
HSBC Red Credit Card
The HSBC Red Credit Card comes with a permanent annual fee waiver. It offers 4% cashback on online purchases, 2% cashback at supermarkets, and an unlimited 1% cashback on other spending, along with a welcome offer. The high limit on cashback for online purchases makes it popular for using this card on platforms like Taobao, HKTVmall, or purchasing iPhones. Additionally, using PayMe for top-ups provides a 0.4% cashback. The reward cashback can be redeemed for miles, cashback, or gifts.
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3 Offers Available


MoneyHero Exclusive Offer
HK$300 Apple Store Gift Card
+ 1 other gift options
- New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher by fulfilling the following requirements:
- From 01 May 2025 10 a.m. to 29 May 2025 6 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Red Credit Card for Students via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
- On or before 30 June 2025: The card must be successfully approved, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.


Jetour X HSBC Red Hot Travel Special
Up to 12%off on selected cruise products booking and Up to HKD 500 Discount
Jetour X HSBC Red Hot Travel Special
From 1 April to 30 June 2025,Enjoy the following discounts with your HSBC credit card:Offer 1
- Enjoy discounts of up to 12% off per room on booking selected cruise products at designated 25 cruise companies.
- For details please click:https://www.jetour.com.hk/theme-detail/hsbc-cruise
- Enjoy HKD 500 discount per customer on booking selected travel products.
- For details please click:https://www.jetour.com.hk/theme-detail/hsbc-tour


Red Hot Dinning Special
Enjoy exclusive offers of up to 50% off at over 30 selected dining outlets
HSBC Red Hot Dinning Special
- From 1 April to 30 June 2025, simply spend with your HSBC Credit Card at over 30 selected dining outlets to enjoy exclusive offers of up to 50% off.
- For details please click:https://www.redhotoffers.hsbc.com.hk/en/latest-offers/red-hot-dining-special/2025-q2-dining/hotel-dining/
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Things to consider when choosing this card:
Things to consider
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Online shopping rebate
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Overseas rebate
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Annual fee waiver
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Cinema ticketing
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HSBC Red Credit Card Benefits
Cashback
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Cashback Base Rate
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Cashback Dining
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Online spending
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Cashback Overseas Online Shopping
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Airmiles
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Airmiles Local Online Shopping
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HSBC Red Credit Card More Info
RewardCash rebates across the board, no minimum spending requirement, and no registration needed
- Online transactions: up to 4% RewardCash rebate (capped at HK$10,000 per month) (equivalent to HK$2.5 per air mile); 1% rebate for remaining spending
- Designated spending categories: 1% RewardCash rebate
- Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)
- Terms and Conditions apply
McDonald’s: Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards
MCL Cinemas: Enjoy a maximum of an extra $90 RewardCash each month via HSBC Reward+ Stamp Cards
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Other things to note
- Make eligible transactions with single net spending amount of HK$30 or above at McDonald’s to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 8 stamps each month.
- Make eligible transactions with single net spending amount of HK$50 or above at MCL Cinemas to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 9 stamps in each phase.
- To borrow or not to borrow? Borrow only if you can repay!
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HSBC Red Credit Card Eligibility
Eligibility
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HSBC Red Credit Card Fees / Repayment
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HSBC Red Credit Card Others Info
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