americanexpress.com/en-hk/benefits/offers/travel/ato-credit/index.html</li> </ul> </li> <li><strong>Complimentary Access to The Centurion Lounges</strong><br />Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges at Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.</li> <li><strong>Fine Hotels & Resorts</strong><br />Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available</li> <li><strong>Elite partner programs</strong><br />Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status</li> <li><strong>The Hotel Collection</strong><br />Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.</li> <li><strong>Comprehensive Travel Insurance</strong><br />Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.</li> </ul>, <p><strong>Dining Offer</strong><br />Basic and Supplementary Cardmember can enjoy</p> <ul> <li><strong>[New] Global Dining Credit</strong><br />Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024 <ul> <li>Promotion details please refer to https://www.americanexpress.com/en-hk/benefits/offers/dining/global-dining-credit/index.html.</ul> </li> </li> <li>Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.</li> <li>Enjoy up to 50% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group. <ul> <li>Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.</li> <li>The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.</li> </ul> </li> </ul>, <strong>Lifestyle Offer</strong> <ul> <li>Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.</li> <li>Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cook<wbr />edDeli in Hong Kong.</li> </ul>], cons=[<strong>The Platinum Card® Year-Round Offers <a href="https://www.americanexpress.com/content/dam/amex/hk/en/staticassets/pdf/membership-benefits/offers/charge-card/The-Platinum-TnC-EN.pdf" target="_blank" rel="noopener">Terms and Conditions</a> apply.</strong>, <strong>Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)</strong>, <strong>Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.</strong>, The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active]}, fees=[{type={key=ANNUAL_FEE, display=Annual fee}, value=null, description={shortDescription=HK$9,500, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=Foreign Currency Transaction Fee}, value=null, description={shortDescription=2%, longDescription=null, tooltip=null}}], functional={metaData={alias=american-express-platinum-card}, rateTableEntries=null, fees=null, defaults=null}, id=blt2493c0c99147d71b_24_en-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt790ef21c08ade343/64adeed9bd5d8a6c1572274b/chg_plat_metal_hk_1920x1216_(1).png, description=null, dimension=null}, imageOrientation=LANDSCAPE, offers={welcomeOffers=[], exclusiveOffers=[], additionalOffers=null}, productName=The Platinum Card®, promotional={bannerText=<strong>[American Express The Platinum Card Welcome Offer]</strong><span><span> </span>New Customers submit the application of Basic Card and fulfilled designated requirements are entitled to receive<span> </span></span><strong>up to HK$10,866 Reward (Include 1,000,000 Membership Rewards Points [Can redeem HK$2,000 Statement Credit or HK$4,000 travel credit on Amex Travel Online] + HK$2,200 Travel Statement Credit + HK$2,000 Dining Credit</strong>, bannerImage=null, countdown={text=Last Chance, displayProductPage=false, date={startDate=2021-01-05T02:00:00.000Z, endDate=2023-03-23T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=Latest Offer}]}, provider={alias=american-express, providerName=American Express}, title=HK.CC.AMEX0012.THEPLATINUMCARD})
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Successful online applications 100,000 Membership Rewards Points Welcome Bonus
Successful application with spending HK$15,000 in the first 3 months of Basic Card membership Up to 500,000 Membership Rewards Points [NEW] American Express Travel Online Benefit
Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform Up to HK$2,200 Travel Statement Credit Registered Card Rewards Up to HK$2,000 Dining Credit (HK$1,000 Local Dining Credit & HK$1,000 Abroad Dining Credit) Up to HK$8,200 Reward
(Include 600,000 Membership Rewards Points [Can redeem HK$2,000 Statement Credit or HK$4,000 travel credit on Amex Travel Online] + HK$2,200 Travel Statement Credit + HK$2,000 Dining Credit
, Earn Rewards points when you spend with the Card
- Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.67%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
- Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.33%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
- Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
, Shopping Protection
Spend with the Card to enjoy the following protection: - Online Fraud Protection Guarantee
Shop online with the Card and you won't be held responsible for any fraudulent charge. - Return Guarantee
Refund if you are unhappy with the purchase made with the Card. - Extended Warranty
When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year. - Price Protection
Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase - 45 Days Cover
Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase. - Terms and Conditions apply.
