We found 6 Results for

Sort By

Refine

Filter by need

MoneyHero.com.hk's Providers

American Express® Cathay Pacific Elite Credit Card

MoneyHero.com.hk Exclusive OfferSponsored Product
MoneyHero.com.hk Exclusive Offer:
Up to 79,000 Asia Miles (including 3,000 Asia Miles exclusively from MoneyHero.com.hk) + $200 Wellcome cash coupon exclusively for applications via MoneyHero.com.hk
Free visits to the Plaza Premium Lounges at airport
10,000 miles + $200 Wellcome cash coupon earned from new customers' spending $5,000
Free visits to the Plaza Premium Lounges at airport
10,000 miles + $200 Wellcome cash coupon earned from new customers' spending $5,000

Features

Requirements Welcome offers & exclusive reward
Basic Cardmembers submit their Card application online 1,000 Asia Miles
Welcome Bonus: spend HK$5,000 in the first 3 months 5,000 Asia Miles
Local Spend Bonus: HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000) 40,000 Asia Miles
Foreign Currency Spend Bonus (Both Online And Offline): Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000) 30,000 Asia Miles
Successful applications via MoneyHero.com.hk 3,000 Asia Miles + HK$200 Wellcome cash coupon
  Up to 79,000 Asia Miles in total + HK$200 Wellcome cash coupon
Complimentary Priority PassTM membership in the first 12-month Cardmembership tenure for Cardmembers, and unlimited Plaza Premium Lounge access all year-round for Basic Cardmembers.
Enjoy Enrolment Fee Waiver for Green tier membership of The Marco Polo Club
A first year annual fee waiver is applicable. Annual Card fee of HK$1,800 will be waived for the following year simply by spending HK$150,000 annually or if you hold The Marco Polo Club Silver membership tier (or above) at the time of your annual Card fee renewal
Wellcome offer and first year annual fee waiver do not applicable to applicants who have AMEX CX or CX Elite Card now or past 12 months
3,000 Asia Miles & HK$200 Wellcome cash coupon Exclusive rewards are only applicable to the new applicants from MoneyHero.com.hk from 31 December 2018 to 31 March 2019
  • Please click here for guide on coupon redemption.
  • 3,000 Asia Miles will be distributed by AMEX; HK$200 Wellcome cash coupon will be distributed by MoneyHero.com.hk
  • All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.

  • Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    3,000 Asia Miles + $200 Wellcome cash coupon

    From 31 December 2018 to 31 March 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

    Welcome Offers
    Up to 76,000 Asia Miles
    1. Online application Bonus: 1,000 Asia Miles - Submit application online
    2. Welcome Bonus: 5,000 Asia Miles - Spend HK$5,000 in the first 3 months
    3. Local Spend Bonus: Up to 40,000 Asia Miles - HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000)
    4. Foreign Currency Spend Bonus (Both Online And Offline): Up to 30,000 Asia Miles - Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000)

    APR/Fees

    APR
    Minimum Payment
    The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
    Late payment charge
    5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
    Retail Purchase APR
    38.23%
    Cash Advance APR
    36.07%
    Fees
    Annual fee
    $ 1,800
    Foreign Currency Transaction Fee
    2%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $300,000

    Citibank PremierMiles Card

    MoneyHero.com.hk Exclusive OfferSponsored Product
    MoneyHero.com.hk Exclusive Offer:
    Extra HK$300 supermarket coupon for successful new applications via MoneyHero.com.hk
    Up to 12 times complimentary access to airport lounges for every calendar year
    Free travel insurance for whole year
    Up to 12 times complimentary access to airport lounges for every calendar year
    Free travel insurance for whole year

    Features

    Spending requirements Welcome offer & exclusive reward
    Spending of HK$10,000 or above within first two months 9,000 Miles
    Successful applications via MoneyHero.com.hk HK$300 Wellcome cash coupon
      Up to 9,000 Miles +
    HK$300 Wellcome cash coupon in total
    Up to 12 times complimentary access to airport lounges for every calendar year. (Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit.); & Points will never expire. No service charge for mileage conversion; & Free Travel Insurance: Pay in full or redeem for flight tickets/ accommodation / travel tours with the card, you and your family can enjoy free travel insurance; & Purchase Protection: Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
    Suitable for customers who have large amount of overseas / foreign currency spending.

