Compare Digital Wallet Credit Cards

MoneyHero.com.hk Exclusive Offer:

Up to HK$1,240 cash rebate; plus HK$500 supermarket cash coupon exclusively from MoneyHero.com.hk

2% auto rebate for local and overseas dining, hotel spending and foreign currency spending with no cap

PayMe, Alipay HK, WeChay Pay HK, and Octopus' spending are eligible for earning Welcome Gift

2% auto rebate for local and overseas dining, hotel spending and foreign currency spending with no cap

PayMe, Alipay HK, WeChay Pay HK, and Octopus' spending are eligible for earning Welcome Gift

Features

Spending requirements	Reward rebate
Spending of HK$10,000 or above within first two months	HK$1,000 welcome cash rebate + up to HK$200 basic cash rebate
Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance	HK$40 cash rebate
Successful applications via MoneyHero.com.hk	HK$500 Wellcome cash coupon
	Up to HK$1,740 rewards

PayMe, Alipay HK, WeChay Pay HK, and Octopus' spending are eligible for earning Welcome Gift

Clear requirement of Welcome Gift; auto cash rebate with no cap

2% rebate on global dining spending

2% rebate on global hotel spending

2% rebate on other spending in foreign currency

1% unlimited rebate on other spending, including e-wallet top up and Octopus Card auto top up.

Purchase Protection Insurance

Enjoy all benefits and offers of Visa Signature card

First year annual fee waiver

Welcome Gift Requirement: New customer who has accumulate spending of HK$10,000 or above within the first 2 months from the date of card issuance can earn extra HK$1,000 cash rebate. Any eligible spending includes PayMe, Apple Pay, Google Pay, WeChat Pay, Ali Pay or Octopus, etc. Promotion period is valid from 1 to 30 June 2019, both days inclusive.

Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of HK$40 cash rebate

To redeem from MoneyHero.com.hk the exclusive rewards, please send your confirmation letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.

For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
Promotional period: From 25 to 30 June 2019

Most suitable for customer who has big spending in short period.

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer

HK$500 Supermarket coupon

From 25 to 30 June 2019, both days inclusive, for new customers applying through MoneyHero.com.hk

Welcome Offers

Up to HK$1,000 Cash Rebate

New Customers who did not have Citi Credit Card in past 12 months apply before and accumulate spending of HK$10,000 or above within the first 2 months from card issuance
Promotion period is valid from 1 to 30 June 2019, both days inclusive.

APR/Fees

APR

Minimum Payment

a)The total of all current month's interest, annual fee, late charge, past due amount, overlimit amount, other fees and charges if any; and b)1.5% of statement balance (exclude item a, where applicable)

Late payment charge

Maximum HK$250

Retail Purchase APR

35.52%

Cash Advance APR

39.72%

Interest Free Repayment Period

58 days

Fees

Annual fee

$ 1,800

Foreign Currency Transaction Fee

1.95%

Eligibility

Minimum Age

18 years old

Min. Annual Income

$240,000

Features

Qualified spending requirements	Welcome offer (Choose 1 from 4)
Qualified retail spending over HK$8,500 within the first 90 days of card issuance Fee: HK$200 each month x 3-month installment	OTO Qseat foot massager
Qualified retail spending over HK$8,500 within the first 90 days of card issuance	HK$600 Häagen-Dazs™ coupon
Qualified retail spending over HK$8,500 within the first 90 days of card issuance	HK$500 cash rebate
No spending requirement	Up to HK$90,000 interest-free and handling fee-free Cash instalment program

Extra HK$100 cash rebate for successful online applications

Apply Octopus Automatic Add Value Service using EARNMORE credit card to enjoy 2% cash rebate at every reloading

2% cash rebate (1% basic + 1% extra rebate) on year-round spending; cap for the 1% extra cash rebate during 1 January - 31 December 2019; the cash rebate will be deposited in next credit card statement

Exemption of foreign transaction fees

Annual fee waiver for the first 2 years

Welcome offer only applies to new applicants who successfully apply EarnMORE Unionpay Diamond Card during the promotional period from 1 January to 31 December 2019 (Both dates inclusive)

Promotions and Terms and Conditions

Welcome Offers

OPTION 1

OTO Qseat foot massager

Qualified retail spending over HK$8,500 within the first 90 days of card issuance + Fee: HK$200 each month x 3-month installment

