#Air Miles #All Card #Promo

Standard Chartered Cathay Mastercard

Updated: 6 Aug 2026
Standard Chartered Cathay Mastercard
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Airmiles
Airmiles Dining
$4per mile
Airmiles Overseas
$4per mile
Airmiles Travel
Up to $2 per mile
Air Miles Conversion Fee
Waived
Supported Payment Network:

Offers

MoneyHero Reward up to HK$4,288

Apply through MoneyHero and choose from 11 premium rewards
Limited time only
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Win up to HK$12,000 in Apple Store Gift Cards

Limited time only
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Worth HK$1,800

Limited time only
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Worth HK$1,800

Limited time only
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Worth HK$1,800

Limited time only
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Worth HK$4,288

Limited time only
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Worth HK$3,700

Limited time only
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Worth HK$3,190

Limited time only
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Worth HK$2,499

Limited time only
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Worth HK$2,990

Limited time only
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Worth HK$3,980

Top up only HK$400

Limited time only
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Worth HK$3,059

Top-up only HK$783

Bank Gift - On Top of MoneyHero's

You’ll also receive the following welcome gift(s) directly from the bank
Limited time only
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Up to 40,000 Miles

Limited time only
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Up to HK$10,000 Cathay Gift Card

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Up to HK$500 CashBack/5,000 Miles Rewards

Limited time only
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Up to 10,000 Bonus Asia Miles

📱 Chance to win up to value HK$12,000 Apple Gift Card 🍎 — 100 Winners!
From 10 September 2026, 12pm to 4 November 2026, 6pm, apply for a designated credit card through MoneyHero, complete the application process, and submit the relevant MoneyHero Reward Redemption Form and the 【Chance to win up to value HK$12,000 Apple Gift Card Lucky Draw】 Lucky Draw Registration Form by the respective deadlines. Each eligible application entitles you to 1 lucky draw chance! The more eligible applications you make, the more chances you will receive—up to a maximum of five chances! Stand a chance to win (Total 100 winners):
 

• Grand Prize: HK$12,000 Apple Store Gift Card (3 winners)

• Second Prize: HK$5,000 Apple Store Gift Card (5 winners)

• Third Prize: HK$1,000 Apple Store Gift Card (26 winners)

• Fourth Prize: HK$500 Apple Store Gift Card (66 winners)

 

Trade Promotion Competition Licence No.: 61908

  • Win up to HK$12,000 in Apple Store Gift Cards

MoneyHero Exclusive Offer

✍🏻Remember to complete the "Proof Submission Form" after loan application within 7 days

  • HK$1,800 Apple Store Gift Card
  • HK$1,800 Wellcome Shopping Voucher
  • HK$1,800 Trip.com Gift Card
  • PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
  • LOJEL Cubo Large Suitcase (valued at HK$3,700)
  • Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour)
  • Marshall Acton IV Bluetooth Home Speaker (valued at HK$2,499)
  • Dyson PencilWash™ wet floor cleaner (valued at HK$2,990)
  • Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)(Need to redeem with Designated Card at the redemption price of HK$400)
  • DJI Osmo Pocket 3 Action Camera (valued at HK$3,059) (Need to redeem with the Designated Card at the redemption price of HK$783)

Welcome Offer (Option 1) - Up to 40,000 Miles
  • Up to 40,000 Miles

Welcome Offer (Option 2)- Up to HK$10,000 Cathay Gift Card
  • Up to HK$10,000 Cathay Gift Card

Standard Chartered Credit Card - Fortress Promotion
  • Up to HK$500 CashBack/5,000 Miles Rewards

Standard Chartered Cathay Mastercard® – Up to 10,000 Bonus Asia Miles
  • Up to 10,000 Bonus Asia Miles

Highlights

Things to Consider

Welcome offer: Air miles
Air miles conversion
Hotel bookings offer

Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee

  • Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express#
    • #Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. 
  • HK$4 = 1 Asia Mile for eligible spending on dining, hotels and overseas spending categories
  • HK$6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars

 

10% discount on Asia Miles Awards redemption

  • Hotel, Car Rental and Experience Awards;
  • Dining awards or settle bill with miles; and
  • Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.

 

First-year annual fee waiver

  • New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.

 

Other things to note

  • New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
  • Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
  • An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
  • For more information, please refer to here.

Benefits

Cashback Local
Not applicable
Cashback Dining
Not Applicable
Cashback Local Online Shopping
Not Applicable

Airmiles Hotel Booking
$ 4 per mile
Airmiles Dining
$ 4 per mile
Airmiles Overseas
$ 4 per mile
Airmiles Local Online Shopping
$ 6 per mile
Airmiles Local
$ 6 per mile
Airmiles Base Rate
$ 6 per mile
Airmiles Overseas Online Shopping
$ 4 per mile
Airmiles Travel
Up to $ 2 per mile
Airmiles Digital Wallet
$ 6 per mile
Airmiles Octopus Top Up Spending
$ 6 per mile
Air Miles Conversion Fee
Waived
Airmiles Online Food Delivery
$ 4 per mile

Fees & Charges

Annual Fee
HK$ 2,000
Air Miles Conversion Fee
Waived
Foreign Currency Transaction Fee
1.95 %

Late Payment Charge
EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY,220 and a maximum cap of HK$/CNY,350) OR the Minimum Payment Due whichever is lower

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$ 96,000

View more Standard Chartered credit cards

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Card Benefit
0.5 - 5 % cashback
Cashback Local
5 %
Cashback Overseas
0.55 %
Annual Fee Waiver
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