Citi Prestige Card

Citi Prestige Card

The Citi Prestige Card is meticulously crafted for individuals who demand unparalleled luxury and a high-end lifestyle. The exclusive benefits and privileges are specifically designed to enhance your sophisticated tastes. From unlimited global airport lounge access, 4th night free at hotels worldwide, to exclusive dining experiences at highly sought restaurants, the value embedded within the Citi Prestige Card consistently surpasses its annual fee, making it an indispensable asset. Discover a card that truly understands and rewards your refined lifestyle. Apply now to enjoy exclusive rewards from MoneyHero!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Citi Prestige Card Highlights

Airmiles Overseas
$ 4  per mile
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Airmiles Local
$ 6  per mile
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Air Miles Conversion Fee
Waived
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Airport Lounge Access
Unlimited
Offer Available
38,000 Max Miles flight miles
MoneyHero Limited-Time Exclusive Offer
38,000 Max Miles flight miles

+ 6 other gift options

MoneyHero's Exclusive Limited-Time Offer:

New Citi Prestige Card Customers (customers who did not hold any Citi Credit Card within the past 12 months) get rewarded with -  38,000 Max Miles air miles or HK$3,500 Apple Store Gift Card or HK$3,500 Wellcome Shopping Voucher or Dyson Digital Slim Submarine wet and dry vacuum cleaner (valued at $4,680)  or Insta360 X5 8K 360 Action Camera (Standard Version) (valued at HK$4,099) or Dyson AM15 HF1 Remote Link Pre-heat Heater and Cooling Fan (valued at HK$3,990) or PHILIPS ADD6912 RO Water Dispenser with Cooling (valued at HK$3,788).

Requirements

  • From 21 January 2026 10 a.m. till 30 January 2026 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) by new Citi Prestige Card Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 28 February 2026: The card must be approved by Citibank.
  • Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.
  • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Instruction for how to use Max Miles

  • Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
  • Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
  • Account Check:
    • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
    • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
  • Sign Up & Login (for New Users):
    • Choose "Sign up" (or log in if you have an account but aren't logged in).
    • Enter your email and password, confirm password, or sign up via Google/Apple.
    • Agree to the HEYMAX Terms of Use and Privacy Policy.
    • Tap "Sign up" to proceed.
  • Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
  • Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
  • Redeem What You Want: From here, explore and choose how to use your miles—such as
    • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
    • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
    • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
  • Completion: Your redemption is complete; miles can be used instantly or accumulated for later.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
  • Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.

Things to consider

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Unlimited global airport lounges access

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4th night free at hotels worldwide

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Exclusive dining perks

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Complimentary green fees at selected golf courses

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24/7 Citi Prestige Concierge

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Citi Prestige Card Benefits

Cashback

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Cashback Local
1  %
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Cashback Overseas
1.5  %
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Cashback Octopus Top Up Spending
N/A

Airmiles

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Airmiles Local
$ 6  per mile
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Airmiles Overseas
$ 4  per mile
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Airmiles Digital Wallet
$ 6  per mile

Additional Benefits

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Airport Lounge Access
Unlimited
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Citi Prestige Card More Info

  • Free Access of Priority Pass lounges globally
    • Complimentary access to over 1,500 Priority Pass lounges around the world
    • Offers across retail, dining, spa and shopping merchants in leading airports.
  • Points will never expire
    • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
    • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
    • Pay annual fee of HK$3,800 every year
    • From the second year onwards, receive 360,000 Points^ every year (equivalent to 30,000 Asia Miles)
      ^Points will be credited to the eligible Principal Cardholder’s account two (2) calendar months after the annual fee has been fully paid.
    • Points can redeem cash rebate, vouchers, gifts and airmiles
  • Complimentary 4th night at any hotel when you book a minimum 4-consecutive-night stay including staycation
  • Connects to Citi Prestige Concierge hotline or access the Live Chat function via Citi Mobile® App with multiple languages

  • Complementary travel insurance, purchase protection, e-commerce protection insurance and more.

Other things to note

  • This MoneyHero Exclusive Offer does not apply to student card
  • Annual fee of HK$3,800 must be paid.
  • MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
  • Each Eligible Cardholder is entitled to one welcome offer only.
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Citi Prestige Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 600,000
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Citi Prestige Card Fees / Repayment

Fees

Annual Fee
HK$ 3,800
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late Payment Charge
HK$ 300
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Citi Prestige Card Other Info

Association

Mastercard

Tags

Citi Prestige Card Citi Prestige Card

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