HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

The HSBC EveryMile Credit Card offers a first-year annual fee waiver and six complimentary global airport lounge accesses annually. For specified spending at HK$2 per mile, such as fuel, coffee purchases, and streaming platforms, there's a fee-free conversion to 12 different airline mileage programs. Additionally, cardholders can enjoy free travel insurance when booking journeys with this card.
Complimentary Travel Insurance
Yes
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Airport Lounge Access
6  times
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Airmiles Overseas
$ 5  per mile
Airmiles Local
$ 5  per mile
6 Offers Available
New Credit Card Customer : HK$800 Apple Store Gift Card
MoneyHero Exclusive Offer
New Credit Card Customer : HK$800 Apple Store Gift Card

+ 5 other gift options

MoneyHero's Exclusive Limited-Time Offer:  

New HSBC Customers* that apply for HSBC EveryMile Credit Card / HSBC UnionPay Dual Currency Card can get MoneyHero Exclusive reward with HK$800 Apple Store Gift Card / HK$800 Wellcome Shopping Voucher / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) / Medicube AGE-R Booster Cleanser + Booster Pro mini plus (value of HK$1,770) / Marshall Emberton II Bluetooth Speaker (value of HK$1,499) / Marshall Minor IV Headphone (value of HK$1,159).

Requirements

  • From 22 June 2026 12 p.m. till 29 June 2026 6 p.m.: Successfully apply for the HSBC EveryMile Credit Card / HSBC UnionPay Dual Currency Card by HSBC Customers and submitted redemption form via MoneyHero
  • On or before 31 July 2026: The card must be successfully approved, subject to the Bank’s system records. 
  • Offer on a first-come, first-served basis
  • You cannot enjoy the offer if you have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the Eligible Credit Card.

How to redeem Moneyhero Exclusive Offer?

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Tips:
    • Within 7 days after the credit card is successfully approved: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089) and upload the relevant approval proof for verification of the applicant's reward eligibility.
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
    • Terms and Conditions Apply.
    • The redemption process may take at least 12 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.

* "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when processing the application for an Eligible Credit Card.

To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.

Existing Credit Card Customer : HK$700 Apple Store Gift Card
MoneyHero Exclusive Offer
Existing Credit Card Customer : HK$700 Apple Store Gift Card

+ 5 other gift options

MoneyHero's Exclusive Limited-Time Offer:  

New / Existing HSBC Customers* that apply for HSBC EveryMile Credit Card / HSBC UnionPay Dual Currency Card can get MoneyHero Exclusive reward with HK$700 Apple Store Gift Card / HK$700 Wellcome Shopping Voucher / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) / Medicube AGE-R Booster Cleanser + Booster Pro mini plus (value of HK$1,770) / Marshall Emberton II Bluetooth Speaker (value of HK$1,499) / Marshall Minor IV Headphone (value of HK$1,159).

Requirements

  • From 22 June 2026 12 p.m. till 29 June 2026 6 p.m.: Successfully apply for the HSBC EveryMile Credit Card / HSBC UnionPay Dual Currency Card by HSBC Customers and submitted redemption form via MoneyHero
  • On or before 31 July 2026: The card must be successfully approved, subject to the Bank’s system records. 
  • Offer on a first-come, first-served basis
  • You cannot enjoy the offer if you have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the Eligible Credit Card.  

How to redeem Moneyhero Exclusive Offer?

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Tips:
    • Within 7 days after the credit card is successfully approved: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089) and upload the relevant approval proof for verification of the applicant's reward eligibility.
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
    • Terms and Conditions Apply.
    • The redemption process may take at least 12 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.

*"Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when processing the application for an Eligible Credit Card.

To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.

Enjoy every HK$2 spent = 1 mile
Exclusive Travel Rewards
Enjoy every HK$2 spent = 1 mile
  • Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile (at selected cafés & light meals, local transportation, cross-border transportation and travel services)
New credit card customers can receive $1,250 RewardCash
HSBC EveryMile Credit Card Welcome Offer
New credit card customers can receive $1,250 RewardCash

New Credit Card Customers applying for HSBC EveryMile Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 25,000 or above within the first 60 calendar days after card issuance:

  • $1,250 RewardCash

 Terms and conditions apply.

New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash
HSBC Credit Card - Welcome Offer
New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash

Welcome Offer

  • New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
  • Terms and conditions apply.
$50 RewardCash
HSBC Limited-Time Welcome Lucky Draw Up to 1,000,000 Miles
$50 RewardCash

From June 1 to July 31, 2026, successfully apply for a card online and accumulate a minimum spending of HKD/RMB 500 within the first 60 calendar days from the card issuance date to enter the lucky draw!

