Great for

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  Requirement	Welcome Offer
  Spend over HK$8,000 or above within the first 60 calendar days from card issuance	New Customers $800 RewardCash

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  RewardCash rebates across the board, no minimum spending requirement, and no registration needed

  • Online transactions: up to 4% RewardCash rebate (equivalent to HK$2.5 per air mile)
  • Local supermarket transactions: 2% RewardCash rebate (equivalent to HK$5 per air mile)
  • Other local and overseas transactions: 1% RewardCash rebate (equivalent to HK$10 per air mile)
  • Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)
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  Perpetual annual fee waiver
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  Exclusive handling fee offer for Spending Instalment as low as HK$50
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  Enjoy up to 11% off and 4% spending rebate on selected hotel bookings at Hotels.com
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  Enjoy HK$30 off your orders at Deliveroo
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  Earn extra $20 RewardCash via HSBC Reward+ Stamp Cards at YATA

Need to know

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  The Welcome Offer Promotional Period starts from 1 August 2021 to 28 February 2022
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  The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 February 2021
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  Hotels.com discount is available on a first-come-first-served basis subject to monthly quota. Customers can enjoy 9% off after the quota is full. Discount is not applicable to non-participating hotels. Deliveroo discount is only applicable to Deliveroo orders over HK$150 by using the designated HK$30 off promotion code. Customers can enjoy the discount maximum 2 times a month. Customers can earn 1 stamp via HSBC Reward+ upon making a single net transaction of HK$250 or above at YATA, successfully collect 3 stamps to redeem an extra $20 RewardCash.
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  To borrow or not to borrow? Borrow only if you can repay!