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Citi Cash Back Card

MoneyHero.com.hk Exclusive OfferSponsored Product
MoneyHero.com.hk Exclusive Offer:
Up to $1,640 reward as welcome offer
2% auto rebate for local dining, hotel spending and foreign currency spending with no cap
1% cash rebate from e-Wallets transaction
2% auto rebate for local dining, hotel spending and foreign currency spending with no cap
1% cash rebate from e-Wallets transaction

Features

Spending requirements Reward rebate
Spending of HK$10,000 or above within first two months $1,000 welcome cash rebate +
$100 basic cash rebate
Eligible retail transactions via Apple Pay, Google Pay or
Samsung Pay within the first 2 months from the date of card issuance
 $40 cash rebate
Successful applications via MoneyHero.com.hk HK$500 Wellcome cash coupon
  Up to $1,640 rewards
1% unlimited rebate for other spending, including e-wallet top up and Octopus Card auto top up.
Most suitable for customer who has big spending in short period.
HK$500 Wellcome cash coupon: Only applicable to the applicants from moneyhero.com.hk from 11 to 30 April 2019.
Please click here for guide on coupon redemption.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and Citibank.
Welcome Gift Requirement: New customer who has accumulate spending of HK$10,000 or above within the first 2 months from the date of card issuance can earn extra HK$1,000 cash rebate. Any eligible spending includes PayMe, Apple Pay, Google Pay, WeChat Pay, Ali Pay or Octopus, etc.
Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate
Transactions made in respect of banquet services, private functions and private room events will not be counted as Eligible Hotel Spending Transactions. The full amount of earned rebate will be credited to the Card account on the following statement when the accumulated rebate balance reaches HK$200 or above.

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer
HK$500 Supermarket coupon

From 11 to 30 April 2019, both days inclusive, for new customers applying through MoneyHero.com.hk

Welcome Offers
Up to HK$1,000 Cash Rebate

New Customers who did not have Citi Credit Card in past 12 months apply before 30 April 2019 and accumulate spending of HK$10,000 or above within the first 2 months from card issuance


APR/Fees

APR
Minimum Payment
a)The total of all current month's interest, annual fee, late charge, past due amount, overlimit amount, other fees and charges if any; and b)1.5% of statement balance (exclude item a, where applicable)
Late payment charge
Maximum HK$250
Retail Purchase APR
35.52%
Cash Advance APR
39.72%
Interest Free Repayment Period
58 days
Fees
Annual fee
$ 1,800
Foreign Currency Transaction Fee
1.95%

Eligibility

Minimum Age
18 years old
Min. Annual Income
$240,000

DBS Black American Express® Card

MoneyHero.com.hk Exclusive OfferSponsored Product
MoneyHero.com.hk Exclusive Offer:
Exclusive HK$300 Wellcome cash coupon for successful applications via MoneyHero.com.hk
Up to 100,000 welcome miles
Choose from various frequent flyer programs without any fee
Up to 100,000 welcome miles
Choose from various frequent flyer programs without any fee

Features

Local Spending
  • HK$1 = 1 mile (upper limit: 5,000 miles) for first HK$5,000
  • HK$5 = 1 mile (upper limit: 47,000 miles) for thereafter HK$235,000
  • Overseas Spending
  • HK$2.5 = 1 mile (upper limit: 28,000 miles) for first HK$70,000
  • [Limited Offer till 31 Dec 2019] HK$3 = 1 mile (upper limit: 20,000 miles) for thereafter HK$60,000
  • Register at DBS Omni website or via its mobile app with DBS Black American Express® Card during the promotion period and spend overseas, the first HK$60,000 spending can be entitled to: HK$3 = 1 Mile
  • Promotion Period: 1 March – 31 December 2019
  • Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time.
    Redeem at the rate DBS$72=1,000 Miles without any expiry date and fee. Enjoy 3X DBS$ (HK$6 = 1 mile) on local and overseas spending
    Spending conditions and composition of 100,000 Miles Rewards
  • Local Eligible Spending: A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000,
    a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000;
  • Overseas Eligible Spending: A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000,
    A maximum of 20,000 miles at the rate of HK$3 = 1 mile for the first HK$60,000;
    ([Limited Offer] Sign up Overseas Spending Upgrade Offer till 31 Dec 2019)

  • Total accumulated miles rewards: 100,000 miles (i.e. DBS$7,200)
    Extra exclusive offer - HK$300 Wellcome cash coupon: Only applicable to the new applicants from MoneyHero.com.hk from 7 March to 20 April 2019.
    Please click here for guide on coupon redemption.
    All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS Bank.


