DBS Black World Mastercard®

DBS Black World Mastercard®

The DBS Black World Mastercard® offers a first-year annual fee waiver and oversea retail spending as low as HK$2 per mile conversion. You can convert these miles to Asia Miles, Avios, and other airline miles or use the iGo Rewards platform to redeem flights or hotels at discounts as low as 55%. As a welcome offer, the mileage cashback rate can go as low as HK$2 per mile, up to 32,000 miles. Cardholders also gain LoungeKey access to pay-for-use VIP lounges, along with discounts on airport dining, shopping, and spa services.
Airmiles Overseas
Up to $ 2  per mile
Airmiles Local
$ 6  per mile
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Airmiles Dining
$ 6  per mile
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Annual Fee Waiver
One year
4 Offers Available
HK$1,200 Apple Store Gift Card
MoneyHero Exclusive Welcome Offer
HK$1,200 Apple Store Gift Card

+ 5 other gift options

New DBS Credit Card cardholders are entitled to get MoneyHero Exclusive reward with HK$1,200 Apple Store Gift Card / HK$1,200 Wellcome Shopping Voucher / HK$1,200 Trip.com Gift Card / 13,000 Max Miles flight miles / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) / DELONGHIDEDICA DUO EC890 Pump-driven Espresso Coffee Machine (value of HK$3,588).

  • How to redeem MoneyHero exclusive offer?
    • From 13 May 2026 12pm till 22 May 2026 6pm : Successfully apply for the DBS Black World Mastercard® / DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card and submit redemption form via MoneyHero.
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • On or before 30 June 2026: The card must be approved by DBS, subject to the Bank’s system records.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
    • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Instruction for how to use Max Miles

  • Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
  • Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
  • Account Check:
    • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
    • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
  • Sign Up & Login (for New Users):
    • Choose "Sign up" (or log in if you have an account but aren't logged in).
    • Enter your email and password, confirm password, or sign up via Google/Apple.
    • Agree to the HEYMAX Terms of Use and Privacy Policy.
    • Tap "Sign up" to proceed.
  • Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
  • Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
  • Redeem What You Want: From here, explore and choose how to use your miles—such as
    • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
    • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
    • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
  • Completion: Your redemption is complete; miles can be used instantly or accumulated for later.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
up to 32,000 Miles (DBS$1,536, equivalent to up to 38,400 designated hotel points)
DBS Extra Miles Welcome Offer
up to 32,000 Miles (DBS$1,536, equivalent to up to 38,400 designated hotel points)

+ 1 other gift options

  • New Customers can enjoy below welcome offers upon accumulating the following eligible transactions within the first 3 months of card issuance ,activating and login DBS Card+ account and the physical New Card:
  • Welcome Offer 1: Up to 30,000 Miles spending requirements and its miles conversion rate:
    • Accumulated Eligible Spending of HK$8,000: 8,000 miles (i.e. DBS$384)
    • Accumulated Eligible Spending of HK$20,000: 12,000 miles (i.e. DBS$576)
    • Accumulated Eligible Spending of HK$60,000: 30,000 miles (i.e. DBS$1,440)
    • Total accumulated miles rewards: 30,000 miles (i.e. DBS$1,440)
  • Welcome Offer 2: 28” Suitcase
    • Accumulated Eligible Spending of HK$8,000 within the first 3 months and completed DBS Card+ registration, activation, and physical card confirmation : Receive a DAYCROWN 28” Front-Opening Suitcase (Simple requirement — no tiered spending needed)
  • Extra 2,000 miles (i.e. DBS$96)
    • Successfully applied Flexi Shopping Programme within 3 months of card issuance
  • HK$50 InstaRedeem Discount
    • New Customers who successfully apply New Card via Card+ app using the designated link from MoneyHero to enjoy HK$50 InstaRedeem
  • New customers need to download and activate DBS Card+ account in the first month within 1 month after new card issuance
  • Existing customers need to activate the physical new card via DBS Card+ app within 3 months after its issuance
  • New customers who successfully apply for a DBS Black World Mastercard® can choose between Welcome Offer 1 or 2. If Welcome Offer 2 is chosen, the new customer will receive the welcome offer upon meeting the minimum spending requirement of HK$8,000.
  • For details
Up to HK$200 InstaRedeem Rewards
Welcome offer
Up to HK$200 InstaRedeem Rewards

DBS Welcome Offer -  Up to extra HK$200 InstaRedeem Discount

  • The Promotion Period is from 29 April 2026 to 6 July 2026 (both dates inclusive)
  • New Customers who successfully apply New Card via Card+ app using the designated link from MoneyHero to enjoy HK$150 InstaRedeem. For details: please visit here)
  • New Customers who successfully apply New Card via Card+ app to enjoy HK$50 InstaRedeem. For details: please visit here
Subscription Service Extra HK$100 Cash Rebate
Subscription Bonus Welcome Offer
Subscription Service Extra HK$100 Cash Rebate

DBS Welcome Offer - Subscription Service Extra Welcome Offer of HK$100 cash rebate

The Promotion Period is from 06 February 2026 to 31 May 2026 (both dates inclusive)