OPTION 2

HK$600 Häagen-Dazs™ coupon

Qualified retail spending over HK$8,500 within the first 90 days of card issuance

OPTION 3

HK$500 cash rebate

Qualified retail spending over HK$8,500 within the first 90 days of card issuance

OPTION 4

Up to HK$90,000 interest-free and handling fee-free Cash instalment program

No spending requirement

APR/Fees

APR

Minimum Payment

HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)

Late payment charge

HK$250 or an amount equivalent to the minimum payment stated on the monthly statement (whichever is lower)

Retail Purchase APR

44.55%

Cash Advance APR

47.32%

Interest Free Repayment Period

53 days

Fees

Annual fee

$ 800

Eligibility

Minimum Age

18 years old

Min. Annual Income

$150,000

Features

From 1 March to 2 July 2019 (both dates inclusive), new cardholders who submit the Standard Chartered Simply Cash Visa Card application through online channel and fulfill relevant requirements can enjoy up to 100% CashBack (up to HKD1,000) as welcome offer:

New cardholders can enjoy 100% CashBack on any spending on eligible transactions within the first 2 months from the date of card issuance

Top-up Offer: HKD100 CashBack

After receiving the newly approved Simply Cash Visa Card, New Cardholders who newly sign up for Online Banking and complete the first login within the first 2 months from the date of card issuance can get extra HKD100 CashBack.
You only need your Phone Banking Card Number (the 16-digit of the Credit Card Number), TIN and mobile phone to sign up for Online Banking. For Online Banking registration demonstration, please visit Standard Chartered Bank (Hong Kong) Limited website.
If you forget your Username or Password after registration, you may reset with your Phone Banking Card Number (Simply Cash Visa Card) and TIN again.

Note:
The top-up offer is only applicable to New Cardholders who have never signed up for Online Banking with the Bank on or before 28 February 2019.

MoneyHero.com.hk Exclusive reward of HKD350 supermarket coupon is only applicable to new customers. New customers to redeem the rewards from MoneyHero.com.hk, please send your card face to support@moneyhero.com.hk for verification and follow-up.
For your information security, please cover your private information, such as credit card number and expiry date, but leave your name and reference number to verify that your application has been approved.
Promotional period: 1 to 30 June 2019

Unlimited CashBack all year-round: 1.5% CashBack for eligible spending in local currency and 2% CashBack for eligible spending in foreign currencies

Priority Banking/Premium Banking/Bonus Payroll Account clients can enjoy perpetual annual fee waiver for the principal card

Terms and conditions apply

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer

HK$350 supermarket cash coupon

From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

Welcome Offers

100% CashBack (up to HKD1,000)

The welcome offer is only applicable to New Cardholders who submit the Standard Chartered Simply Cash Visa Card application through online channel during the period from 1 March to 2 July 2019 (both dates inclusive) and fulfill relevant requirements. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current application for a principal card of Standard Chartered Credit Cards
CashBack rewarded under this welcome offer includes the CashBack earned from the prevailing Standard Chartered Simply Cash Rewards Scheme
New Cardholders must successfully apply for, and being issued with, the principal card of Standard Chartered Simply Cash Visa Card by Standard Chartered Bank (Hong Kong) Limited on or before 31 October 2019 in order to be eligible for this welcome offer
Eligible transactions are local and overseas retails transactions, online purchase or posted amount of instalment purchase made within the first 2 months from the date of issuance of the newly approved Standard Chartered Simply Cash Visa Card
Terms and conditions apply to the welcome offer, please refer to Standard Chartered Bank (Hong Kong) Limited website for details

APR/Fees

APR

Minimum Payment

All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher

Late payment charge

EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower

Retail Purchase APR

35.7%

Cash Advance APR

39.09%

Interest Free Repayment Period

Up to 56 days

Fees

Annual fee

$2,000

Foreign Currency Transaction Fee

1.95%

Eligibility

Minimum Age

18 years old

Min. Annual Income

$96,000

Features

Qualified spending requirements	Welcome offer (Choose either one)
Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance	Free six-month Birdie 5-GB Plan (monthly fee: HK$90)
Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance	HK$400 Cash Rebate

MoneyHero.com.hk Exclusive Offer: HK$200 Cash rebate

New customers successfully apply CNCBI VISA Platinum Card, CNCBI Air China Dual Currency Credit Card or CNBI Motion Credit Card through MoneyHero.com.hk during the promotion period
Promotion period: 1 to 30 June 2019; and
New customers are entitled to earn up to HK$200 cash rebate (MoneyHero.com.hk Exclusive Offer); and
China CITIC Bank will credit the HK$200 cash rebate into the respective credit card account within 3 months after the card approval month.