    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$300 Wellcome Cash Coupon
    • HK$300 Wellcome Cash Coupon: Only applicable to the new applicants from MoneyHero.com.hk from 7 March to 20 April 2019.
    Welcome Offers
    Up to 100,000 Miles
    • Local Eligible Spending: A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000; a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000;
    • Overseas Eligible Spending: A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000; A maximum of 20,000 miles at the rate of HK$3 = 1 mile for the first HK$60,000

    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$50).
    Late payment charge
    Minimum HK$180 and maximum HK$250
    Retail Purchase APR
    36.33%
    Cash Advance APR
    39.53%
    Interest Free Repayment Period
    60 days
    Fees
    Annual fee
    $2,000
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Min. Annual Income
    $240,000
    Minimum Age
    18 years old

    BEA iTitanium Card

    MoneyHero.com.hk Exclusive OfferSponsored Product
    MoneyHero.com.hk Exclusive Offer:
    Overseas transaction fee wavier
    Or HK$500 cash rebate or HKTVmall Gift Voucher; extra 5 days Birdie Travel SIM
    BEA Days up to HK$500 cash rebate each month
    Or HK$500 cash rebate or HKTVmall Gift Voucher; extra 5 days Birdie Travel SIM
    BEA Days up to HK$500 cash rebate each month

    Features

    Welcome gift (Choose either one):
    1. HK$500 cash rebate; OR
    2. HK$500 HKTVmall Gift Voucher; OR
    3. First 12 months overseas transaction fee wavier (exclusively from MoneyHero.com.hk)
    Card Approval Offer.5 days Birdie Travel SIM
  • Activated the card through BEA App on or before 30th June, 2019;
  • BEA will deliver a redemption coupon code through SMS message to Eligible Customers’ mobile number registered with BEA within 2 months
  • BEA Days 11X Bonus Points (4.4% rebate):
    Spending category Single transaction Rebate
    Local Spending ≥HK$500 11X Bonus Points (max. HK$200/month)
    Overseas Spending 11X Bonus Points (max. HK$200/month)
    Mobile Payment (Fast food / Coffee shop)<HK$500 10% (max. HK$100/month)
    Earn total HK$500 rebate each month for local spending HK$5,000, overseas spending HK$5,000, and mobile payment HK$1,000. For details and registration, please refer to here.
    Cash rebate
  • 3% i-Dollar rebate for online shopping
  • Every HK$250 in retail spending = HK$1 cash rebate
  • Foreign currency fee will be adjusted to 1.5% from 1st May 2019
    10% off on movie tickets
  • 10% off on regular-price movie tickets at MCL Cinemas (except The Grand Cinema) and priority ticketing counter at the Festival Grand Cinema box office
  • 10% off on regular-price movie tickets at UA Cinemas and priority ticketing counter at the UA Cinemas box offices
  • Priority booking service for spectacular concerts

    Promotions and Terms and Conditions

    Welcome Offers
    OPTION 1
    HK$500 cash rebate
  • Within 2 months of card issuance, new customers are required to
    1. activate the card through the BEA App; AND
    2. reach HK$6,000 in local/overseas retail spending or cash advances
  • HK$500 cash rebate will be credited to the cardholder’s account within 2 months after the spending requirement is fulfilled

  • OPTION 2
    HK$500 HKTVmall Gift Voucher
  • Within 2 months of card issuance, new customers are required to
    1. activate the card through the BEA App; AND
    2. reach HK$6,000 in local/overseas retail spending or cash advances
  • The HK$500 HKTVmall gift voucher will be mailed to the cardholder’s mailing address within 2 months after the spending.
  • Use of the gift voucher will be bound by the terms and conditions prescribed by the participating merchant.

