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Best Air Miles Credit Cards in Hong Kong 2024

Earn more Air Miles with your Credit Card to redeem free flights, flight upgrades and other exclusive travel privileges in Hong Kong with MoneyHero! 

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SPONSORED
Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Airmiles Overseas
$ 4  per mile
info
Airmiles Local Online Shopping
$ 4  per mile
info
Airmiles Dining
$ 4  per mile
info
Annual Fee
HK$ 2,000
info

4 Offers Available

MoneyHero Exclusive Offer
Delsey Eclipse SE 27
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color)

+ 5 other gift options

Valid until

29 February 2024

MoneyHero Exclusive Offer (Regardless of Approval Result)
HK$100 HKTVmall e-Gift Voucher
HK$100 HKTVmall e-Gift Voucher

Valid until

29 February 2024

Welcome Offer - Up to 63,000 Miles
Up to 63,000 Miles
Up to 63,000 Miles

Valid until

29 February 2024

Time-limited Welcome Offer
2,888 Asia Miles
2,888 Asia Miles

Valid until

15 March 2024

Things to consider for this product:

check

Welcome offer: Air miles

remove

Air miles conversion

remove

Hotel bookings offer

remove

Overseas rebate

SPONSORED
Citi Rewards Card

Citi Rewards Card

Airmiles Overseas
$ 15  per mile
info
Cashback Contactless Spend
1.85  %
info
Cashback Local
1.85  %
info
Airmiles Local
$ 3  per mile
info

Offer Available

MoneyHero x Deliveroo Promotion
6 Month Deliveroo Plus Silver Member
6 Month Deliveroo Plus Silver Member

Valid until

29 February 2024

Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Annual Fee
HK$ 2,000
info
Airmiles Dining
$ 4  per mile
info
Airmiles Local Online Shopping
$ 4  per mile
info
Airmiles Overseas
$ 4  per mile
info

4 Offers Available

MoneyHero Exclusive Offer
Delsey Eclipse SE 27
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color)

+ 5 other gift options

Valid until

29 February 2024

MoneyHero Exclusive Offer (Regardless of Approval Result)
HK$100 HKTVmall e-Gift Voucher
HK$100 HKTVmall e-Gift Voucher

Valid until

29 February 2024

Welcome Offer - Up to 63,000 Miles
Up to 63,000 Miles
Up to 63,000 Miles

Valid until

29 February 2024

Time-limited Welcome Offer
2,888 Asia Miles
2,888 Asia Miles

Valid until

15 March 2024

Things to consider for this product:

check

Welcome offer: Air miles

remove

Air miles conversion

remove

Hotel bookings offer

remove

Overseas rebate

BOC Cheers Visa Infinite Card

BOC Cheers Visa Infinite Card

Airmiles Travel
$ 1.5  per mile
info
Airmiles Dining
$ 1.5  per mile
info
Cashback Overseas
4  %
info
Cashback Dining
4  %
info

2 Offers Available

MoneyHero Limited-Time Exclusive Offer
Marshall Emberton Bluetooth Speaker (valued at HK$1,499)
Marshall Emberton Bluetooth Speaker (valued at HK$1,499)

+ 3 other gift options

Valid until

01 February 2024

Welcome Offer
375,000 Gift Points (Equivalent to 25,000 miles / HK$1,500 Cash Rebate)
375,000 Gift Points (Equivalent to 25,000 miles / HK$1,500 Cash Rebate)

Valid until

31 July 2024

Things to consider for this product:

check

Dining rebate

check

Airport lounge

check

Fine dining

check

Hotel bookings offer

Standard Chartered Cathay Mastercard - Priority Banking

Standard Chartered Cathay Mastercard - Priority Banking

Airmiles Dining
$ 4  per mile
info
Airport Lounge Access
4  times
info
Airmiles Local Online Shopping
$ 4  per mile
info
Airmiles Overseas
$ 4  per mile
info

4 Offers Available

MoneyHero Exclusive Offer
Delsey Eclipse SE 27
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color)

+ 5 other gift options

Valid until

29 February 2024

MoneyHero Exclusive Offer (Regardless of Approval Result)
HK$100 HKTVmall e-Gift Voucher
HK$100 HKTVmall e-Gift Voucher

Valid until

29 February 2024

Time-limited Welcome Offer
2,888 Asia Miles
2,888 Asia Miles

Valid until

15 March 2024

Welcome Offer - Up to 80,000 Miles
80,000 miles
80,000 miles

Valid until

03 April 2024

Things to consider for this product:

check

Welcome offer: Air miles

check

Priority Pass

check

Airport lounge

check

Air miles conversion

Standard Chartered Cathay Mastercard - Priority Private

Standard Chartered Cathay Mastercard - Priority Private

Cashback Dining
Not Applicable
Cashback Local Online Shopping
Not Applicable
Airmiles Overseas
$ 4  per mile
info
Airport Lounge Access
8  times
info