Dual Card Application HK$100 Reward Cash Rebate

Successfully applied both CNCBI VISA Platinum Card and CNCBI Air China Dual Currency Credit Card or CNCBI Motion Credit Card and CNCBI Air China Dual Currency Credit Card simultaneously;
Fulfil the related requirements of the promotion; and
Must spend with CNCBI VISA Platinum Card or CNCBI Motion Credit Card (transaction made by CNCBI Air China Dual Currency Credit Card are not included)

2% Local Dining and Overseas Spending Cash Rebate in first year:
Within the first 12 months after approval of CNCBI Motion Credit Card, you can enjoy 2% Local Dining and Overseas Spending Cash Rebate on eligible spending. Subsequently, you will continue to enjoy 0.55% Basic Cash Rebate(payment make via ATM/online banking for first HK$10,000 each month). For every HK$180 spending, you can earn =~ HK$1 Cash Rebate.

2% Local Dining and Overseas Spending Cash Rebate in first year:
Make eligible spending with the designated credit card within the first 12 months of issuance of the card (calculated with reference to the transaction dates) can enjoy 2% Cash Rebate on completed and posted eligible spending made within the same calendar month (calculated with reference to the transaction dates). 2% Cash Rebate includes 0.55% Basic Cash Rebate (payment make via ATM/online banking for first HK$10,000 each month) and 1.45% Extra Cash Rebate

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer

HK$200 Cash rebate

New customers successfully apply CNBI Motion Credit Card through MoneyHero.com.hk from 1 to 30 June 2019

Welcome Offers

OPTION 1

Free six-month Birdie 5-GB Plan (monthly fee: HK$90)

Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance

OPTION 2

HK$400 Cash Rebate

Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance

APR/Fees

APR

Minimum Payment

All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$250).

Late payment charge

HK$300 or Minimum Payment, whichever is lower.

Retail Purchase APR

34.49%

Cash Advance APR

36.43%

Interest Free Repayment Period

57 days

Fees

Annual fee

$ 1,200

Foreign Currency Transaction Fee

1.95%

Eligibility

Minimum Age

18 years old

Min. Annual Income

$150,000

Features

Qualified spending requirements	Welcome offer (Choose either one)
Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance	Free six-month Birdie 5-GB Plan (monthly fee: HK$90)
Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance	HK$400 Cash Rebate

MoneyHero.com.hk Exclusive Offer: HK$200 Cash rebate

New customers successfully apply CNCBI VISA Platinum Card, CNCBI Air China Dual Currency Credit Card or CNBI Motion Credit Card through MoneyHero.com.hk during the promotion period
Promotion period: 1 to 30 June 2019; and
New customers are entitled to earn up to HK$200 cash rebate (MoneyHero.com.hk Exclusive Offer); and
China CITIC Bank will credit the HK$200 cash rebate into the respective credit card account within 3 months after the card approval month.

Dual Card Application HK$100 Reward Cash Rebate

Successfully applied both CNCBI VISA Platinum Card and CNCBI Air China Dual Currency Credit Card or CNCBI Motion Credit Card and CNCBI Air China Dual Currency Credit Card simultaneously;
Fulfil the related requirements of the promotion; and
Must spend with CNCBI VISA Platinum Card or CNCBI Motion Credit Card (transaction made by CNCBI Air China Dual Currency Credit Card are not included)

2% Local Dining and Overseas Spending Cash Rebate in first year:
Within the first 12 months after approval of CNCBI VISA Platinum Card, you can enjoy 2% unlimited Cash Rebate on eligible spending. Subsequently, you will continue to enjoy 0.55% Basic Cash Rebate. For every HK$180 spending, you can earn =~ HK$1 Cash Rebate

2% Local Dining and Overseas Spending Cash Rebate in first year:
Make eligible spending with the designated credit card within the first 12 months of issuance of the card (calculated with reference to the transaction dates) can enjoy 2% Cash Rebate on completed and posted eligible spending made within the same calendar month (calculated with reference to the transaction dates). 2% Cash Rebate includes 0.55% Basic Cash Rebate and 1.45% Extra Cash Rebate

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer

HK$200 Cash rebate

New customers successfully apply CNCBI VISA Platinum Card through MoneyHero.com.hk from 1 to 30 June 2019

Welcome Offers

OPTION 1

Free six-month Birdie 5-GB Plan (monthly fee: HK$90)

Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance

OPTION 2

HK$400 Cash Rebate

Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance

APR/Fees

APR

Minimum Payment

All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$250).