  • OPTION 3
    Overseas transaction fee wavier (exclusively from MoneyHero.com.hk)
    1. Within 2 months of card issuance, new customers are required to activate the card through the BEA App
    2. First 12 months overseas transaction fee wavier on first HK$100,000 spending

    APR/Fees

    APR
    Minimum Payment
    All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount.
    Late payment charge
    HK$/CNY350 or the Minimum Payment Due, whichever is lower.
    Retail Purchase APR
    36.43%
    Cash Advance APR
    39.38%
    Interest Free Repayment Period
    56 days
    Fees
    Annual fee
    $ 600
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $40,000

    BEA Visa Signature Card

    MoneyHero.com.hk Exclusive OfferSponsored Product
    MoneyHero.com.hk Exclusive Offer:
    Overseas transaction fee wavier for successful application via MoneyHero.com.hk
    Or HK$800 cash rebate as welcome gift
    BEA Days up to HK$500 cash rebate each month
    Or HK$800 cash rebate as welcome gift
    BEA Days up to HK$500 cash rebate each month

    Features

    Welcome gift (Choose either one):
    1. HK$800 cash rebate; OR
    2. First 12 months overseas transaction fee wavier (exclusively from MoneyHero.com.hk)
    BEA Days 11X Bonus Points (4.4% rebate):
    Spending category Single transaction Rebate
    Local Spending ≥HK$500 11X Bonus Points (max. HK$200/month)
    Overseas Spending 11X Bonus Points (max. HK$200/month)
    Mobile Payment (Fast food / Coffee shop)<HK$500 10% (max. HK$100/month)
    Earn total HK$500 rebate each month for local spending HK$5,000, overseas spending HK$5,000, and mobile payment HK$1,000. For details and registration, please refer to here.
    Unlimited Bonus Points
  • Local dining 6X Bonus Points (2.4% rebate)
  • Overseas spending 4X Bonus Points (1.6% rebate)
  • Foreign currency fee will be adjusted to 1.5% from 1st May 2019
    Two free travel insurance plans
    10% off on movie tickets
  • 10% off on regular-price movie tickets at MCL Cinemas (except The Grand Cinema) and priority ticketing counter at the Festival Grand Cinema box office
  • 10% off on regular-price movie tickets at UA Cinemas and priority ticketing counter at the UA Cinemas box offices
  • Priority booking service for spectacular concerts

    Promotions and Terms and Conditions

    Welcome Offers
    OPTION 1
    HK$800 cash rebate
  • Within 2 months of card issuance, new customers are required to
    1. activate the card through the BEA App; AND
    2. reach HK$8,000 in local/overseas retail spending or cash advances
  • HK$800 cash rebate will be credited to the cardholder’s account within 2 months after the spending requirement is fulfilled

  • OPTION 2
    Overseas transaction fee wavier (exclusively from MoneyHero.com.hk)
    1. Within 2 months of card issuance, new customers are required to activate the card through the BEA App
    2. First 12 months overseas transaction fee wavier on first HK$100,000 spending

    APR/Fees

    APR
    Minimum Payment
    All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount.
    Late payment charge
    HK$/CNY350 or the Minimum Payment Due, whichever is lower.
    Retail Purchase APR
    36.43%
    Cash Advance APR
    39.38%
    Interest Free Repayment Period
    56 days
    Fees
    Annual fee
    $ 1,800
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $240,000

    EarnMORE Unionpay Diamond Card

    Latest OfferSponsored Product
    Latest Offer:
    OTO Qseat foot massager as welcome offer
    2% cash rebate for Octopus Automatic Add Value Service
    3 complimentary visits to the Plaza Premium Lounges at airport
    2% cash rebate for Octopus Automatic Add Value Service
    3 complimentary visits to the Plaza Premium Lounges at airport

    Features

    Qualified spending requirements Welcome offer
    (Choose 1 from 4)
    Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    Fee: HK$200 each month x 3-month installment
    OTO Qseat foot massager
    Qualified retail spending over HK$8,500 within the first 90 days of card issuance HK$600 Häagen-Dazs™ coupon
    Qualified retail spending over HK$8,500 within the first 90 days of card issuance HK$500 cash rebate
    No spending requirement Up to HK$90,000 interest-free and handling fee-free Cash instalment program
    Extra HK$100 cash rebate for successful online applications
    Apply Octopus Automatic Add Value Service using EARNMORE credit card to enjoy 2% cash rebate at every reloading
    2% cash rebate (1% basic + 1% extra rebate) on year-round spending; cap for the 1% extra cash rebate during 1 January - 31 December 2019; the cash rebate will be deposited in next credit card statement
    Exemption of foreign transaction fees
    Annual fee waiver for the first 2 years
    Welcome offer only applies to new applicants who successfully apply EarnMORE Unionpay Diamond Card during the promotional period from 1 January to 31 December 2019 (Both dates inclusive)