, Travel Offer
- [New] American Express Travel Online Benefit
Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit - For details, please refer to https://www.americanexpress.com/en-hk/benefits/offers/travel/ato-credit/index.html
- Complimentary Access to The Centurion Lounges
Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges at Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport. - Fine Hotels & Resorts
Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available - Elite partner programs
Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status - The Hotel Collection
Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels. - Comprehensive Travel Insurance
Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
, Dining Offer
Basic and Supplementary Cardmember can enjoy
- [New] Global Dining Credit
Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024 - Promotion details please refer to https://www.americanexpress.com/en-hk/benefits/offers/dining/global-dining-credit/index.html.
- Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
- Enjoy up to 50% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
- Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.
- The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
, Lifestyle Offer - Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
- Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cook
edDeli in Hong Kong.
], cons=[The Platinum Card® Year-Round Offers Terms and Conditions apply., Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived), Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers., The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active]}, eligibility=[{type={key=MINIMUM_AGE, display=Minimum Age}, value=18, description={shortDescription=18 years old, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=Min. Annual Income}, value=, description={shortDescription=N/A, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=Minimum Payment}, value=null, description={shortDescription=Total spending of that month, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=Late payment charge}, value=null, description={shortDescription=3.9% of the Outstanding Balance (The minimum Late Payment Fee is HK$100. However, the Late Payement Fee will not exceed the Outstanding Balance.), longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=Annual fee}, value=null, description={shortDescription=HK$9,500, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=Foreign Currency Transaction Fee}, value=null, description={shortDescription=2%, longDescription=null, tooltip=null}}], offers={welcomeOffers=[], exclusiveOffers=[], additionalOffers=null}}
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height:30px; width:50.8644%\"><strong>[NEW] American Express Travel Online Benefit</strong><br /> Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform</td> <td style=\"border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%\">Up to HK$2,200 Travel Statement Credit</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:30px; width:50.8644%\"><strong>Registered Card Rewards</strong></td> <td style=\"border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%\">Up to HK$2,000 Dining Credit (HK$1,000 Local Dining Credit & HK$1,000 Abroad Dining Credit)</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:50px; width:50.8644%\"> </td> <td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:24.5912%\"><strong>Up to HK$8,200 Reward</strong><br /> (Include 600,000 Membership Rewards Points [Can redeem HK$2,000 Statement Credit or HK$4,000 travel credit on Amex Travel Online] + HK$2,200 Travel Statement Credit + HK$2,000 Dining Credit</td> </tr> </tbody> </table>","<p><strong>Earn Rewards points when you spend with the Card</strong></p> <ul> \t<li><strong>Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points</strong> \t<ul> \t\t<li>Take American Express Pay with Points Redemption Rate 300 Membership Rewards<strong> </strong>points = HK$1 as an example. <strong>The cashback rate is 0.67%.</strong></li> \t\t<li>Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points</li> \t</ul> \t</li> \t<li><strong>Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points</strong> \t<ul> \t\t<li>Take American Express Pay with Points Redemption Rate 300 Membership Rewards<strong> </strong>points = HK$1 as an example. <strong>The cashback rate is 0.33%.</strong></li> \t\t<li>Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points</li> \t</ul> \t</li> \t<li><strong>Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points</strong> \t<ul> \t\t<li>Take American Express Pay with Points Redemption Rate 300 Membership Rewards<strong> </strong>points = HK$1 as an example. <strong>The cashback rate is 1%.</strong></li> \t\t<li>Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points</li> \t</ul> \t</li> </ul>","<strong>Shopping Protection</strong><br />Spend with the Card to enjoy the following protection: <ul> <li><strong>Online Fraud Protection Guarantee</strong><br />Shop online with the Card and you won't be held responsible for any fraudulent charge.