American Express Explorer® Credit Card

Great for

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  Time-limited cash rebate offer

  • From 13 September 2023 till 21 November 2023 6 p.m., new cardmembers upon first transaction in the first 3 months will be gifted HK$500 statement credit
  • This new cardmember offer is only applicable if you have not held a personal American Express® Card within the previous 12 months
  • Existing cardmembers upon first transaction in the first 3 months will be gifted HK$300 statement credit
  • Existing cardmembers are members who are currently holding or have previously canceled their personal American Express® Card within the previous 12 months
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  From 13 September 2023 till 21 November 2023 6 p.m.

  • New Cardmembers can apply here to get HK$500 statement credit
    
  • Existing Cardmembers can apply here to get HK$300 statement credit
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  Earn Membership Rewards points when you spend with the Card. Enjoy as low as HK$3 = 1 mile on selected online everyday spend merchants.

  Local Currency Spend	HK$1 = 3 Membership Rewards points (HK$5 = 1 mile / 1% cash rebate）
  Foreign Currency Spend	HK$1 = 3.75 Membership Rewards points (HK$4 = 1 mile / 1.25% cash rebate）
  Airlines and Selected Online Travel and Everyday Spend Merchants Include: Amazon.com, Apple, Deliveroo, foodpanda, Cathay Pacific Airlines, Japan Airlines, Eva Air, Finnair, Hong Kong Airlines, Emirates and MORE	HK$1 = 5 Membership Rewards points (1.67% cash rebate / HK$3 = 1 mile)

  • Conversion rate is based on 30,000 points to redeem HK$100 cash vouchers/Pay with Points and 15 points to redeem 1 mile.
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  No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards.

  • You can transfer your points into 9 air miles partners with no administration fee. Partners include Asia Miles, Avios, ANA, KrisFlyer and more.
  • You can also redeem cash voucher, Pay with Points, Travel with Points, hotel points (Hilton Honors、Marriot Bonvoy), lifestyle gifts and more.
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  Travel Privileges - take care of your travel needs

  • Complimentary Plaza Premium Lounge Access: Basic and Supplementary Cardmember of American Express Explorer Credit Card can enjoy a total of 10 times complimentary Plaza Premium Lounge access every calendar year.
  • Complimentary Travel Insurance: Pay for your entire fare for an overseas trip with the Card to enjoy complimentary travel insurance. Coverages include travel accident insurance with coverage up to HK$3.5 million and travel inconvenience protection with coverage up to HK$10,000 per year.
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  Shopping Protection
  Spend with the Card to enjoy the following protection:

  • Online Fraud Protection Guarantee
    Shop online with the Card and you won't be held responsible for any fraudulent charge.
  • Return Guarantee
    Refund if you are unhappy with the purchase made with the Card.
  • Extended Warranty
    When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
  • Price Protection
    Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
  • 45 Days Cover
    Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
  • Terms and Conditions apply.
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  Entertainment and Shopping Privileges

  • 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
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  First year annual fee waiver upon successful card application

  • Spend HK$150,000 annually with the principal and any supplementary card(s) and your annual card fee will be waived for the following year.

Need to know

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  Welcome Offer Terms and conditions apply.

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  Existing American Express Explorer Credit Card Basic Cardmembers and applicants who held the Basic Card of American Express Explorer Credit Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers and first-year annual fee waiver.

  • Gift eligibility is based on the application date of the approved application, but not approval date.
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  Online bonus is applicable to Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.
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  For the Annual Membership Fee, Annual Membership Fee Waiver, Access to Plaza Premium Lounge, Cardmember Agreement and 5X Membership Rewards points benefits, some changes will be made with effect from May 18, 2023. Please check here for more details: https://www.americanexpress.com/content/dam/amex/hk/benefits/pdf/FN_Explorer_EN.pdf