    Free travel insurance:
    (a) either one or more of the following has/have been purchased or settled by the principal cardholder with his/her Citi PremierMiles Card:
    (1) the in/outward-bound travel tickets to/from Hong Kong;
    (2) the accommodation cost for the entire journey;
    (3) the tour package; or
    (b) in the event that condition (a) above is not satisfied but instead one or more of the items stated in (1), (2) and (3) above has been acquired with points earned by a rewards program, any additional costs (including tax and fuel surcharge and any fees which is required to be paid according to any local requirement (if applicable)) must be paid by the principal cardholder with his/her Citi PremierMiles Card.

    New Customer will be eligible for 108,000 welcome Points upon accumulated spending of HK$10,000 or above within the first 2 months after the date of card issuance. Points can be redeemed for miles of various airlines.
    When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$200 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.
    Extra exclusive offer - HK$300 Wellcome cash coupon: Only applicable to the applicants from MoneyHero.com.hk from 1 to 31 March 2019.
  • Please click here for guide on coupon redemption.
  • All matters and disputes are subject to the final decision of MoneyHero.com.hk and Citibank.

  • Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$300 Wellcome cash coupon

    From 1 to 31 March 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

    Welcome Offers
    9,000 Miles

    Spending of HK$10,000 or above within first two months


    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1.5% of outstanding principal, plus any overlimit anount (if any).
    Late payment charge
    Minimum HK$200 and maximum HK$250
    Retail Purchase APR
    35.52%
    Cash Advance APR
    39.72%
    Interest Free Repayment Period
    58 days
    Fees
    Annual fee
    $ 1,800
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $ 240,000

    EarnMORE Unionpay Diamond Card

    Latest OfferSponsored Product
    Latest Offer:
    OTO Qseat foot massager as welcome offer
    2% cash rebate for Octopus Automatic Add Value Service
    3 complimentary visits to the Plaza Premium Lounges at airport
    2% cash rebate for Octopus Automatic Add Value Service
    3 complimentary visits to the Plaza Premium Lounges at airport

    Features

    Qualified spending requirements Welcome offer
    (Choose 1 from 4)
    Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    Fee: HK$200 each month x 3-month installment
    OTO Qseat foot massager
    Qualified retail spending over HK$8,500 within the first 90 days of card issuance HK$600 Häagen-Dazs™ coupon
    Qualified retail spending over HK$8,500 within the first 90 days of card issuance HK$500 cash rebate
    No spending requirement Up to HK$90,000 interest-free and handling fee-free Cash instalment program
    Extra HK$100 cash rebate for successful online applications
    Apply Octopus Automatic Add Value Service using EARNMORE credit card to enjoy 2% cash rebate at every reloading
    2% cash rebate (1% basic + 1% extra rebate) on year-round spending; cap for the 1% extra cash rebate during 1 January - 31 December 2019; the cash rebate will be deposited in next credit card statement
    Exemption of foreign transaction fees
    Annual fee waiver for the first 2 years
    Welcome offer only applies to new applicants who successfully apply EarnMORE Unionpay Diamond Card during the promotional period from 1 January to 31 December 2019 (Both dates inclusive)

    Promotions and Terms and Conditions

    Welcome Offers
    OPTION 1
    OTO Qseat foot massager

    Qualified retail spending over HK$8,500 within the first 90 days of card issuance + Fee: HK$200 each month x 3-month installment


    OPTION 2
    HK$600 Häagen-Dazs™ coupon

    Qualified retail spending over HK$8,500 within the first 90 days of card issuance


    OPTION 3
    HK$500 cash rebate

    Qualified retail spending over HK$8,500 within the first 90 days of card issuance


    OPTION 4
    Up to HK$90,000 interest-free and handling fee-free Cash instalment program

    No spending requirement


    APR/Fees

    APR
    Minimum Payment
    HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
    Late payment charge
    HK$250 or an amount equivalent to the minimum payment stated on the monthly statement (whichever is lower)
    Retail Purchase APR
    44.55%
    Cash Advance APR
    47.32%
    Interest Free Repayment Period
    53 days
    Fees
    Annual fee
    $ 800

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $150,000

    Citi Prestige Card

    MoneyHero.com.hk Exclusive Offer
    MoneyHero.com.hk Exclusive Offer:
    Extra HK$300 supermarket coupon for successful new applications via MoneyHero.com.hk
    Points will never expire
    Free global airport lounge access
    Points will never expire
    Free global airport lounge access