</li> <li><strong>Return Guarantee</strong><br />Refund if you are unhappy with the purchase made with the Card.</li> <li><strong>Extended Warranty</strong><br />When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.</li> <li><strong>Price Protection</strong><br />Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase</li> <li><strong>45 Days Cover</strong><br />Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.</li> <li>Terms and Conditions apply.</li> </ul>","<p><strong>Travel Offer</strong></p> <ul> <li><strong>[New] American Express Travel Online Benefit</strong><br />Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit <ul> <li>For details, please refer to https://www.americanexpress.com/en-hk/benefits/offers/travel/ato-credit/index.html</li> </ul> </li> <li><strong>Complimentary Access to The Centurion Lounges</strong><br />Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges at Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.</li> <li><strong>Fine Hotels & Resorts</strong><br />Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available</li> <li><strong>Elite partner programs</strong><br />Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status</li> <li><strong>The Hotel Collection</strong><br />Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.</li> <li><strong>Comprehensive Travel Insurance</strong><br />Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.</li> </ul>","<p><strong>Dining Offer</strong><br />Basic and Supplementary Cardmember can enjoy</p> <ul> <li><strong>[New] Global Dining Credit</strong><br />Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024 <ul> <li>Promotion details please refer to https://www.americanexpress.com/en-hk/benefits/offers/dining/global-dining-credit/index.html.</ul> </li> </li> <li>Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.</li> <li>Enjoy up to 50% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group. <ul> <li>Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.</li> <li>The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.</li> </ul> </li> </ul>","<strong>Lifestyle Offer</strong> <ul> <li>Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.</li> <li>Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cook<wbr />edDeli in Hong Kong.</li> </ul>"],"cons":["<strong>The Platinum Card® Year-Round Offers <a href=\"https://www.americanexpress.com/content/dam/amex/hk/en/staticassets/pdf/membership-benefits/offers/charge-card/The-Platinum-TnC-EN.pdf\" target=\"_blank\" rel=\"noopener\">Terms and Conditions</a> apply.</strong>","<strong>Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)</strong>","<strong>Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.</strong>","The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. 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Complimentary hotel memberships; Annual fee cannot be waived","Access to 1,400+ Airport Lounges"]},"productName":"The Platinum Card®","title":"HK.CC.AMEX0012.THEPLATINUMCARD","features":{"title":"Features","pros":["<table style=\"height:266px; width:100%\"> <tbody> <tr> <td style=\"height:30px; width:50.8644%\">Requirements</td> <td style=\"height:30px; text-align:center; width:24.5912%\">Welcome Offers</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:30px; width:50.8644%\"><strong>Online Bonus</strong><br /> Successful online applications</td> <td style=\"border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%\">100,000 Membership Rewards Points</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:30px; width:50.8644%\"><strong>Welcome Bonus</strong><br /> Successful application with spending HK$15,000 in the first 3 months of Basic Card membership</td> <td style=\"border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%\">Up to 500,000 Membership Rewards Points</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:30px; width:50.8644%\"><strong>[NEW] American Express Travel Online Benefit</strong><br /> Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform</td> <td style=\"border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%\">Up to HK$2,200 Travel Statement Credit</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:30px; width:50.8644%\"><strong>Registered Card Rewards</strong></td> <td style=\"border-top:1px solid #ededed; height:30px; text-align:center; width:24.5912%\">Up to HK$2,000 Dining Credit (HK$1,000 Local Dining Credit & HK$1,000 Abroad Dining Credit)</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:50px; width:50.8644%\"> </td> <td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:24.5912%\"><strong>Up to HK$8,200 Reward</strong><br /> (Include 600,000 Membership Rewards Points [Can redeem HK$2,000 Statement Credit or HK$4,000 travel credit on Amex Travel Online] + HK$2,200 Travel Statement Credit + HK$2,000 Dining Credit</td> </tr> </tbody> </table>","<p><strong>Earn Rewards points when you spend with the Card</strong></p> <ul> \t<li><strong>Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points</strong> \t<ul> \t\t<li>Take American Express Pay with Points Redemption Rate 300 Membership Rewards<strong> </strong>points = HK$1 as an example. <strong>The cashback rate is 0.67%.