    Promotions and Terms and Conditions

    Welcome Offers
    OPTION 1
    OTO Qseat foot massager

    Qualified retail spending over HK$8,500 within the first 90 days of card issuance + Fee: HK$200 each month x 3-month installment


    OPTION 2
    HK$600 Häagen-Dazs™ coupon

    Qualified retail spending over HK$8,500 within the first 90 days of card issuance


    OPTION 3
    HK$500 cash rebate

    Qualified retail spending over HK$8,500 within the first 90 days of card issuance


    OPTION 4
    Up to HK$90,000 interest-free and handling fee-free Cash instalment program

    No spending requirement


    APR/Fees

    APR
    Minimum Payment
    HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
    Late payment charge
    HK$250 or an amount equivalent to the minimum payment stated on the monthly statement (whichever is lower)
    Retail Purchase APR
    44.55%
    Cash Advance APR
    47.32%
    Interest Free Repayment Period
    53 days
    Fees
    Annual fee
    $ 800

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $150,000

    American Express® Cathay Pacific Elite Credit Card

    MoneyHero.com.hk Exclusive OfferSponsored Product
    MoneyHero.com.hk Exclusive Offer:
    Up to 76,000 Asia Miles; extra HK$200 Wellcome cash coupon exclusively from MoneyHero.com.hk
    Free visits to the Plaza Premium Lounges at airport
    6,000 miles + $200 Wellcome cash coupon earned from new customers' spending $5,000
    Free visits to the Plaza Premium Lounges at airport
    6,000 miles + $200 Wellcome cash coupon earned from new customers' spending $5,000

    Features

    Requirements Welcome offers & exclusive reward
    Basic Cardmembers submit their Card application online 1,000 Asia Miles
    Welcome Bonus: spend HK$5,000 in the first 3 months 5,000 Asia Miles
    Local Spend Bonus: HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000) 40,000 Asia Miles
    Foreign Currency Spend Bonus (Both Online And Offline): Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000) 30,000 Asia Miles
    Successful applications via MoneyHero.com.hk HK$200 Wellcome cash coupon
      Up to 76,000 Asia Miles in total + HK$200 Wellcome cash coupon
    Unlimited Plaza Premium Lounge access all year-round for Basic Cardmembers.
    Enjoy Enrolment Fee Waiver for Green tier membership of The Marco Polo Club
    A first year annual fee waiver is applicable. Annual Card fee of HK$1,800 will be waived for the following year simply by spending HK$150,000 annually or if you hold The Marco Polo Club Silver membership tier (or above) at the time of your annual Card fee renewal
    Wellcome offer and first year annual fee waiver do not applicable to applicants who have AMEX CX or CX Elite Card now or past 12 months
    HK$200 Wellcome cash coupon Exclusive rewards are only applicable to the new applicants from MoneyHero.com.hk from 1 April to 30 April 2019
  • Please click here for guide on coupon redemption.
  • All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.

  • Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    $200 Wellcome cash coupon

    From 1 to 30 April 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

    Welcome Offers
    Up to 76,000 Asia Miles
    1. Online application Bonus: 1,000 Asia Miles - Submit application online
    2. Welcome Bonus: 5,000 Asia Miles - Spend HK$5,000 in the first 3 months
    3. Local Spend Bonus: Up to 40,000 Asia Miles - HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000)
    4. Foreign Currency Spend Bonus (Both Online And Offline): Up to 30,000 Asia Miles - Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000)

    APR/Fees

    APR
    Minimum Payment
    The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
    Late payment charge
    5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
    Retail Purchase APR
    38.23%
    Cash Advance APR
    36.07%
    Fees
    Annual fee
    $ 1,800
    Foreign Currency Transaction Fee
    2%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $300,000

