HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

The HSBC EveryMile Credit Card offers a first-year annual fee waiver and six complimentary global airport lounge accesses annually. For specified spending at HK$2 per mile, such as fuel, coffee purchases, and streaming platforms, there's a fee-free conversion to 12 different airline mileage programs. Additionally, cardholders can enjoy free travel insurance when booking journeys with this card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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HSBC EveryMile Credit Card Highlights

Complimentary Travel Insurance
Yes
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Airport Lounge Access
6  times
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Airmiles Overseas
$ 5  per mile
Airmiles Local
$ 5  per mile
4 Offers Available
ESCURA Instant Snap Digital Camera (value of HK$399)
MoneyHero Exclusive Welcome Gift
ESCURA Instant Snap Digital Camera (value of HK$399)

+ 2 other gift options

New HSBC Credit Card Customers will be entitled to -  ESCURA Instant Snap Digital Camera (value of HK$399) / Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (value of HK$315) / KODAK CHARMERA Keychain Digital Camera Blind Box Single Box (value of HK$235)exclusively from MoneyHero upon fulfilling the below requirements:  

  • From 1 April 2026 12 p.m. till 20 April 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new HSBC Credit Card Customers who successfully apply for Designated HSBC Credit Cards (including HSBC Visa Signature Card / HSBC Pulse UnionPay Dual Currency Diamond Credit Card / HSBC EveryMile Credit Card / HSBC Red Credit Card / HSBC easy Credit Card / HSBC Visa Gold Card / HSBC Visa Gold Card for Students / HSBC UnionPay Dual Currency Card) via MoneyHero. 
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 31 May 2026: The card must be approved by the Bank (subject to the Bank’s system record)
  • Offer on a first-come, first-served basis

How to redeem Moneyhero Exclusive Offer?

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Tips:
    • Within 7 days after the credit card is successfully approved: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089) and upload the relevant approval proof for verification of the applicant's reward eligibility.
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
    • Terms and Conditions Apply.
    • The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.

* "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when processing the application for an Eligible Credit Card.

 

To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.

Enjoy every HK$2 spent = 1 mile
Exclusive Travel Rewards
Enjoy every HK$2 spent = 1 mile
  • Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile (at selected cafés & light meals, local transportation, cross-border transportation and travel services)
New credit card customers can receive $1,250 RewardCash
HSBC EveryMile Credit Card Welcome Offer
New credit card customers can receive $1,250 RewardCash

New Credit Card Customers applying for HSBC EveryMile Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 25,000 or above within the first 60 calendar days after card issuance:

  • $1,250 RewardCash

 Terms and conditions apply.

New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash
HSBC Credit Card - Welcome Offer
New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash

Welcome Offer

  • New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
  • Terms and conditions apply.

Things to consider

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Hotel bookings offer

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Airport lounge

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Travel agency offer

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Travel insurance

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HSBC EveryMile Credit Card Benefits

Cashback

flight
Cashback Overseas
1  %
location_on
Cashback Local
1  %
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restaurant
Cashback Dining
1  %
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local_gas_station
Cashback Petrol
1  %
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Cashback Local Online Shopping
1  %
shopping_bag
Cashback Overseas Online Shopping
1  %
Cashback Octopus Top Up Spending
1  %

Airmiles

location_on
Airmiles Local
$ 5  per mile
flight
Airmiles Overseas
$ 5  per mile
sell
Airmiles Retail
$ 5  per mile
restaurant
Airmiles Dining
$ 5  per mile
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shopping_bag
Airmiles Local Online Shopping
$ 5  per mile
shopping_bag
Airmiles Overseas Online Shopping
$ 5  per mile
local_gas_station
Airmiles Petrol
$ 2  per mile
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Airmiles Octopus Top Up Spending
$ 12.5  per mile

Additional benefits

airlines
Airport Lounge Access
6  times
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Complimentary Travel Insurance
Yes
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HSBC EveryMile Credit Card More Info

  • Enjoy an “Interest-free Payment Holiday” for the first two months

    • You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).

  • HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases
  • Designated merchants include: Klook, Kkday, KMB, Citybus, First Bus, MTR, Starbucks and etc.(complete full merchant list)
  • First year annual fee waiver
  • Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
    • Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
  • Lounge Access
    • 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
      • Customers are required to spend HK$4,000 or above within 60 days after access to the lounge/ enjoy the meal
      • If not the spending target cannot be fulfilled, customers will be charged with HK$250
      • Terms and Conditions apply

  • Insurance and concierge benefits

    • Protect yourself and accompanying family members with our complimentary multi-trip travel insurance, which also covers baggage and personal effects and trip cancellation. T&Cs apply

  • Visa concierge services

  • Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile(at selected cafés & light meals, local transportation, cross-border transportation and travel services)—see our full merchant list (PDF)

 

  • Flexible RewardCash conversion
    • Use the Reward+ App to convert your RewardCash at a preferential rate to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners

Other things to note

  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card

  • To borrow or not to borrow? Borrow only if you can repay!

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HSBC EveryMile Credit Card Eligibility

Eligibility

Min. Annual Income
HK$ 240,000
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HSBC EveryMile Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 2,000
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days
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HSBC EveryMile Credit Card Others Info

Association

VISA Signature

Tags

HSBC EveryMile Credit Card HSBC EveryMile Credit Card

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