</strong></li> \t\t<li>Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points</li> \t</ul> \t</li> \t<li><strong>Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points</strong> \t<ul> \t\t<li>Take American Express Pay with Points Redemption Rate 300 Membership Rewards<strong> </strong>points = HK$1 as an example. <strong>The cashback rate is 0.33%.</strong></li> \t\t<li>Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points</li> \t</ul> \t</li> \t<li><strong>Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points</strong> \t<ul> \t\t<li>Take American Express Pay with Points Redemption Rate 300 Membership Rewards<strong> </strong>points = HK$1 as an example. <strong>The cashback rate is 1%.</strong></li> \t\t<li>Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points</li> \t</ul> \t</li> </ul>","<strong>Shopping Protection</strong><br />Spend with the Card to enjoy the following protection: <ul> <li><strong>Online Fraud Protection Guarantee</strong><br />Shop online with the Card and you won't be held responsible for any fraudulent charge.</li> <li><strong>Return Guarantee</strong><br />Refund if you are unhappy with the purchase made with the Card.</li> <li><strong>Extended Warranty</strong><br />When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.</li> <li><strong>Price Protection</strong><br />Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase</li> <li><strong>45 Days Cover</strong><br />Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.</li> <li>Terms and Conditions apply.</li> </ul>","<p><strong>Travel Offer</strong></p> <ul> <li><strong>[New] American Express Travel Online Benefit</strong><br />Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit <ul> <li>For details, please refer to https://www.americanexpress.com/en-hk/benefits/offers/travel/ato-credit/index.html</li> </ul> </li> <li><strong>Complimentary Access to The Centurion Lounges</strong><br />Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges at Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.</li> <li><strong>Fine Hotels & Resorts</strong><br />Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available</li> <li><strong>Elite partner programs</strong><br />Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status</li> <li><strong>The Hotel Collection</strong><br />Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.</li> <li><strong>Comprehensive Travel Insurance</strong><br />Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.</li> </ul>","<p><strong>Dining Offer</strong><br />Basic and Supplementary Cardmember can enjoy</p> <ul> <li><strong>[New] Global Dining Credit</strong><br />Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024 <ul> <li>Promotion details please refer to https://www.americanexpress.com/en-hk/benefits/offers/dining/global-dining-credit/index.html.</ul> </li> </li> <li>Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.</li> <li>Enjoy up to 50% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group. <ul> <li>Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.</li> <li>The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.</li> </ul> </li> </ul>","<strong>Lifestyle Offer</strong> <ul> <li>Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.</li> <li>Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cook<wbr />edDeli in Hong Kong.</li> </ul>"],"cons":["<strong>The Platinum Card® Year-Round Offers <a href=\"https://www.americanexpress.com/content/dam/amex/hk/en/staticassets/pdf/membership-benefits/offers/charge-card/The-Platinum-TnC-EN.pdf\" target=\"_blank\" rel=\"noopener\">Terms and Conditions</a> apply.</strong>","<strong>Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)</strong>","<strong>Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.</strong>","The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. 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Citi Prestige Card: Best for Hotel Offers
The Citi Prestige Credit Card emphasises luxurious travel experiences. Cardholders can enjoy a complimentary 4th night’s accommodation when booking any hotel worldwide for a consecutive stay of 4 nights or more, with no date restrictions. Spending with the card earns Citi Points, which can be converted into miles for use across 12 mileage programmes. The card features rates of HK$4 per mile for overseas spending and HK$6 per mile for local spending, including automatic bill payments. Principal cardholders also gain complimentary access to over 1,300 Priority Pass lounges worldwide, though bringing guests along requires a fee of US$35 per person. Additionally, upon payment of the first-year annual fee (HK$3,800), cardholders receive 360,000 points as a welcome offer, equivalent to 30,000 miles. From the second year onwards, they receive an annual gift of 240,000 Points, equivalent to 20,000 miles.
