Citi Prestige Card

Citi Prestige Card

The Citi Prestige Card is meticulously crafted for individuals who demand unparalleled luxury and a high-end lifestyle. The exclusive benefits and privileges are specifically designed to enhance your sophisticated tastes. From unlimited global airport lounge access, 4th night free at hotels worldwide, to exclusive dining experiences at highly sought restaurants, the value embedded within the Citi Prestige Card consistently surpasses its annual fee, making it an indispensable asset. Discover a card that truly understands and rewards your refined lifestyle. Apply now to enjoy exclusive rewards from MoneyHero!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Citi Prestige Card Highlights

Airmiles Overseas
$ 4  per mile
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Airmiles Local
$ 6  per mile
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Air Miles Conversion Fee
Waived
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Airport Lounge Access
Unlimited
Offer Available
Up to HK$500 cash rebate
100% Cash Rebate on Finance Charges
Up to HK$500 cash rebate

New customers who successfully apply for and are approved for an eligible Citi Credit Card during the promotion period can enjoy 100% cash rebate on finance charges posted to the first 3 statements, up to HK$500. 

Promotion Period: 3 March 2026 – 31 May 2026

  • 100% cash rebate on eligible finance charges from the first 3 statements after card approval (capped at HK$500).
  • Applicable to new customers who currently do not hold any Citi principal card and have not held or cancelled any Citi principal card in the past 12 months. Application must be submitted through designated channels and approved within the promotion period. Student applications are not eligible.
  • Important Notes:
    • Finance charges from cash advances and installment programs are excluded. The cash rebate will be credited to the eligible card account on or before 31 October 2026, and the card account must remain valid and in good standing.
  • Terms and conditions apply.

Things to consider

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Unlimited global airport lounges access

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4th night free at hotels worldwide

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Exclusive dining perks

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Complimentary green fees at selected golf courses

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24/7 Citi Prestige Concierge

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Citi Prestige Card Benefits

Cashback

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Cashback Local
1  %
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Cashback Overseas
1.5  %
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Cashback Octopus Top Up Spending
N/A

Airmiles

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Airmiles Local
$ 6  per mile
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Airmiles Overseas
$ 4  per mile
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Airmiles Digital Wallet
$ 6  per mile

Additional Benefits

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Airport Lounge Access
Unlimited
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Citi Prestige Card More Info

  • Free Access of Priority Pass lounges globally
    • Complimentary access to over 1,500 Priority Pass lounges around the world
    • Offers across retail, dining, spa and shopping merchants in leading airports.
  • Points will never expire
    • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
    • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
    • Pay annual fee of HK$3,800 every year
    • From the second year onwards, receive 360,000 Points^ every year (equivalent to 30,000 Asia Miles)
      ^Points will be credited to the eligible Principal Cardholder’s account two (2) calendar months after the annual fee has been fully paid.
    • Points can redeem cash rebate, vouchers, gifts and airmiles
  • Complimentary 4th night at any hotel when you book a minimum 4-consecutive-night stay including staycation
  • Connects to Citi Prestige Concierge hotline or access the Live Chat function via Citi Mobile® App with multiple languages

  • Complementary travel insurance, purchase protection, e-commerce protection insurance and more.

Other things to note

  • This MoneyHero Exclusive Offer does not apply to student card
  • Annual fee of HK$3,800 must be paid.
  • MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
  • Each Eligible Cardholder is entitled to one welcome offer only.
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Citi Prestige Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 600,000
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Citi Prestige Card Fees / Repayment

Fees

Annual Fee
HK$ 3,800
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late Payment Charge
HK$ 300
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Citi Prestige Card Other Info

Association

Mastercard

Tags

Citi Prestige Card Citi Prestige Card

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