#All Card #Promo
Standard Chartered Smart Credit Card
Updated: 6 Aug 2026
Cashback Local
Cashback Supermarket
Supported Payment Network:
Offers
MoneyHero Reward
Apply through MoneyHero and choose from 1 premium rewards
Standard Chartered Credit Card - Fortress Promotion
- Up to HK$500 CashBack／5,000 Miles Rewards
- Promotion Period: 1 September 2026 – 31 October 2026
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Apply for an eligible Standard Chartered credit card and make a single eligible transaction at Fortress during the promotion period to enjoy:
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Single Eligible Transaction Rewards Maximum rewards of each
CardholderHK$10,000 or above HK$500 CashBack / 5,000 Miles Rewards • Standard Chartered Cathay Mastercard: 5,000 Miles Rewards
• Other credit cards: HKD500 CashBackHK$5,000 - 9,999.99 HK$250 CashBack / 2,500 Miles Rewards HK$3,000 - 4,999.99 HK$100 CashBack / 1,000 Miles Rewards -
Enjoy up to 5,000 Asia Miles or HK$500 Cashback. Customers must register for the offer during the promotion period. The offer is available to the first 25,000 successfully registered customers, on a first-come-first-served basis.
- Promotion terms and conditions apply.
Highlights
Things to Consider
Installment
No foreign txn fee
Local spending rebate
- Welcome offer of up to HK$1,000 cashback
- Enjoy up to 5% CashBack* year-round at Designated Merchants, applicable to both online and offline spending (HK$1 CashBack for every HK$20 spent).
- Grocery shopping & Home: HKTVmall, Circle K Convenience Store, PARKnSHOP
- Beauty & Health care: Watsons, Sasa
- Food and beverage: McDonald’s Hong Kong, Foodpanda
- Sport & Entertainment: Klook
- Digital Lifestyle: China Mobile Hong Kong and s/ash
- All spending at selected merchants is eligible for 5% cashback throughout the year
- A minimum of HK$4,000 eligible spending per month is required; otherwise, no cashback will be earned for that month
- Agoda hotel offer: Standard Chartered cardholders can enjoy up to 7% off global hotel bookings
- 1.95% foreign transaction fee waiver: No extra fee for overseas or online foreign currency spending
- No cash advance service fee
- Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
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Extra CashBack Basic CashBack Total CashBack# Monthly Eligible Spending* CashBack for Eligible Transactions made at Designated Merchants Spending Cap per Monthly Statement Cycle CashBack for Eligible Transactions Spending Cap per Monthly Statement Cycle HKD 4,000 to HKD 14,999 4.44% HKD5,000^ 0.56% No Cap 5% HKD 15,000 3.80% 1.2% 5% - Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- You are required to redeem CashBack through the 360° Rewards Redemption Platform.
- The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
- Cardholders are required to redeem CashBack through the platform.
- The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
- Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
Benefits
Cashback Local
5 %
Cashback Supermarket
5 %
Cashback Online Food Delivery
5 %
Cashback Convenience Store
5 %
Cashback Overseas
0.55 %
Cashback Dining
0.55 %
Cashback Local Online Shopping
0.55 %
Cashback Overseas Online Shopping
0.55 %
Cashback Digital Wallet
0.55 %
Cashback Octopus Top Up Spending
0.55 %
Cashback Base Rate
0.55 %
Cashback Forex
0.55 %
Airmiles Local
Not Applicable
Airmiles Dining
Not Applicable
Airmiles Local Online Shopping
Not Applicable
Airmiles Octopus Top Up Spending
Not Applicable
Fees & Charges
Foreign Currency Transaction Fee
0 %
Annual Fee
Perpetual Annual Fee Waiver
Late Payment Charge
EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY,220 and a maximum cap of HK$/CNY,350) OR the Minimum Payment Due whichever is lower
Eligibility
Min. Annual Income
HK$ 96,000
Minimum Age
18 years old
View more Standard Chartered credit cards
Standard CharteredStandard Chartered Cathay Mastercard
Card Benefit
Up to $2 - 6 per mile
Cashback Local
Not applicable
Cashback Overseas
—
Annual Fee Waiver
First year