DBS Black World Mastercard®

DBS Black World Mastercard®

The DBS Black World Mastercard® offers a first-year annual fee waiver and oversea retail spending as low as HK$2 per mile conversion. You can convert these miles to Asia Miles, Avios, and other airline miles or use the iGo Rewards platform to redeem flights or hotels at discounts as low as 55%. As a welcome offer, the mileage cashback rate can go as low as HK$2 per mile, up to 42,000 miles. Cardholders also gain LoungeKey access to pay-for-use VIP lounges, along with discounts on airport dining, shopping, and spa services.
Highlights
Benefits
Quick Facts
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Eligibility
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DBS Black World Mastercard® Highlights

Airmiles Overseas
As Low as $ 2  per mile
Airmiles Local
$ 6  per mile
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Airmiles Dining
$ 6  per mile
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Annual Fee Waiver
One year
2 Offers Available
HK$1,300 HKTVmall e-Gift Voucher
MoneyHero Exclusive Welcome Offer
HK$1,300 HKTVmall e-Gift Voucher HK$1,300 HKTVmall e-Gift Voucher

+ 6 other gift options

New DBS Credit Card cardholders are entitled to get MoneyHero Exclusive reward with HK$1,300 HKTVmall e-Gift Voucher / HK$1,300 Apple Store Gift Card / 18,000 Max Miles flight miles / Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) / Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color)(redeemed using DBS Credit Cards with HK$590) / Philips RO Instant Hot Water Dispenser ADD6901HWH01/90 (valued at HK$1,998；random color). 

  • How to redeem MoneyHero exclusive offer?
    • From 15 December 2025 12 p.m. till 22 December 2025 6 p.m.: Successfully apply for the DBS Black World Mastercard® / DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card and submit redemption form via MoneyHero.
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • On or before 31 January 2026: The card must be approved by DBS, subject to the Bank’s system records.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
    • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

  • Instruction for how to use Max Miles

    • Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
    • Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
    • Account Check:
      • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
      • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
    • Sign Up & Login (for New Users):
      • Choose "Sign up" (or log in if you have an account but aren't logged in).
      • Enter your email and password, confirm password, or sign up via Google/Apple.
      • Agree to the HEYMAX Terms of Use and Privacy Policy.
      • Tap "Sign up" to proceed.
    • Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
    • Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
    • Redeem What You Want: From here, explore and choose how to use your miles—such as
      • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
      • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
      • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
    • Completion: Your redemption is complete; miles can be used instantly or accumulated for later.

 

  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Details for redeeming the Dyson Supersonic Nural™ Hair Dryer HD16 at a redemption price of HK$590 (valued at HK$3,980; colour assigned randomly): After the eligible customer’s application is approved or eligibility is confirmed by the bank, MoneyHero will send a reward redemption email to the customer. The customer may follow the instructions in the email and visit the designated reward redemption centre to redeem the Dyson Supersonic Nural™ Hair Dryer HD16 (valued at HK$3,980; colour assigned randomly) by paying HK$590 with a DBS credit card. If you have any questions regarding the above reward (including warranty and product condition), please contact MoneyHero for verification.
    • The MoneyHero limited-time exclusive offer is provided by MoneyHero. Its redemption, usage, and any disputes are not related to DBS Bank.
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Up to 32,000 Miles
Welcome Offer
Up to 32,000 Miles

DBS Black World Mastercard® Welcome Offer - Up to 30,000 Miles and/or Extra 2,000 Miles

  • New Customers must accumulate retail Eligible spending or completed certain transactions with the New card within 3 months of the New Card issuance date in order to be eligible to the Miles Reward:
Spending Requirement Miles Reward
Tier 1: Accumulated Eligible Spending of HK$8,000 8,000 miles
Tier 2: Accumulated Eligible Spending of HK$20,000 12,000 miles
Tier 3: Accumulated Eligible Spending of HK$60,000 30,000 miles
  • Extra 2,000 miles (i.e DBS96) for Applying Flexi Programme successfully*
  • Terms and Conditions apply