4 Offers Available

MoneyHero Exclusive Offer
Delsey Eclipse SE 27
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color)

+ 5 other gift options

Valid until

29 February 2024

MoneyHero Exclusive Offer (Regardless of Approval Result)
HK$100 HKTVmall e-Gift Voucher
HK$100 HKTVmall e-Gift Voucher

Valid until

29 February 2024

Time-limited Welcome Offer
2,888 Asia Miles
2,888 Asia Miles

Valid until

15 March 2024

Welcome Offer - Up to 100,000 Miles
100,000 miles
100,000 miles

Valid until

03 April 2024

Things to consider for this product:

check

Welcome offer: Air miles

check

Airport lounge

check

Air ticket rebate

check

Air miles conversion

Citi Prestige Card

Citi Prestige Card

Airport Lounge Access
Unlimited
Air Miles Conversion Fee
Waived
Airmiles Overseas
$ 4  per mile
info
Airmiles Local
$ 6  per mile
info

3 Offers Available

MoneyHero Limited-Time Exclusive Offer 1
DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780; random color)
DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780; random color)

+ 2 other gift options

Valid until

31 January 2024

MoneyHero Limited-Time Exclusive Offer 2
Up to 36,000 Reward Points
Up to 36,000 Reward Points

Valid until

31 January 2024

MoneyHero x Deliveroo Promotion
6 Month Deliveroo Plus Silver Member
6 Month Deliveroo Plus Silver Member

Valid until

29 February 2024

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Hotel bookings offer

check

Overseas rebate

American Express Explorer® Credit Card

American Express Explorer® Credit Card

3 Offers Available

MoneyHero Time-Limited Offer
HK$500 Cash Rebate
HK$500 Cash Rebate

Valid until

29 February 2024

Welcome Offer 1: Up to 7,000 Air Miles
Up to 126,000 points (equals to 7,000 Air Miles)
Up to 126,000 points (equals to 7,000 Air Miles)

Valid until

29 February 2024

Welcome Offer 2: Foreign Currencies and Local Spending Bonus
Up to 1,152,000 points (equals to 64,000 Air Miles)
Up to 1,152,000 points (equals to 64,000 Air Miles)

Valid until

29 February 2024

Things to consider for this product:

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Conciege Service

check

Airport lounge

check

Travel insurance

check

Purchase protection

DBS Black World Mastercard®

DBS Black World Mastercard®

Annual Fee Waiver
One year
Airport Lounge Access
Yes
info
Airmiles Overseas
$ 4  per mile
Airmiles Local
$ 3  per mile
info

3 Offers Available

MoneyHero Exclusive Offer - HK$500 HKTVmall Voucher
HK$500 HKTVmall Voucher
HK$500 HKTVmall Voucher

Valid until

29 February 2024

DBS Card+ Extra Welcome Offer
HK$50 InstaRedeem Discount
HK$50 InstaRedeem Discount

Valid until

02 April 2024

DBS Extra Miles Welcome Offer
up to 42,000 Miles
up to 42,000 Miles

Valid until

02 April 2024

Things to consider for this product:

check

Travel agency offer

check

Welcome offer: Air miles

check

Air miles conversion

check

No expiry air miles

HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

Complimentary Travel Insurance
Yes
info
Airport Lounge Access
6  times
info
Airmiles Overseas
$ 5  per mile
Airmiles Local
$ 5  per mile

3 Offers Available

Red Hot Winter Spending Rewards
up to HK$1,300 RewardCash
up to HK$1,300 RewardCash

Valid until

24 February 2024

滙豐基本迎新優惠
HK$1,000 Cash Rebate
HK$1,000 Cash Rebate

+ 2 other gift options

Valid until

29 February 2024

Extra RewardCash for Cash instalment plan
HK$200 Cash Rebate
HK$200 Cash Rebate

Valid until

29 February 2024

Things to consider for this product:

check

Hotel bookings offer

check

Airport lounge

check

Travel agency offer

check

Travel insurance

DBS COMPASS VISA

DBS COMPASS VISA

Cashback Local Online Shopping
3  %
info
Cashback Overseas
0.4  %
info
Cashback Local
1  %
info
Cashback Supermarket
10  %
info

3 Offers Available

MoneyHero Exclusive Offer
HK$200 HKTVmall Voucher
HK$200 HKTVmall Voucher

Valid until

29 February 2024

DBS Card+ Extra Welcome Offer
HK$50 InstaRedeem Discount
HK$50 InstaRedeem Discount