    Hang Seng Prestige World Mastercard

    Latest Offer
    Latest Offer:
    Up to $600 Cash Dollars as welcome offer
    Extravagant rewards include delicacies, shopping and travel privileges
    Perpetual annual fee waiver
    Extravagant rewards include delicacies, shopping and travel privileges
    Perpetual annual fee waiver

    Features


    Welcome Offers
    1. $400 Cash Dollars and
    2. $200 Cash Dollars (Online Application Extra Reward)

    *Promotion period: 1 January to 30 June 2019

    Starting from the month of successful registration
    Eligible spending transactions Cash Dollars Rebate
    Overseas6%
    Online shopping & weekend local dining 4%

    *Offers of up to 20% off from international delicacies to exquisite cuisines at world-class hotels and Michelin-starred restaurants


    Travel privileges
  • Airport limousine service
  • Worldwide airport lounge privilege,
  • Brand new hotel & resorts privileges and
  • 10% off for all car groups’ rental
  • Entitled to 25% off shopping offers at Gmarket Global (Korean fashion)
    Enjoy up to 22% off plus free shipping at lookfantastic
    Birthday privileges
    Perpetual annual fee waiver is applicable to principal and supplementary card customers
    Prestige World Mastercard is offered to Prestige Banking customers only. In case of cancellation of the Prestige Banking account, Hang Seng Prestige World Mastercard will also become invalid, and those exclusive offers that can be enjoyed through the card will also be no longer available
    The welcome offers are only applicable to Principal Card customers without holding any Hang Seng Prestige World Mastercard currently and/or in the past 12 months
    If a customer has received the welcome gift and subsequently cancels the Hang Seng Prestige World Mastercard account within 13 months from the date of the account opening, a handling fee of an equivalent amount will be charged

    Promotions and Terms and Conditions

    Welcome Offers
    Up to $600 Cash Dollars
    • $400 Cash Dollars:
      Customers are required to accumulate transaction amount of HKD10,000 within 60 days from the date of new card issuance
    • Extra $200 Cash Dollars:
    1. Fulfil the above spending requirements
    2. Eligible Customers are required to apply for any of the Designated Credit Cards via online or through designated hotline


    APR/Fees

    APR
    Retail Purchase APR
    34.97%
    Cash Advance APR
    38.37%
    Fees
    Annual fee
    $6000
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    Min. Annual Income
    HK$150000

    HSBC UnionPay Dual Currency Diamond Card

    Buy 1 get 1 free movie tickets on Friday and Saturday at all Cinema City outlets
    Buy 1 get 1 free movie tickets on Friday and Saturday at all Cinema City outlets

    Features

    Up to three visits to participating airport lounges (Spend HK$/MOP 12,000 within two consecutive natural months)
    Enjoy airport limousine service at privileged rate of $250 per ride
    Complimentary Wi-Fi package for free (worth HKD120) at Wifi BB and an extra 20% off discount
    You can receive a total of up to 11X RewardCash rebate on overseas spending.
    Basic Rewards: You can earn $1 RewardCash for every HKD250 you spend on a credit card.
    Enjoy 6X RewardCash by registering for "Red Hot Rewards of Your Choice" programme and allocating extra RewardCash to your preferred spending categories.(Promotional period till 31 Dec 2019), i.e, earn extra $5 RewardCash for every HKD250 RewardCash.
    Enjoy extra 5X RewardCash by registering for "Red Hot Online & Overseas Spending Rewards" to earn 5X RewardCash on eligible online and overseas transactions. (Promotional period till 31 Dec 2019) , i.e, earn extra $5 RewardCash for every HKD250 RewardCash.
    Cardholders could only enjoy the "Red Hot Rewards" by register before 31 October 2019 among your six preferred spending categories of Dining, Entertainment, Home, Lifestyle, China Spending and Overseas Spending for the first $100,000 eligible spending.
    Cardholders could only enjoy the "Red Hot Online & Overseas Spending Rewards" by register in the promotional period and conducted Eligible Transaction(s) with an Eligible Credit Card for a cumulative Net Spending Amount of $3,000 or above in each Phase during the Promotional Period. The total maximum amount of extra RewardCash on Eligible Transactions to be awarded to each Cardholder in each Phase is $300.
    To borrow or not to borrow? Borrow only if you can repay!