  • Within 4 months from card issuance, earn the reward by:
    • Making 2 eligible subscription payments in 2 different months (1 transaction per month, any amount), and
    • Activating and logging in to DBS Card+

Eligible Subscription Services: 

  • Streaming Entertainment
    Netflix, Disney+, Spotify, Now TV, etc.
  • App Platforms
    Apple App Store, Google Play
  • AI Tools
    ChatGPT, Canva, Grammarly, Midjourney, etc.
  • E-commerce Tools
    Shopify, Shopline

Important Notes:

  • For new DBS credit card customers only
  • E-wallet transactions (e.g. Alipay, PayMe, WeChat Pay) are excluded
  • Each customer can enjoy the offer once per card
  • Cashback will be credited within up to 6 months after card issuance
  • Terms and conditions apply.

Things to consider

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Travel agency offer

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Welcome offer: Air miles

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Air miles conversion

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No expiry air miles

Cashback

location_on
Cashback Local
0.8  %
flight
Cashback Overseas
1.2  %
restaurant
Cashback Dining
0.8  %
shopping_bag
Cashback Local Online Shopping
0.8  %
shopping_bag
Cashback Overseas Online Shopping
1.2  %
account_balance_wallet
Cashback Digital Wallet
0.8  %
Cashback Octopus Top Up Spending
0.4  %

Airmiles

location_on
Airmiles Local
$ 6  per mile
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flight
Airmiles Overseas
Up to $ 2  per mile
restaurant
Airmiles Dining
$ 6  per mile
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shopping_bag
Airmiles Local Online Shopping
$ 6  per mile
shopping_bag
Airmiles Overseas Online Shopping
$ 4  per mile
Airmiles Digital Wallet
$ 6  per mile
Airmiles Octopus Top Up Spending
$ 12  per mile

Additional benefits

airlines
Airport Lounge Access
No
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Octopus Maximum Top up Value
$ 250
Air Miles Conversion Fee
Waived

Credit Card Features

  • Welcome offer up to 32,000 mile
  • Suitable for frequent travelers, oversea spending as low as HK$2 = 1 mile
  • Offers various mileage conversions, including Cathay, Avios, KrisFlyer, and PhoenixMiles
  • Redeem Hotel Loyalty Programme Points with your DBS$ to enjoy complimentary stays or other exclusive benefits
  • First year annual fee waiver

Rebate & Offer details

  • Overseas / Foreign Currency Spending: As low as HK$2 = 1 mile
  • Register via DBS Card+ app now to enjoy the oversea spending as low as 1 mile upon accumulating a retail spending of HK$20,000 or above from the next calendar day after successful registration in a certain calendar month, click here for details.
  • Local spending: HK$6 = 1 mile

Flexi Shopping Black World Mastercard® Exclusive Offer

  • Enjoy 50% one-off handling fee rebate on the first 3 travel merchant category spending
  • Promotions bounded by terms and conditions, click here for details.

Use DBS$8 equivalent to HK$10 to offset Online or Travel Merchant Spending

  • Promotions bounded by terms and conditions, click here for details.

Redeem flights or hotels at up to 45% off with DBS$, plus enjoy a waiver of mileage conversion handling fees.

  • Freely converted to Asia Miles, Avios, KrisFlyer, and PhoenixMiles; AsiaMiles can even be instantly converted and deposited into your mileageaccount.
  • Redeem Hotel Loyalty Programme Points with your DBS$ to enjoy complimentary stays or other exclusive benefits
  • Use DBS$ to enjoy up to 45% off travel rewards at iGO Rewards.
 

Smartphone Application Guide

  • [Limited Exclusive Offer] From 29 April 2026 to 6 July 2026New Customers who successfully apply New Card via Card+ app using the designated link from MoneyHero to enjoy HK$150 InstaRedeem. For details: please visit go.dbs.com/hk-150SIR_MoneyHero)
  • New Customers who successfully apply New Card via Card+ app to enjoy HK$50 InstaRedeem. For details: please visit go.dbs.com/hk-online-acq-50SIR
  1. Through the MoneyHero mobile website credit card offers page, immediately apply for the DBS Black World Mastercard.
  2. After filling out your email, directly access the pop-out App Store / Google Play Store page to download and open the DBS Card+ HK app.
  3. Directly apply for the specified DBS credit card within the app, and check your email inbox to fill out the reward claim form.
  • If you want to continue applying through the desktop website:
    After accessing the bank's official website through MoneyHero, please use the "New Customer" column "Apply Now" red button to apply. This makes it easier to successfully track your MoneyHero exclusive offer application details, but you may not be able to get the additional HK$50 InstatRedeem from DBS Card+.

Other things to note

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
  • DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.
  • Terms and Conditions apply. For details, please visit go.dbs.com/hk-blackcard-mc.
  • To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Min. Annual Income
HK$ 240,000

Fees

Annual Fee Waiver
One year
Annual Fee
HK$ 3,600

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: (i) all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$300, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.

Association

World Mastercard

Tags

DBS Black World Mastercard® DBS Black World Mastercard®