Citi Prestige Card
Min. Annual Income
Overseas Spending - Air Miles Conversion
Local Spending - Air Miles Conversion
See more
See less
Rewards
MoneyHero Limited-Time Exclusive Offer
- New Citi Credit Card Customers receive Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (Random Color; valued at HK$4,280) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499) / BRUNO BOE053 Oval Hot Plate (Random Color; valued at HK$1,599) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:
Important Dates | Requirements |
From 30 November 2023 6 p.m. to 2 January 2024 6 p.m. | New Citi Credit Card Customers who successfully apply for the Designated Card via MoneyHero. |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously. |
On or before 1 February 2024 | The card must be approved by Citibank. You are required to activate the card. |
Within 30 days upon card approval | Make a minimum spend of HK$2,000 with the card (PayMe top-up/Alipay/WeChat Pay included) |
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
- Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card; not applicable to student cards.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
- Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
- Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
- Pay annual fee of HK$3,800 to receive 360,000 Points every year from the second year onwards, equivalent to 30,000 Asia Miles
- Points can redeem cash rebate, vouchers, gifts and airmiles
- Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation
- Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
- Unlimited free delivery : free delivery on all orders over HK$250
- Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!
- Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup
Benefits for Deliveroo Plus Silver Member:
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- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
- Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card; not applicable to student cards.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
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- Unlimited free delivery : free delivery on all orders over HK$250
- Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!
- Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup
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Annual Income}, value=600000, description={shortDescription=HK$600,000, longDescription=null, tooltip=null}}], featured=false, features={title=Features, pros=[ <p><strong>MoneyHero Limited-Time Exclusive Offer</strong></p> <ul> <li>New Citi Credit Card Customers receive <strong> Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (Random Color; valued at HK$4,280) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499) / BRUNO BOE053 Oval Hot Plate (Random Color; valued at HK$1,599) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher</strong> exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:</li> </ul> <table style="width: 100%; height: 186px;"> <tbody> <tr style="height: 30px;"> <td style="width: 46.2445%; text-align: center; height: 26px;"><strong>Important Dates</strong></td> <td style="width: 52.5773%; text-align: center; height: 26px;"><strong>Requirements</strong></td> </tr> <tr style="height: 50px;"> <td style="width: 46.2445%; border-top: 1px solid #ededed; height: 46px;">From 30 November 2023 6 p.m. to 2 January 2024 6 p.m.</td> <td style="width: 52.5773%; border-top: 1px solid #ededed; height: 46px;">New Citi Credit Card Customers who successfully apply for the Designated Card via MoneyHero.</td> </tr> <tr style="height: 50px;"> <td style="width: 46.2445%; border-top: 1px solid #ededed; height: 46px;">Within 7 days of receiving the form</td> <td style="width: 52.5773%; border-top: 1px solid #ededed; height: 46px;">Submit the reward redemption form sent via email previously.</td> </tr> <tr style="height: 50px;"> <td style="width: 46.2445%; border-top: 1px solid #ededed; height: 50px;">On or before 1 February 2024</td> <td style="width: 52.5773%; border-top: 1px solid #ededed; height: 50px;">The card must be approved by Citibank. You are required to activate the card.</td> </tr> <tr style="height: 50px;"> <td style="width: 46.2445%; border-top: 1px solid #ededed; height: 18px;">Within 30 days upon card approval</td> <td style="width: 52.5773%; border-top: 1px solid #ededed; height: 18px;">Make a minimum spend of HK$2,000 with the card (PayMe top-up/Alipay/WeChat Pay included)</td> </tr> </tbody> </table> <ul> <li>Tips: <ul> <li>Please turn off AdBlocker and private mode before application: <a href="https://support.moneyhero.com.hk/hc/en-us/articles/360041012651-3-settings-to-ensure-coupon-reward-eligibility" target="”_blank”">3 settings to ensure reward eligibility</a></li> <li>Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).</li> <li>You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> <li>Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card; not applicable to student cards.</li> <li>If you have concerns regarding the redemption process, please refer to the <a href="https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing" target="_blank" rel="noopener">Terms and Conditions</a>.