Winner of the lucky draw can get ONE of the prizes below:
🎁 Guaranteed Prize: $50 RewardCash; or
🎁 Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners) – sufficient to redeem 5 round-trip business class tickets between HK and Europe# or enjoy Fine Dining month after month all year round^!

New Credit Card Customer will be entitled to FIVE lucky draw chances; Existing Credit Card Customers will be entitled to ONE lucky draw chance.

 

*Up to 1,000,000 miles (or $50,000 RewardCash) is the lucky draw prize and the redemption rate is as follows: Eligible HSBC EveryMile Credit Card holder could redeem 1,000,000 miles with $50,000 RewardCash; other eligible card holder could redeem 500,000 miles with $50,000 RewardCash.

$50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)
HSBC Limited-Time Welcome Lucky Draw Up to 1,000,000 Miles
$50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)

From June 1 to July 31, 2026, successfully apply for a card online and accumulate a minimum spending of HKD/RMB 500 within the first 60 calendar days from the card issuance date to enter the lucky draw!

Winner of the lucky draw can get ONE of the prizes below:
🎁 Guaranteed Prize: $50 RewardCash; or
🎁 Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners) – sufficient to redeem 5 round-trip business class tickets between HK and Europe# or enjoy Fine Dining month after month all year round^!

New Credit Card Customer will be entitled to FIVE lucky draw chances; Existing Credit Card Customers will be entitled to ONE lucky draw chance.

 

*Up to 1,000,000 miles (or $50,000 RewardCash) is the lucky draw prize and the redemption rate is as follows: Eligible HSBC EveryMile Credit Card holder could redeem 1,000,000 miles with $50,000 RewardCash; other eligible card holder could redeem 500,000 miles with $50,000 RewardCash.

Things to consider

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Hotel bookings offer

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Airport lounge

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Travel agency offer

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Travel insurance

Cashback

flight
Cashback Overseas
1  %
location_on
Cashback Local
1  %
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restaurant
Cashback Dining
1  %
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local_gas_station
Cashback Petrol
1  %
shopping_bag
Cashback Local Online Shopping
1  %
shopping_bag
Cashback Overseas Online Shopping
1  %
Cashback Octopus Top Up Spending
1  %

Airmiles

location_on
Airmiles Local
$ 5  per mile
flight
Airmiles Overseas
$ 5  per mile
sell
Airmiles Retail
$ 5  per mile
restaurant
Airmiles Dining
$ 5  per mile
info
shopping_bag
Airmiles Local Online Shopping
$ 5  per mile
shopping_bag
Airmiles Overseas Online Shopping
$ 5  per mile
local_gas_station
Airmiles Petrol
$ 2  per mile
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Airmiles Octopus Top Up Spending
$ 12.5  per mile

Additional benefits

airlines
Airport Lounge Access
6  times
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carry_on_bag_checked
Complimentary Travel Insurance
Yes
info
  • New HSBC Rewards Partners
    Starting from 11 May 2026, HSBC Hong Kong introduce three new mileage and hotel partners, bringing the total number of HSBC Rewards partners to 19, giving customers even more redemption options: 
    • New Travel Partners
      • Hilton (available for EveryMile Card and HSBC Privé only)
      • Hainan Airlines and China Southern Airlines (available for all credit cards, including EveryMile and HSBC Privé)
    • Redemption Rate
      • Preferential redemption rate for all EveryMile cardholders: 1 RC = 20 miles / hotel points 
  • Enjoy an “Interest-free Payment Holiday” for the first two months
    • You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).

  • HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases
  • Designated merchants include: Klook, Kkday, KMB, Citybus, First Bus, MTR, Starbucks and etc.(complete full merchant list)
  • First year annual fee waiver
  • Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
    • Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
  • Lounge Access
    • 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets, travel companions enjoy 20% discount on entrance fee
  • Insurance and concierge benefits

    • Protect yourself and accompanying family members with our complimentary multi-trip travel insurance, which also covers baggage and personal effects and trip cancellation. T&Cs apply
  • Visa concierge services

  • Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile(at selected cafés & light meals, local transportation, cross-border transportation and travel services)—see our full merchant list (PDF)

 

  • Flexible RewardCash conversion
    • Use the Reward+ App to convert your RewardCash at a preferential rate to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners

Other things to note

  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
  • To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Min. Annual Income
HK$ 240,000

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 2,000
info
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days

Association

VISA Signature

Tags

HSBC EveryMile Credit Card HSBC EveryMile Credit Card