    Features

    Requirements Welcome offer & exclusive reward
    Payment of HK$3,800 annual fee 20,000 Miles
    Successful applications via MoneyHero.com.hk HK$300 Wellcome cash coupon
      Up to 20,000 Miles +
    HK$300 Wellcome cash coupon in total
    Points will never expire; a gift of 240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles.
    Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey ; and Complimentary 4th night at any hotel; and One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages; and Free travel insurance, extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more; and World Elite™ MasterCard privileges
    Extra exclusive offer - HK$300 Wellcome cash coupon: Only applicable to the applicants from MoneyHero.com.hk from 1 to 31 March 2019.
  • Please click here for guide on coupon redemption.
  • All matters and disputes are subject to the final decision of MoneyHero.com.hk and Citibank.
  • Annual fee of HK$3,800 must be paid.
    Welcome offer of 20,000 miles is applicable upon paying the first year annual fee of HK$3,800

    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$300 Wellcome cash coupon

    From 1 to 31 March 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

    Welcome Offers
    20,000 Miles

    Payment of HK$3,800 annual fee can get 20,000 Miles


    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1.5% of outstanding principal, plus any overlimit anount (if any).
    Late payment charge
    Minimum HK$200 and maximum HK$250
    Retail Purchase APR
    35.52%
    Cash Advance APR
    39.72%
    Interest Free Repayment Period
    58 days
    Fees
    Annual fee
    $ 3800
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $ 600,000

    WeWa Unionpay Diamond Card

    Latest Offer
    Latest Offer:
    One set of Round-trip Standard Seat Flight Tickets for One Passenger to Japan (Osaka or Okinawa) as welcome offer
    Join “Shake To Win” Lucky Draw to win prizes
    Join “Shake To Win” Lucky Draw to win prizes

    Features

    Eligible Retail Purchase Transactions requirements Welcome offer
    (Choose 1 from 4)
    Eligible Retail Purchase Transactions over HK$12,000 within 90 days from the card issuing date One set of Round-trip Standard Seat Flight Tickets for One Passenger from Hong Kong to Japan (Osaka or Okinawa) with HK$100 Hotel Voucher
    Eligible Retail Purchase Transactions over HK$8,500 within 90 days from the card issuing date HK$600 Häagen-Dazs™ Gift Voucher
    Eligible Retail Purchase Transactions over HK$8,500 within 90 days from the card issuing date HK$500 cash rebate
    No spending requirement Up to HK$90,000 interest-free and handling fee-free Cash instalment program
    Cardholders will be entitled to 1 Lucky Draw chance in “Shake To Win” via OmyCard mobile application upon they make single eligible retail transaction of HK$400 or above from 1 March to 31 August 2019 with WeWa credit card.

    Prizes include:

  • From 5% to 100% Single Transaction Rebate
  • Godiva e-Voucher
  • 4 Days MSIG Travel Insurance
  • WeWa Cash Rebate: HK$10 cash rebate for every HK$250 Spending within specific categories (Travel, Cinema, Karaoke, Theme park) (4%cashback); HK$1 cash rebate for every HK$250 Spending within other categories
    During the promotional period of “Shake To Win, each card account can enjoy a maximum 1 Lucky Draw chance respectively for the first eligible retail transaction or the first eligible cash advance transaction each day.

    For the details of the terms and conditions, please visit WeWa Credit Card.

    Welcome offer only applies to new applicants who successfully apply WeWa UnionPay Diamond Card during the promotional period from 1 March to 31 August 2019 (Both dates inclusive)
    click here for more information

    Promotions and Terms and Conditions

    Welcome Offers
    OPTION 1
    One set of Round-trip Standard Seat Flight Tickets for One Passenger from Hong Kong to Japan (Osaka or Okinawa) with HK$100 Hotel Voucher

    Eligible Retail Purchase Transactions over HK$12,000 within 90 days from the card issuing date


    OPTION 2
    HK$600 Häagen-Dazs™ Gift Voucher

    Eligible Retail Purchase Transactions over HK$8,500 within 90 days from the card issuing date


    OPTION 3
    HK$500 Cash Rebate

    Eligible Retail Purchase Transactions over HK$8,500 within 90 days from the card issuing date


    OPTION 4
    Up to HK$90,000 Interest-free Adminitration fee-free Cash Instalment Plan

    No Spending requirements


    APR/Fees

    APR
    Minimum Payment
    HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
    Late payment charge
    Minimum Payment Due or HK$250 (whichever is lower)
    Retail Purchase APR
    31.58%
    Cash Advance APR
    37.07%
    Interest Free Repayment Period
    53 days
    Fees
    Annual fee
    $ 800

