TODO

Citi Prestige Card

Last Updated: May 2023
$
600,000

Min. Annual Income

0.8
%

Local Spending - Cashback Rate

(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
1.2
%

Overseas Spending - Cashback Rate

(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
Complimentary 4th night at any hotel
Extended purchase protection insurance, free travel insurance
Digital Wallet Rebate
Free Travel Insurance
Utilities Wallet Rebate
Airport Lounge
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Limited-Time Exclusive Offer

    • New Citi Credit Card Customers receive

      Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

    Important Dates Requirements
    From 31 May 2023 6 p.m. to 30 June 2023 6 p.m. New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero.
    • Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    On or before 31 July 2023 The card must be approved by Citibank. You are required to activate the card.
    Within 30 days upon card approval Make a minimum spend of HK$1,000 with the card
    • Tips:
      • ⚠️Reminder: Only new customers who click the "Apply Now / Apply via unique link" button at or after 31 May 2023 6 p.m. would be eligible to Limited-Time Exclusive Offer; any Reward Redemption Form received and submitted before the promotion period is not eligible to the Offer.
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
      • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Points will never expire
    • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
    • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
    • Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
    • Points can redeem cash rebate, vouchers, gifts and airmiles
  • Complimentary 4th night at any hotel
    • Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation
  • One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages
  • Free travel insurance
    • Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
  • Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more

Need to know

  • Annual fee of HK$3,800 must be paid.
  • MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

Year-round rewards

Local Spending
0.8%
(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
Overseas Spending
1.2%
(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
Digital Wallet Spending
N/A
Octopus Top Up Spending
1%

Year-round benefits

OFFER 1
Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$600,000

Fees

Annual fee
HK$3,800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late payment charge
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower
Retail Purchase APR
34.28%
Cash Advance APR
35.81%
Interest Free Repayment Period
58 days

Other information

Credit card type
Mastercard

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