HSBC Red Credit Card
Offers
MoneyHero Reward up to HK$850
Bank Gift - On Top of MoneyHero's
Apply for a designated credit card through MoneyHero between 6pm on 4 November and 5:59pm on 30 November 2026, take on the 15-second shopping challenge and submit your score! Meet the approval and spending requirements (if applicable), and finish among the top 38 eligible participants to win an extra reward:
- 1st–5th place: Nintendo Switch 2 (worth HK$3,700)
- 6th–38th place: HK$500 Wellcome Shopping Voucher
🎮 Click here to join the Double 11 Cart Dash Challenge and put your shopping speed to the test!
✍️ After completing the game, save your score using the email address used when applying for the HSBC Red Credit Card. Then, select to participate in the Double 11 Shopping Speed Challenge and enter your Game Record ID in the HSBC Red Reward Redemption Form. The form must be submitted within 7 days of submitting the credit card application or by 5:59 PM on 30 November 2026, whichever is earlier.
- Win an Extra Switch 2 / HK$500 Wellcome Voucher
- Only eligible participants who meet the credit card application and campaign requirements are eligible to compete for the rewards.
- The 38 winners will be selected based on their total game scores. In the event of a tie, winners will be ranked by the highest Combo count, followed by the number of incorrect taps and the time the game record was submitted.
- The rewards under this campaign are additional rewards and will not affect the original MoneyHero credit card rewards, provided that the relevant eligibility requirements are met.
- Please refer to the campaign Terms and Conditions for details.
- 8% RewardCash rebate (up to HK$100 RewardCash per calendar month)
- 4% RewardCash rebate (up to HK$400 RewardCash per calendar month)
From now until 31 December 2026, enjoy the following RewardCash offers with your HSBC Red Credit Card:
- 8% RewardCash on the first HK$1,250 of eligible spending at selected local and overseas merchants each calendar month. Thereafter, earn 0.4% RewardCash with no spending cap on eligible transactions.
- 4% RewardCash on the first HK$10,000 of eligible online spending each calendar month. Thereafter, earn 0.4% RewardCash with no spending cap on eligible online transactions.
Please refer to the Terms and Conditions for full promotion details.
- New credit card customers can receive $300 RewardCash
New Credit Card Customers applying for HSBC Red Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 5,800 or above within the first 60 calendar days after card issuance:
- $300 RewardCash
Terms and conditions apply.
- New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash
Welcome Offer
- New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
- Terms and conditions apply.
- New credit card customers can receive $300 RewardCash
Promotion period: 24 August 2026 - 30 November 2026
New credit card customers who apply for the HSBC Red Credit Card via the HSBC website, HSBC Personal Internet Banking or the HSBC HK App during the promotion period and enter promo code "HSBCRED" upon application will be eligible for the offer. Upon successful approval, cardholders who accumulate HK$12,000 or more in eligible spending within the first 60 calendar days from card issuance will receive:
-
- An additional HK$350 RewardCash, bringing the total welcome offer to up to HK$650 RewardCash together with the basic welcome offer.
- Cardholders must hold a valid HSBC Red Credit Card and maintain a good credit standing throughout the promotion period and when the reward is awarded.
- Customers who have cancelled any HSBC personal credit card as the principal cardholder within the past 12 months, as well as supplementary card applicants, are not eligible.
- HSBC will determine eligibility based on its records of eligible transactions.
- The additional HK$350 RewardCash will be credited to the HSBC Red Credit Card account within four months after the eligible spending requirement is fulfilled.
- If any transaction counted towards the reward is subsequently cancelled, or if the HSBC Red Credit Card is cancelled within 13 months from card issuance, HSBC reserves the right to claw back the RewardCash or deduct the equivalent value from the card account without prior notice.
Subject to the relevant terms and conditions.
Highlights
Things to Consider
New HSBC Rewards Partners
Starting from 11 May 2026, HSBC Hong Kong introduce three new mileage and hotel partners, bringing the total number of HSBC Rewards partners to 19, giving customers even more redemption options:
- New Travel Partners
- Hilton (available for EveryMile Card and HSBC Privé only)
- Hainan Airlines and China Southern Airlines (available for all credit cards, including EveryMile and HSBC Privé)
- Redemption Rate
- Preferential redemption rate for all EveryMile cardholders: 1 RC = 20 miles / hotel points
RewardCash rebates across the board, no minimum spending requirement, and no registration needed
- Online transactions: up to 4% RewardCash rebate (capped at HK$10,000 per month) (equivalent to HK$2.5 per air mile); 0.4% rebate for remaining spending
- Designated merchants spending: 8% RewardCash rebate ((capped at HK$1,250 per month); 0.4% rebate for remaining spending)
- Food and beverage: Sushiro Hong Kong, TamJai SamGor Mixian, TamJai Yunnan Mixian
- Fashion and sports: - GU, Decathlon Hong Kong
- Entertainment: NAMCO and TAITO STATION
- Terms and Conditions apply
- Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)
- Terms and Conditions apply
Perpetual annual fee waiver
McDonald’s: Enjoy a maximum of an extra $30 RewardCash each month via HSBC Reward+ Stamp Cards
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
To borrow or not to borrow? Borrow only if you can repay!