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $150,000

    American Express® Cathay Pacific Credit Card

    MoneyHero.com.hk Exclusive Offer
    MoneyHero.com.hk Exclusive Offer:
    Up to 77,000 Asia Miles (including 3,000 Asia Miles exclusively from MoneyHero.com.hk) + $200 Wellcome cash coupon exclusively for applications via MoneyHero.com.hk
    2 complimentary visits to the Plaza Premium Lounges at airport per year
    4,600 miles rebated from new customers' $3,000 spending
    2 complimentary visits to the Plaza Premium Lounges at airport per year
    4,600 miles rebated from new customers' $3,000 spending

    Features

    Requirements Welcome offers & exclusive reward
    Basic Cardmembers submit their Card application online 1,000 Asia Miles
    Welcome Bonus: spend HK$3,000 in the first 3 months 3,000 Asia Miles
    Local Spend Bonus: HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000) 40,000 Asia Miles
    Foreign Currency Spend Bonus (Both Online And Offline): Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000) 30,000 Asia Miles
    Successful applications via MoneyHero.com.hk 3,000 Asia Miles + HK$200 Wellcome cash coupon
      Up to 77,000 Asia Miles in total + HK$200 Wellcome cash coupon
    2 Plaza Premium Lounge access coupons each year
    Enjoy Enrolment Fee Waiver for Green tier membership of The Marco Polo Club
    A first year annual fee waiver is applicable. Annual Card fee of HK$980 will be waived for the following year simply by spending HK$100,000 annually or if you hold The Marco Polo Club Silver membership tier (or above) at the time of your annual Card fee renewal
    Wellcome Vouchers Offer and first year annual fee waiver is not applicable to existing cardholders of American Express Cathay Pacific and/or Cathay Pacific Elite Card at present or for the past 12 months.
    3,000 Asia Miles & HK$200 Wellcome cash coupon Exclusive rewards are only applicable to the new applicants from MoneyHero.com.hk from 31 December 2018 to 31 March 2019
  • Please click here for guide on coupon redemption.
  • 3,000 Asia Miles will be distributed by AMEX; HK$200 Wellcome cash coupon will be distributed by MoneyHero.com.hk
  • All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.

  • Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    3,000 Asia Miles + HK$200 Wellcome cash coupon

    From 31 December 2018 to 31 March 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

    Welcome Offers
    Up to 74,000 Asia Miles
    1. Submit application online
    2. Spend HK$3,000 in the first 3 months
    3. HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000)
    4. Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000)

    APR/Fees

    APR
    Minimum Payment
    The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
    Late payment charge
    5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
    Retail Purchase APR
    38.23%
    Cash Advance APR
    36.07%
    Fees
    Annual fee
    $ 980
    Foreign Currency Transaction Fee
    2%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $150,000

    Need some help?

    No worries, we've got you covered!

    How long does it take to process my credit card application?

    Banks in Hong Kong such as HSBC, Hang Seng Bank and Standard Chartered Bank issue different types of credit cards with generous rewards and their eligibility requirements are also different. Hence, the processing time varies depending on the card issuer, but as soon as your application Have been approved, it normally takes 7 to 10 working days until you receive your card. Make sure that you submit all the relevant documents so that your application can be processed as quickly as possible.

    How do I qualify for a credit card account?

    Most Hong Kong credit card providers require you to be of legal age and a permanent resident/citizen of Hong Kong. You would also have to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

    How does a bank determine my credit limit?

    Banks look at your credit score and income to determine the maximum credit amount they would extend to you. If your application is approved, the credit limit a bank gives you may be lower or higher than what you indicated in your application. If your credit score Is satisfactory, banks may give you the maximum credit limit. If you think your limit is too high, you can talk to your provider and ask them to reduce it. Know more about credit score by reading our credit card application guide.

    What are the fees and charges applicable on credit cards?

    The annual fee, which is generally charged HK$200-HK$6,000, depends on the bank and the type of credit card. One-to three-year annual fee waiver is usually offered to attract users, and cardholders get their fee waived if they can Meet the minimum spending. Some card issuers even advertise credit cards with no annual fee, so please be sure to check the terms before applying. You can request annual fee waiver by calling the card issuer's hotline. further, many banks charge an early termination fee In addition to credit card welcome offers, you should also check with your provider to see the fees And charges of your credit card.

    Confused about credit card terms?

    Glossary terms to know for first-time credit card users