Great for

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  RewardCash rebates across the board, no minimum spending requirement, and no registration needed

  • Online transactions: up to 4% RewardCash rebate (equivalent to HK$2.5 per air mile)
  • Local supermarket transactions: 2% RewardCash rebate (equivalent to HK$5 per air mile)
  • Other local and overseas transactions: 1% RewardCash rebate (equivalent to HK$10 per air mile)
  • Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)
  • 2022 Red Hot Spending Rewards on Dining: From 6 September to 15 November 2022, accumulate local spending of HK$10,000 or above to receive an extra 3% rebate, up to an extra $400 RewardCash; add your card to Apple Pay for the first time and make one dining transaction of HK$300 or above via Apple Pay to earn extra $50 RewardCash.
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  Perpetual annual fee waiver
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  Exclusive handling fee offer for Spending Instalment as low as HK$50
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  YATA: Enjoy a maximum of an extra $60 RewardCash in each phase via HSBC Reward+ Stamp Cards
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  McDonald’s: Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards

Need to know

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  Make eligible transactions with single net spending amount of HK$200 or above at YATA to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 9 stamps in each phase.
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  Make eligible transactions with single net spending amount of HK$25 or above at McDonald’s to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 8 stamps each month.
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  To borrow or not to borrow? Borrow only if you can repay!