Late payment charge

HK$300 or Minimum Payment, whichever is lower.

Retail Purchase APR

34.49%

Cash Advance APR

36.43%

Interest Free Repayment Period

57 days

Fees

Annual fee

$ 1,200

Foreign Currency Transaction Fee

1.95%

Eligibility

Minimum Age

18 years old

Min. Annual Income

$150,000

Features

From 1 March to 2 July 2019 (both dates inclusive), New Cardholders who submit the Standard Chartered Asia Miles Mastercard applications through online channel and fulfill relevant requirements can enjoy up to 40,000 Asia Miles. Up to 40,000 Asia Miles welcome offer has no minimum spending requirement with details as follows:

Eligible Transactions within the first 2 months of card issuance	Earn Rate (HKD to Asia Mile)	Maximum Asia Miles Earned
First HK$7,500	HK$0.5 = 1 Mile	15,000 Miles
Subsequent HK$100,000	HK$4 = 1 Mile	25,000 Miles
		Total: 40,000 Miles

Top-up Offer: HK$100 CashBack

After receiving the newly approved Standard Chartered Asia Miles MasterCard, New Cardholders who newly sign up for Online Banking and complete the first login within the first 2 months from the date of card issuance can get extra HKD100 CashBack.
You only need your Phone Banking Card Number (the 16-digit of the Credit Card Number), TIN and mobile phone to sign up for Online Banking. For Online Banking registration demonstration, please visit Standard Chartered Bank (Hong Kong) Limited website.
If you forget your Username or Password after registration, you may reset with your Phone Banking Card Number (Standard Chartered Asia Miles MasterCard) and TIN again.

Note:
The top-up offer is only applicable to New Cardholders who have never signed up for Online Banking with the Bank on or before 28 February 2019.

MoneyHero.com.hk Exclusive reward of HK$300 supermarket coupon is only applicable to new customers. New customers to redeem the rewards from MoneyHero.com.hk, please send your card face to support@moneyhero.com.hk for verification and follow-up.
For your information security, please cover your private information, such as credit card number and expiry date, but leave your name and reference number to verify that your application has been approved.
Promotional period: 1 to 31 May 2019

HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category

HK$6 = 1 Asia Mile for eligible spending on other categories

Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee

First year annual fee waiver upon successful card application

Terms and conditions apply

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer

HK$300 supermarket cash coupon

From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

Welcome Offers

Up to 40,000 Asia Miles (as low as HKD0.5 = 1 Asia Mile)

The welcome offer is only applicable to New Cardholders who submit the Standard Chartered Asia Miles Mastercard application through online channel during the period from 1 March to 2 July 2019 (both dates inclusive) and fulfill relevant requirements. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current application for a principal card of Standard Chartered Credit Cards.
The Asia Miles of this welcome offer include the Asia Miles earned from the prevailing Standard Chartered Asia Miles Mastercard Rewards Scheme
Eligible transactions are local and overseas retails transactions, online purchase or posted amount of instalment purchase made within the first 2 months from the date of issuance of the newly approved Standard Chartered Asia Miles Mastercard
Applicants are required to enter their Asia Miles membership account during application process. Please enroll as Asia Miles member before proceed to card application
Terms and conditions apply to the welcome offer, please refer to Standard Chartered Bank (Hong Kong) Limited website for details

APR/Fees

APR

Minimum Payment

All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher

Late payment charge

EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower

Retail Purchase APR

35.7%

Cash Advance APR

39.09%

Interest Free Repayment Period

Up to 56 days

Fees

Annual fee

$2,000

Foreign Currency Transaction Fee

1.95%

Eligibility

Minimum Age

18 years old

Min. Annual Income

$96,000

Features

Spending amount	Welcome offer & Exclusive offer
Local Eligible Spending: the first HK$5,000	HK$1 = 1 Mile (Up to 5,000 Miles)
Local Eligible Spending: the thereafter HK$235,000	HK$5 = 1 Mile (Up to 47,000 Miles)
Overseas Eligible Spending: the first HK$70,000	HK$2.5 = 1 Mile (Up to 28,000 Miles)
50% Bonus Avios Offer	Up to 40,000 Miles
Successful applications via MoneyHero.com.hk	HK$350 Wellcome cash coupon
	Up to 120,000 Miles in total + HK$350 Wellcome cash coupon

Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time and redeem travel rewards from iGO Rewards

Redeem at the rate DBS$48=1,000 Miles without any expiry date and fee

Spending conditions and composition of 120,000 Miles Rewards

Local Eligible Spending:
A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000;
a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000;
Overseas Eligible Spending:
A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000;
50% Bonus Avios Offer (a maximum amount of 40,000 Avios)

Total accumulated miles rewards: 120,000 miles (i.e. DBS$3,840)

Eligible new customer who redeem Avios at DBS Omni eSHOP within 1 July to 31 December 2019 by using DBS$ to enjoy 50% bonus Avios (minimum redemption amount is DBS$48 and each redemption must be in multiples of DBS$48

To redeem from MoneyHero.com.hk the exclusive rewards, please send your confirmation letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.

For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS Bank.
Promotional period: From 2 May to 30 June 2019

Promotional period of DBS welcome offer: 2 May to 30 June 2019

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer

HK$350 Wellcome cash coupon

From 2 May to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

Welcome Offers

Up to 120,000 Miles

Local Spending: first HK$5,000 (HK$1 = 1 Mile) + thereafter HK$235,000 (HK$5 = 1 Mile)
Overseas Speding: first HK$70,000 (HK$2.5 = 1 Mile)
50% bonus Avios (40,000 Miles as maximum)

APR/Fees

APR

Minimum Payment

All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$50).

Late payment charge

HK$230 or the Minimum Payment Due, whichever is lower.

Retail Purchase APR

35.7%

Cash Advance APR

39.53%

Interest Free Repayment Period

60 days

Fees

Annual fee

$ 2,000

Foreign Currency Transaction Fee

1.95%

Eligibility

Minimum Age

18 years old

Min. Annual Income

$240,000

Features

Requirements	Welcome offer & exclusive reward
Payment of HK$3,800 annual fee	20,000 Miles
Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance	$40 cash rebate
Successful applications via MoneyHero.com.hk	HK$300 Wellcome cash coupon
	Up to 20,000 Miles + $40 cash rebate + HK$300 Wellcome cash coupon in total

Points will never expire; a gift of 240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles.

Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey ; and Complimentary 4th night at any hotel; and One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages; and Free travel insurance, extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more; and World Elite™ MasterCard privileges

To redeem from MoneyHero.com.hk the exclusive rewards, please send your confirmation letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.

For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and Citibank.
Promotional period: From 1 to 30 June 2019

Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate

Annual fee of HK$3,800 must be paid.

Welcome offer of 20,000 miles is applicable upon paying the first year annual fee of HK$3,800. Promotion period is valid from 1 to 30 June 2019, both days inclusive.

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer

HK$300 Wellcome cash coupon

From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

Welcome Offers

20,000 Miles

Payment of HK$3,800 annual fee can get 20,000 Miles
Promotion period is valid from 1 to 30 June 2019, both days inclusive.

APR/Fees

APR

Minimum Payment

All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1.5% of outstanding principal, plus any overlimit anount (if any).

Late payment charge

Minimum HK$200 and maximum HK$250

Retail Purchase APR

35.52%

Cash Advance APR

39.72%

Interest Free Repayment Period

58 days

Fees

Annual fee

$ 3800

Foreign Currency Transaction Fee

1.95%

Eligibility

Minimum Age

18 years old

Min. Annual Income

$ 600,000

Features

Spending requirements	Welcome offer & exclusive reward
Spending of HK$10,000 or above within first two months	9,000 Miles (108,000 welcome points) + 1,250 Miles (10,000 basic points)
Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance	HK$40 cash rebate
Successful applications via MoneyHero.com.hk	HK$300 Wellcome cash coupon
	Up to 10,250 Miles + HK$40 cash rebate + HK$300 Wellcome cash coupon in total

Up to 12 times complimentary access to airport lounges for every calendar year. (Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit.); & Points will never expire. No service charge for mileage conversion; & Free Travel Insurance: Pay in full or redeem for flight tickets/ accommodation / travel tours with the card, you and your family can enjoy free travel insurance; & Purchase Protection: Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase

Suitable for customers who have large amount of overseas / foreign currency spending.

