HSBC EveryMile Credit Card

• New HSBC Rewards Partners
  Starting from 11 May 2026, HSBC Hong Kong introduce three new mileage and hotel partners, bringing the total number of HSBC Rewards partners to 19, giving customers even more redemption options: 
  • New Travel Partners
    • Hilton (available for EveryMile Card and HSBC Privé only)
    • Hainan Airlines and China Southern Airlines (available for all credit cards, including EveryMile and HSBC Privé)
  • Redemption Rate
    • Preferential redemption rate for all EveryMile cardholders: 1 RC = 20 miles / hotel points 

• Enjoy an “Interest-free Payment Holiday” for the first two months

  • You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).

• HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases
• Designated merchants include: Klook, Kkday, KMB, Citybus, First Bus, MTR, Starbucks and etc.(complete full merchant list)

• First year annual fee waiver

• Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
  • Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.

• Lounge Access
  • 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets, travel companions enjoy 20% discount on entrance fee

• Insurance and concierge benefits

  • Protect yourself and accompanying family members with our complimentary multi-trip travel insurance, which also covers baggage and personal effects and trip cancellation. T&Cs apply

• Visa concierge services

• Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile(at selected cafés & light meals, local transportation, cross-border transportation and travel services)—see our full merchant list (PDF)

• Flexible RewardCash conversion
  • Use the Reward+ App to convert your RewardCash at a preferential rate to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners

Other things to note

• The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card

• To borrow or not to borrow? Borrow only if you can repay!