#Air Miles #All Card #Promo

HSBC EveryMile Credit Card

Updated: 6 Aug 2026
Airmiles
HSBC EveryMile Credit Card
Apply Now
Airport Lounge Access
6times
Airmiles Local
$5per mile
Airmiles Overseas
$5per mile
Complimentary Travel Insurance
Yes
Supported Payment Network:
VISA

Offers

MoneyHero Reward up to HK$2,448

Apply through MoneyHero and choose from 8 premium rewards
Limited time only
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Worth HK$998

Limited time only
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Worth HK$399

Limited time only
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Worth HK$398

Limited time only
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Worth HK$315

Limited time only
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Worth HK$249

Limited time only
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Enjoy every HK$2 spent = 1 mile

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Worth HK$1,250

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Worth HK$200

MoneyHero Exclusive Welcome Gift
  • OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998)
  • KODAK EKTAR H35 Half Frame Camera (valued at HK$399)
  • Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398)
  • Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315)
  • Apple AirTag (Gen 2) x 1 pcs (valued at HK$249)

Exclusive Travel Rewards
  • Enjoy every HK$2 spent = 1 mile

HSBC EveryMile Credit Card Welcome Offer
  • New credit card customers can receive $1,250 RewardCash

HSBC Credit Card - Welcome Offer
  • New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash

Highlights

Things to Consider

Hotel bookings offer
Airport lounge
Travel agency offer

  • New HSBC Rewards Partners
    Starting from 11 May 2026, HSBC Hong Kong introduce three new mileage and hotel partners, bringing the total number of HSBC Rewards partners to 19, giving customers even more redemption options: 
    • New Travel Partners
      • Hilton (available for EveryMile Card and HSBC Privé only)
      • Hainan Airlines and China Southern Airlines (available for all credit cards, including EveryMile and HSBC Privé)
    • Redemption Rate
      • Preferential redemption rate for all EveryMile cardholders: 1 RC = 20 miles / hotel points 
  • Enjoy an “Interest-free Payment Holiday” for the first two months
    • You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).

  • HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases
  • Designated merchants include: Klook, Kkday, KMB, Citybus, First Bus, MTR, Starbucks and etc.(complete full merchant list)
  • First year annual fee waiver
  • Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
    • Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
  • Lounge Access
    • 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets, travel companions enjoy 20% discount on entrance fee
  • Insurance and concierge benefits

    • Protect yourself and accompanying family members with our complimentary multi-trip travel insurance, which also covers baggage and personal effects and trip cancellation. T&Cs apply
  • Visa concierge services

  • Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile(at selected cafés & light meals, local transportation, cross-border transportation and travel services)—see our full merchant list (PDF)

 

  • Flexible RewardCash conversion
    • Use the Reward+ App to convert your RewardCash at a preferential rate to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners

Other things to note

  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
  • To borrow or not to borrow? Borrow only if you can repay!

Benefits

Cashback Local
1 %
Cashback Overseas
1 %
Cashback Dining
1 %
Cashback Petrol
1 %
Cashback Local Online Shopping
1 %
Cashback Overseas Online Shopping
1 %
Cashback Octopus Top Up Spending
1 %

Airmiles Overseas
$ 5 per mile
Airmiles Local
$ 5 per mile
Airmiles Retail
$ 5 per mile
Airmiles Dining
$ 5 per mile
Airmiles Local Online Shopping
$ 5 per mile
Airmiles Overseas Online Shopping
$ 5 per mile
Airmiles Petrol
$ 2 per mile
Airmiles Octopus Top Up Spending
$ 12.5 per mile
Air Miles Conversion Fee
Waived

Fees & Charges

Air Miles Conversion Fee
Waived
Annual Fee
HK$ 2,000
Foreign Currency Transaction Fee
1.95 %

Late Payment Charge
Minimum Payment Due or HK$230 whichever is lower

Eligibility

Min. Annual Income
HK$ 240,000

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Card Benefit
2.4 % cashback
0.04 - 3.6 % cashback
0.4 - 4 % cashback
Cashback Local
2.4 %
3.6 %
Up to 8 %
Cashback Overseas
3.6 %
1 %
Annual Fee Waiver
First 2 years
First 2 years
Perpetual annual fee waiver