    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is $50).
    Late payment charge
    Minimum Payment Due or $230, whichever is lower
    Retail Purchase APR
    36.43%
    Cash Advance APR
    37.75%
    Interest Free Repayment Period
    56 days
    Fees
    Annual fee
    $ 1,800
    Foreign Currency Transaction Fee
    1.0%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $150,000

    HSBC Visa Gold Card

    Redeemable in HK$1,400 vouchers, 14,000 air miles or other rewards
    First 2 years annual fee waiver
    Redeemable in HK$1,400 vouchers, 14,000 air miles or other rewards
    First 2 years annual fee waiver

    Features

    Spending requirements Welcome offer
    Spend over HK$8,000 or above within first 60 calendar days from the issuance of credit card New Customers: HK$1,000 RewardCash
    Existing Customers: HK$400 RewardCash
    Submit application form online and be approved HK$300 RewardCash
    Successfully settled credit card statement via “Pay with RC” function in HSBC Reward+ Mobile App within the first 60 calendar days from the issuance of the credit card HK$100 RewardCash
    New Customers can enjoy up to HK$1,400 RewardCash
    Year-round spending rewards up to 4.4% RewardCsh rebate (equivalent to HK$2.3 per air mile)
    Basic Rewards: You can earn HK$1 RewardCash for every HKD250 you spend on a credit card.
    Enjoy 2% RewardCash by registering for "Red Hot Rewards of Your Choice" programme and allocating extra RewardCash to your preferred spending categories.(Promotional period till 31 Dec 2019), i.e, earn extra HK$6 RewardCash for every HKD250 RewardCash.
    Enjoy extra 2% RewardCash by registering for "Red Hot Online & Overseas Spending Rewards" to earn 2% RewardCash on eligible online and overseas transactions. (Promotional period till 31 Dec 2019) , i.e, earn extra HK$5 RewardCash for every HKD250 RewardCash.
    You could earn RewardCash for pay bills online.
    Exclusive worldwide shopping, dining, leisure and entertainment discounts with home&Away
    Emergency and travel assistance wherever you are in the world, 24 hours a day.
    The Welcome Offer Promotional Period is from 15 March 2019 to 3 June 2019, both dates inclusive
    Cardholders could only enjoy the "Red Hot Rewards" by register before 31 October 2019 among your six preferred spending categories of Dining, Entertainment, Home, Lifestyle, China Spending and Overseas Spending for the first HK$100,000 eligible spending.
    Cardholders could only enjoy the "Red Hot Online & Overseas Spending Rewards" by register in the promotional period and conducted Eligible Transaction(s) with an Eligible Credit Card for a cumulative Net Spending Amount of HK$3,000 or above in each Phase during the Promotional Period. The total maximum amount of extra RewardCash on Eligible Transactions to be awarded to each Cardholder in each Phase is HK$300.
    To borrow or not to borrow? Borrow only if you can repay!

    Promotions and Terms and Conditions

    Welcome Offers
    Up to $1,400 RewardCash
    1. Welcome Gift – $1,000 (for New Customers) / $400 (for Existing Customers) RewardCash: Spend over HK$8,000 or above within first 60 calendar days from the issuance of credit card
    2. Online Application Reward – $300 RewardCash: Submit application form online and be approved
    3. “Pay with RC” Reward – $100 RewardCash: Successfully settled credit card statement via “Pay with RC” function in HSBC Reward+ Mobile App within the first 60 calendar days from the issuance of the credit card

    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is $50).
    Late payment charge
    Minimum Payment Due or $230, whichever is lower
    Retail Purchase APR
    36.43%
    Cash Advance APR
    37.75%
    Interest Free Repayment Period
    56 days
    Fees
    Annual fee
    $ 600
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $60,000

    CNCBI Motion Credit Card

    MoneyHero.com.hk Exclusive Offer
    MoneyHero.com.hk Exclusive Offer:
    Free six-month Birdie 5-GB Plan OR Up to HK$660 rebate as welcome gift
    HK$200 cash rebate exclusively from MoneyHero.com.hk
    2% Local Dining and Overseas Spending Cash Rebate in first year; First 3 years annual fee waiver
    HK$200 cash rebate exclusively from MoneyHero.com.hk
    2% Local Dining and Overseas Spending Cash Rebate in first year; First 3 years annual fee waiver

