American Express Explorer® Credit Card

American Express Explorer® Credit Card

American Express Explorer® Credit Card Highlights
American Express Explorer® Credit Card Benefits
Quick Facts
American Express Explorer® Credit Card More Info
Guides
American Express Explorer® Credit Card Eligibility
American Express Explorer® Credit Card Fees
American Express Explorer® Credit Card Others Info
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American Express Explorer® Credit Card Highlights

Airmiles Travel
as low as $ 1.68  per mile
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Airmiles Online Food Delivery
$ 3.6  per mile
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Airport Lounge Access
8  times
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Airmiles Dining
$ 3.6  per mile
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3 Offers Available
Up to 1,332,000 points (equals to 74,000 Air Miles)
MoneyHero Exclusive Offer
Up to 1,332,000 points (equals to 74,000 Air Miles)

Welcome Bonus

  • Enjoy 18,000 points American Express Membership Rewards, which is enough to redeem 1,000 miles or HK$60 in rewards upon making your first purchase within the first 3 months

New Cardholder Spending Bonus

  • Enjoy 162,000 American Express Membership Rewards points, which is enough to redeem 9,000 miles or HK$540 in rewards by spending HK$7,000 within the first 3 months

Foreign Currencies Spending Bonus

  • Enjoy HK$1 = 9 points (equal to HK$2 = 1 mile) in the first 3 months, up to 720,000 points, which is enough to redeem 40,000 miles or HK$2,400 with Pay with Points

Local Spending Bonus

  • Enjoy HK$1 = 4 points (equal to HK$4.5 = 1 mile) in the first 3 months, up to 432,000 points, which is enough to redeem 24,000 miles or HK$1,440 with Pay with Points
Overseas Spend as low as HK$1.68 = 1 mile (Up to 10.75X Membership Rewards points)
Explorer® Credit Card Overseas Spend Offers
Overseas Spend as low as HK$1.68 = 1 mile (Up to 10.75X Membership Rewards points)
  • Promotion Period: 1 Jul 2024 - 31 Dec 2024 (both days inclusive)
  • Offer Details: Enroll your American Express Explorer® Credit Card to enjoy up to 10.75X Membership Rewards points on foreign currencies transactions, which is as low as HK$1.68 = 1 mile.
    • Basic Membership Rewards points：3X Membership Rewards points
    • Offer 1：0.75X Additional Bonusing
    • Offer 2：7X Additional Bonusing
      • Offer 1 No minimum spending requirements set
      • Offer 2 for every HK$1 equivalent spent in the first HK$10,000 (or equivalent) in foreign currencies transactions each calendar quarter.
  • Click Here for details and enroll
Up to 4 Complimentary Intervals Bar handcrafted cocktails + 15% year-round savings
Year-round Offer
Up to 4 Complimentary Intervals Bar handcrafted cocktails + 15% year-round savings

Year-round Offer

  • From now till to 7 April 2025, Eligible Explorer Cardmembers can enjoy an exclusive and complimentary iconic handcrafted cocktails once during each designated period* as well as year-round 15% savings on all original-priced food and beverages menus (dine-in only) at Intervals Sky Bar & Restaurant, Hong Kong International Airport before takeoff
    • Offer 1: Basic Cardmembers of Eligible Card can enjoy an exclusive and complimentary iconic handcrafted cocktail* once per each designated period during the Promotion Period
    • Offer 2: Basic and Supplementary Cardmembers of Eligible Card can enjoy 15% year-round savings on all original-priced food and beverages menus during the Promotion Period
  • *Each designated period:
    • April 8 2024 to June 30 2024
    • July 1 2024 to September 30 2024
    • October 1 2024 to December 31 2024
    • January 1 2025 to April 7 2025

Things to consider

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Conciege Service

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Airport lounge

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Travel insurance

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Purchase protection

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American Express Explorer® Credit Card Benefits

Cashback

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Cashback Local
1.67  %
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flight
Cashback Overseas
1.25  %
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luggage
Cashback Travel
1.67  %
restaurant
Cashback Dining
1.67  %
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Cashback Supermarket
1.67  %
orders
Cashback Online Food Delivery
1.67  %
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Cashback Local Online Shopping
1.67  %
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Cashback Overseas Online Shopping
1.67  %

Airmiles

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Airmiles Overseas
$ 4.8  per mile
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Airmiles Local
$ 3.6  per mile
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restaurant
Airmiles Dining
$ 3.6  per mile
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shopping_bag
Airmiles Overseas Online Shopping
$ 3.6  per mile
shopping_bag
Airmiles Local Online Shopping
$ 3.6  per mile
luggage
Airmiles Travel
as low as $ 1.68  per mile
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Airmiles Online Food Delivery
$ 3.6  per mile
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Additional benefits

airlines
Airport Lounge Access
8  times
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American Express Explorer® Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 300,000
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American Express Explorer® Credit Card Fees / Repayment

Fees

Annual Fee
$HK 2,200
Foreign Currency Transaction Fee
2  %

Repayment

Minimum Payment
Highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.
Late Payment Charge
5  %
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Retail Purchase APR
35.96  %
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American Express Explorer® Credit Card Others Info

Association

American Express

Tags

American Express Explorer® Credit Card American Express Explorer® Credit Card

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