Things to consider

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Travel agency offer

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Welcome offer: Air miles

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Air miles conversion

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No expiry air miles

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DBS Black World Mastercard® Benefits

Cashback

location_on
Cashback Local
0.8  %
flight
Cashback Overseas
1.2  %
restaurant
Cashback Dining
0.8  %
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Cashback Local Online Shopping
0.8  %
shopping_bag
Cashback Overseas Online Shopping
1.2  %
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Cashback Digital Wallet
0.8  %
Cashback Octopus Top Up Spending
0.4  %

Airmiles

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Airmiles Local
$ 6  per mile
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flight
Airmiles Overseas
As Low as $ 2  per mile
restaurant
Airmiles Dining
$ 6  per mile
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shopping_bag
Airmiles Local Online Shopping
$ 6  per mile
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Airmiles Overseas Online Shopping
$ 4  per mile
Airmiles Digital Wallet
$ 6  per mile
Airmiles Octopus Top Up Spending
$ 12  per mile

Additional benefits

airlines
Airport Lounge Access
No
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Octopus Maximum Top up Value
$ 250
Air Miles Conversion Fee
Waived
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DBS Black World Mastercard® More Info

Smartphone Application Guide

  • Apply for a DBS Black World Mastercard through the MoneyHero mobile website to earn exclusive welcome offers plus an additional HK$50 InstatRedeem from DBS Card+. For details, please visit DBS website.
  1. Through the MoneyHero mobile website credit card offers page, immediately apply for the DBS Black World Mastercard.
  2. After filling out your email, directly access the pop-out App Store / Google Play Store page to download and open the DBS Card+ HK app.
  3. Directly apply for the specified DBS credit card within the app, and check your email inbox to fill out the reward claim form.
  • If you want to continue applying through the desktop website:
    After accessing the bank's official website through MoneyHero, please use the "New Customer" column "Apply Now" red button to apply. This makes it easier to successfully track your MoneyHero exclusive offer application details, but you may not be able to get the additional HK$50 InstatRedeem from DBS Card+.

Suitable for customers who loves travelling

As low as HK$2=1mile and worldwide travel privileges

  • Register via DBS Card+ app now to enjoy the following privileges upon accumulating a retail spending of HK$20,000 or above from the next calendar day after successful registration in a certain calendar month to enjoy Eligible Overseas Spending as low as HK$2 = 1 Mile. For details, please visit DBS website

Enjoy full year travel privileges 

  • Up to 8% off on hotel booking offer from Expedia.com
  • Up to 8% off on hotel booking offer from Hotels.com

Flexi Shopping Black World Mastercard® Exclusive Offer

  • 3 times 50% one-off handling fee rebate on travel merchant spending instalments!
  • Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fsbmce.

InstaRedeem 20% off on Online / Travel Merchant Spending

  • Offset your online spending or spending at travel merchants with DBS$ with just a few taps!

  • Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.

    • Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
    • Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.
  • Unlimited Cash Rebate Redemption
    • DBS Black World Mastercard® Cardholder can redeem Cash Rebate at DBS$80 to HK$100 during Promotion Period. Without any spending requirement and limit on redemption quantity.
    • Login to DBS Card+ > Select "Rewards" > Select "eSHOP" > Select applicable credit card > Select "20% Off Cash Rebate Redemption Promotion" > Select redemption quantity > Click "Buy Now" to complete redemption procedure

Other things to note

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
  • DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.
  • Terms and Conditions apply. For details, please visit go.dbs.com/hk-blackcard-mc.

  • To borrow or not to borrow? Borrow only if you can repay!

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DBS Black World Mastercard® Eligibility

Eligibility

Min. Annual Income
HK$ 240,000
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DBS Black World Mastercard® Fees / Repayment

Fees

Annual Fee Waiver
One year
Annual Fee
HK$ 3,600

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: (i) all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$300, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
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DBS Black World Mastercard® Others Info

Association

World Mastercard

Tags

DBS Black World Mastercard® DBS Black World Mastercard®

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