Valid until

02 April 2024

DBS COMPASS VISA Welcome Offer
Up to HK$400 Rewards
Up to HK$400 Rewards

Valid until

02 April 2024

Things to consider for this product:

check

Supermarket rebate

check

Online shopping rebate

check

Local spending rebate

check

Annual Fee waiver

BOC Cheers Visa Signature Card

BOC Cheers Visa Signature Card

Air Miles Conversion Fee
Waived
Airmiles Dining
$ 1.9  per mile
info
Airmiles Travel
$ 1.9  per mile
info
Cashback Dining
3.2  %
info

2 Offers Available

MoneyHero Limited-Time Exclusive Offer
Marshall Emberton Bluetooth Speaker (valued at HK$1,499)
Marshall Emberton Bluetooth Speaker (valued at HK$1,499)

+ 3 other gift options

Valid until

01 February 2024

Welcome Offer
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)

Valid until

31 July 2024

Things to consider for this product:

check

Dining rebate

check

Airport lounge

check

Welcome offer: Air miles

check

Annual Fee waiver

Financial insights at your fingertips

Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!

Air Miles Credit Cards Vs. Cash Back Credit Cards Vs. Credit Card Points

When looking for the best credit card(s) to help earning air miles, you may see other options besides mileage credit cards, mainly cash back credit cards and credit card points. Depending on your spending habits, you may benefit more from certain rewards programmes. 

 

Air miles credit cards

Mileage credit cards are straightforward with their reward process and can be beneficial for frequent travellers as they usually do not require a miles conversion fee. 

 

Cash back credit cards

If you don’t consider yourself a frequent flyer but would still like to redeem points, consider cash back credit cards. Rather than collecting miles, cash back credit cards offer the benefit of earning cash back on qualified purchases, which can be useful for everyday spending. 

 

Credit card points

For those who are looking for the best of both worlds, some credit cards offer points as rebates providing flexibility in how you redeem your rewards. Through spending in certain categories, you can earn a large number of credit card points that can then be redeemed for exclusive items or even air miles. 

Each type of card has distinct advantages and disadvantages as explained below:

  Air Miles Credit Cards Cash Back Credit Cards Credit Card Points
Reward process Straightforward. Air miles are directly transferred to airline frequent flyer programmes after purchases. Indirect. Earning cash back on everyday spending. Some cards can earn air miles at the same time but at a lower conversion rate. Indirect. Earning bank points, which can then be converted into miles
Conversion fee No Yes Yes
Mileage earning Fast Slow Slow
Additional perks Airport lounge access, Travel insurance, and Hotel rewards Purchase protection and extended warranties Exclusive co-brand items, concert tickets and air miles
Suitable persona Frequent travellers Financially savvy, Frequent shoppers Frequent shoppers, Budget conscious
Flexibility Low High High

 

Need Some Help When Selecting Air Miles Credit Cards?

What are air miles?

Air miles, also known as frequent flyer miles, serve as a customer loyalty programme for airline passengers. Airlines reward you with points each time you fly with them, so you can eventually build up enough points to redeem incentives, such as free or discounted tickets or seat upgrades. Besides, some credit cards also offer air miles as rewards so that you can accumulate miles based on how much you spend on your credit card.

What is an air miles credit card?

An air miles credit card is a type of credit card that allows you to earn points or miles for every qualified dollar you spend on the card. These points can then be redeemed for flights, upgrades, and other travel-related expenses such as accommodation. Air miles credit cards often come with additional perks and benefits such as airport lounge access, travel insurance, and hotel rewards. They are ideal for frequent travellers looking to earn rewards and save money on future trips.

 

How do you accumulate air miles with a credit card?

There are a few ways to accumulate air miles with a credit card. 

1. You can earn miles through your everyday spending on the credit card. Many credit cards offer a certain number of miles per dollar spent, and some may offer bonus miles for spending in certain categories. For example, for every HK$5 you spend using your card, you could get 15 points which you can exchange for 1 air mile.

2. You can earn air miles through applying for a credit card and receiving air miles as a welcome gift. You could be rewarded with 20,000 airline miles after meeting certain spending requirements. For example, Standard Chartered Cathay Mastercard and DBS Black World Mastercard reward customers with Asia Miles upon spending a specified amount with their credit card.

3. Some providers offer the option to convert credit card points into miles. This can be a useful option if you are close to reaching a certain amount of miles needed for a specific redemption.

4. Certain credit cards may have partnerships with specific airlines or hotels, allowing you to earn more miles when you use the card to book with those partners.

 

Who can apply for an air miles credit card?

Eligibility requirements may vary depending on the specific credit card and issuer. In General, any Hong Kong permanent resident who is (i) at least 18 year