    Features

    Qualified spending requirements Welcome offer
    (Choose either one)
    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance Free six-month Birdie 5-GB Plan (monthly fee: HK$90)
    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance HK$400 Cash Rebate
    MoneyHero.com.hk Exclusive Offer: HK$200 Cash rebate
    1. New customers successfully apply CNCBI VISA Platinum Card, CNCBI Air China Dual Currency Credit Card or CNBI Motion Credit Card through MoneyHero.com.hk during the promotion period
    2. Promotion period: 1 to 30 April 2019; and
    3. New customers are entitled to earn up to HK$200 cash rebate (MoneyHero.com.hk Exclusive Offer); and
    4. China CITIC Bank will credit the HK$200 cash rebate into the respective credit card account within 3 months after the card approval month.
    Dual Card Application HK$100 Reward Cash Rebate
    1. Successfully applied both CNCBI VISA Platinum Card and CNCBI Air China Dual Currency Credit Card or CNCBI Motion Credit Card and CNCBI Air China Dual Currency Credit Card simultaneously;
    2. Fulfil the related requirements of the promotion; and
    3. Must spend with CNCBI VISA Platinum Card or CNCBI Motion Credit Card (transaction made by CNCBI Air China Dual Currency Credit Card are not included)
    2% Local Dining and Overseas Spending Cash Rebate in first year:
    Within the first 12 months after approval of CNCBI Motion Credit Card, you can enjoy 2% Local Dining and Overseas Spending Cash Rebate on eligible spending. Subsequently, you will continue to enjoy 0.55% Basic Cash Rebate(payment make via ATM/online banking for first HK$10,000 each month). For every HK$180 spending, you can earn =~ HK$1 Cash Rebate.
    2% Local Dining and Overseas Spending Cash Rebate in first year:
    Make eligible spending with the designated credit card within the first 12 months of issuance of the card (calculated with reference to the transaction dates) can enjoy 2% Cash Rebate on completed and posted eligible spending made within the same calendar month (calculated with reference to the transaction dates). 2% Cash Rebate includes 0.55% Basic Cash Rebate (payment make via ATM/online banking for first HK$10,000 each month) and 1.45% Extra Cash Rebate

    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$200 Cash rebate

    New customers successfully apply CNBI Motion Credit Card through MoneyHero.com.hk from 1 to 30 April 2019

    Welcome Offers
    OPTION 1
    Free six-month Birdie 5-GB Plan (monthly fee: HK$90)

    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance


    OPTION 2
    HK$400 Cash Rebate

    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance


    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$250).
    Late payment charge
    HK$300 or Minimum Payment, whichever is lower.
    Retail Purchase APR
    34.49%
    Cash Advance APR
    36.43%
    Interest Free Repayment Period
    57 days
    Fees
    Annual fee
    $ 1,200
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $150,000

    Need some help?

    No worries, we've got you covered!

    What are the advantages of using a credit card for dining?

    Dinning credit cards usually offer reward point or cash back plans, in which you can redeem supermarket vouchers, air miles or cash rebates. Credit cards offer not only reward points but also exclusive dining offers together with designated restaurants and bars -- what a double offer!

    How to redeem promotions and offers?

    Just like other cashback and reward schemes, the bonus points or cashback that you earn from your dining credit card at restaurants will be automatically reflected on the rewards program. For some special promotions and offers, you may have to register with your credit card issuer first to redeem them.

    There are some credit cards that offer year-long deals for dining, so depending on your lifestyle, it's up to you to find a credit card that allows you to maximize your dining privileges.

    What should I keep in mind when using dinning credit cards?

    Before using dinning credit cards, you should check the bank's definition of eligible dining spending and its affiliated restaurants and bars, so that you won't miss any offers. You may earn multiple reward points when spending during public holiday and weekends, please check with your bank before spending with your credit card. Also, please check whether the reward points have limit or an expiry date for redemption.

    What are the charges of dinning credit cards?

    Dinning credit cards may charge various kinds of fees, including annual fees and penalty fees, as clearly stated in the terms and conditions.

    Confused about credit card terms?

    Glossary terms to know for first-time credit card users