</li> </ul> </li> </ul>, <strong>Points will never expire</strong> <ul> <li>Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile</li> <li>Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile</li> <li>Pay annual fee of HK$3,800 to receive 360,000 Points every year from the second year onwards, equivalent to 30,000 Asia Miles</li> <li>Points can redeem cash rebate, vouchers, gifts and airmiles</li> </ul>, <strong>Complimentary 4th night at any hotel</strong><ul><li>Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation</li></ul>, <strong>One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages</strong>, <strong>Free travel insurance</strong><ul><li>Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.</li></ul>, <strong>Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more</strong>, 【MoneyHero x Deliveroo Special Offer】Apply for a credit card through MoneyHero and enjoy a 6-month Deliveroo Plus Silver membership for FREE, whether your credit card application is approved or not! Receive the redemption promo code two weeks after your application. <ul><p>Benefits for Deliveroo Plus Silver Member:<li>Unlimited free delivery : free delivery on all orders over HK$250<li>Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!<li>Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. 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MoneyHero Limited-Time Exclusive Offer
- New Citi Credit Card Customers receive Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (Random Color; valued at HK$4,280) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499) / BRUNO BOE053 Oval Hot Plate (Random Color; valued at HK$1,599) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:
Important Dates Requirements From 30 November 2023 6 p.m. to 2 January 2024 6 p.m. New Citi Credit Card Customers who successfully apply for the Designated Card via MoneyHero. Within 7 days of receiving the form Submit the reward redemption form sent via email previously. On or before 1 February 2024 The card must be approved by Citibank. You are required to activate the card. Within 30 days upon card approval Make a minimum spend of HK$2,000 with the card (PayMe top-up/Alipay/WeChat Pay included)
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
- Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card; not applicable to student cards.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
, Points will never expire - Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
- Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
- Pay annual fee of HK$3,800 to receive 360,000 Points every year from the second year onwards, equivalent to 30,000 Asia Miles
- Points can redeem cash rebate, vouchers, gifts and airmiles
, Complimentary 4th night at any hotel- Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation
, One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages, Free travel insurance- Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
, Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more, 【MoneyHero x Deliveroo Special Offer】Apply for a credit card through MoneyHero and enjoy a 6-month Deliveroo Plus Silver membership for FREE, whether your credit card application is approved or not! Receive the redemption promo code two weeks after your application. Benefits for Deliveroo Plus Silver Member:
- Unlimited free delivery : free delivery on all orders over HK$250
- Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!
- Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup
More details], cons=[This MoneyHero Exclusive Offer does not apply to student cards, Annual fee of HK$3,800 must be paid., MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").]}, eligibility=[{type={key=MINIMUM_AGE, display=Minimum Age}, value=18, description={shortDescription=18 years old, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=Min. Annual Income}, value=600000, description={shortDescription=HK$600,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=Minimum Payment}, value=null, description={shortDescription=a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable), longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=Late payment charge}, value=null, description={shortDescription=HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=Retail Purchase APR}, value=null, description={shortDescription=34.28%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=Cash Advance APR}, value=null, description={shortDescription=35.81%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=Interest Free Repayment Period}, value=null, description={shortDescription=58 days, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=Annual fee}, value=null, description={shortDescription=HK$3,800, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=Foreign Currency Transaction Fee}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}}