Free travel insurance:
(a) either one or more of the following has/have been purchased or settled by the principal cardholder with his/her Citi PremierMiles Card:
(1) the in/outward-bound travel tickets to/from Hong Kong;
(2) the accommodation cost for the entire journey;
(3) the tour package; or
(b) in the event that condition (a) above is not satisfied but instead one or more of the items stated in (1), (2) and (3) above has been acquired with points earned by a rewards program, any additional costs (including tax and fuel surcharge and any fees which is required to be paid according to any local requirement (if applicable)) must be paid by the principal cardholder with his/her Citi PremierMiles Card.

New Customer will be eligible for 108,000 welcome Points upon accumulated spending of HK$10,000 or above within the first 2 months after the date of card issuance. Points can be redeemed for miles of various airlines. Promotion period is valid from 1 to 30 June 2019, both days inclusive.

Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of HK$40 cash rebate

When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$200 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.

To redeem from MoneyHero.com.hk the exclusive rewards, please send your confirmation letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.

For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
Promotional period: From 25 to 30 June 2019

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer

HK$300 Wellcome cash coupon

From 25 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

Welcome Offers

9,000 Miles

Spending of HK$10,000 or above within first two months
Promotion period is valid from 1 to 30 June 2019, both days inclusive

APR/Fees

APR

Minimum Payment

All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1.5% of outstanding principal, plus any overlimit anount (if any).

Late payment charge

Minimum HK$200 and maximum HK$250

Retail Purchase APR

35.52%

Cash Advance APR

39.72%

Interest Free Repayment Period

58 days

Fees

Annual fee

$ 1,800

Foreign Currency Transaction Fee

1.95%

Eligibility

Minimum Age

18 years old

Min. Annual Income

$ 240,000

Features

Spending requirements	Welcome offer & exclusive reward
Qualified spending of HK$10,000 or above	135,000 Points (Redeemable for HK$600 Wellcome coupon or 9,000 miles)
Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance	$40 cash rebate
Successful applications via MoneyHero.com.hk	HK$300 Wellcome cash coupon
	Up to HK$900 cash coupon + $40 cash rebate

5X rewards points on spending at supermarkets, department stores and telecom providers;
8X reward points in birthday month;
Points will never expire and can be redeemed for rewards anytime;
Avios or Asia Miles redeemed from credit card points.

Enjoy Hong Kong Plaza Premium Lounge access for HK$250 by presenting the card and boarding pass.

The Welcome offers are only applicable to customers who currently do not hold and / or have not held any principal card of Citibank Credit Card and / or Citibank Private Label Card issued by Citibank and / or principal card of Diners Club Card issued by Diners Club International (HK) Limited (“Diners”) within the past 12 months from the date of issue of the Eligible Card ("New Customer"). Promotion period is valid from 1 to 30 June 2019, both days inclusive.

To redeem from MoneyHero.com.hk the exclusive rewards, please send your confirmation letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.

For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
Promotional period: From 1 to 30 June 2019

Terms and Conditions of welcome offer:
135,000 Points (Redeemable for HK$600 Wellcome coupon) upon spending of HK$10,000 or above in the first 2 months after card issuance.

Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate

Handling fee of HK$50-HK$300 will be charged for redeeming Points for miles each time.

Terms and conditions apply. For details, please click here for more information.

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer

HK$300 Wellcome cash coupon

From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

Welcome Offers

OPTION 1

HK$600 Wellcome coupon

135,000 Points (Redeemable for HK$600 Wellcome coupon) upon spending of HK$10,000 or above in the first 2 months after card issuance
Promotion period is valid from 1 to 30 June 2019, both days inclusive

OPTION 2

9,000 Miles

135,000 Points (Redeemable for 9,000 Miles) upon spending of HK$10,000 or above in the first 2 months after card issuance
Promotion period is valid from 1 to 30 June 2019, both days inclusive

APR/Fees

APR

Minimum Payment

All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1.5% of outstanding principal, plus any overlimit anount (if any).

Late payment charge

Minimum HK$180 and maximum HK$250

Retail Purchase APR

35.52%

Cash Advance APR

39.72%

Interest Free Repayment Period

58 days

Fees

Annual fee

$ 1,800

Eligibility

Minimum Age

18 years old

Min. Annual Income

$ 150,000

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Latest news
Read the latest news about financial products in Hong Kong and the best money saving tips.

Confused about credit card terms?
Glossary terms to know for first-time credit card users