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It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> <li>Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card; not applicable to student cards.</li> <li>If you have concerns regarding the redemption process, please refer to the <a href=\"https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing\" target=\"_blank\" rel=\"noopener\">Terms and Conditions</a>.</li> </ul> </li> </ul>","<strong>Points will never expire</strong> <ul> <li>Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile</li> <li>Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile</li> <li>Pay annual fee of HK$3,800 to receive 360,000 Points every year from the second year onwards, equivalent to 30,000 Asia Miles</li> <li>Points can redeem cash rebate, vouchers, gifts and airmiles</li> </ul>","<strong>Complimentary 4th night at any hotel</strong><ul><li>Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation</li></ul>","<strong>One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages</strong>","<strong>Free travel insurance</strong><ul><li>Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.</li></ul>","<strong>Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more</strong>","【MoneyHero x Deliveroo Special Offer】Apply for a credit card through MoneyHero and enjoy a 6-month Deliveroo Plus Silver membership for FREE, whether your credit card application is approved or not! Receive the redemption promo code two weeks after your application. <ul><p>Benefits for Deliveroo Plus Silver Member:<li>Unlimited free delivery : free delivery on all orders over HK$250<li>Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!<li>Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup</p></ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">More details</a>"],"cons":["This MoneyHero Exclusive Offer does not apply to student cards","Annual fee of HK$3,800 must be paid.","MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card (\"New Customer\")."]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. Annual Income"},"value":"600000","description":{"shortDescription":"HK$600,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"Minimum Payment"},"value":null,"description":{"shortDescription":"a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card \"Quick Cash\" Installment Program and Terms and Conditions for Citi Credit Card \"Flexi-Installment\" Program) (where applicable)","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"Late payment charge"},"value":null,"description":{"shortDescription":"HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"Retail Purchase APR"},"value":null,"description":{"shortDescription":"34.28%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"Cash Advance APR"},"value":null,"description":{"shortDescription":"35.81%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"Interest Free Repayment Period"},"value":null,"description":{"shortDescription":"58 days","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"Annual fee"},"value":null,"description":{"shortDescription":"HK$3,800","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"Foreign Currency Transaction Fee"},"value":null,"description":{"shortDescription":"1.95%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_name=, hs_initial_published_at=1733731816004, hs_created_at=1669950672530, hs_is_edited=false, hs_deleted_at=0, productname=Citi Prestige Card, hs_updated_by_user_id=60412388}, id=57342100173, table_id=4701663, table_name=product_moneyhero})
How to Redeem Miles from Credit Card Points?
Some credit cards offer rewards in the form of points, allowing cardholders to easily convert them into cash backs, gifts, vouchers, or miles for their desired flyer programmes according to their needs. Most credit cards in Hong Kong require cardholders to manually convert their credit card points into miles on their respective credit card points conversion platforms or through online banking. While this method provides greater flexibility in obtaining the desired rewards and securing the preferred flights, it’s essential to consider the methods, fees, processing times, and types of miles exchangeable through credit card points conversion. Taking The Platinum Card as an example, while there is no expiration date on Membership Rewards Points, an administration fee of HK$400 will apply for each air mile conversion.
Frequently Asked Questions for Miles Credit Cards
1. How do I earn air miles with a credit card?
To earn air miles with a credit card, you first need to have an account with a specific mileage programme, such as Asia Miles. Once you have an account, you can link it to your credit card and have the miles earned deposited directly into it. Alternatively, you can convert credit card points into miles under your desired mileage programme.
2. How do I decide which air miles credit card is right for me? What factors should I consider?
In choosing an air miles credit card, it’s essential to consider factors such as the miles accumulation and conversion rates, associated fees, and your individual spending and travel preferences. For instance, if you’re a frequent user of Asia Miles, the Standard Chartered Cathay Mastercard can be a good pick due to its competitive rates and seamless integration; if you prioritise premium lounge access, the Platinum Card or Citi Prestige Card could be the better choice for you.
3. Are there any fees associated with miles credit cards and flight redemption using miles?
Miles credit cards may come with an annual fee, foreign transaction fees, and charges for converting reward points into miles across different mileage programmes. It’s also important to note that when redeeming flights with miles, taxes and additional surcharges, such as fuel surcharges, are not typically included.
4. How long does it take to convert credit card points into miles?
The time it takes to convert credit card points into flight miles varies depending on the credit card, ranging from instant conversion to over a month.
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